Housing Wire

SEPTEMBER 15, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. insurance companies, including home and auto providers. Register for the FinLedger Daily Newsletter.

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Housing Wire

APRIL 16, 2024

The company recently launched a mortgage brokerage firm that offers a plug-and-play program for real estate agents to become mortgage loan officers, a practice called dual licensing. of the loan amount, with a $5,000 cap, which adds to the typical buyer-side agent commission of up to 3%. For example, Realfinity pays LOs 1.4%

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Appraisal Today

MAY 10, 2024

These policies were the result of a collaborative effort between the GSEs, the Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA). The mortgage loan officer handling the loan? Was it the borrower? A Zillow Zestimate? Maybe the underwriter at the lender?

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Housing Wire

MAY 6, 2024

Largely hidden from view and misperceived by some to be on the lower end of the hierarchy of service providers, the position seemingly lacked the luster of the real estate agent or the panache of the loan officer. During the housing crisis of 2008, the title industry suddenly emerged from obscurity into full view.

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Sammco Real Estate Appraisal Group

SEPTEMBER 15, 2015

You might be a home owner, a mortgage loan officer or even an appraisal management company. Most people, including appraisers, use the same templates and website developers to build their websites. It’s also important to make sure that the appraiser’s license and E&O Insurance is attached to the completed appraisal.

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Appraisal Appraisal Process Loan Officers Inspection 60

PennyMac

JUNE 2, 2022

For example, typical annual costs include things like: Insurance. Decide Whether To Loan or Buy In Cash. He has earned the IRS’ Enrolled Agent designation for tax preparation and expertise, and advises that new investors do their homework before they buy. Speak with a Pennymac Loan Officer to explore your financial options.

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PennyMac

SEPTEMBER 9, 2020

Conventional loans, the most common mortgage type, require Private Mortgage Insurance (PMI) with a down payment of less than 20%. However your PMI can be removed (by request) once you’ve hit a 78% loan-to-value ratio in some cases. Here are four loan options that can help your down payment dollars go further.

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Housing Wire

OCTOBER 7, 2020

Behind him, the recent financial crisis still cast a cautionary shadow over new business development, but ahead he saw opportunities for a client-centric, tech-focused family of companies in the title insurance and real estate settlement services industry. Now, at WFG’s 10-year anniversary, this vision holds even more relevance.

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Insurance Real Estate Technology Loan Officers 370

Housing Wire

SEPTEMBER 21, 2023

HousingWire Editor in Chief Sarah Wheeler sat down with Jimmy Kelly, president and CEO of Lone Wolf Technologies , to discuss the company’s development process and his vision for a connected real estate platform. Our Boost product, for example, is designed to help agents with lead generation. JK: It’s a great question.

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Technology Real Estate Agents Design 407

Assurance Financial

MARCH 1, 2021

Homeowners insurance. Private mortgage insurance, if applicable. On top of carving out a large chunk of your paycheck for rent, you also likely have to pay for utilities, groceries, transportation, insurance and internet — not to mention the costs of treating yourself to luxuries like vacations and going out to eat.

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Appraisal Today

AUGUST 13, 2023

2023 E&O Insurance Brokers Risks of Expert Work by Claudia Gaglione, Esq A long article from Claudia with 4 very good case studies. “The The Bosque is a forest that grows alongside the Rio Grande river,” Harville says.

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Appraisal Contracts Real Estate Agent Mortgage 78

AmeriMac

MARCH 29, 2024

To be eligible for a reverse mortgage, homeowners must meet certain criteria set by the Federal Housing Administration (FHA) and the Department of Housing and Urban Development (HUD). The reverse mortgage process typically begins with a borrower contacting a loan officer who specializes in reverse mortgages.

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Appraisal Today

MAY 12, 2023

Whimsical Casa Luna Bounces Onto the Market in Big Sur for $6,600,000 (dropped from $7M in December 2022) (Mickey) Manning architecture and designed homes to complement their natural surroundings. The residential lending appraisal business depends on low-interest rates, the same as for loan officers. It’s all curved.

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Appraisal Architecture Business Contracts 52

Assurance Financial

MARCH 18, 2021

Refinancing could potentially lower your monthly payments , allow you to consolidate debt, speed up the payoff process for your mortgage, eliminate your private mortgage insurance (PMI) and put more cash in your pocket. Our construction loan programs offer flexible draw schedules and competitive rates and fees.

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Assurance Financial

JULY 23, 2021

The exact amount you need to save up for a down payment depends on the type of loan you choose, the market conditions and your financial situation. That might be true, as putting down 20% allows you to avoid paying private mortgage insurance (PMI) premiums and can mean you get a better interest rate on your loan.

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Assurance Financial

JULY 27, 2021

When shopping for a home, it’s just as important to make a list of things you’d like from your mortgage — including the length of the loan, the interest rate and the repayment terms. Some home loans are designed for people who meet specific criteria, and others for people who might not qualify for another type of loan.

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Mortgage Government Construction Insurance 69

PennyMac

NOVEMBER 29, 2022

Your loan officer or real estate agent can be a valuable resource to find some of these local assistance programs to help with your first home loan. Unlike a loan, grants are money given to you by an organization or government that won’t need to be repaid. FHA loans are offered through the Federal Housing Administration.

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Clear Capital

SEPTEMBER 29, 2021

And then they went to go buy a home and they were declined because there was all these inequities and biases in the mortgage process and in how mortgages were insured by the FHA. And so this is crazy, but in the late 70s, all the way up to the early 80s, the Federal Housing Administration would not insure a mortgage to minority families.

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Sellers Agents Real Estate Buyers 69

Housing Wire

FEBRUARY 7, 2022

Few things terrify lenders more than the arrival of a manila envelope from the Department of Housing and Urban Development ( HUD ) containing a redlining allegation. For a borrower with tarnished credit and thus unable to get conventional financing, an FHA-insured mortgage is the go-to choice. Many have called for reductions.

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