Housing Wire

JUNE 2, 2023

This resolution makes clear our commitment to holding banks and financial institutions accountable for modern-day redlining while ensuring access to fair lending in communities of color.” DOJ opened the investigation into ESSA after being referred by the Federal Deposit Insurance Corporation (FDIC).

Lending 266

Lending Advertising Design Loan Officers 266

Cleveland Appraisal Blog

MAY 17, 2024

When you find the right one, make sure they are licensed and insured to avoid any nasty surprises down the line. How to Create a Home Office Designing a home office begins with selecting the ideal location, steering clear of spaces like the bedroom or living room to maintain a healthy work-life balance.

Renovations 323

Renovations Appraisal Logistics Decorating 323

Housing Wire

DECEMBER 2, 2020

1 spot among mortgage lenders, they decried that their “Rocket Mortgage” was a marketing ploy, with a sort of sneaker net of traditional processes behind it. More than that, the fintechs that flooded in brought with them a promise to modernize the mortgage industry with data-rich, cloud-enabled and digitally secure workflows.

Mortgage 313

Mortgage Lending Technology Modernization 313

Housing Wire

SEPTEMBER 10, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. Earlier this year, Orchard began the initial pilot of its integrated mortgage offering in Texas markets.

Real Estate 230

Real Estate Modernization Design Insurance 230

Housing Wire

AUGUST 1, 2023

Congratulations to the 2023 Women of Influence winners.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Appraisal Buzz

MAY 31, 2021

These color codes were designed to indicate where it was safe to insure mortgages. Anywhere African Americans lived or lived nearby, were colored red to indicate that these neighborhoods were too risky to insure mortgages. During this era, appraisers utilized comments regarding race that directly impacted home value estimates.

Valuation 370

Valuation Appraisal Real Estate Insurance 370

Housing Wire

JUNE 7, 2022

For example, a loan processor may use a modern LOS to order a flood certification, title report, AUS decision or data verifications, but once the order has been placed, what if the data doesn’t arrive? Originators will lose out to quicker competitors, especially in a purchase money market. Challenge 2: Shrinking margins.

Lending 268

Lending Mortgage Technology Modernization 268

Appraisal Today

OCTOBER 21, 2022

Appraisers and Local Market Analysis. Excerpts: Social media and the mainstream media make a mess of these markets even in the best of times. They do not have the bandwidth to cover local markets. National data simply does not apply to the local real estate market and the closest large markets are Richmond and Washington DC.

Appraisal 52

Appraisal Marketing Contracts Insurance 52

Lamacchia Realty

OCTOBER 6, 2021

However, the general rule of thumb is that it needs to be replaced in 60 days to obtain home insurance. No home insurance, no mortgage. Getting Insurance for a Home with Knob and Tube Wiring. Obtaining insurance for a home with knob and tube wiring comes with a specific set of requirements.

Insurance 72

Insurance Inspection Buyers Modernization 72

The Robert Weiler Company

JULY 6, 2021

With the emergence of factories, production efficiency, and mass manufacturing, industrial space for rent became the backbone that supports today’s modern cities. Amazon is the iconic frontrunner when it comes to the future of modern distribution and smart warehouses. They include showrooms, laboratories, and office space.

Logistics 147

Logistics Tenants Real Estate Modernization 147

Housing Wire

NOVEMBER 17, 2023

Colibri Real Estate will definitely be appreciated by those who prefer a modern, visually-appealing online platform. Their greatest strength is the design of all their course offerings at a great price. Plus, they offer a ton of learning tools online such as a progress tracker and goal setting for your studies.

Real Estate 377

Real Estate Tools Business Training 377

Appraisal Today

MARCH 15, 2024

Defining rural properties – USDA and GSEs Challenges of appraising rural properties Appraising rural properties presents unique challenges due to their diverse characteristics and market dynamics. We’ve found five glorious examples of glass houses on the market right now. I am still messed up from the time change last Sunday. =

Appraisal 69

Appraisal Inspection Modernization Business 69

Housing Wire

DECEMBER 20, 2021

Wilen’s case illustrates how some Americans have a lot to lose if policies designed to help mortgage borrowers don’t break right. The recent experience with state distribution of rental assistance and unemployment insurance is perhaps a preview of the challenges ahead. He is afraid of losing his home. Up to the task?

Mortgage 317

Mortgage Government Contracts Insurance 317

Eppraisal

AUGUST 22, 2023

From their utilization in the residential market for individual buyers and sellers to their integration within the operations of banks, insurance and real estate companies, AVMs have revolutionized the way property values are assessed. These tools are designed for user-friendliness, accessibility, and convenience.

Real Estate 36

Real Estate Real Estate Agent Valuation Sellers 36

Appraisal Today

FEBRUARY 9, 2024

also clarifies when appliances are required to be operational by stating, “Appliances that are to remain and that contribute to the market value opinion must be operational,” and, “The Appraiser must note all appliances that remain and contribute to the Market Value.” FHA Handbook 4000.1 No more dirt roads for me! =

Appraisal 80

Appraisal Contracts Insurance Construction 80

Will Springer Realtor

MARCH 11, 2024

However, in today’s market, the overlooked costs of running a household have taken center stage, demanding attention and strategic planning from homeowners and prospective buyers alike. The soaring prices of insurance and energy have dealt a two-pronged blow to homeowners’ wallets, with no relief in sight.

Insurance 36

Insurance Sellers Real Estate Buyers 36

The Robert Weiler Company

NOVEMBER 16, 2022

But the reality is that Ohio and the Greater Columbus area have long been a mainstay of technological innovation and, certainly, the precursor to the modern digital age. Some of the largest brands include: Nationwide Insurance. Similar terms include “Silicon Prairie.” Take your pick. Ohio’s History of Innovation. Victoria’s Secret.

Business 147

Business Logistics Supply Chain Technology 147

Will Springer Realtor

OCTOBER 11, 2022

Seriously though, there must be a ceiling to rising rates that have all but extinguished a robust housing market. If there is a silver lining for those in the market for a home, it’s that prices should fall as demand eases. housing market is experiencing a price “correction,” defined as a 10% price drop from its most recent peak.

Housing Market 36

Housing Market Marketing Buyers Real Estate 36

Appraisal Today

JUNE 16, 2023

Intricate marble floors, fancy paneling, ornate molding, and sparkling chandeliers are the work of famed architect Richard Landry, who custom designed the rocker’s European-style chateau in the 1990s. The Market Composite Index, a measure of mortgage loan application volume, increased 7.2 Changes in names is nothing new for appraisers.

Appraisal 75

Appraisal Contracts Design Mortgage 75

Appraisal Today

SEPTEMBER 17, 2022

NOTE: Please scroll down to read the other topics in this long blog post on AMCs, appraisal business, real estate market, unusual homes, mortgage origination stats, etc. =. Catskills Modern: ‘Sleeve House’ Highlighted by Charred Wood Exterior. Built from concrete, glass, and burnt wood, the Sleeve House is on the market for $2,275,000.

Appraisal 52

Appraisal Construction Contracts Insurance 52

Appraisal Today

AUGUST 18, 2023

Designed and built by world-renowned contractor, Matt Construction, interior designers Meyer Davis and architects Shubin + Donaldson, no expense was spared in constructing this exceptional estate over a six-year period. I have lots of practical tips and marketing advice. baths, 34,380 square feet, 2.65

Appraisal 75

Appraisal Contracts Inspection Real Estate 75

Listing Spark

AUGUST 17, 2023

FHA loans are becoming an increasingly popular option for buyers all across the home market. The FHA has insured over nine million mortgages since 2009 , and as home prices have climbed higher than ever in the past three years, many prospective homeowners are turning to FHA loans due to the increased assistance and down payment requirements.

Investors 36

Investors Investing Buyers Real Estate 36

Appraisal Today

FEBRUARY 16, 2024

This article provides an insight into the appraisal process of historical properties, emphasizing the role of market data, potential buyers, specialized databases, appraisal methods, and the significant impact of preservation restrictions. She designed more than 700 buildings in California during a long and prolific career.

Appraisal 80

Appraisal Contracts Training Architecture 80

Appraisal Today

OCTOBER 13, 2023

If you say the market is stable, perhaps you add a sentence or two to expound on that. And in 1992, this daring design was purchased and transformed into a single-family home, which recently hit the market for $25 million. It’s quite amazing how the midcentury modern style has endured, persisted, and reemerged.

Appraisal 80

Appraisal Law Contracts Business 80

Assurance Financial

AUGUST 9, 2021

These mortgages are designed to suit low- to very-low-income applicants. The USDA loan program also includes loans and grants that help homeowners modernize, improve or repair their homes and grants that help older homeowners pay to remove safety and health hazards from their homes. Direct Loans. Home Improvement Loans and Grants.

Home Improvement 74

Home Improvement Insurance Development Finance 74

Will Springer Realtor

OCTOBER 11, 2023

The first makes permanent a pandemic-related policy that exempts affordable housing from the design review process. MHA requires developers building market-rate apartments, townhomes and other developments to either include affordable units on-site or pay fees. Those fees are used to fund affordable housing in the city.

Law 36

Law Development Design Government 36

Assurance Financial

APRIL 18, 2022

One of the first things you learn when you’re in the market for a new home is that no house is perfect. Some reasons to renovate your home include: Update the design: Although some designs have more staying power than others, a home can start to look dated if its finishes and fixtures aren’t refreshed from time to time.

Renovations 74

Renovations Construction Home Improvement Mortgage 74

The Robert Weiler Company

NOVEMBER 10, 2021

Not only that, but you want those transit links to be modern, well funded, and in high use. That’s because it’s a design most adaptable to various uses and future expansion as business needs evolve. Granted, this could be a challenge in the priciest of markets in the largest cities. Remember to think conservative.

Real Estate 78

Real Estate Retail Investing Tenants 78

Appraisal Today

NOVEMBER 20, 2022

Failure to make appropriate time/market adjustments (positive or negative). NOTE: Please scroll down to read the other topics in this long blog post on State board complaints, non-lender appraisals, mortgage forecast, real estate market changes, unusual homes, mortgage origination stats, etc. ==. Using only a single approach to value.

Appraisal 52

Appraisal Real Estate Agent Real Estate Contracts 52

Appraisal Today

MAY 26, 2023

NOTE: Please scroll down to read the other topics in this long blog post on appraisal “modernization”, bias hearing, bad appraiser, USPAP, unusual homes, mortgage origination stats, etc. == Appraiser pleads guilty in $1.3B The Market Composite Index, a measure of mortgage loan application volume, decreased 4.6

Easement 52

Easement Contracts Appraisal Inspection 52

AmeriMac

MARCH 25, 2021

PMI, otherwise known as private mortgage insurance, are typically necessary only in conventional loans with down payment lower than 20%. Some states calculate property taxes based on the home’s market value. They may also consider whether the improvements ensure your house is up-to-date with modern living standards.

Appraisal Process 36

Appraisal Process Appraisal Property Taxes Buyers 36

AmeriMac

MARCH 25, 2021

PMI, otherwise known as private mortgage insurance, are typically necessary only in conventional loans with down payment lower than 20%. Some states calculate property taxes based on the home’s market value. They may also consider whether the improvements ensure your house is up-to-date with modern living standards.

Appraisal Process 36

Appraisal Process Appraisal Property Taxes Buyers 36

Will Springer Realtor

AUGUST 9, 2022

The cities of Seattle and Renton offer pre-approved ADU designs to help streamline the government-approval process which can often be onerous. Don’t get me started about Seattle’s design review exercise!) . What is true is that every time we lean in and face the headwinds of economic weakness the housing market is a welcome refuge.As

Inventory 36

Inventory Buyers New Listings Construction 36

Clear Capital

SEPTEMBER 29, 2021

” Jeff’s Real Estate Joke of the Pod gives us a buyer’s-eye view of today’s real estate market. You know, things to really support the listing process, marketing of the listing process, bringing that world together with the fintech world, and helping financial services make better decisions. Watch ClearCast E19.

Sellers 69

Sellers Agents Real Estate Buyers 69

AmeriMac

MARCH 25, 2021

PMI, otherwise known as private mortgage insurance, are typically necessary only in conventional loans with down payment lower than 20%. Some states calculate property taxes based on the home’s market value. They may also consider whether the improvements ensure your house is up-to-date with modern living standards.

Appraisal Process 28

Appraisal Process Appraisal Property Taxes Buyers 28

AmeriMac

MARCH 29, 2024

One of the most common types of reverse mortgages is the Home Equity Conversion Mortgage (HECM), which is insured by the Federal Housing Administration (FHA). HECMs are government-backed loans designed to help seniors access the equity in their homes. By utilizing a reverse mortgage calculator, you can assess various scenarios.

Mortgage Appraisal 36

Mortgage Appraisal Appraisal Mortgage Appraisal Process 36

Will Springer Realtor

MAY 12, 2021

Warns Danielle Hale, chief economist with realtor.com: “While younger Millennial and Gen Z buyers are expected to play a growing role in the housing market, fast-rising prices will create a bigger barrier to entry for the many first-time buyers in these generations who don’t have existing home equity to tap for down payment savings.”.

Real Estate 36

Real Estate Inventory Buyers Construction 36