Housing Wire

MAY 13, 2024

Announced in February , the agency had originally planned to publish the dataset next year, but it chose instead to advance the timeline to third-quarter 2024 in order to “better support market participants with this transition” to a new bi-merge credit reporting requirement that is also being challenged by trade groups and lawmakers.

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Housing Wire

MAY 27, 2022

The requirement also applies to mortgage lenders, legal experts say. The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”.

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Housing Wire

FEBRUARY 1, 2023

It also has one interest rate with an automatic modification if the market improves once construction is complete, along with one down payment, one full credit report to order and one approval, according to the firm. Department of Housing and Urban Development (HUD), according to lawyers. UWM, which originated $33.5

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Housing Wire

AUGUST 22, 2023

The proposed rule will implement quality control standards that govern AVMs used by originators and secondary market issuers in valuing the real estate collateral securing mortgage loans. The National Association of Mortgage Brokers (NAMB) said it supports new federal regulatory proposals governing the use of AVMs.

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Housing Wire

JANUARY 27, 2023

The federal government and numerous federal agencies will take action on these and other issues outlined in the blueprint. The administration said it will also launch the “resident-centered housing challenge,” which leans on housing providers and state, local and tribal governments to expand access to housing through stronger policies.

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Housing Wire

DECEMBER 18, 2023

Matthew Marx is the CEO and co-founder of digital marketing agency Evocalize , and has written on the topic of the new rules on social media as well as speaking about the changes on podcasts including HousingWire Daily. The potential marketing impacts The new rule is not likely to dismantle lead aggregators or their businesses, Marx said.

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Housing Wire

JANUARY 8, 2024

In addition to removing a major player from the industry, the bankruptcy also ultimately forced Ginnie Mae to assume control over its extensive portfolio of Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS), straining the government-owned corporation’s resources as well as reverse mortgage industry liquidity in the secondary market.

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Housing Wire

DECEMBER 16, 2022

ALTA was proud to work closely with the Consumer Financial Protection Bureau (CFPB) to help develop these regulations, which went into effect in 2015. Much of the expense is invested in the efforts of land title professionals to review the title and purchase title data from local governments.

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Housing Wire

JANUARY 6, 2022

The government-sponsored enterprises must do this by setting a plan every three years, dubbed Duty to Serve, that provides lending liquidity and preservation goals for manufactured, rural, and affordable housing. Regulations should encourage, not discourage, new program pilots to reach underserved markets, the groups argued.

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Appraisal Buzz

APRIL 29, 2024

Prior to the 2008 dust-up, this strategy had helped us become a dominant player in our market. What could we do to fortify our business to withstand another market shock in the future? Developing multiple streams of income personally, as well from within your business, should always be a priority.

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Housing Wire

DECEMBER 11, 2020

In his new role, Johnson oversees the company’s operations and is tasked with the development of Offerpad’s product team. Filkey brings 15 years of industry experience, with a heavy focus in mortgage banking, alternative product development and asset management. Have a hiring announcement you want to share?

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Housing Wire

DECEMBER 7, 2021

The Department of Housing and Urban Development (HUD) on Tuesday resolved uncertainty around special purpose credit programs, 45 years after Congress allowed lenders to tailor products to groups that have historically been excluded from homeownership. In a legal memo, HUD stated that SPCPs are allowed under the Fair Housing Act.

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Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

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Housing Wire

MARCH 20, 2024

Buyer representation becomes mainstream The dramatic volume of lawsuits filed by aggrieved buyers highlighted the urgent need for change—a need our government in all of its infinite wisdom (sarcasm intended) failed to address at the time. The unintended consequences of eliminating buyer agency 1.

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Housing Wire

AUGUST 2, 2021

And while the housing market continued to surge amid these changes, some people were still hesitant to do business in a digital landscape and unsure how to navigate the litany of rules related to compliance and processes. Each video session is recorded and retained along with an audit trail of the transaction. The time for RON is now”.

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Housing Wire

DECEMBER 21, 2020

The trade organization announced Elizabeth Blosser as its new vice president of government affairs. This year, he has also been driving ALTA’s internal legal efforts regarding the SECURE Notarization Act while overseeing the Title Insurance Political Action Committee and its regulatory efforts. Presented by: WFG.

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Housing Wire

JUNE 8, 2022

The plans establish a flexible framework for the government-sponsored enterprises to address barriers to sustainable housing and close the racial homeownership gap. We look forward to working with the enterprises, lenders, and other housing industry participants to further develop the ideas described in these plans.”.

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Housing Wire

OCTOBER 13, 2022

Since the government sponsored entity’s announcement, the American Land Title Association has taken a strong stance against AOLs and other title insurance alternatives. These products that are going into the market — it is confusing because they are giving people who need it the most, less coverage,” Tomb said. “We

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Housing Wire

SEPTEMBER 18, 2023

The provision of abundant information with rules that govern the conduct of all market participants, whether Realtors or non-Realtors, serves all parties well. Here are my thoughts about how this Realtor marketplace may change and how market participants will react.

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Housing Wire

APRIL 6, 2021

” Navigating Closing Struggles in 2021’s Purchase Market. Elaine Marshall, North Carolina Secretary of State, described it as a “win-win-win for home buyers, the business sector and the government sector in making the mortgage closing process less time consuming, less stressful, and even more secure.”

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Housing Wire

DECEMBER 8, 2023

Topics include: Real estate license law, agency, contracts, real property, ownership, taxes, water law, land development and zoning, deeds and title transfer, escrow and settlement, fair housing, leases & more AZ Contract Writing Course: 6 hrs of required instruction. Deluxe: Required 90 hrs of coursework.

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Housing Wire

NOVEMBER 9, 2020

The FHFA reported the government sponsored entities expect e-mortgage purchases to increase in 2021. Prior to the pandemic, ALTA and MBA saw a need to develop model RON legislation. Its estimated that e-mortgages will represent 5% of total GSE volume by the end of the year.

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Housing Wire

SEPTEMBER 7, 2023

“The buyers want the listing brokers to pay their buyer representative so they can have the most money invested in their down payment and get the best loan terms and rates possible,” Katie Johnson , NAR’s chief legal officer, said. Fannie Mae, Freddie Mac and the U.S. There’s some value in that,” Lamb explained.

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Cleveland Appraisal Blog

JUNE 18, 2022

But once these qualities are developed, many appraisers find eminent domain work to be interesting, challenging but worthwhile, and financially rewarding. Eminent domain or the power of the government to take private property for a public use without the landowner’s consent is embedded in the Fifth Amendment to the U.S.

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Lamacchia Realty

NOVEMBER 14, 2022

Michael has years of experience and knowledge in the legal side of real estate and will be a tremendous asset to Lamacchia Companies and, most specifically, Lamacchia Realty. Michael will oversee all the companies’ legal matters, including preventative and ongoing cases. Tips for Buying Your Home in Today’s Market.

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Housing Wire

JANUARY 24, 2023

Mortgage compliance attorneys interviewed by HousingWire said the program, dubbed “Control Your Price,” raises potential areas of concern across three subjects: rules that govern loan officers’ compensation; fair lending; and unfair, deceptive and abusive acts and practices.

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Boston Appraisal

MARCH 18, 2024

In legal disputes, the accurate valuation of real estate can be pivotal, making real estate appraisers key expert witnesses. Their specialized knowledge and objective analysis provide crucial evidence that can shed light on complex issues, shape legal strategies, and underpin strong case arguments.

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Housing Wire

FEBRUARY 7, 2022

It alleged the government-sponsored enterprise didn’t maintain foreclosed properties in communities of color as well as it did in white neighborhoods. “I As part of the settlement, the GSE said it would, or already has, enhanced its REO maintenance and marketing activities.

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The Robert Weiler Company

DECEMBER 7, 2023

In Ohio, land development continues to flourish and your farm land for sale may be a hot commodity for commercial real estate investors and brokers alike. So, if you’re planning to hit the market with your farmland, you may want to check in with your local municipality (city, township, county, etc.)

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Housing Wire

JULY 30, 2021

I see every day, the companies developing their reverse mortgage loan officers to understand what the challenges are in retirement and how housing wealth can fit in and really help. He had been pleading with the audience, ‘one company can’t do this, we all need to come together and pull in the same direction.’ And I’m so delighted.

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Housing Wire

SEPTEMBER 15, 2020

“Signers only connect with a notary after completing several additional security measures, including personal identity challenge questions and credential analysis of their government-issued identification,” Kinsel said. business advisory firm in real estate, mortgage finance, digital mortgage, banking and capital markets.

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Business Law Real Estate Investors 491

Housing Wire

NOVEMBER 28, 2023

Residential zoning laws are designed to promote orderly development, control traffic flow, and ensure that noise and activity levels are appropriate to each specific neighborhood. Decades ago, zoning laws were used to legally segregate local communities based on race. There are more than 11 million unfilled jobs in America today.

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Housing Wire

FEBRUARY 8, 2022

Goldstone, who is president of Capital Markets & Lending at BSI Financial Services , estimates that between 20% to 25% of borrowers in BSI’s servicing portfolio have been non-communicative, he told HousingWire. We already know that government staff were low, to begin with. An army of door-knockers. To read the full issue, go here.

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Birmingham Appraisal

AUGUST 2, 2023

Experienced appraisers possess an innate understanding of local market dynamics, neighborhood nuances, and property value trends, leading to more accurate valuations. Specialization in your specific market Real estate markets, like the Birmingham area I work in, can be multifaceted, with each neighborhood having its unique characteristics.

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Boston Appraisal

MAY 15, 2024

These frameworks not only shape how properties can be used but also have a profound impact on their market value. For investors, a nuanced grasp of these legal aspects is essential to navigate the complexities of the real estate market and to capitalize on investment opportunities.

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McKissock

OCTOBER 23, 2020

McKissock’s Unlimited Learning Membership is your one-stop, money-saving solution for all CE plus professional development. This could be for estate or probate cases, and often involves determining a retrospective market value if a taxpayer neglected to obtain an appraisal when property was inherited. Learn more. Tax appeal.

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Empire Appraisal Group

JANUARY 20, 2022

There’s not a lot of data, so a lot of carriers won’t cover homes with solar,” said Christy Wolfe, sales development manager with Florida Peninsula Insurance and Edison Insurance, to the Insurance Journal. Murphy, director of government affairs for the Florida Association of Insurance Agents. Lykins calls liability “the tricky part.”

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