Housing Wire

MARCH 17, 2025

Not wasting any time following his Senate confirmation last week, Federal Housing Finance Agency (FHFA) Director Bill Pulte made a series of major changes to the boards of government-sponsored enterprises Fannie Mae and Freddie Mac according to filings with the Securities and Exchange Commission (SEC).

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Government Finance Development Mortgage 486

Housing Wire

JANUARY 28, 2025

We transfer ownership by private contract between parties; no advance government approval is required. By contrast, many European countries have a centralized, government-managed land registration system, which requires government review before property transfers are effective. Among the many benefits of the U.S.

Insurance 394

Insurance Legal Government Real Estate 394

Appraisal Buzz

OCTOBER 15, 2024

The Government MCAI grew by 0.8%, while the Conventional MCAI fell by 1.7%. While the Conventional MCAI looks at non-government loan programs, the Government MCAI looks into FHA, VA, and USDA loan programs. Key Findings from the Mortgage Credit Availability Index: In September, the MCAI dropped by 0.5%

Mortgage 387

Mortgage Government Lending Construction 387

Housing Wire

APRIL 7, 2025

Government-sponsored enterprise (GSE) Fannie Mae has reportedly laid off as many as 700 employees, with 200 of the layoffs focused on members of the Telugu-speaking community over irregularities uncovered related to charitable donations. According to reports from outlets including TechStory , HRKatha and the Times of India ,700 U.S.-based

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Government Legal Finance Mortgage 537

Housing Wire

MAY 7, 2025

Department of Housing and Urban Development (HUD) official is making explosive claims that the federal government secretly spent $21 trillion building a vast underground network of bunkers, “city infrastructure,” and transportation, allegedly designed to protect elites in the event of a catastrophic disaster. A former U.S.

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Transportation Government Development Design 387

Housing Wire

MARCH 5, 2025

Conventional refinance applications rose 34% and government refinance applications increased by 42% over the week. The move in government refinances was driven by a 75% increase in VA loans, which have been prone to large changes in recent months, he shared. ” The refinance share of mortgage activity increased to 43.8%

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Mortgage Government Contracts Buyers 491

Housing Wire

MARCH 7, 2025

Federal government employment declined. economy can withstand job losses in the government sector, reduced spending in the economy, and a housing market on the brink of losing residential construction projects. It’s important to distinguish between federal workers and state and local government job hiring.

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Marketing Mortgage Government Construction 352

Housing Wire

DECEMBER 20, 2024

And actual robotic assistance is something being developed in other parts of the world, including through government endorsement of the idea. These include the active encouragement by the governments of the countries examined to construct robots for social utility, including for in-home care.

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Design Government Development Technology 382

Housing Wire

MARCH 20, 2025

Only 24 hours after a sweeping move to transform the governing boards at the government-sponsored enterprises Fannie Mae and Freddie Mac , a board member with links to Elon Musks business empire and the U.S. Stanley also reportedly has ties to DOGE, the government cost-cutting group led by Musk and housed within the White House.

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Government Design Finance Business 365

Appraisal Buzz

NOVEMBER 20, 2024

percent, while the Government MCAI increased by 0.4 percent, while the Government MCAI increased by 0.4 The Conventional, Government, Conforming, and Jumbo MCAIs are constructed using the same methodology as the Total MCAI and are designed to show relative credit risk/availability for their respective index. The MCAI rose by 0.7

Mortgage 418

Mortgage Government Construction Design 418

Housing Wire

APRIL 28, 2025

In walking back policies designed to boost participation in foreclosed property sales for nonprofit and government bodies, the Federal Housing Administration (FHA) said that policies put in place in 2022 that restrict certain sales to these entities for a 30-day period have produced mixed results at best and will now be rescinded.

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Government Design Buyers Real Estate 403

Housing Wire

APRIL 25, 2025

In February, HUD issued a termination notice and withdrew funding that supports the organization’s outreach to local governments and nonprofits that work to rebuild neighborhoods. This decision ensures we can continue our work providing technical assistance to communities experiencing economic distress and those most in need of support.

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Government Finance Contracts Development 322

Housing Wire

MARCH 17, 2025

The government contended that the banks recent supplement to the record of expert testimony is not appropriate or useful for the court, according to filings obtained by HousingWire s Reverse Mortgage Daily (RMD). Congress clearly laid out Ginnie Maes authority to pool backing securities that the company guarantees, the bank argued.

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Government Law Legal Mortgage 331

Housing Wire

FEBRUARY 7, 2025

A significant issue is what happens to government workers this year: how many are laid off or receive buyouts ? The situation will be challenging in 2025, especially since a critical growth driver in 2024 was government jobs, while manufacturing jobs were lost during the same year.

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Marketing Mortgage Government Retail 409

Housing Wire

JANUARY 16, 2025

If someone calls claiming to be a government official, the FCC recommends hanging up and instead calling the number listed on that government agency’s official website. The FCC warns about “federal officials” asking for money or calls/texts asking for financial account information.

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Mortgage Insurance Government Lending 368

Housing Wire

FEBRUARY 24, 2025

The bank is opposing a government request for a summary judgment that would hand a victory to Ginnie Mae, according to court filings reviewed by HousingWire s Reverse Mortgage Daily (RMD). Government attorneys filed a motion for summary judgment a decision made by the judge instead of a jury on Jan. In the new filing issued on Feb.

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Government Legal Law Mortgage 301

Appraisal Buzz

DECEMBER 10, 2024

More than half of recent mortgages were government loans in Colorado Springs, Colorado; El Paso, Texas; and Virginia Beach, Virginia because of high VA-loan usage. Nearly three in four mortgage loans were government loans in El Paso, with 29.3% Miami leads with 42.7% comprised of VA loans and 41% were FHA loans.

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Housing Market Marketing Inventory Government 418

Housing Wire

MARCH 5, 2025

Conventional refinance applications rose 34% and government refinance applications increased by 42% over the week, Joel Kan , the MBAs vice president and deputy chief economist, said in the announcement. The move in government refinances was driven by a 75% increase in VA loans, which have been prone to large changes in recent months.

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Loan Officers Renovations Government Buyers 257

Housing Wire

OCTOBER 15, 2024

The government-sponsored enterprise (GSE) said the Housing Choice Voucher program, which launched in 2022, assists very low-income families, seniors and people with disabilities in being able to afford stable and quality housing in the private market.

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Landlords Tenants Property Management Legal 449

Housing Wire

DECEMBER 4, 2024

The program, dubbed “60bps for 60 Days,” applies to both conventional and government loans and is available to borrowers with a FICO score of 720 or higher. In September, UWM launched a 75-bps incentive program for conforming conventional and government-backed rate-and-term refinances. The Federal Housing Administration (FHA), U.S.

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Government Mortgage Marketing Business 379

Housing Wire

NOVEMBER 18, 2024

The Federal Housing Finance Agency (FHFA) on Monday announced that it will raise the 2025 multifamily loan caps for purchases by the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac to $73 billion each.

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Government Finance Business Marketing 430

Housing Wire

NOVEMBER 14, 2024

The Congressional Budget Office (CBO) this week published a report assessing the performance of government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac in reaching their single-family housing goals. The CBO found that the GSEs “met or exceeded” nearly all goals over a four-year period from 2018 to 2022.

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Government Finance Legal Mortgage 534

Housing Wire

APRIL 23, 2025

The legislation also authorizes county governments to require the owner of real property to maintain a higher percentage of rental housing units as affordable dwelling units than the minimum percentage specified in the act. Shelly Hettleman, who served as the chief sponsor of the Senate version, is happy with the development. ”

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Property Taxes Law Government Tenants 343

Housing Wire

DECEMBER 19, 2024

The Federal Housing Finance Agency (FHFA) on Thursday announced that it initiated 43,459 foreclosure prevention actions in the third quarter of 2024, bringing the total number of homeowners helped to more than 7 million since the government-sponsored enterprises (GSEs) entered conservatorship in 2008.

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Government Finance Mortgage Business 380

Housing Wire

MARCH 21, 2025

Local governments in the state would also be cut off from a key funding source for schools and social services, the report explained. While Florida property values have surged in recent years, this has come at a cost to taxpayers squeezed by increasing local government property taxes, he said. Taxpayers need relief.

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Property Taxes Government Local Properties Insurance 342

Housing Wire

MAY 14, 2025

Refinance volume was little changed for the week, with a small increase in government refinances and a decrease in conventional refinances. Added Fratantoni, There was a notable gain in government purchase applications, up almost 5% for the week and 40% on an annual basis. and almost 18% higher than last years pace.

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Mortgage Contracts Government Inventory 331

Housing Wire

JUNE 13, 2025

This is because traditional income verification requirements for government or government-sponsored loans, including those from Fannie, Freddie , or Ginnie Mae , may not be applicable.

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Lending Investors Finance Government 412

Housing Wire

APRIL 1, 2025

Today’s transaction, first announced in January 2025 , expands A&D Mortgages presence in the agency and government lending sectors while further strengthening its presence in non-QM. This business portion, now under A&Ds ownership, was not mentioned in Rockets merger announcement yesterday.

Mortgage 367

Mortgage Government Lending Technology 367

Housing Wire

NOVEMBER 25, 2024

The Federal Housing Finance Agency (FHFA) on Monday unveiled its three-year plan for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac to improve housing opportunities in underserved areas.

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Development Government Finance Design 421

Appraisal Buzz

JANUARY 10, 2025

The Government MCAI did not change, however the Conventional MCAI rose by 1.3%. percent, while the Government MCAI remained unchanged. In December, the MCAI increased by 0.7% While an increase in the index signifies loosening credit, a decrease in the MCAI suggests tightening lending rules. The Conforming MCAI decreased by 0.7

Mortgage 393

Mortgage Government Lending Technology 393

Appraisal Buzz

FEBRUARY 11, 2025

While the Government MCAI climbed by 1%, the Conventional MCAI increased by 3.8%. Key Highlights Conventional, Government, Conforming & Jumbo Indices In January, the MCAI increased by 2.5% While the Government MCAI climbed by 1%, the Conventional MCAI increased by 3.8%. In March 2012, the index was benchmarked at 100.

Mortgage 259

Mortgage Government Lending Technology 259

Housing Wire

FEBRUARY 26, 2025

They discovered a high level of government involvement and a host of industry participants eager to chat with their professional counterparts from thousands of miles away. government involvement The NRMLA Annual Meeting in September 2024 featured several guests from the federal governments housing arm, the U.S.

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Mortgage Government Development Business 274

Housing Wire

NOVEMBER 15, 2024

The 30-year fixed mortgage rate, which correlates with long-term government bonds, increased to 6.97% at HousingWire ’s Mortgage Rates Center , compared to 6.94% on Monday. Financial markets quickly responded to Powell’s comments, with stocks getting hit and Treasury yields spiking. 10-year yield jumped to 4.450% on Thursday.

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Mortgage Government Tools Marketing 528

Housing Wire

JUNE 2, 2025

As many local governments continue to face challenges in bolstering their housing stock, one developer is taking action against Denver over a requirement to pay into the citys dedicated affordable housing fund. The developer is being represented by the Pacific Legal Foundation on a pro bono basis.

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Development Construction Architecture Legal 310

Housing Wire

APRIL 1, 2025

Per a recent report from Government Executive , the FHFA already closed two of its departments, which resulted in a 10% cut of its workforce, which includes the FHFA’s Research and Statistics Division and its Division of Public Interest Examination (DPIE).

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Finance Government Investing Mortgage 443

Housing Wire

DECEMBER 4, 2024

But government loans trended slightly upward. In 2025, jumbo loans will increase to a minimum size of $806,501 — a 5.2% increase from the current floor that is consistent with home-price increases , according to an announcement last week from the Federal Housing Finance Agency (FHFA). in the prior week. the previous week.

Mortgage 382

Mortgage Inventory Government Contracts 382

Housing Wire

JANUARY 10, 2025

The bulk of the job gains in December occurred in the care (+46,000 jobs), government (+33,000 jobs), retail trade (+43,000 jobs), and social assistance (+23,000 jobs) sectors. The unemployment rate has hovered at 4.1% for the past seven months. The number of unemployed people was 6.9 million in December.

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Construction Housing Market Retail Real Estate 381