Housing Wire

JUNE 1, 2023

Six federal agencies have requested comment from the public on a newly-proposed rule that is designed to “ensure the credibility and integrity of models used in real estate valuations.” And the design and development of the models and algorithms can reflect the biases and blind spots of the developers.”

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Housing Wire

FEBRUARY 14, 2024

Pueblo County, Colorado, which encompasses an estimated population of about 170,000 people in and around the city of Pueblo, is sounding the alarm over potential fraud by creating a new alert system designed specifically to protect property owners. Department of Housing and Urban Development (HUD) Office of the Inspector General.

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Housing Wire

DECEMBER 4, 2023

“The real challenge is that [housing] is not an entitlement, and it is not something that the federal government has decided to put sufficient money into — to a level required to make sure housing is assessable to everyone long-term.” they’re all in suburbia; they’re not living in our city,” Brown said. “So,

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Development Property Management Government Training 395

Housing Wire

JULY 28, 2022

Treasury Department has issued new guidance empowering state, local and tribal governments to direct more of the funding appropriated under the American Rescue Plan Act of 2021 toward affordable-housing investments. billion for affordable-housing development and preservation. billion for affordable-housing development and preservation.

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Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

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Housing Wire

DECEMBER 7, 2021

The Department of Housing and Urban Development (HUD) on Tuesday resolved uncertainty around special purpose credit programs, 45 years after Congress allowed lenders to tailor products to groups that have historically been excluded from homeownership. In a legal memo, HUD stated that SPCPs are allowed under the Fair Housing Act.

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Housing Wire

JUNE 21, 2023

The Consumer Financial Protection Bureau (CFPB) has 11 different items in the pipeline in its section of the federal government’s 2023 spring regulatory agenda, released last week by the White House. Department of Housing and Urban Development (HUD), the regulator’s agenda will address issues relevant to the housing industry.

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Housing Wire

MAY 27, 2022

The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”. The requirement also applies to mortgage lenders, legal experts say.

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Law Legal Valuation Government 417

Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. The National Association of Mortgage Brokers (NAMB) said it supports new federal regulatory proposals governing the use of AVMs.

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Valuation Appraisal Government Real Estate 367

Housing Wire

MAY 26, 2022

A spokesperson from Department of Housing and Urban Development’s Office of Inspector General said that the loans funded were FHA-insured loans. She allegedly created phony prepaid debit card statements designed to serve as records of the borrowers withdrawing the monthly child support payments.

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Housing Wire

FEBRUARY 22, 2022

Lenders are left to their own devices to design the programs, based on guidelines from the CFPB, and hope they get it right. Special purpose credit programs, Uejio said, are “also a recognition that government alone cannot solve this problem.”. Yet mortgage lenders are still reluctant to implement the targeted lending programs.

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Housing Wire

MAY 3, 2021

The Federal Housing Finance Agency (FHFA) finalized a rule on Monday that will require Fannie Mae and Freddie Mac to develop plans that would ensure upon their eventual exit from conservatorship, they won’t do any large scale harm to the financial system. government.

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Housing Wire

AUGUST 5, 2020

NAMB also developed a code of ethics, which was introduced to other states. The association broke down barriers with Freddie Mac, Fannie Mae and the Department of Housing and Urban Development and began testifying before Congress. They decided it was better to be part of the solution than to have one imposed on them.

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Appraiserblogs

MARCH 7, 2024

Mass Appraisal tend to exhibit a regressive nature… In the intricate landscape of real estate mortgage financing, the notion of appraisal waivers recently dubbed “Value Acceptance”, by the Government Sponsored Enterprises (GSEs), has stirred considerable debate. Despite its roots in a methodology designed to support appraisers, Value.

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Modernization Appraisal Valuation Appraisal Process 144

Housing Wire

DECEMBER 23, 2021

Department of Housing and Urban Development in the area of foster youth, along with all foster families in this country, provides us an opportunity to do both. Department of Housing and Urban Development. It is also a time when we give thanks to the outstanding individuals who go above-and-beyond to assist others.

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Housing Wire

JANUARY 8, 2021

1, he served as the assistant secretary of policy development and research for the U.S. Department of Housing and Urban Development and as the principal executive vice president of Ginnie Mae. USB drive developed from standards organizations. Before starting as president of MISMO on Dec. Telecommunication, same thing.

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Development Technology Mortgage Design 454

Housing Wire

FEBRUARY 12, 2024

The CE Shop’s real estate courses are designed by licensed industry leaders, educators and subject matter experts, including real estate brokers, lawyers, CPAs, mortgage loan originators and other professionals with experience in the real estate industry. .” Some of these documents are PDFs and some are links to external websites.

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Real Estate Agents Design Real Estate Agent 384

Housing Wire

OCTOBER 19, 2022

The basic IMB business model is to originate federally backed mortgages including FHA, VA, government-sponsored enterprise (GSE). Department of Housing and Urban Development (HUD). As of second quarter 2022, the MBA expects the employment cut to be only between 2 and 10%.

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Housing Wire

JANUARY 5, 2022

A spokesperson for the Department of Housing and Urban Development said the agency takes the concerns raised in the letter very seriously. But the program can only be effective if lenders implement it, the letter notes, highlighting a challenge of designing government relief programs that rely on the private sector to carry them out.

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Mortgage Insurance Design Government 469

Housing Wire

NOVEMBER 7, 2023

Potter added: “Government lending would come to a halt. If cooperative compensation is banned, the Department of Housing and Urban Development (HUD) and the VA must weigh in to develop or accept a mechanism for FHA and VA borrowers and how to pay the buyer’s agent’s commission.

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Housing Wire

NOVEMBER 30, 2022

They’ve introduced tools such as a full PPE suite, government center and a unique loan comparison report, combined with a loan officer UI that allows users to complete all necessary work and tasks within the Cloudvirga platform. It focuses on more than just task management and automation.

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Housing Wire

JULY 6, 2023

The Leading Indicator of Remodeling Activity, or LIRA, a measure developed by Joint Center for Housing Studies at Harvard University , seems to support Mohan’s assessment, showing that year over year “expenditures for home improvements and maintenance will post a modest decline of 2.8% housing affordability.”

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Inventory Renovations Real Estate Government 460

Housing Wire

MARCH 18, 2022

Mangus then worked to build the dedicated reverse mortgage department at his new company from scratch and has found a notable degree of success by building Home Equity Conversion Mortgage (HECM) for Purchase (H4P) business through the use of continuing education (CE) classes designed for licensed real estate agents. Curtis Mangus.

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Real Estate Real Estate Agent Mortgage Agents 477

Housing Wire

MARCH 23, 2023

Department of Housing and Urban Development (HUD) Secretary Marcia Fudge and White House Domestic Policy Advisor Ambassador Susan Rice, the PAVE task force revealed its action plan one year ago and claims that its efforts have amounted to “critical progress” in its efforts to make the homebuying process more equitable for people of color.

Appraisal 365

Appraisal Reconsideration of Value Valuation Training 365

Housing Wire

DECEMBER 24, 2021

Last week’s announcement from the Department of Housing and Urban Development cleared the way for lenders to adopt targeted lending programs, but so far, they are treading carefully. But in the wake of HUD’s announcement, some lenders have, privately, grumbled that there are not sufficient incentives to develop the programs.

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Housing Wire

FEBRUARY 7, 2022

It alleged the government-sponsored enterprise didn’t maintain foreclosed properties in communities of color as well as it did in white neighborhoods. “I Our REO maintenance standards are designed to ensure that all properties are tended to and treated equally.”.

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Housing Wire

JANUARY 5, 2021

The proposed rule addressed capital, liquidity, governance, policy related to entity survivorship and more. In October, CSBS made a controversial move to issue a final rule with proposed prudential standards for nonbank mortgage servicers – standards that, if enacted, have some stakeholders, like the Urban Institute , worried.

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Housing Wire

JANUARY 20, 2021

Other countries, including England, have developed digital national systems for processing and recording mortgage and property transactions. Across the country, local zoning ordinances have consistently been designed to inhibit the development of medium and high density-housing. It’s time for the U.S. to do the same.

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Renovations Law Development Real Estate 420

Eppraisal

JANUARY 31, 2023

Another plus for lending institutions is when the United States Department of Agriculture (USDA) or other government agency guarantees the loan -- USDA home loans are designated for specified rural areas. For this to happen, of course, the land needs to be in condition for building and it must be zoned appropriately.

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Development Finance Sellers Home Value 36

Housing Wire

AUGUST 5, 2022

Every sector created jobs; even the government created jobs. This week I presented my six recession red flag model to the Committee For Economic Development of The Conference Board (CED) — the committee that created the leading economic index. Well, the model isn’t designed to work during a recession.

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Development Housing Market Marketing Business 544

Appraiserblogs

FEBRUARY 28, 2023

By design, his paper was strewn with nonsense. Fannie's 'Equity' Plan: The Drinking Game What makes equity so invidious as a governing tenet is that it involves not just helping people of one racial… The post Freddie’s Study, NPR Story Recall Notable Academic Hoax appeared on Appraisers Blogs.

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Home Value Appraisal Design Government 112

Lamacchia Realty

OCTOBER 27, 2023

She has held positions on the Executive Committee and the Board of Directors and has served as the Government Affairs Committee Chair for the Massachusetts Association of REALTOR®. At the local level, she assumed the role of President for the North Shore Realtors in 2013 and received the Realtor of the Year award in both 2014 and 2018. “To

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Realtors Realty Government Finance 74

GoForrmz

MAY 8, 2023

” — Lisa Dunn, Office Manager, Doré Designs Learn how Doré Designs uses GoFormz to reduce their paperwork and improve customer service. ” — Corey Bland, Development Manager, CCDC See how CCDC digitized their compliance paperwork to streamline application processing and tenant communication.

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Will Springer Realtor

APRIL 23, 2024

Developed by the Environmental Protection Agency (EPA), Energy Star is the most widely recognized rating and informs people about the energy use of their favorite appliances and devices. Then you have another commonly seen certification – green-friendly Leadership in Energy and Environmental Design, better known as LEED.

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Construction Land Management Development Design 36

Appraisal Buzz

MAY 31, 2021

The term “redlining” comes from the development by the New Deal by the federal government of maps of every major metropolitan area in the country. These color codes were designed to indicate where it was safe to insure mortgages. Government Segregated America. an income gap of 60%). Well, there’s an issue. Citations: 1.

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Valuation Appraisal Real Estate Insurance 370

Housing Wire

DECEMBER 1, 2020

They have developed technologies that update the process to mirror the modern way you do your banking, shop, and do pretty much everything else: by using the internet. Remote online notarizations were designed to prevent fraud and are much more secure than in-person notaries. Fortunately, leading-edge technology has your back.

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Law Modernization Technology Legal 375

Housing Wire

APRIL 25, 2024

Department of Housing and Urban Development (HUD) on Thursday detailed a series of actions and initiatives it has undertaken to bolster climate resiliency while supporting green housing initiatives that stem from Inflation Reduction Act funding and recently announced plans to combat the effects of extreme heat.

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