Housing Wire

SEPTEMBER 14, 2023

In an interview with HousingWire, Ginnie Mae President Alanna McCargo explained that this represents Ginnie’s first social bond label in the investment space. It’s laying down a marker for impact investing. This is really about just furthering the specifics around Ginnie Mae’s social impact story,” McCargo said. “We’re

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Housing Wire

DECEMBER 6, 2023

It will provide “multifamily property owners with data on energy and water consumption at their properties,” which can “aid property owners in identifying opportunities for energy efficiency improvements that can benefit residents and promote green investments in individual properties or entire property portfolios,” HUD explained.

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Housing Wire

MARCH 1, 2023

Change in uninsured losses As of late, however, the uninsured losses are being absorbed by other stakeholders in the housing finance system, including mortgage lenders, mortgage servicers, private mortgage insurers, government agencies, capital markets investors, and the government-sponsored enterprises.

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Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

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Housing Wire

OCTOBER 18, 2021

Forbearance declined across the board this week as government agencies and industry stakeholders chart a path out of forbearance and into loss-mitigation. The forbearance rate for loans not backed by the government, either because they are held in portfolio or are private-label securities, also declined by 108 basis points to 5.34%.

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Housing Wire

JULY 8, 2021

Lereta’s services are designed to increase efficiency, reduce penalties and liabilities and improve processes for mortgage originators and servicers. ” Flexpoint Ford is a private equity investment firm that has raised more than $5 billion in capital. The transaction is expected to close within a month.

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Housing Wire

JANUARY 24, 2024

Government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac announced this week the release of their “Mission Index,” updating or expanding their single-family social bond framework to better communicate the goals of the index to stakeholders and investors. The GSEs issued separate announcements and a joint statement.

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Housing Wire

JUNE 16, 2022

The fee will apply to securities issued through structured-finance offerings known as Supers, and separately, real estate investment conduits (REMICs). That structure allows investors to choose the class of security that best meets their investment and portfolio needs. securities) issued by the other enterprise.”.

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Housing Wire

OCTOBER 21, 2022

Earlier this year, congressional Democrats considered making major investments to promote housing affordability as part of their Build Back Better bill. At the grassroots level, Democrats and Republicans overwhelmingly believe the federal government should address the crisis.

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Housing Wire

DECEMBER 10, 2020

To inject some life back into the economy, Bernanke decided to grow the Fed’s balance sheet by purchasing government bonds and mortgage-backed securities, better known as quantitative easing. This unconventional monetary policy is designed to encourage lending and investment, adding money back into the economy and lowering interest rates.

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Housing Wire

JANUARY 5, 2021

Conventional loans aren’t insured by the government but are backed by private lenders. That said, because conventional loans aren’t guaranteed by the government, they are usually harder to qualify for. However, these loans can’t be used to purchase investment properties or vacation homes — they’re solely for primary residences.

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Housing Wire

JULY 28, 2022

Treasury Department has issued new guidance empowering state, local and tribal governments to direct more of the funding appropriated under the American Rescue Plan Act of 2021 toward affordable-housing investments. billion for affordable-housing development and preservation.

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Housing Wire

MARCH 10, 2023

And in California, demand for ADUs is quickly outpacing supply, according to local media outlets and reports from local governments and building organizations. Or, another way to look at it: For every three people motivated to invest in creating an ADU across California, only one will have an ADU in the next year.”

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Housing Wire

FEBRUARY 21, 2023

She created NAF’s Latino Focus and New American Dream initiatives, which is designed to boost homeownership and mortgage industry career awareness among Hispanic and Black communities. The lender offers a variety of conventional, government, adjustable-rate and non-qualified mortgages with licenses in 50 states and Washington, D.C.

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Housing Wire

APRIL 1, 2021

And even if it did, how could the government implement. To offset costs, the Biden Administration wants to raise the corporate tax rate from 21% to 28% which, combined with measures designed to stop offshoring of profits, would fund the entire plan within 15 years, according to the White House. This will certainly help.”

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Housing Wire

SEPTEMBER 8, 2022

It’s not an investment.”. Part of our housing dilemma is this: How can you make something affordable when you promote it as someone’s best investment? The entire system has to be designed to inflate the price over time. Remember, the system is designed to keep home prices inflated. This is what we do in America.

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Housing Wire

MARCH 31, 2021

President Joseph Biden’s $2 trillion infrastructure plan represents the most sweeping national investment in decades. “We have to keep in mind – when we talk about infrastructure, there’s not a great history of infrastructure investment succeeding without housing investment.

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Housing Wire

JANUARY 20, 2023

As the 118 th Congress begins, we return to a divided government in Washington. UMH made the significant capital investments needed to correct these problems and maintain the community. The American public will be looking to Washington for bi-partisan initiatives and real accomplishments. a year ago to nearly 7% today.

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Housing Wire

MAY 25, 2022

More people are diversifying their income streams and opting to work for themselves or through real estate investments. Non-QM loans are harder than other loan products, so lenders must invest the time, resources and education into their sales teams and brokers to learn the intricacies of non-QM products.

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Housing Wire

SEPTEMBER 29, 2022

MAXEX , a major mortgage trading and aggregating platform, has unveiled a series of new programs designed to serve originators and loan buyers in the growing non-QM lending market. Non-QM/nonprime mortgages include loans that cannot command a government, or “agency,” stamp through Fannie Mae or Freddie Mac.

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Boston Appraisal

MAY 15, 2024

In the intricate world of real estate investment, an understanding of local zoning laws and broader land use regulations is paramount. For investors, a nuanced grasp of these legal aspects is essential to navigate the complexities of the real estate market and to capitalize on investment opportunities.

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Housing Wire

MARCH 15, 2023

This includes “dozens” of additional staff to help expedite the establishment of the offices — and an investment of $3.4 Over the last two decades, an increasing number of major disasters have impacted the nation and highlighted the importance of effective disaster management at the Federal, State and Local levels of government,” HUD said.

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Housing Wire

OCTOBER 6, 2020

Purveyors of very complex financial instruments, sold to risk-averse investors under the careful oversight of government regulators, have given us a process that must conform to investor and regulatory compliance requirements. Almost all of the lender’s technology investment over the past few years has been focused on the Point of Sale (POS).

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Housing Wire

APRIL 12, 2022

To help the lowest-income families, who increasingly can’t find affordable housing in today’s market, federal, state, and local governments devote considerable resources to subsidize the development of affordable housing with below market rents. The debt load is determined by the rate of return-on-investment.

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Housing Wire

NOVEMBER 25, 2020

Investing Where the Heart Is. We wanted to invest capital back into the area in which we grew up,” said Wenzel, who is partnering in the venture with a long-time friend who is a designer and general contractor in Connecticut. These suburbs, they’ve really been lacking investment the last 10 years.

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Housing Wire

DECEMBER 10, 2021

Within its sweep are the self-employed as well as entrepreneurs who buy single-family investment properties — and who can’t qualify for a mortgage using traditional documentation, such as payroll income. The pool of nonprime borrowers also includes real estate investors, property flippers, foreign nationals and business owners.

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Housing Wire

MAY 18, 2022

CM : Firstly, reverse mortgages, whether government-insured or proprietary, are non-recourse loans. And I think it’s important for lenders to frame the product that way with borrowers – as a proactive tool designed specifically for older homeowners and one that can help them retire with more financial freedom and peace of mind.

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Housing Wire

SEPTEMBER 29, 2022

Last month, President Joe Biden announced the federal government would forgive hundreds of billions of dollars of student loans. We must also make a real effort to fight local opposition to exclusionary zoning designed to keep single-family neighborhoods racially and economically segregated.

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Housing Wire

MAY 15, 2024

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years.

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Housing Wire

JULY 6, 2023

One source of added inventory is the fix and flip industry , which is expected to acquire and renovate some 350,000 homes in 2023, according to Kurt Carlton, president of New Western , a private real estate investment marketplace. housing affordability.” fix-and-flippers] who are willing to sell to a first-time buyer,” he said.

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Housing Wire

APRIL 26, 2022

Those stable coin investments are then pooled to fund digital, AI-enabled mortgages, and the mortgage liens are then indelibly linked to an NFT, which in turn serves as a form of collateral for the stable coins funding the transaction. To date, LoanSnap has attracted about $53 million in venture capital investment.

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Housing Wire

MAY 15, 2024

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years.

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Marketing Investors Mortgage Finance 322

Housing Wire

FEBRUARY 21, 2024

In 2021, Gigliotti created Axis 360 Lift , an online academy designed to educate aspiring mortgage and title professionals. In this climate of cautious optimism, industry veteran Paul Gigliotti is spearheading an innovative educational venture that’s tailored to the evolving needs of mortgage company executives and recruiters.

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Housing Wire

OCTOBER 29, 2021

Whether discussing arrangements like sale leasebacks or shared equity investments, such products could serve as an alternative to a debt-based option for those looking to unlock a portion of their home’s equity and gain access to additional cash flow. Eoin Matthews, CBO and co-founder of Point.

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Housing Wire

SEPTEMBER 20, 2022

But government subsidies are helping institutional investors beat out aspiring families — making the American Dream less attainable, rather than more. It has amended the tax code many times over the years to influence investments into different kinds of rental housing, as well. American families face plenty of hurdles in buying a home.

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Investors Landlords Inventory Buyers 391

Realvals

JUNE 18, 2023

Investment Analysis Whether you are a single-family, multi-family, or even commercial investor, you could benefit from an appraisal. Knowing your property’s value may also help you evaluate the return on investment (ROI) of any improvements. Typically, the government will notify you of their intent to acquire your property.

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Housing Wire

FEBRUARY 2, 2021

Others participating in this round included previous investors Jefferies Financial Group , New Residential Investment and an affiliate of Fortress Investment Group. Alongside its funding round announcement, Valon also revealed that it had been approved by Fannie Mae to service its government sponsored home loans.

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