Appraisal Buzz

APRIL 12, 2024

Stephan will continue in her role leading the FHFA Office of Financial Technology. Stephan is a 25-year veteran in mortgage technology. In these roles, she led complex digital transformation initiatives, oversaw mission-critical technology operations, and drove innovation at scale.

Technology 195

Technology Development Government Finance 195

The Appraiser Coach

APRIL 20, 2021

I recently met with another appraiser who admitted to me he was still using a clipboard and pen. There are very few people out there still using these; most appraisers. Read More.

Technology 367

Technology Appraisal Inspection Advertising 367

Housing Wire

FEBRUARY 6, 2024

A moderate net share of banks tightened standards on home equity line of credits, or HELOCs (13.7%), non-QM non-jumbo (12.5%), subprime (9.1%), and QM non-jumbo, non-government-sponsored enterprise (non-GSE) eligible loans (11.5%). A 50%-plus net share of all U.S. A 50%-plus net share of all U.S.

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Lending Mortgage Loan Officers Government 470

Housing Wire

MARCH 19, 2024

Founded in 2019 by technology and mortgage professionals, Polly is a San Francisco-based provider of mortgage capital markets technology for banks, credit unions and mortgage lenders. More recently, Polly launched its Lender Intelligence platform , which leverages data and analytics to drive margin expansion and cost reduction.

Technology 373

Technology Contracts Insurance Government 373

Housing Wire

OCTOBER 16, 2023

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending.

Technology 413

Technology Lending Government Legal 413

Housing Wire

NOVEMBER 6, 2023

Nearly 50 interviews from staff members in the federal government, financial technology companies, mortgage lenders and consumer advocates found that the ability of AI to improve racial equity can be undermined by the data used to train the algorithm, not just by the algorithm itself.

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Government Training Tools Design 358

Housing Wire

MARCH 28, 2024

Build the right team Given the new technologies and expert outsourcing options available to lenders today, staffing up to handle new business doesn’t make as much sense as it did in the past. Fine-tune your tech stack Once your team is in place, it’s time to empower them with the right technology.

Mortgage 434

Mortgage Technology Tools Business 434

The Appraiser Coach

APRIL 4, 2023

I’ve been talking recently about what I call the “principles of prosperity.” The last couple have had to do with money – what it is and how it works. Read More

Technology 195

Technology Investing Inspection Advertising 195

Appraisal Buzz

MARCH 21, 2024

The 30-year government veteran is an internationally recognized leader in bank supervision and an outspoken advocate for housing finance innovation, Argyle says in a release. After launching the FHFA’s Office of Financial Technology in 2022, he introduced its first annual Velocity tech sprint in 2023. banking regulation.

Government 195

Government Finance Technology Modernization 195

Housing Wire

OCTOBER 4, 2023

When asked to recommend AI application ideas for the government-sponsored enterprises (GSEs) to develop for the mortgage industry, lenders pointed to appraisal automation, borrower income/employment verification , data/documentation reconciliation and standardization, and compliance management.

Technology 378

Technology Lending Valuation Mortgage 378

Housing Wire

FEBRUARY 9, 2024

The availability of mortgage credit increased in January, according to a report issued by the Mortgage Bankers Association (MBA) based on data sourced from ICE Mortgage Technology. while the index for government loans stayed flat compared to December, the MBA explained in its data release. and the Conforming MCAI rose by 0.2%

Mortgage 407

Mortgage Government Lending Technology 407

Housing Wire

OCTOBER 4, 2023

“If neither are available, the lender must obtain either a Label Verification Letter with the HUD Certification Label(s) information or [a] duplicate HUD Data Plate/Compliance Certificate from the Institute for Building Technology and Safety.” This is a policy that lenders can take advantage of immediately, according to Fannie Mae.

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Government Insurance Construction Business 439

Appraisal Buzz

APRIL 16, 2024

In addition, Belovsky has held software engineering and leadership roles across verticals in healthcare, software consulting, hospitality and government sectors. In his new role with Dovenmuehle, Belovsky will lead data governance, data engineering and machine learning strategies. “We

Government 195

Government Clients Technology Development 195

Housing Wire

MARCH 13, 2023

While the FDIC — an independent government agency that insures bank deposits and overseas financial institutions — declined to comment on Mayopoulos’ role, his career has been focused on financial and legal expertise. Treasury and introducing new technologies to the housing finance system.

Insurance 376

Insurance Government Design Finance 376

Housing Wire

MAY 7, 2024

Government data from HMDA shows borrowers are saving, on average, over $9,400 over the life of a loan. They see first-hand the immense value in having access to multiple lenders and product options, local expertise and personalized services catered to their individual and financial needs.

Retail 417

Retail Marketing Loan Officers Government 417

Housing Wire

SEPTEMBER 13, 2023

It’s really a center of innovation, including for real estate technology. The California secretary of state must complete a technology project needed to support RON before digital closings can be rolled out. It’s also a population center that’s really tech savvy.”

Real Estate 381

Real Estate Legal Government Technology 381

Housing Wire

SEPTEMBER 23, 2022

A former assistant inspector general for the Department of Housing and Urban Development (HUD) has been convicted by a federal jury of concealing efforts to direct tens of millions of dollars in government business to a friend and government contractor to whom he owed money.

Government 358

Government Development Contracts Technology 358

Housing Wire

JANUARY 23, 2024

a provider of property data and valuation technology solutions. Consolidated Analytics serves clients in financial services, mortgage lending, servicing and capital markets, including banks, government-sponsored enterprises (GSEs) and originators. Financial services firm Consolidated Analytics acquired Real Info, Inc. —

Valuation 424

Valuation Market Value Clients Government 424

Housing Wire

NOVEMBER 28, 2023

Through the acquisition, ASG hopes to modernize the appraisal industry by providing innovative valuation products and solutions and complete new property data reports required by government-sponsored enterprises (GSEs).

Valuation 388

Valuation Modernization Clients Appraisal 388

The Appraiser Coach

JUNE 1, 2021

I woke up to a text the other morning from one of my employees. The text had been sent at 12:30 AM! Now, I turn my phone off at night. Read More.

Technology 248

Technology Advertising Real Estate Agent Government 248

Housing Wire

MAY 13, 2024

The FSOC report, released on Friday, states that these companies quickly adapt their operations to market conditions, are early adopters of technology and are key for underserved borrower groups. For example, nonbank mortgage servicers must make certain advances and their debt can be limited, repriced or even canceled in times of stress.

Finance 425

Finance Government Mortgage Legal 425

Housing Wire

FEBRUARY 13, 2024

“REdistribute provides clean, timely, highly compliant, and accessible listings data, which complements our comprehensive property data solution for banks, portfolio managers, government agencies and others who need access to the best, most up to date information on the housing market.”

Real Estate 381

Real Estate Realty Brokerage Technology 381

Housing Wire

MARCH 18, 2024

The lender, which employs more than 250 staff, offers government mortgages, conventional mortgages and nonqualified mortgages (non-QMs). In October, Mr. Cooper Group experienced a cybersecurity incident with an unauthorized third party that accessed certain portions of its technology systems and customer data.

Mortgage 416

Mortgage Government Sellers Clients 416

Housing Wire

SEPTEMBER 27, 2022

The Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac , has been granted summary judgment on the last remaining claim by investors in a lawsuit alleging the government overstepped its authority when it adjusted its stock-purchase agreements with the agencies and allowed net worth sweeps.

Government 518

Government Investors Law Finance 518

Housing Wire

SEPTEMBER 11, 2023

Roughly 20% of Cliffco’s production comes from the wholesale channel and 80% of origination volume comes from its retail channel – through which it offers GSE, government loans and non-QM products. Capturing leads with tech Another priority for the lender is procuring leads through its proprietary technology.

Loan Officers 386

Loan Officers Agents Retail Technology 386

Housing Wire

SEPTEMBER 28, 2021

Investing in technology is not the be-all end-all when it comes to efficiency in mortgage origination. Lenders who adopt technology but don’t enforce discipline within their organization won’t see the efficiency savings technology promises. billion valuation. billion valuation. This content is exclusively for HW+ members.

Technology 342

Technology Valuation Government Tools 342

Housing Wire

AUGUST 25, 2022

From modernizing appraisal technology to the government heightening their focus on appraisal bias, there’s no shortage of important and noteworthy topics to unpack in the appraisal space,” Brena Nath, director of HW+ and events, said. The panel will discuss desktop and hybrid processes, federal regulation changes, technology and more.

Appraisal 371

Appraisal Modernization Appraisal Process Technology 371

Housing Wire

AUGUST 8, 2023

Real estate valuation technology company Clear Capital unveiled an automated underwriting risk analyzer solution called AURA on Tuesday. Through the AURA API solution, technology partners can provide lenders with a consolidated version of all the necessary data to assess the risk associated with an appraisal.

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Appraisal Valuation Technology Investors 347

Housing Wire

DECEMBER 12, 2023

The two new directors elected to the board are Justin Haag, the general counsel and incoming president and CEO from Northwest MLS , and Chris Haran, the managing director and chief technology officer from MRED in Illinois. Both Haag and Haran were elected to serve three-year terms on the board of directors.

Real Estate Agent 378

Real Estate Agent Real Estate Agents Government 378

Housing Wire

APRIL 23, 2024

Technology’s role Martell sees the industry advancing in terms of technology, with opportunities for artificial intelligence (AI) to improve operational effectiveness and quality management. ” “The government is disrupting some of their sites, but we need more of that. ”

Mortgage 300

Mortgage Real Estate Agent Real Estate Renovations 300

Housing Wire

FEBRUARY 22, 2024

HousingWire Editor in Chief Sarah Wheeler sat down with Jason Cave , former deputy director at the FHFA where he ran their FinTech Office, to talk about where mortgage tech is falling short, and what the government should do to help. Jason Cave: I spent 30 years in the government — 27 at FDIC and three at FHFA.

Technology 296

Technology Tools Government Mortgage 296

Housing Wire

MAY 2, 2024

. “The transition just became along the lines of the team’s ability to have a product suite and technology.” Potempa mainly focuses on the government lending space, which represents 60% of his total volume, he said. ” According to Scotsman Guide , Potempa was the No.

Loan Officers 398

Loan Officers Mortgage Retail Lending 398

Housing Wire

MAY 16, 2024

UWM’s TRAC+ announcement comes as the federal government pushes title insurance alternatives designed to save consumers money. the company also announced ChatUWM, an AI-powered search engine that provides instant responses to clients, including guidelines, matrices, lender tools, and technology. loans but only for refinances.

Insurance 404

Insurance Agents Real Estate Agent Mortgage 404

Housing Wire

APRIL 18, 2024

A large portion of those loans, once repurchased from the government-sponsored enterprises (GSEs) at par, were later resold for much less in the so-called “scratch and dent market. With the little increase that we had, it simply alerted us that we need to be more careful [in certain areas].”

Investors 391

Investors Technology Mortgage Training 391

Housing Wire

NOVEMBER 30, 2023

Fidelity initially notified the public two days after the attack, revealing the firm experienced disruptions to title insurance, escrow and other title-related services, as well as mortgage transactions and technology for the real estate and mortgage industries.

Insurance 407

Insurance Government Real Estate Clients 407

Housing Wire

JANUARY 3, 2022

Clear Capital’s data science team developed the product and built it into the already existing platform, a review system that automates collateral underwriting in compliance with internal credit policies and government-sponsored enterprise guidelines. At the moment, the technology is being piloted internally.

Tools 407

Tools Appraisal Appraisal Process Real Estate 407

Housing Wire

MAY 13, 2022

The key difference in Blockchain, distributed ledger technologies (DLT) and related crypto-technologies today is we now understand how these technologies must adapt and are adapting to the world as it is. Today we are seeing a more governed and purpose-oriented approach to networks of blockchains.

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Contracts Technology Architecture Government 342