Housing Wire

DECEMBER 7, 2021

The Department of Housing and Urban Development (HUD) on Tuesday resolved uncertainty around special purpose credit programs, 45 years after Congress allowed lenders to tailor products to groups that have historically been excluded from homeownership. In a legal memo, HUD stated that SPCPs are allowed under the Fair Housing Act.

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Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. For example, the associations said the proposed rule includes Fannie Mae and Freddie Mac to the new standards, which creates a level playing field in the market.

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Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

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Housing Wire

JULY 6, 2023

The nation’s housing industry has entered a new normal in which the dynamics of the market appear perplexing — marked by high mortgage rates and high home prices, along with shrinking mortgage originations. This is what I call a supply-constrained market. “In The perplexing part: Why are home prices not declining in this environment?

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Housing Wire

MAY 27, 2022

The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”. The requirement also applies to mortgage lenders, legal experts say.

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Housing Wire

NOVEMBER 30, 2022

They’ve introduced tools such as a full PPE suite, government center and a unique loan comparison report, combined with a loan officer UI that allows users to complete all necessary work and tasks within the Cloudvirga platform. Cloudvirga is here to help capture and retain the market you need and deserve.”.

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Housing Wire

MAY 3, 2021

The Federal Housing Finance Agency (FHFA) finalized a rule on Monday that will require Fannie Mae and Freddie Mac to develop plans that would ensure upon their eventual exit from conservatorship, they won’t do any large scale harm to the financial system. government.

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Housing Wire

OCTOBER 19, 2022

With the mortgage origination market forecast to downsize by 40% this year from 2021 and mortgage rates topping 7% in October, lenders big and small have laid off its employees across multiple rounds of layoffs. The basic IMB business model is to originate federally backed mortgages including FHA, VA, government-sponsored enterprise (GSE).

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Housing Wire

JANUARY 8, 2021

1, he served as the assistant secretary of policy development and research for the U.S. Department of Housing and Urban Development and as the principal executive vice president of Ginnie Mae. USB drive developed from standards organizations. And so we’re going to see what happens in the market this year from that perspective.

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Housing Wire

MARCH 18, 2022

Mangus then worked to build the dedicated reverse mortgage department at his new company from scratch and has found a notable degree of success by building Home Equity Conversion Mortgage (HECM) for Purchase (H4P) business through the use of continuing education (CE) classes designed for licensed real estate agents. Curtis Mangus.

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Housing Wire

NOVEMBER 7, 2023

Potter added: “Government lending would come to a halt. Adding this cost to their side of the transactions would throw the vast majority of them out of the market entirely.” “VA loans are probably the best loans on the market. These clients are typically low on funds, which is why they need this type of financing.

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Housing Wire

JANUARY 5, 2021

The proposed rule addressed capital, liquidity, governance, policy related to entity survivorship and more. In the introduction to the Proposed Standards, CSBS recognizes the importance of nonbank mortgage servicers in the mortgage market,” HPC stated in its comment letter. Achieving touchless mortgage automation.

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Appraiserblogs

MARCH 7, 2024

Mass Appraisal tend to exhibit a regressive nature… In the intricate landscape of real estate mortgage financing, the notion of appraisal waivers recently dubbed “Value Acceptance”, by the Government Sponsored Enterprises (GSEs), has stirred considerable debate. Despite its roots in a methodology designed to support appraisers, Value.

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Housing Wire

AUGUST 5, 2022

A tighter labor market is a good thing; this means people with less educational backgrounds can get employed since we have many jobs that don’t require a college education. Every sector created jobs; even the government created jobs. This is more of a market-driven bond yield red flag. However, nothing too drastic yet.

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Housing Wire

JANUARY 20, 2021

Though the pandemic is causing pain throughout the housing sector, it also creates an opportunity to enact common-sense industry reforms that address the root causes of the affordable housing crisis that has beset the market for over a decade — even amid a period of strong economic expansion. consumer spending. It’s time for the U.S.

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Housing Wire

MAY 15, 2024

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years. billion have been securitized in the private-label market, “of which $4.5

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Housing Wire

DECEMBER 24, 2021

Last week’s announcement from the Department of Housing and Urban Development cleared the way for lenders to adopt targeted lending programs, but so far, they are treading carefully. But in the wake of HUD’s announcement, some lenders have, privately, grumbled that there are not sufficient incentives to develop the programs.

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Housing Wire

FEBRUARY 7, 2022

It alleged the government-sponsored enterprise didn’t maintain foreclosed properties in communities of color as well as it did in white neighborhoods. “I Our REO maintenance standards are designed to ensure that all properties are tended to and treated equally.”.

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Housing Wire

FEBRUARY 2, 2021

Founded in 2019 and marketed as a mobile-friendly servicer, Valon allows borrowers to make payments, view balances, request information and manage escrows through its cloud-based platform. Third co-founder Jon Hsu is also familiar with cloud-based development having worked for Twilio, a cloud-based communication platform.

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Lamacchia Realty

OCTOBER 27, 2023

She has held positions on the Executive Committee and the Board of Directors and has served as the Government Affairs Committee Chair for the Massachusetts Association of REALTOR®. At the local level, she assumed the role of President for the North Shore Realtors in 2013 and received the Realtor of the Year award in both 2014 and 2018. “To

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Appraisal Buzz

MAY 31, 2021

The term “redlining” comes from the development by the New Deal by the federal government of maps of every major metropolitan area in the country. These color codes were designed to indicate where it was safe to insure mortgages. Government Segregated America. an income gap of 60%). Well, there’s an issue. Citations: 1.

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Appraiserblogs

FEBRUARY 28, 2023

By design, his paper was strewn with nonsense. Fannie's 'Equity' Plan: The Drinking Game What makes equity so invidious as a governing tenet is that it involves not just helping people of one racial… The post Freddie’s Study, NPR Story Recall Notable Academic Hoax appeared on Appraisers Blogs.

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Home Value Appraisal Design Government 110

Housing Wire

DECEMBER 8, 2023

Topics include: Real estate license law, agency, contracts, real property, ownership, taxes, water law, land development and zoning, deeds and title transfer, escrow and settlement, fair housing, leases & more AZ Contract Writing Course: 6 hrs of required instruction. Deluxe: Required 90 hrs of coursework.

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Real Estate Contracts Law Real Estate Agent 408

Housing Wire

NOVEMBER 29, 2021

They are in high demand for each stage of the mortgage process, yet they are in seriously short supply in a still-booming mortgage market. The private label market share of U.S. RMBS market. They can’t bring [securitization] deals to market as quickly. We certainly hear that as a concern in the market.”.

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Housing Wire

APRIL 26, 2022

A rising player in the world of crypto-mortgages and blockchain-enabled financing, LoanSnap, plans expand its reach in the market by opening its lending platform to licensed mortgage brokers across the country in the near future. By one estimate , the global cryptocurrency market, although volatile, is valued today at around $1.8

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Mortgage Technology Investing Investors 450

Housing Wire

MAY 15, 2024

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years. billion have been securitized in the private-label market, “of which $4.5

Investors 446

Investors Mortgage Marketing Finance 446

Realtor

JUNE 1, 2021

Department of Housing and Urban Development Secretary Marcia Fudge was tapped to lead the initiative. The challenge in leveling the appraisal playing field is many older homes and neighborhoods were designed with the opposite goal in mind. ” Racial equity has been a focus of Biden’s administration.

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Appraisal Real Estate Government Development 113

Housing Wire

SEPTEMBER 15, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. business advisory firm in real estate, mortgage finance, digital mortgage, banking and capital markets. Register for the FinLedger Daily Newsletter.

Business 491

Business Law Real Estate Investors 491

The Robert Weiler Company

DECEMBER 7, 2023

In Ohio, land development continues to flourish and your farm land for sale may be a hot commodity for commercial real estate investors and brokers alike. So, if you’re planning to hit the market with your farmland, you may want to check in with your local municipality (city, township, county, etc.)

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Real Estate Law Development Legal 78

Housing Wire

APRIL 25, 2024

Department of Housing and Urban Development (HUD) on Thursday detailed a series of actions and initiatives it has undertaken to bolster climate resiliency while supporting green housing initiatives that stem from Inflation Reduction Act funding and recently announced plans to combat the effects of extreme heat.

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Transportation Design Investing Development 448

Realtor

JUNE 1, 2021

Department of Housing and Urban Development Secretary Marcia Fudge was tapped to lead the initiative. The challenge in leveling the appraisal playing field is many older homes and neighborhoods were designed with the opposite goal in mind. ” Watch: Normality Returns to the Economy, but Real Estate Markets Are Moderating.

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Appraisal Real Estate Government Development 78

Housing Wire

AUGUST 11, 2020

From the suburban Virginia headquarters of mortgage securitizer Freddie Mac, Catalfo kept tabs on a new virus that the Chinese government was having trouble containing to the city of Wuhan. It’s nurturing that women tend to be better at,” says Kara Taylor, ATTOM Data Solutions vice president of marketing. Elizabeth McClean.

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Business Human Resources Logistics Mortgage 370

Will Springer Realtor

OCTOBER 17, 2023

There are programs established by state and local governments that provide buyers – mostly first-timers – with assistance to make a down payment or meet closing costs. Down payment assistance covers aid from federal, state, county or local government agencies, non-profits and employers. Not exactly. Wait till next year!)

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Buyers Government Finance Mortgage 64

Will Springer Realtor

APRIL 2, 2024

“Well-designed energy-efficient homes save money and are proven to appreciate in value beyond market norms,” says Jason Boyer, an architect who recently developed a smart-home community in Phoenix called Karma. It also helps owners to seek out government incentives to lower project costs.

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Home Improvement Renovations Investing Technology 38

Appraisal Buzz

OCTOBER 10, 2022

After all, algorithms themselves are simply tools that enshrine the biases and ethical failings of those who design them. If a user of valuation services finds it necessary to question the development and/or results of a valuation report prepared and signed by a credentialed valuation professional, that client can simply inquire.

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Valuation Tools Development Technology 74

Housing Wire

JANUARY 22, 2024

Coggiola will be responsible for Polly’s product, implementation, support and design teams, working toward seamless cross-organization collaboration. He has more than 25 years of mortgage technology and enterprise software experience with his latest stint being chief product officer at Accela , a government tech provider.

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Technology Mortgage Loan Officers Clients 418

Housing Wire

NOVEMBER 28, 2023

Residential zoning laws are designed to promote orderly development, control traffic flow, and ensure that noise and activity levels are appropriate to each specific neighborhood. Launch a government-funded affordable housing awareness campaign Home equity is the primary source of wealth for most Americans.

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