Housing Wire

JANUARY 8, 2025

Heading into the 2025 housing market, we havent had this many homeowners with mortgage rates over 6% since 2016. According to the latest FHFA data , as of Q3 2024, 17.2% of outstanding mortgages, around 8.7 million borrowers, carry a mortgage with an interest rate over 6%. In the last decade, as more and more homebuyers financed their purchases with mortgage rates in the 4s or lower, an interesting thing happened: We held on to these homes longer and resold them less often.

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Appraisal Buzz

JANUARY 10, 2025

This article originally appeared in the January 2025 edition of MortgagePoint magazine, online now. In the modern mortgage industry, lenders are not just setting themselves apart on who has the best Super Bowl ad or the biggest branch footprint, but increasingly also on their approach to technology. Today, technology is driving differentiation across the customer experience, loan officer experience, and overall operational efficiency.

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Appraisal Buzz

JANUARY 6, 2025

According to a new study from Redfin , a household making a median U.S. income of $83,782 in 2024 wouldve had to spend 41.8% of their earnings on monthly housing costs if they bought a $429,734 median-priced U.S. home. Thats a slight improvement from 42.2% in 2023, but is considerably less affordable than the typical share of 30% or lower recorded throughout the 2010s.

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Sacramento Appraisal Blog

JANUARY 7, 2025

Whats the housing market going to do in 2025? Nobody has a crystal ball, but here are some things on my mind. Scroll quickly by topic or digest slowly. Anything to add? UPCOMING SPEAKING GIGS: 1/15/25 Mike & Joel Event (free online (register Eventbrite)) 1/16/25 Sac Real Producers event (details TBA) 1/22/25 Windermere El Dorado […] The post Real estate trends to watch in 2025 first appeared on Sacramento Appraisal Blog.

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Speaker: Timothy Allsopp

Payment challenges often lead to delayed projects, financial bottlenecks, and strained relationships. With construction projects becoming more complex, outdated processes are no longer sustainable. By refining financial workflow, companies can improve cash flow, reduce error, and foster trust between stakeholders. Discover practical strategies for redesigning payment systems to overcome workflow challenges while creating a smoother, more reliable process for contractors and subcontractors alike.

Construction

Real Estate News

JANUARY 8, 2025

Robert Reffkin has been outspoken and growth-focused, landing at No. 1 on the 2025 SP 200. At No. 2? Another disruptor-turned-dominator, eXps Glenn Sanford.

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Housing Wire

JANUARY 9, 2025

Several fires burning more than 45 square miles in the Los Angeles area have forced more than 100,000 residents from their homes and killed five people, The Associated Press reported on Thursday. Nearly 2,000 homes, businesses and other structures have been destroyed, with many displaced residents scouting for rental properties and temporary shelter.

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Eyes on Housing

JANUARY 9, 2025

According to the U.S. Census Bureaus latest estimates, the U.S. resident population grew by 3,304,757 to a total population of 340,110,988. The population grew at a rate of 0.98%, the highest rate since 0.99% in 2001. This also marked the third straight increase in the growth rate of the U.S. population. The vintage population estimates.

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Real Estate News

JANUARY 9, 2025

The upstart brokerage offers both rev share and fee-based plans, which CEO Robert Palmer believes will be key to their growth. So far, it seems to be working.

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Inman

JANUARY 8, 2025

LA-area agents on Wednesday told Inman that they were checking in on clients and keeping an eye on evacuation orders while lamenting the "catastrophic" toll the wildfires were taking on the community and real estate market.

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Advertiser: Trellis

Trellis is a state trial court research and analytics platform that provides Real Estate Professionals (Buyers, Foreclosure, Loan Modification, etc.) with LEADS on Pre-Foreclosures, Lis Pendes, Distressed Assets and more — to help uncover **new** opportunities and grow their business. The process is quick and easy — and all in real time. Trellis will supply you with a link to the relevant dockets, a Leads sheet and access to its UI where applicable.

Real Estate

Appraisal Buzz

JANUARY 6, 2025

As the New Year settles in, unfortunately, homeownership and financial stability are still a worry for millions of hard-working Americans. Through the Eviction Protection Grant Program (EPGP), a first-of-its-kind federal program created to increase the availability of legal services to tenants at risk of or subject to eviction, the U.S. Department of Housing and Urban Development (HUD) granted $40 million in funding to 21 recipients to support housing stability and prevent evictions and homeless

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Housing Wire

JANUARY 8, 2025

The Real Brokerage is a already a top 10 company in terms of transaction volume and sides and it continued its growth this week in two of the nation’s most populous states. Miami -based Real on Tuesday announced the addition of Harvest Realty , an independent brokerage in Southern California with 550 agents. Led by the husband-and-wife team of John Zhang and Christine Li, Harvest specializes in serving the Chinese community in SoCal.

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Appraiserblogs

JANUARY 9, 2025

The hidden costs of appraisal management companies (AMCs) in the real estate industry have faced growing scrutiny, as highlighted by a recent Business Insider article titled “The Hidden Middleman who cost homebuyers $12 billion dollars and counting.” The article examines the opaque practices of AMCs, which frequently charge exorbitant fees that can exceed the amount paid to the appraiser.

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Real Estate News

JANUARY 8, 2025

Amy Lessinger announced her resignation after nearly three decades with RE/MAX, a brand she had vowed to never leave.

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Inman

JANUARY 7, 2025

Broker Annette DeCicco offers lessons learned from her father, a hall-of-fame fencing coach, that can be your roadmap to generating more leads in 2025 and beyond.

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Appraisal Buzz

JANUARY 7, 2025

A third of American homeowners (34%) say they will never sell their house, while another 27%say they wont think about doing so for at least 10 years. According to a recent survey that Redfin commissioned, that is. Only 8% of homebuyers intend to sell in three to five years, and 7% within the following three years, whereas nearly one-quarter (24%) of them aim to sell in five to 10 years.

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Housing Wire

JANUARY 6, 2025

Vanderbilt Mortgage & Finance , part of Warren Buffetts conglomerate Berkshire Hathaway , has been accused by the Consumer Financial Protection Bureau (CFPB) of manipulating underwriting standards and setting borrowers up to fail in manufactured home loans. The consumer watchdog on Monday filed a lawsuit in a U.S. district court in Tennessee against Vanderbilt for purported violations of the Truth in Lending Act and Regulation Z.

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Mortgagebroker News

JANUARY 10, 2025

Employers add more jobs than expected as jobless rate ticks lower in December

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Real Estate News

JANUARY 7, 2025

Just a month after the company announced an investigation into its rental pricing practices had ended, the DOJ is back with an updated, expanded lawsuit.

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Inman

JANUARY 8, 2025

If youre considering a fresh new look for your marketing collateral and platforms in 2025, marketing expert Jon Krabbe writes, Mocha Mousse is a perfect choice.

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Appraisal Buzz

JANUARY 6, 2025

In build-to-rent communities across the U.S., single-family homes are redefining rental living. These homes, ranging from just under 1,000- to some over 2,000-square feet, combine space with perks like on-site maintenance, pools, fitness centers, and playgrounds. While spacious rentals are often associated with states like Colorado or Texas, the East Coast is rewriting the rules.

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Housing Wire

JANUARY 7, 2025

Amid a regulatory push ahead of the White House transition, the Consumer Financial Protection Bureau (CFPB) unveiled a new rule on Tuesday to eliminate medical debt from credit reports. The regulation is expected to raise the number of mortgage approvals by about 22,000 loans per year. The rule amends Regulation V, which enforces the Fair Credit Reporting Act (FCRA), and prohibits credit reporting companies from including medical bills in reports provided to lenders.

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Mortgagebroker News

JANUARY 6, 2025

Prime minister to step aside after nearly a decade in power

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Real Estate News

JANUARY 9, 2025

Damage estimates are as high as $50 billion with thousands of properties destroyed, containment elusive and at least five people killed.

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Inman

JANUARY 6, 2025

Stop blaming the leads, the market or your CRM. The problem — and the solution — rests squarely on your shoulders, consultant Chris Pollinger writes.

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Appraisal Buzz

JANUARY 8, 2025

According to new Zillow research, Buffalo, New York, is projected to be the hottest major housing market in 2025. This is the first time a market has held the title for consecutive years. What should be the most competitive markets for buyers this year share two characteristics: relative affordability and a dearth of available homes. Construction that keeps pace with an areas growth remains a crucial piece of keeping homes available and accessible.

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Housing Wire

JANUARY 8, 2025

As wildfires tear through Southern California and firefighters battle winds up to 100 mph, tens of thousands of residents have evacuated. The looming impacts on real estate and insurance are also at the forefront of Californians minds. According to Anthony Marrone, the fire chief for Los Angeles County , the wildfires have torched more than 1,000 structures, killing at least two people and injuring several more.

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Mortgagebroker News

JANUARY 7, 2025

What's driving the slow recovery in the economy?

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Real Estate News

JANUARY 6, 2025

A Department of Justice statement from the MLS PIN commissions case offers a sense of what the government is seeking when it comes to buyer agent compensation.

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Inman

JANUARY 7, 2025

Americans are more hopeful that the economy is on the right track than they were a year ago, but only 1 in 5 thought December was a good time to buy a home, Fannie Mae surveys show.

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Appraisal Buzz

JANUARY 8, 2025

[link] You’ve dealt with unique properties and even luxury homes. But have you ever appraised a stately Old-World manor that’s been around since the Restoration? How do you put a value on history? Join Hal Humphreys for a special Irish edition of the Appraisal Buzzcast. He and his guest, Irish auctioneer and valuer John FitzGerald, sit down together in the elegant parlor at Lismacue House in County Tipperary, to talk about the stories old houses tell and how to put a price on the pri

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Housing Wire

JANUARY 10, 2025

Real estate and mortgage firms are stepping up to help housing professionals and the Southern California community as wildfires ravage the area. Here’s a roundup of the companies and people offering help, which will be updated with new information as it becomes available. Help for those in the community Coldwell Banker Realty in Southern California, which is affiliated with Anywhere , created a Facebook group page for its network to coordinate a wide variety of needs from short- and long-t

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Mortgagebroker News

JANUARY 7, 2025

New program features tiered benefits

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