Housing Wire

MARCH 5, 2025

Conventional refinance applications rose 34% and government refinance applications increased by 42% over the week. The move in government refinances was driven by a 75% increase in VA loans, which have been prone to large changes in recent months, he shared. ” The refinance share of mortgage activity increased to 43.8%

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Mortgage Government Contracts Buyers 505

Housing Wire

MARCH 17, 2025

The government contended that the banks recent supplement to the record of expert testimony is not appropriate or useful for the court, according to filings obtained by HousingWire s Reverse Mortgage Daily (RMD). Congress clearly laid out Ginnie Maes authority to pool backing securities that the company guarantees, the bank argued.

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Housing Wire

DECEMBER 18, 2024

Government-owned company Ginnie Mae , which oversees the secondary mortgage market and provides a guarantee for a large segment of home loans, released a fiscal year 2024 financial report this week that shows positive results. Government. governments balance sheet and, by extension, U.S. This performance generated $3.1

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Housing Wire

FEBRUARY 24, 2025

The bank is opposing a government request for a summary judgment that would hand a victory to Ginnie Mae, according to court filings reviewed by HousingWire s Reverse Mortgage Daily (RMD). Government attorneys filed a motion for summary judgment a decision made by the judge instead of a jury on Jan. In the new filing issued on Feb.

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Housing Wire

JANUARY 28, 2025

We transfer ownership by private contract between parties; no advance government approval is required. By contrast, many European countries have a centralized, government-managed land registration system, which requires government review before property transfers are effective. Among the many benefits of the U.S.

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Insurance Legal Government Real Estate 418

Housing Wire

MARCH 20, 2025

Only 24 hours after a sweeping move to transform the governing boards at the government-sponsored enterprises Fannie Mae and Freddie Mac , a board member with links to Elon Musks business empire and the U.S. Stanley also reportedly has ties to DOGE, the government cost-cutting group led by Musk and housed within the White House.

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Appraisal Buzz

OCTOBER 15, 2024

The Government MCAI grew by 0.8%, while the Conventional MCAI fell by 1.7%. While the Conventional MCAI looks at non-government loan programs, the Government MCAI looks into FHA, VA, and USDA loan programs. Key Findings from the Mortgage Credit Availability Index: In September, the MCAI dropped by 0.5%

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Mortgage Government Lending Construction 387

Housing Wire

FEBRUARY 7, 2025

A significant issue is what happens to government workers this year: how many are laid off or receive buyouts ? The situation will be challenging in 2025, especially since a critical growth driver in 2024 was government jobs, while manufacturing jobs were lost during the same year.

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Marketing Mortgage Government Retail 478

Housing Wire

MARCH 6, 2025

is being closely watched amid widespread layoffs of federal government workers. Sweeping cuts by Elon Musks DOGE agency have sent many government employees packing, while other staff need to find housing in the area to comply with return-to-work mandates. The housing market in Washington D.C. 7: 596 Week of Feb. 14: 655 Week of Feb.

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Inventory New Listings Government Housing Market 344

Appraisal Buzz

FEBRUARY 20, 2025

Open to all mortgage lending and servicing professionals, GSEs , government entities, and Legal League members, the annual Spring Servicer Summit gathers the nations elite financial services law firms to discuss default policies, procedures, and emerging issues with leading mortgage servicing executives.

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Housing Wire

FEBRUARY 26, 2025

They discovered a high level of government involvement and a host of industry participants eager to chat with their professional counterparts from thousands of miles away. government involvement The NRMLA Annual Meeting in September 2024 featured several guests from the federal governments housing arm, the U.S.

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Mortgage Government Development Business 335

Housing Wire

DECEMBER 20, 2024

And actual robotic assistance is something being developed in other parts of the world, including through government endorsement of the idea. These include the active encouragement by the governments of the countries examined to construct robots for social utility, including for in-home care.

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Housing Wire

OCTOBER 15, 2024

The government-sponsored enterprise (GSE) said the Housing Choice Voucher program, which launched in 2022, assists very low-income families, seniors and people with disabilities in being able to afford stable and quality housing in the private market.

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Housing Wire

JANUARY 16, 2025

If someone calls claiming to be a government official, the FCC recommends hanging up and instead calling the number listed on that government agency’s official website. The FCC warns about “federal officials” asking for money or calls/texts asking for financial account information.

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Mortgage Insurance Government Lending 370

Housing Wire

JANUARY 8, 2025

Eighty percent of respondents also believe the government should be doing more to help retirees a tall order considering the place of the Social Security program in gridlocked political conversations, particularly in a narrowly-divided Congress.

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Appraisal Buzz

DECEMBER 10, 2024

More than half of recent mortgages were government loans in Colorado Springs, Colorado; El Paso, Texas; and Virginia Beach, Virginia because of high VA-loan usage. Nearly three in four mortgage loans were government loans in El Paso, with 29.3% Miami leads with 42.7% comprised of VA loans and 41% were FHA loans.

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Housing Market Marketing Inventory Government 418

Housing Wire

DECEMBER 19, 2024

The Federal Housing Finance Agency (FHFA) on Thursday announced that it initiated 43,459 foreclosure prevention actions in the third quarter of 2024, bringing the total number of homeowners helped to more than 7 million since the government-sponsored enterprises (GSEs) entered conservatorship in 2008.

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Housing Wire

MARCH 12, 2025

Government purchase applications experienced an 11% increase helped by the FHA rate dropping to 6.34%. As a result, applications increased over the week and were up 31% from a year ago, said Joel Kan , MBAs vice president and deputy chief economist.

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Mortgage Contracts Government Housing Market 435

Housing Wire

OCTOBER 30, 2024

Government refinances accounted for a large part of the decrease, dropping 12% over last week.” The 30-year fixed rate, at 6.73%, was at its highest level since July 2024,” said Joel Kan , MBA’s deputy chief economist.

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Mortgage Government Inventory Marketing 468

Housing Wire

JANUARY 29, 2025

The program applies to both conventional and government loans and is available to borrowers with a FICO score of 720 or higher. In September 2024, UWM launched a 75-bps incentive program for conforming conventional and government-backed rate-and-term refinances. The move is similar to previous UWM pricing incentives. 29, 2024.

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Advertising Government Mortgage Marketing 345

Housing Wire

MARCH 3, 2025

Federal Acquisition Regulations govern the process agencies must go through to requisition goods or services, and once a contract is fully terminated, procurement must go through that process, the affidavit said. The officer contends that wholesale contract termination does not help prevent waste, fraud and abuse.

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Contracts Legal Government Training 391

Appraisal Buzz

FEBRUARY 11, 2025

While the Government MCAI climbed by 1%, the Conventional MCAI increased by 3.8%. Key Highlights Conventional, Government, Conforming & Jumbo Indices In January, the MCAI increased by 2.5% While the Government MCAI climbed by 1%, the Conventional MCAI increased by 3.8%. In March 2012, the index was benchmarked at 100.

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Mortgage Government Lending Technology 259

Housing Wire

OCTOBER 31, 2024

Ginnie Mae acting president Sam Valverde has been operating in his current position at the government-owned company for much of 2024. He is overseeing the sizable government portfolio of mortgage-backed securities (MBS) while navigating the company’s stated need for more budgetary resources.

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Government Finance Mortgage Development 448

Housing Wire

JANUARY 10, 2025

The bulk of the job gains in December occurred in the care (+46,000 jobs), government (+33,000 jobs), retail trade (+43,000 jobs), and social assistance (+23,000 jobs) sectors. The unemployment rate has hovered at 4.1% for the past seven months. The number of unemployed people was 6.9 million in December.

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Construction Housing Market Retail Real Estate 397

Housing Wire

MARCH 17, 2025

If mortgage rates rise from todays level, this will be a negative for the labor market, which has already been shedding government jobs in 2025. With rising mortgage rates, more supply and some pressure on profit margins, its challenging for housing permits to grow. The chart below is not very encouraging.

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Mortgage Government Development Business 478

Housing Wire

NOVEMBER 15, 2024

The 30-year fixed mortgage rate, which correlates with long-term government bonds, increased to 6.97% at HousingWire ’s Mortgage Rates Center , compared to 6.94% on Monday. Financial markets quickly responded to Powell’s comments, with stocks getting hit and Treasury yields spiking. 10-year yield jumped to 4.450% on Thursday.

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Mortgage Tools Government Marketing 531

Housing Wire

MARCH 7, 2025

Department of Housing and Urban Development (HUD) is considering employing cryptocurrency and blockchain technology to monitor the employment of agency grants, which some staffers believe could be a trial run for wider deployment of the technology across the federal government. This is according to a report published Friday by ProPublica.

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Technology Government Law Insurance 329

Appraisal Buzz

MARCH 17, 2025

Both conventional and government credit supply expanded over the month. The Government MCAI grew by 1.4%, while the Conventional MCAI increased by 1.3%. The Government MCAI grew by 1.4%, while the Conventional MCAI increased by 1.3%. In February, the MCAI increased by 1.4% In March 2012, the index was benchmarked at 100.

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Buyers Mortgage Government Lending 221

Housing Wire

OCTOBER 28, 2024

While Monestier, who reportedly sold her Rhode Island home in 2022 and is part of the affected class, believes sellers were paying “inflated commissions,” she feels that prior to the settlement changes going into effect, the rules governing the industry were “clear and confusion did not reign supreme.” Following the Aug.

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Housing Wire

OCTOBER 22, 2024

30, approximately $200 billion in unpaid principal balance, more than 30% of the loans in our portfolio, had a rate above 5%, $90 billion of which was government-insured or guaranteed loans, and $108 billion of which was conventional and other loans,” Spector said. “As of Sept.

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Government Investing Mortgage Valuation 435

Housing Wire

NOVEMBER 14, 2024

Frank Rainwater, executive director of the state’s Revenue and Fiscal Affairs Office, described some of the challenges that would need to be addressed by the government in the coming years. “On But from our perspective, how does government provide services?” It’s nice, people want to come here to live and retire.

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Transportation Government Inventory Mortgage 370

Appraisal Buzz

DECEMBER 20, 2024

This updated report offers insights and tips on what is possible when governments and CLTs work together toward the shared goal of creating permanently affordable homeownership. State governments are increasingly providing legislative and financial support for CLTs from Connecticut to Texas.

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Land Lease Government Real Estate Housing Market 243

Appraisal Buzz

OCTOBER 28, 2024

In jurisdictions without state income taxes, such as Florida and Texas, property taxes are a particularly significant source of funding for government programs. For example, a government may issue a large new bond or a new administration may be investing heavily in infrastructure.

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Property Taxes Home Value Government HOA 349

Housing Wire

JANUARY 10, 2025

Shes urging House Speaker Mike Johnson to take up the bill, which would require the Government Accountability Office (GAO) to conduct a study to assess wildfire and insurance threats and responses. I think what we’ve got to look at is, what can the government do to back up the ability for people to have insurance coverage?

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Insurance Government Construction Business 370

Housing Wire

MARCH 21, 2025

the investment firm led by Fidelity National Financial (FNF) founder and Chairman William Foley II, is facing accusations of poor governance and a lack of strategic focus from activist investor Carronade Capital Management. We believe this misalignment points to a failure in capital allocation, strategic planning, and governance oversight.

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Investing Investors Government Real Estate 317

Housing Wire

MARCH 4, 2025

In the meantime, states, RON providers and those putting the technology to use have stepped up to create a well-functioning status quo in the absence of federal guidelines, according to William Kooper, vice president of state government affairs and regulatory policy with the Mortgage Bankers Association (MBA).

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Law Real Estate Technology Development 408

Housing Wire

OCTOBER 21, 2024

” The spokesperson continued: “It is clear the government isn’t interested in their own rules, or facts, and are simply including us in this case to score headlines based on our strong brand and prominent position in the industry.

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Appraisal Reconsideration of Value Valuation Law 511