Housing Wire

OCTOBER 6, 2020

Today, while the mortgage industry has the technology to support this, we’re still in the early stages of determining how it should be used. With the advances we’re seeing in Artificial Intelligence, Machine Learning and Robotic Process Automation, we have become experts at configuring our technology to meet the changing needs of lenders.

Technology 441

Technology Mortgage Investors Investing 441

Housing Wire

AUGUST 31, 2022

CubiCasa’s innovative SaaS technology digitally maps out a home’s floor plan in as little as five minutes. CubiCasa’s technology is used in 160 different countries and has helped create more than 1 million floor plans, in large part based on its ease of use and quick turnaround times. to drive the industry toward a new paradigm.

Technology 328

Technology Modernization Appraisal Process Training 328

Housing Wire

MAY 23, 2023

Tara Dugan, who works in marketing and real estate for Tavant, said that technology should focus on integrations and aggregations. I think that we’ve seen that [it may not happen] on a government level, so it is maybe going to take the private sector to lead the way.” On an industry leader level, that is where we need to be.

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Technology Appraisal Lending Valuation 340

Housing Wire

MARCH 18, 2024

Intercontinental Exchange (ICE) Mortgage Technology introduced two new tools, Validate ROV and Validate Selector, to its growing suite of property valuation solutions, the company announced on Monday. Regulators are paying close attention to valuations for many valid reasons.

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Valuation Reconsideration of Value Tools Technology 351

Housing Wire

FEBRUARY 22, 2024

Government-sponsored enterprise (GSE) Fannie Mae announced on Thursday the appointment of Peter Akwaboah as executive vice president and chief operating officer, effective May 20, 2024. In 2005, he began a 10-year stint working for the Royal Bank of Scotland in Singapore, then joined Morgan Stanley in 2015, according to his biography.

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Technology Government Business Marketing 445

Housing Wire

FEBRUARY 16, 2024

To take advantage of the shifting market, two key areas that loan originators should be focusing on are “nurturing and cementing relationships with preapproved borrowers,” said Tim Braheem, founder and chief content creator of The Loan Atlas. So, kind of like a turnkey kit to get in front of a one-to-many type situation.”

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Mortgage Marketing Loan Officers Training 371

Housing Wire

MAY 24, 2024

In his new role, Thompson will also be responsible for driving growth and expanding the company’s market presence while fostering relationships with real estate partners. Casey Crawford has assembled an all-star cast of forward-thinking leaders, and I feel extremely fortunate for this opportunity to serve alongside them.

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Mortgage Renovations Loan Officers Retail 335

Housing Wire

JANUARY 29, 2024

While Fannie Mae expects mortgage rates to drop to below 6% by the end of this year, the government-sponsored enterprise also forecasts that if there isn’t significant supply growth and buyer demographics remain strong, home prices will rise once again. This interview was condensed and lightly edited for clarity.

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Housing Market Marketing Mortgage Investors 449

Housing Wire

JANUARY 8, 2021

Fear of this outcome is why, for the better part of the past 12 years, ATR safe-harbor determinations were, in large part, simply punted to the black box underwriting systems of the government-sponsored enterprises Fannie Mae and Freddie Mac. This approach has advantages: it’s simple, observable and verifiable.

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Government Mortgage Finance Legal 237

Housing Wire

MARCH 19, 2024

Mortgage capital markets tech firm Polly announced its application programming interface (API) integration with CoreLogic , which will enable lenders to streamline the digital mortgage process. More recently, Polly launched its Lender Intelligence platform , which leverages data and analytics to drive margin expansion and cost reduction.

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Technology Contracts Insurance Government 345

Housing Wire

APRIL 19, 2024

Ginnie Mae President Alanna McCargo is resigning from her position at the government-owned company effective May 3, according to an announcement issued Friday by the U.S. Department of Housing and Urban Development (HUD). The past 3.5 ” This story was updated with comments from the Mortgage Bankers Association.

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Government Finance Mortgage Technology 332

McKissock

MAY 9, 2023

Do you know everything there is to know about your real estate market? Join McKissock Learning and Anton Danilovich on Wednesday, May 31, 2023, for a FREE one-hour non-credit webinar: “Understanding Your Market with TopHap Technology.” into a single best-in-class visual data platform. Did you know? Learn more.

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Technology Real Estate Marketing Tools 75

Housing Wire

OCTOBER 16, 2023

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending. Have we developed a model that is in fact fair?

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Technology Lending Government Legal 385

Housing Wire

JANUARY 23, 2024

a provider of property data and valuation technology solutions. With the acquisition , Consolidated Analytics expands its valuation solutions, offering clients tools — from data and analytics to appraisals — to predict market value and access a more comprehensive selection of collateral assessment products, the company said.

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Valuation Market Value Clients Government 407

The Appraiser Coach

APRIL 20, 2021

I recently met with another appraiser who admitted to me he was still using a clipboard and pen. There are very few people out there still using these; most appraisers. Read More.

Technology 367

Technology Appraisal Inspection Advertising 367

Appraisal Buzz

MAY 2, 2022

The housing market has experienced a turbulent few years, so what can industry experts expect in the future? After months of paperwork and organizing teams, many experts believe the allocated funding will start positively affecting the real estate market. Secondary Real Estate Markets On the Rise. construction sites.

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Real Estate Supply Chain Marketing Construction 435

Housing Wire

MARCH 28, 2024

Lenders in a purchase money market, like the one we’re in now, are running a long-distance race. Preparing for the next mortgage market What should lenders be doing now to be ready for the return of the refinance business? Fine-tune your tech stack Once your team is in place, it’s time to empower them with the right technology.

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Mortgage Technology Tools Business 409

Housing Wire

NOVEMBER 6, 2023

Policymakers and the mortgage industry must reckon with historical and present-day barriers that lock would-be homebuyers of color out of the market altogether,” according to the report published on Monday. In terms of adopters, government-sponsored enterprises (GSEs), large mortgage lenders and fintech firms have used AI.

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Government Training Tools Design 330

Housing Wire

MARCH 31, 2022

As the market shifts, interest in non-QM lending from traditional lenders and brokers has increased. HousingWire: How is the shift from refi to purchase affecting the non-QM market? But it may not be as sensitive as the more traditional refinance market. Technology is a big part of the answer to this education challenge.

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Marketing Investors Technology Loan Officers 325

Housing Wire

SEPTEMBER 11, 2023

To get there, Cliffco, which has been in business since 1987, is going after the non-qualified mortgage ( non-QM ) market and investing in tech to get in front of buyers and non-agent referral partners. On the non-QM side, only 3% of the market has been penetrated. But we’re heading into different segments of the ocean.

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Loan Officers Agents Retail Technology 371

Housing Wire

APRIL 14, 2022

Then, the mortgage industry showed why it is called a cyclical business: in the second half of 2021, the Federal Reserve signaled an increase in interest rates and an easing of the purchase of mortgage-backed securities, choking the refi market. “We know that the mortgage industry is about boom and bust,” said Woodward. “It

Mortgage 519

Mortgage Marketing Retail Lending 519

Housing Wire

MAY 13, 2024

The FSOC report, released on Friday, states that these companies quickly adapt their operations to market conditions, are early adopters of technology and are key for underserved borrower groups. ” “Managing such changes, should Congress require them, could lead to reduced appetite for mortgage servicing assets.

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Finance Government Mortgage Legal 403

Housing Wire

SEPTEMBER 23, 2020

According to Mike Fratantoni, chief economist and vice president of research and technology at MBA, 2003 was the last time refinance activity was as high as the $1.75 However, last week Kan noted that while conventional and government refinances gained steam, FHA refis experienced a particular uptick. of total applications from 62.8%

Housing Market 534

Housing Market Mortgage Contracts Marketing 534

Appraisal Buzz

APRIL 16, 2024

Most recently, he served as engineering manager at Pixelberry Studios, where he contributed to the company’s go-to-market strategy and coached the organization on agile methodology. In addition, Belovsky has held software engineering and leadership roles across verticals in healthcare, software consulting, hospitality and government sectors.

Government 195

Government Clients Technology Development 195

Housing Wire

SEPTEMBER 13, 2023

Digital closings could be coming to California , the country’s largest real estate market, within the decade. California is a massive real estate market, the largest in the country, but Kinsel said there’s more to it than just deal volume. “It’s He has until Oct. 14 to act on it.

Real Estate 362

Real Estate Legal Government Technology 362

Housing Wire

FEBRUARY 21, 2024

Graduates of the program commonly find job placements with lenders, technology companies, fintech and proptech firms, or title companies. Led by dean of education Jerri Herrera, the 90-day program is divided into three segments. The initial 30 days establish a foundational understanding of mortgage lending concepts.

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Housing Market Mortgage Marketing Real Estate 317

The Appraiser Coach

APRIL 4, 2023

I’ve been talking recently about what I call the “principles of prosperity.” The last couple have had to do with money – what it is and how it works. Read More

Technology 195

Technology Investing Inspection Advertising 195

Housing Wire

FEBRUARY 13, 2024

In fourth-quarter 2023, ICE’s mortgage technology division reported an adjusted operating income of $193 million , up 98% from one year earlier. The deal, in addition to existing agreements with the Realty Alliance and the National Association of Realtors , brings ICE’s MLS data coverage to more than 90% of active listings across the country.

Real Estate 356

Real Estate Realty Brokerage Technology 356

Housing Wire

NOVEMBER 28, 2023

Through the acquisition, ASG hopes to modernize the appraisal industry by providing innovative valuation products and solutions and complete new property data reports required by government-sponsored enterprises (GSEs).

Valuation 363

Valuation Modernization Clients Appraisal 363

Housing Wire

JUNE 9, 2022

That negatively affected liquidity options in both the loan-trading and securitization markets as higher-rate loans [above 5%] subsequently hit the market. So, when rates are rising, and the market is compressing, non-QM becomes a more vogue product,” Yoon added. Non-QM is a counter cyclical product.

Marketing 360

Marketing Contracts Technology Mortgage 360

Housing Wire

APRIL 23, 2024

loanDepot CEO Frank Martell expects the current mortgage market cycle to be “longer and tougher than anybody expected.” Martell believes there will not be “a zero commission” market. ” “The government is disrupting some of their sites, but we need more of that. Judge Stephen R. ”

Mortgage 284

Mortgage Real Estate Agent Real Estate Renovations 284

Housing Wire

MARCH 16, 2022

Rick Hill, vice president of industry technology at the Mortgage Bankers Association , said that lending is a critical component of the nation’s infrastructure, which is one reason it is more susceptible to being attacked. government.”. Escalating tension between the U.S.

Mortgage 365

Mortgage Marketing Lending Loan Officers 365

Housing Wire

OCTOBER 4, 2023

When asked to recommend AI application ideas for the government-sponsored enterprises (GSEs) to develop for the mortgage industry, lenders pointed to appraisal automation, borrower income/employment verification , data/documentation reconciliation and standardization, and compliance management.

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Technology Lending Valuation Mortgage 352

Housing Wire

NOVEMBER 17, 2022

Government and conforming loans held for sale would have a 20% risk weight. Of those issuers already compliant with RBCR, many have ample equity capital to support the acquisition of MSRs that may come on the market.” They will depress it (the market). ” The current MSR market. multiple market.

Marketing 362

Marketing Lending Mortgage Valuation 362

Housing Wire

JULY 27, 2022

These institutions are encouraged to be ready for more scrutiny and, as a result, to deploy tools, technology, controls or processes to protect against these online threats. The post Fraud risk continues to rise even as the market contracts appeared first on HousingWire. Wire and title fraud levels remain high.

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Contracts Marketing Law Agents 279

Housing Wire

APRIL 18, 2024

A large portion of those loans, once repurchased from the government-sponsored enterprises (GSEs) at par, were later resold for much less in the so-called “scratch and dent market. Levonick said that in today’s market, the economics have shifted toward encouraging more quality control reviews at the originator level. “So,

Investors 367

Investors Technology Mortgage Training 367

Housing Wire

SEPTEMBER 28, 2023

In my career, I’ve swung between enabling technology and securing it at the same time. SW: At PRMG, do you generally build or buy technology? JA: I was going back through some old PRMG stuff and they had “the five tenets of mortgage lending success” and it was: product, pricing, compensation, marketing, and fulfillment.

Technology 391

Technology Loan Officers Lending Business 391