Housing Wire

APRIL 4, 2024

Nominations for HousingWire’s 2024 Marketing Leaders are open until April 30, 2024. While they have endured a rocky, rates-driven cycle, marketers in mortgage and real estate continue to play a pivotal role in lead generation, customer acquisition and retention differentiation that has helped to keep many organizations stay afloat.

Marketing 242

Marketing Real Estate Inspection Mortgage 242

Housing Wire

MARCH 5, 2024

Department of the Treasury on Tuesday announced a series of new initiatives designed to increase the supply of affordable housing across the country. There are three core provisions of the plan. The FFB risk-sharing initiative will assist in the construction of “tens of thousands of additional affordable homes” over the next decade, he wrote.

Insurance 442

Insurance Construction Government Design 442

Housing Wire

APRIL 24, 2024

These include an “ extreme heat quick guide ” designed to “help communities plan for extreme heat and identify mitigation strategies,” and a dedicated webinar on the topic of extreme heat and cold. Extreme heat wrought by climate change has started to have a more pronounced impact on the housing market.

Insurance 372

Insurance Housing Market Development Design 372

Housing Wire

MAY 15, 2024

Its plan takes aim at liquidity, budget authority, pay scales and other potential flexibilities to more closely align with the value it brings to the government and the broader mortgage market. This undermines Ginnie Mae’s ability to run a market-driven program.” This recommendation is based on two other ideas.

Modernization 327

Modernization Government Contracts Insurance 327

Housing Wire

MARCH 11, 2024

Configured to give independent mortgage banks, federally insured banks and credit unions the needed tools at an accessible price point, Floify Lender Edition aims to increase lender profitability through its automated processes and efficiency tools, the company said.

Mortgage 386

Mortgage Loan Officers Real Estate Agent Design 386

Housing Wire

JULY 1, 2021

If there’s one common characteristic that HousingWire saw the brightest marketing leaders and minds in the housing industry wield last year , it was being agile. When the world shifted to work from home , marketers stepped in with new messaging and strategic campaigns to reach their target audience. SVP, Marketing.

Marketing 368

Marketing Advertising Real Estate Technology 368

Housing Wire

MARCH 1, 2023

And yes, this certainly has had an impact on insurance companies from coast to coast, as we’ve seen insurers retreat en masse from states such as California , Florida , and Texas , which have all seen record losses in recent years from wildfires, earthquakes, hurricanes, severe winter storms, sinkholes, and more.

Insurance 360

Insurance Supply Chain Design Government 360

Housing Wire

JUNE 1, 2023

Six federal agencies have requested comment from the public on a newly-proposed rule that is designed to “ensure the credibility and integrity of models used in real estate valuations.” And the design and development of the models and algorithms can reflect the biases and blind spots of the developers.”

Valuation 373

Valuation Design Law Insurance 373

Housing Wire

JUNE 30, 2023

The goal of the increase is to “enable a greater number of transactions to use standard underwriting processes when submitted for FHA Multifamily insurance,” the agency said. Anything we can do to prudently alleviate extra steps in obtaining FHA insurance will help all of us meet the housing supply challenges before us.”

Insurance 377

Insurance Development Design Finance 377

Housing Wire

JANUARY 17, 2024

1 With over 12,000 Americans turning 65 every day in 2024, this burgeoning market will undoubtedly continue to bring more buyers and sellers to the table over the next decade. That’s where reverse purchase financing comes into play, the funding option specifically designed for older Americans.

Finance 437

Finance Real Estate Agent Real Estate Insurance 437

Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. It sets up a domino effect [for market activity].”

Housing Market 396

Housing Market Marketing Contracts Finance 396

Housing Wire

JANUARY 10, 2024

Certifications, reverse posture Haviland and Droge have certified reverse mortgage professional (CRMP) designations from the National Reverse Mortgage Lenders Association (NRMLA). Obviously we have a forward lending division, we have the reverse mortgage lending division and a commercial panel, as well as an insurance company.

Mortgage 406

Mortgage Lending Loan Officers Design 406

Housing Wire

FEBRUARY 21, 2024

In 2021, Gigliotti created Axis 360 Lift , an online academy designed to educate aspiring mortgage and title professionals. Many Axis trainees come from sales-based careers in hospitality, retail or insurance, which makes it easier to adapt to the mortgage business. But some are completely fresh to the field.

Housing Market 332

Housing Market Mortgage Marketing Real Estate 332

Housing Wire

JANUARY 30, 2024

housing market has reached its least affordable point in decades and housing agencies have increasingly rolled out homebuyer assistance programs to tackle this issue. A total of 135 new homebuyer assistance programs were introduced in 2023, a 6% increase over the previous year.

Landlords 485

Landlords Housing Market Mortgage Design 485

Housing Wire

NOVEMBER 3, 2023

homegenius Real Estate understands the need to deliver differentiated value in a very congested market. The homegenius Home Price Index combines market information, valuation data and advanced machine learning techniques to analyze home price data and identify trends for regions, towns and neighborhoods. Explore possible cost savings.

Real Estate Agent 356

Real Estate Agent Real Estate Insurance Valuation 356

Housing Wire

JANUARY 18, 2023

Today’s housing market has many looking for ways to cash in their equity, especially older homeowners. HousingWire: What makes HECMs an advantageous alternative to HELOCs in today’s market? Unlike HELOCs, reverse mortgages and jumbo reverse mortgages are designed specifically to help seniors manage their cash flow.

Insurance 401

Insurance Design Clients Business 401

Housing Wire

MARCH 13, 2023

The rollercoaster ride the housing market has been on for the last three years has ended. Instead of twists and turns, we believe the market will surprise us this year… simply by being boring. In a boring market, it’s more important than ever to stand out from the crowd. We want to show you how to do just that.

Insurance 329

Insurance Clients Business Marketing 329

Housing Wire

OCTOBER 12, 2022

Servicing Digital , offered as an app or responsive web design, allows customers to easily access their loan- and home-related information, as well as perform self-service capabilities. Surefire is a mortgage-specific marketing automation and content solution that helps mortgage professionals reach new customers and earn repeat business. .

Design 418

Design Tools Insurance Mortgage 418

Housing Wire

APRIL 22, 2024

Meanwhile, a customer relationship management system, along with experts in marketing, sales and other areas, are designed to support these teams, he said. “If Now, they’re incentivized because they share the profits in the title insurance,“ Samson explained. But he decided to bet on this new venture about a year and a half ago.

Brokerage 355

Brokerage Real Estate Realtors Real Estate Agent 355

Housing Wire

MARCH 28, 2024

Modern manufactured homes are an unusual feature of today’s housing market, the rare homeownership opportunity that is both lower-cost and high-quality. Much of this market dysfunction is also attributable to a lack of lenders. The home-only lending market presents several major opportunities. Yet help might be on the way.

Business 418

Business Finance Buyers Lending 418

Housing Wire

NOVEMBER 8, 2023

7 money moves for a prosperous New Year Use these seven tips to save money, get additional tax benefits and make the most of your insurance , credit cards, retirement accounts and more. Marketing: Costs for advertising your business and listings, such as home magazines, social media, websites and billboards.

Advertising 430

Advertising Insurance Real Estate Agent Business 430

Housing Wire

MARCH 17, 2023

Candor is executing a change in strategy to address the ever-changing mortgage market and to pivot along with client operations,” Tom Showalter, CEO of Candor , said in an e-mailed response. The firm’s automated underwriting tech is designed to augment human underwriters’ capabilities, allowing underwriters to handle more loans.

Mortgage 338

Mortgage Clients Technology Development 338

Housing Wire

JUNE 17, 2021

Despite rising home prices and a supply crunch , the purchase market is still wildly hot. Setting purchase borrowers up to be clients for life creates a competitive edge that will help capture market share as refinance volume slows. The post Creating clients for life in a hot purchase market appeared first on HousingWire.

Clients 295

Clients Real Estate Agent Marketing Real Estate 295

Housing Wire

DECEMBER 1, 2022

In May this year, Polly’s mortgage SaaS technology integrated with mortgage insurance providers like Arch MI, Enact, Essent, MGIC, National MI and Radian. Sales Boomerang and Mortgage Coach laid off at least 20 employees last month amid significant mortgage market challenges.

Mortgage 388

Mortgage Technology Investing Design 388

Appraisal Buzz

MARCH 21, 2024

As a result, TMC’s members will have access to SmartBuy, a proprietary suite of down payment assistance (DPA) loan programs offered by Click n’ Close designed to give homebuyers an advantage in today’s heightened mortgage interest rate environment. SmartBuy also has no income or first-time homebuyer restrictions.

Mortgage 195

Mortgage Design Insurance Finance 195

Eppraisal

SEPTEMBER 5, 2023

When purchasing a home and applying for a mortgage, many borrowers are confronted with the dreaded Private Mortgage Insurance (PMI) requirement. Lender-Paid Mortgage Insurance (LPMI) Lender-Paid Mortgage Insurance (LPMI) is an alternative in which the lender pays the PMI premiums on your behalf.

Insurance 69

Insurance Mortgage Design Finance 69

Housing Wire

SEPTEMBER 23, 2020

The Federal Housing Administration’s 203(k) rehabilitation mortgage insurance program is designed for borrowers to renovate when they purchase or refinance. For over 40 years with Section 203(k) of the National Housing Act, FHA has been protecting lenders with fully-insured mortgage loans even as renovations are underway.

Renovations 543

Renovations Insurance Home Improvement Design 543

Housing Wire

OCTOBER 14, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. This setup lets a consumer compare quotes from several insurers, including Progressive, with only one click. billion U.S.

Insurance 351

Insurance Technology Lending Real Estate Agent 351

Housing Wire

JUNE 6, 2022

In a letter to the FHA , Sharon Whitaker, vice president of the ABA, said the 40-year loan modification will help borrowers retain their homes after default and help mitigate losses to FHA’s Mutual Mortgage Insurance Fund. Lunch & Learn: Should there be a 40 year mortgage? But it’s not just a benefit to borrowers.

Insurance 414

Insurance Mortgage Realtors Housing Market 414

Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

Insurance 302

Insurance Investors Design Finance 302

Housing Wire

MAY 14, 2024

CHLA commends FHA for its work on its “Mythbusters” initiative, designed to blow up the myths around FHA loans by educating lenders and home sellers. CHLA has also applauded FHFA Director Thompson for FHFA’s work in championing lower cost alternatives to title insurance, such as using attorney opinion letters.

Sellers 289

Sellers Realty Insurance Realtors 289

Housing Wire

MAY 18, 2022

HousingWire recently spoke with Christian Mills, head of Financial Advisor Relations at Reverse Mortgage Funding, about the ways a reverse mortgage can create a stable cash flow for homeowners in the midst of a volatile housing market. CM : Firstly, reverse mortgages, whether government-insured or proprietary, are non-recourse loans.

Mortgage 393

Mortgage Clients Insurance Tools 393

Housing Wire

FEBRUARY 1, 2024

As a refresher, “redlining” means that no matter the features or amenities that a home provides, if the home is in a neighborhood with Black residents (homeowners or renters), traditional (and more affordable) lending and insurance would be denied — although a few sub-prime options tend to circle these communities like sharks. As Coleman A.

Real Estate 387

Real Estate Appraisal Insurance Training 387

Housing Wire

APRIL 27, 2021

The Consumer Financial Protection Bureau would designate the chairperson of the body. It would seek to solve problems in the appraisal industry, such as determining collateral value in areas where there is limited market activity, and identifying barriers of entry to the profession for minorities.

Appraisal 382

Appraisal Valuation Design Real Estate 382

Housing Wire

OCTOBER 18, 2022

Knox, which launched in 2019 and won the HW Tech100 award in 2022, analyzes market data to help homeowners price properties and generate income from their investments. The product is designed specifically for homeowners who require in-hand leases to qualify for mortgages on new home purchases. Knox’s lending arm.

Investing 385

Investing Real Estate Lending Tenants 385

Housing Wire

JULY 19, 2022

The lender’s 30-year crypto mortgage is designed to make it easy for investors to use their digital holdings to acquire homes in the U.S. Given the current state of the market, we’re extremely proud that we have not had any margin calls or negative counterparty exposure, all while continuing to originate mortgages,” Rupena said. “As

Mortgage 416

Mortgage Design Insurance Lending 416

Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. For example, the associations said the proposed rule includes Fannie Mae and Freddie Mac to the new standards, which creates a level playing field in the market.

Valuation 366

Valuation Appraisal Government Real Estate 366