Assurance Financial

APRIL 29, 2021

Mortgage Lending Terminology . Earnest money is a portion of the sale price of the home that a buyer pays upfront, after the seller accepts their offer. The deposit shows that a buyer is serious and allows the seller to take the home off the market. If the buyer backs out of the sale, the seller gets to keep the earnest money.

Mortgage 69

Mortgage Insurance Sellers Inspection 69

Assurance Financial

JULY 23, 2021

Buying a home is a major commitment, both on the part of the buyer and the lender. As a buyer, you agree to take care of your new home and repay your mortgage based on the terms of the loan. Lenders use several factors when deciding whether or not to lend money to an individual or group of people. Downloadable Guides.

Mortgage 69

Mortgage Lending Government Loan Officers 69

Assurance Financial

DECEMBER 27, 2021

Your mortgage lender gives you an interest rate based on how risky they think lending money to you will be. More buyers in the housing market mean more people applying for mortgages. For lenders to have enough capital to lend to an increased number of people, they need to drive interest rates higher. Downloadable Guides.

Mortgage 74

Mortgage Finance Logistics Marketing 74

Assurance Financial

NOVEMBER 9, 2021

The average tiny home can cost buyers anywhere between $30,000 and $100,000 depending on the size, make and material of the tiny home, which means adequate financing is still a high priority. Downloadable Guides. Click here to download the file. Click here to download the file. How to Finance a Tiny Home Build.

Mortgage 36

Mortgage Finance Transportation Insurance 36

Appraisal Today

AUGUST 5, 2022

If you don’t have time to watch the video, download the presentation slides and scroll through to see if there is anything you want to know about. While some buyers cannot afford the higher mortgage payments, other are choosing to stay on the sidelines in the face of heightened uncertainty in the stock market and the economy in general.

Appraisal 59

Appraisal Valuation Contracts Modernization 59

Assurance Financial

MAY 10, 2022

During home shopping, most homebuyers want to know whether the current housing market is a seller’s market or a buyer’s market, along with how to get a good deal in a seller’s market. Buyer’s vs. Seller’s Market. The housing market is either a buyer’s market or a seller’s market.

Marketing 69

Marketing Real Estate Agent Sellers Buyers 69

McKissock

DECEMBER 28, 2021

The unprecedented buyer demand of 2021 will likely be suppressed to some extent due to affordability concerns in some markets, and more housing inventory will most likely be available from both the existing homes and new construction segments.”. Free download: Are you investing in yourself and your appraisal career?

Appraisal 96

Appraisal Reconsideration of Value Real Estate Property Appraisal 96

Assurance Financial

SEPTEMBER 28, 2021

It’s common for home-buyers to opt for a long-term loan in order to reduce their monthly payments, but over time your financial circumstances may change for the better and you could use your increased cash flow for extra payments on your mortgage. Downloadable Guides. Click here to download the file. contact-form-7].

Mortgage 36

Mortgage Investing Finance Loan Officers 36

Appraisal Today

DECEMBER 22, 2023

It’s a type of functional obsolescence in which the structure or one of its components is overly improved to a capacity or quality than a prudent buyer or owner would build or pay. Excerpts: How to use the spreadsheet to download neighborhood MLS data (40 minute video) I made a template to download data from MLS.

Appraisal 76

Appraisal Business Contracts Real Estate 76

Cornerstone

JANUARY 19, 2021

Download the infographic here. Mortgage rates are expected to stay low, and increased buyer demand is anticipated to spur more home sales and keep driving up housing prices. We’re lending in 41 states. Reading Time: 2 minutes. These are the highlights: The expert outlook on the 2021 housing market is optimistic.

Construction 61

Construction Housing Market Loan Officers Mortgage 61

Assurance Financial

JUNE 14, 2021

Can first-time home buyers get a conventional loan? Downloadable Guides. Click here to download the file. Click here to download the file. You have little other debt: Lenders will look at your total debt and debt-to-income ratio when deciding how much to lend you and how risky you are as a borrower. Loan Limits.

Insurance 69

Insurance Construction Mortgage Buyers 69

Appraisal Today

DECEMBER 16, 2022

Lenders want a compliant document that allows the loan package to be sold as quickly as possible, while investors want an appraisal that allows for securitization or resale to another downstream buyer. To download the PDF and read more, click here. Excerpt: Buyers went from FOMO to FOGS. To read more, click here. Bottom line.

Modernization 52

Modernization Appraisal Contracts Real Estate 52

Assurance Financial

MAY 18, 2022

Several government loan programs exist to help buyers take one step closer to the American dream of homeownership. Since private lenders have insurance from the FHA, they are more likely to lend money to people who wouldn’t qualify for a conventional mortgage. In short, you can get a USDA loan without making a down payment.

Insurance 69

Insurance Government Mortgage Sellers 69

Movoto

MARCH 25, 2024

Unlike a credit card or a car loan, a mortgage loan is more involved than other consumer lending scenarios. The best way to approach this task in the modern world is to simply download all the items you’ll need and save them in a folder with sensible names. Identification (valid government ID).

Mortgage 36

Mortgage Real Estate Agent Sellers Real Estate 36

Assurance Financial

AUGUST 9, 2021

Although the goal of the USDA loan program is to make homeownership more available to a wider swath of buyers, there are certain requirements people need to meet before they are eligible for the loans. The mortgages seek to provide very-low to moderate-income buyers with access to sanitary, decent and safe housing in eligible areas.

Home Improvement 74

Home Improvement Insurance Development Finance 74

Clear Capital

MARCH 31, 2022

Download the report , or read it below. Waller pointed out in his speech that the rapid rise in home prices was not due to leverage or relaxed lending standards, but by the state of supply and demand. Even if the Fed raises rates aggressively, it might only affect the marginal buyer who is purchasing for investment reasons.

Marketing 69

Marketing Real Estate Investing Government 69

McKissock

FEBRUARY 25, 2022

” Free download: Ready to launch your appraisal career? ” Free download: Navigate smoothly through every appraisal assignment with The Valuation Process Road Map. My focus is lending institutions appraisals.” With the economy now you have to be able to be flexible in learning.” ” “Work ethic.”

Real Estate 78

Real Estate Appraisal Easement Inspection 78

Clear Capital

JUNE 24, 2022

Download the report , or read it below. While it is possible that some MSAs have hit the affordability wall and buyers cannot afford to pay more, the supply and demand situation is still heavily biased towards a seller’s market. . Commentary by Brent Nyitray of The Daily Tearsheet. quarter-over-quarter (QoQ) and 20.8%

Marketing 69

Marketing Real Estate Retail Lending 69

Assurance Financial

JULY 23, 2021

The loan program allows buyers to put zero down. It’s a conventional mortgage that’s above the lending limits set by FreddieMac and FannieMae. Downloadable Guides. Click here to download the file. Click here to download the file. Jumbo loans: A jumbo loan is also called a non-conforming loan.

Mortgage 74

Mortgage Real Estate Agent Government Loan Officers 74

Assurance Financial

JULY 27, 2021

Downloadable Guides. Click here to download the file. Click here to download the file. One thing worth noting is that specific mortgage types aren’t limited to first-time buyers. Assurance Financial has home loan options for every type of buyer, from first-time homebuyers to more experienced buyers.

Mortgage 69

Mortgage Government Construction Insurance 69

Clear Capital

NOVEMBER 30, 2021

They are a digital lending platform. He doesn’t represent buyers and sellers, like a traditional agent. You go online, download an app, and in the app, you find apartments, you tour apartments in the app right there online, you have transparent marketing materials. But that’s mobile first.

Landlords 69

Landlords Real Estate Tenants Investing 69

Assurance Financial

APRIL 29, 2021

A lender particularly doesn’t want to lend more than a borrower can repay, as the lender risks losing a significant sum of money. If the house doesn’t pass inspection or the sale doesn’t go through due to an allowable contingency, the buyer gets the EMD back. Downloadable Guides. TILA (Truth in Lending Act).

Mortgage 74

Mortgage HOA Insurance Real Estate Agent 74

Patch of Land

APRIL 17, 2018

The percentage of flips completed with financing could signal more interest from real estate investors as the lending market for fix-and-flip real estate investors matures with competitive interest rates that more closely resemble buying with cash. The report also noted that flips to FHA buyers dropped to 17.6% in 2017 from 19.4%

Finance 39

Finance Investors Real Estate Retail 39