Housing Wire

NOVEMBER 9, 2023

6, informing lenders that they must address quality issues for “fatal data points” before delivering loans to either of the government-sponsored enterprises. The transition is designed to enhance data quality and consistency for single-family loans the GSEs purchase.”

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Design Government Technology Mortgage 351

Housing Wire

MAY 16, 2024

UWM’s TRAC+ announcement comes as the federal government pushes title insurance alternatives designed to save consumers money. the company also announced ChatUWM, an AI-powered search engine that provides instant responses to clients, including guidelines, matrices, lender tools, and technology. 0% down During UWM Live!

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Insurance Agents Real Estate Agent Mortgage 423

Housing Wire

AUGUST 8, 2023

Real estate valuation technology company Clear Capital unveiled an automated underwriting risk analyzer solution called AURA on Tuesday. Through the AURA API solution, technology partners can provide lenders with a consolidated version of all the necessary data to assess the risk associated with an appraisal.

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Appraisal Valuation Technology Investors 316

Housing Wire

DECEMBER 6, 2023

DOE partnership for decarbonization HUD has also entered into a new memorandum of understanding (MOU) with the DOE to develop a policy designed to reduce carbon emissions in the building sector, also announcing that it is joining the White House Office of Science and Technology Policy’s United States Global Change Research Program (USGCRP).

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Government Development Design Technology 355

Housing Wire

MARCH 1, 2023

Change in uninsured losses As of late, however, the uninsured losses are being absorbed by other stakeholders in the housing finance system, including mortgage lenders, mortgage servicers, private mortgage insurers, government agencies, capital markets investors, and the government-sponsored enterprises.

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Insurance Supply Chain Design Government 338

Housing Wire

MAY 27, 2022

The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”. The requirement also applies to mortgage lenders, legal experts say.

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Housing Wire

AUGUST 24, 2020

Originally introduced in April, the MISMO RON compliance certification was designed to assure RON tech providers meet a universal set of standards including credential analysis, borrower identification, capturing and maintaining a recording of the notary process electronically, audio and video requirements, record storage and audit trails.

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Design Technology Government Real Estate 340

Housing Wire

JUNE 22, 2023

Founded by Jillian White , an SRA-designated appraiser with over two decades of leadership experience, the firm offers expertise to non-appraiser stakeholders, including regulators, lenders, and appraisal management companies (AMCs). . This content was generated using AI, and was edited and fact-checked by HousingWire’s editors.

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Appraisal Real Estate Design Tools 357

Housing Wire

SEPTEMBER 13, 2023

The common understanding of valuation, inspection and even property value is shifting, as more and more technology-enabled alternatives are emerging. Two months later, six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations.

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Tools Valuation Inspection Investors 362

Housing Wire

JULY 8, 2021

Lereta’s services are designed to increase efficiency, reduce penalties and liabilities and improve processes for mortgage originators and servicers. LERETA announced last December that it acquired the Flood Determinations Solution from Wolters Kluwer Governance, Risk and Compliance for an undisclosed sum, according to reports.

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Investing Technology Real Estate Design 337

Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. The National Association of Mortgage Brokers (NAMB) said it supports new federal regulatory proposals governing the use of AVMs.

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Valuation Appraisal Government Real Estate 356

Housing Wire

AUGUST 2, 2023

Government-sponsored enterprise Fannie Mae this week released new updates to its appraiser independence requirements (AIR), and also established new property data independence requirements (PDCIR) simultaneously. Fannie Mae published a new frequently asked questions (FAQ) document related to AIR this week.

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Appraisal Valuation Design Modernization 272

Housing Wire

OCTOBER 2, 2023

Freddie Mac’s ACE + PDR program and Fannie Mae’s Value acceptance + property data were designed to increase efficiencies for all stakeholders and lower costs in comparison to traditional appraisals while maintaining the high-risk mitigation standards employed by the government-sponsored enterprises (GSEs). “At

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Valuation Training Modernization Appraisal 357

Housing Wire

OCTOBER 23, 2020

Guild agreed to settle the federal lawsuit, brought by the Department of Justice , for just under $25 million, the government said Thursday. We also commend the whistleblower for coming forward, exposing these wrongs, and working with the government investigative team.”. It did not admit to any wrongdoing. Presented by: Total Expert.

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Mortgage Government Retail Lending 481

Housing Wire

AUGUST 2, 2022

KL : One of the most significant benefits of digitization is that it allows mortgage professionals to delegate tasks to technology. For example, in a traditional paper closing, a signer only needs to provide their government-issued identification before completing the transaction.

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Mortgage Technology Tools Valuation 309

Housing Wire

SEPTEMBER 17, 2021

This borrower-oriented model could help the industry design a framework for any natural disaster in the future. Most importantly, the CARES Act created a standardized relief program for homeowners with mortgage loans backed by the Government Sponsored Enterprise (GSE) housing agencies (Fannie Mae, Freddie Mac, and Ginnie Mae).

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Mortgage Technology Insurance Government 402

Housing Wire

FEBRUARY 4, 2021

Haynes will be joined by HomeBridge ‘s chief diversity officer, Woody White, and CBC Mortgage Agency ‘s director of government affairs, Tai Christensen, to discuss how a mortgage company’s diversity has ripple effects for borrowers.

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Real Estate Technology Valuation Housing Market 359

Housing Wire

NOVEMBER 29, 2022

This was “likely attributable to massive government stimulus and other support programs designed to stabilize the housing market during the COVID-19 pandemic,” according to the report. The ratio remained unchanged in 2019 compared to 29 years ago, the report showed.

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Lending Government Mortgage Valuation 346

Housing Wire

NOVEMBER 30, 2022

They’ve introduced tools such as a full PPE suite, government center and a unique loan comparison report, combined with a loan officer UI that allows users to complete all necessary work and tasks within the Cloudvirga platform. Raman Iyer is responsible for Cloudvirga’s digital innovation and technology strategy. Maria Moskver, CEO.

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Loan Officers Tools Clients Technology 311

Housing Wire

SEPTEMBER 6, 2023

Investor expectations will change, and government entities will attempt to coordinate their response. Any future exit from conservatorship will confront issues beyond capitalization such as data monetization, risk parameters, secondary market design, FHA execution and the pricing of mortgage guarantees.

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Supply Chain Real Estate Technology Mortgage 362

Housing Wire

APRIL 1, 2021

And even if it did, how could the government implement. To offset costs, the Biden Administration wants to raise the corporate tax rate from 21% to 28% which, combined with measures designed to stop offshoring of profits, would fund the entire plan within 15 years, according to the White House. . This will certainly help.”

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Government Logistics Investing Technology 323

Housing Wire

JUNE 2, 2022

EscrowTab’s solution is designed to work as close to paper as possible, except better. And because all EscrowTab’s services – DocPrep, eNote creation, eClosing and eVault – were designed and built in-house, everything works seamlessly to the benefit of the users.

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Design Modernization Agents Technology 358

Housing Wire

JANUARY 8, 2021

So it’s really designed to support the integrity and appeal of all the eMortgages and reduces and eliminates the burden on providers for individual assessment certification and approval. It’s an industry that spends a considerable sum every year on technology and innovation.

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Development Technology Mortgage Design 447

Appraiserblogs

MARCH 7, 2024

Mass Appraisal tend to exhibit a regressive nature… In the intricate landscape of real estate mortgage financing, the notion of appraisal waivers recently dubbed “Value Acceptance”, by the Government Sponsored Enterprises (GSEs), has stirred considerable debate. Despite its roots in a methodology designed to support appraisers, Value.

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Modernization Appraisal Valuation Appraisal Process 141

Housing Wire

FEBRUARY 10, 2021

White will join Mortgage Banker Association ‘s chief diversity and inclusion officer, Lisa Haynes, and CBC Mortgage Agency ‘s director of government affairs, Tai Christensen, to discuss how a mortgage company’s diversity has ripple effects for borrowers.

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Real Estate Technology Valuation Housing Market 216

Housing Wire

JANUARY 5, 2021

The proposed rule addressed capital, liquidity, governance, policy related to entity survivorship and more. Effective solutions must be purpose-built for mortgages, rather than adapted horizontal technology. And now HPC, headed by former Federal Housing Finance Agency President Edward DeMarco, is adding its voice to the comments.

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Design Mortgage Technology Construction 271

Housing Wire

DECEMBER 2, 2020

Not to be outmatched, the incumbent software providers each updated and launched their own POS to stave off the encroaching technology. The digital POS technology explosion promised to make the loan application process a less confusing and more casual experience for the consumer. The digital point of sale (POS) was born.

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Mortgage Lending Technology Modernization 314

Housing Wire

APRIL 12, 2024

But more broadly, since the Great Recession in 2008, there has been a greater implementation of standardized loss-mitigation measures designed to prevent a foreclosure crisis. On top of these developments, the government announced in January a plan to purchase veterans’ missed mortgage payments from lenders. foreclosure rate at 0.3%

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Property Taxes Insurance Mortgage Home Value 344

Housing Wire

DECEMBER 1, 2020

Fortunately, leading-edge technology has your back. They have developed technologies that update the process to mirror the modern way you do your banking, shop, and do pretty much everything else: by using the internet. Remote online notarizations were designed to prevent fraud and are much more secure than in-person notaries.

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Law Modernization Technology Legal 343

Housing Wire

SEPTEMBER 6, 2022

Over the past year, the Federal Housing Finance Agency (FHFA) and government-sponsored entities (GSEs) Fannie Mae and Freddie Mac have committed to exploring innovative ways to expand homeownership access safely and securely. This charge couldn’t come at a better time. What’s next?

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Landlords Finance Technology Mortgage 410

Housing Wire

FEBRUARY 7, 2022

It alleged the government-sponsored enterprise didn’t maintain foreclosed properties in communities of color as well as it did in white neighborhoods. “I Our REO maintenance standards are designed to ensure that all properties are tended to and treated equally.”.

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Inspection Design Government Real Estate 369

Housing Wire

FEBRUARY 21, 2024

In 2021, Gigliotti created Axis 360 Lift , an online academy designed to educate aspiring mortgage and title professionals. Graduates of the program commonly find job placements with lenders, technology companies, fintech and proptech firms, or title companies.

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Housing Market Mortgage Marketing Real Estate 312

Housing Wire

JANUARY 29, 2021

Additionally, use of this technology is trending up significantly in Midwestern states. This surge in eNote usage also comes as more lenders and even government agencies begin accepting eClosings. Today, RON is being utilized most extensively in Florida, Texas and Virginia,” ALTA told its members. Presented by: SimpleNexus.

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Law Lending Mortgage Design 414

Housing Wire

APRIL 26, 2022

LoanSnap is a mortgage company that employs artificial intelligence (AI) technology to originate loans more efficiently and faster. Its technology is used by third-party due diligence firms that assess mortgage pools in securitization transactions in the private label market. . We’re not huge, but we’re not small either.”.

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Mortgage Technology Investing Investors 435

Housing Wire

JUNE 24, 2021

Technology at the intersection of borrower and LO satisfaction. Panelists: Jake Fehling, Vice President of Marketing, Movement Keosha Burns, Executive Director, Chase Teressa Lurk, Vice President of Marketing and Design Mortgage Bankers Association Sarah Wheeler, Editor in Chief, HousingWire. Sponsored by: Watch Now.

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Loan Officers Lending Finance Business 280

Housing Wire

AUGUST 5, 2020

As part of NAMB’s Call to Action, almost 20,000 mortgage brokers and loan originators were able to help our non-bank lender partners by contacting their legislators to require the two government-owned entities – Freddie Mac and Fannie Mae – to purchase these loans without these overlays. In the last 47 years, there have been so many changes.

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Development Government Mortgage Lending 368

Housing Wire

NOVEMBER 9, 2020

The FHFA reported the government sponsored entities expect e-mortgage purchases to increase in 2021. The strong standards in the bill are important to prevent fraud and offer consumers a more secure alternative rather than simply using free online audio-audio technology when buying property or refinancing a mortgage.

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Law Legal Technology Real Estate 432