Housing Wire

FEBRUARY 14, 2023

Managing a profitable mortgage business can be challenging in the best of markets. Mortgage servicing rights (MSRs) are valuable assets for mortgage lenders when origination business is slow. Ancillary income, such as late fees and commissions on optional insurance, further increases the profits.

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Modernization Insurance Investors Tools 316

Housing Wire

JULY 28, 2022

Xactus will add flood services to its list of verification solutions with the acquisition of MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate. Up until now, Xactus obtained data from third parties. Servicers, are you prepared for hurricane season?

Insurance 299

Insurance Clients Modernization Technology 299

Housing Wire

DECEMBER 14, 2021

In a statement, the agency said the final rule would “facilitate the ongoing interagency work to modernize the CRA regulatory framework and promote consistency for all insured depository institutions.”. The federal banking agencies have in recent years disagreed on how to modernize the CRA, a 1977 anti-redlining statute.

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Modernization Insurance Finance Lending 309

Housing Wire

APRIL 4, 2024

representatives at federal agencies reinforced their support for the new rules that would modernize the Community Reinvestment Act (CRA), a few days after a federal judge in Texas granted a preliminary injunction to banking associations that seek to halt its implementation. This week in Washington, D.C.,

Modernization 223

Modernization Law Legal Landlords 223

Housing Wire

DECEMBER 7, 2023

In the filing, Stewart states that it paid $1.782 million for the first set of the perpetual license before installing ResWare “across virtually the entire business platform.” According to Stewart, if the license agreement is terminated, it “would suffer damages, monumental harm, and enormous disruption to its business.”

Modernization 339

Modernization Business Contracts Design 339

Housing Wire

SEPTEMBER 21, 2020

Usually, federal regulators would speak in unison on proposals to revamp rules such as the CRA, but the Fed and the Federal Deposit Insurance Corp. In 2019, small businesses with Black ownership were only half as likely as those with White ownership to have obtained bank financing in the previous five years, she said.

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Modernization Law Insurance Finance 382

Housing Wire

AUGUST 31, 2022

Gloudeman’s career in mortgages and financial services will help “modernize compliance strategies for the quickly evolving mortgage landscape” as traditional approaches are falling behind, said Perry Steiner, chairman and CEO of Xactus said. Gloudeman started on Tuesday. .

Modernization 368

Modernization Clients Technology Insurance 368

Housing Wire

FEBRUARY 7, 2022

As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality. Part of its effort to modernize its outdated technology systems, the FHA Catalyst program, hit a snag last year. By comparison, private mortgage insurance cancels at a 78% loan-to-value ratio. “If

Insurance 332

Insurance Modernization Lending Mortgage 332

Housing Wire

JULY 27, 2023

The Federal Reserve , Federal Depository Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) released on Thursday the proposed changes for the Basel III rule (called the Basel endgame), which significantly increases capital requirements for banks. Community banks would not be impacted.

Lending 341

Lending Mortgage Insurance Modernization 341

Housing Wire

OCTOBER 24, 2023

The Office of the Comptroller of the Currency , the Federal Reserve Board and the Federal Deposit Insurance Corporation issued on Tuesday a new rule to modernize the 1977 Community Reinvestment Act (CRA), which addresses systemic inequalities in access to credit.

Retail 310

Retail Law Modernization Lending 310

Clear Capital

JULY 13, 2023

Through this integration, Clear Capital will deliver an improved user experience for mortgage lenders and loan officers ordering products that support appraisal modernization, such as Universal Data Collection (UDC ) , Desktop appraisals and Hybrid appraisals. Clear Capital’s automated status updates keep the lender informed in real-time.

Modernization 67

Modernization Technology Appraisal Mortgage 67

Housing Wire

SEPTEMBER 30, 2021

With fluctuating volume, mortgage servicers are still struggling to effectively scale their business. Philip Reinking: Mortgage servicers are facing substantial growth but a lack of talent in scaling business growth. The housing industry experienced dramatic growth during the COVID-19 pandemic.

Insurance 267

Insurance Lending Modernization Clients 267

Housing Wire

MARCH 28, 2024

Yes, the process of orchestrating the collaboration of lenders, appraisers , home inspectors, one or two real estate agents, a title insurance company, and possibly others is complex. Of course, HOAs and property managers are busy and have other priorities as well. But there’s also room for improvement. There is growing hope, however.

HOA 408

HOA Property Management Real Estate Agent Technology 408

Housing Wire

AUGUST 4, 2022

Angel Hernandez, vice president of industry and regulatory affairs at Stavvy , is moderating the panel and will tap into his background in housing policy and regulation to ask the questions you need to know to strategically drive your business forward. million loans with an unpaid principal balance of more than $1.2

Government 376

Government Real Estate Modernization Insurance 376

Housing Wire

NOVEMBER 2, 2021

. “We are seeing a significant increase in the investments required to upgrade today’s aging homes and modernize our infrastructure,” said Mullen in a statement. Andrew Pollock, chief executive officer at Anchor Loans, will remain in the position. Last month, New Residential Investment Corp.,

Investing 255

Investing Finance Modernization Investors 255

Housing Wire

OCTOBER 3, 2022

When it comes to origination, modernization is key to enhancing the customer experience, improving overall cycle times and increasing overall profit. Regardless of the size of a lending business, having the right origination software is the first step in creating a homebuying experience built for the 21st century.

Technology 311

Technology Loan Officers Modernization Retail 311

Housing Wire

DECEMBER 2, 2020

If you wanted to do business with millennials, the emerging core of the home buying customer base, at a bare minimum engaging the consumer in a mobile-friendly, online experience was required just to get a seat at the table. Some innovators, like OpenDoor and Zillow, are already merging finance and real estate in iBuyer business models.

Mortgage 313

Mortgage Lending Technology Modernization 313

Housing Wire

OCTOBER 28, 2022

HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. 06 Appraisal modernization: What’s the endgame? 02 HWA The Remix: Westwood Insurance Agency. All Things Housing.

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Lending Development Finance Technology 358

The Robert Weiler Company

NOVEMBER 16, 2022

Pro-business climate. But the reality is that Ohio and the Greater Columbus area have long been a mainstay of technological innovation and, certainly, the precursor to the modern digital age. Some of the largest brands include: Nationwide Insurance. Diverse economy, home to 150 Fortune 500 companies. Take your pick.

Business 147

Business Logistics Supply Chain Technology 147

Housing Wire

NOVEMBER 22, 2023

The process of orchestrating the collaboration of lenders, appraisers, home inspectors, one or two real estate agents, a title insurance company and possibly others is complex. Of course, HOAs and property managers are busy and have other priorities as well. But there’s also room for improvement. There is growing hope, however.

HOA 395

HOA Real Estate Agent Technology Real Estate 395

Housing Wire

NOVEMBER 18, 2022

Modernizing origination to stay competitive in today’s housing market. This white paper will examine the growing importance of modernization in the mortgage lending industry. HousingWire sent a request for comments to the company’s spokesperson, but had not received a response at the time this article was published.

Loan Officers 388

Loan Officers Modernization Finance Housing Market 388

Housing Wire

MARCH 9, 2021

2021 could still be a very good year for prepared businesses. I have, myself, owned and managed numerous title businesses through the decades. Admittedly, a title business is predisposed to slim margins to begin with. Having a modern, streamlined process makes a potential lending client’s decision much easier.

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Marketing Technology Lending Business 410

Housing Wire

JUNE 2, 2023

This resolution makes clear our commitment to holding banks and financial institutions accountable for modern-day redlining while ensuring access to fair lending in communities of color.” He also said that the company opened a branch and business center in downtown Allentown, “in a majority minority census tract.”

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Lending Advertising Design Loan Officers 266

Housing Wire

FEBRUARY 9, 2021

Many of them are determined to make an impact in industries that have yet to be significantly modernized by technology. Diversification is one approach brokerages can adopt to help ensure stability in unavoidable times of uncertainty, work to protect their revenue and – ultimately – financially weatherproof their business.

Real Estate 464

Real Estate Agents Technology Sellers 464

Housing Wire

AUGUST 1, 2023

Name Job Title Company Name Agnes Standowicz Senior Vice President and Head of Underwriting United Wholesale Mortgage Alayna Gardner Director of Sales and Marketing LodeStar Software Solutions Ali Haralson President Auction.com Amanda Tucker Chief Risk and Compliance Officer Atlantic Bay Mortgage Company Amy Gromowski Executive of Science and Analytics (..)

Real Estate 370

Real Estate Realty Lending Mortgage 370

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Lenders should expect to redesign workflows and business rules to determine if a loan is “Fit 4 Sale.” Many industries began to deploy electronic supply chains in the 1980’s.

Real Estate 322

Real Estate Supply Chain Architecture Brokerage 322

Housing Wire

JULY 7, 2022

Since the announcement , we have heard from a number of lenders and partners about their excitement over our ability to accelerate the digital journey of our industry, our ability to invest in the modernization of the MSP servicing platform, and the open technology approach we bring to the deal.

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Modernization Technology Investing Mortgage 378

Will Springer Realtor

JULY 6, 2021

Businesses are reopening, lines are forming outside popular weekend brunch spots and new living options are taking hold. The Goodwin is the newest Belltown residential choice that is uniquely positioned for the modern buyer. Belltown – like the rest of Seattle – is slowly on the rebound. Homeowners dues are still to be determined.

Modernization 36

Modernization Buyers Real Estate Development 36

Housing Wire

MARCH 28, 2022

Amid our industry’s only constant — variability — it should come as no surprise that mortgage lenders are craving ways to more tightly measure, monitor and optimize business and employee performance. In this case, it may be prudent to strengthen existing connections with successful partners or network with similar businesses.

Marketing 342

Marketing Real Estate Agent Business Transportation 342

Housing Wire

JUNE 9, 2021

It extends to their checking and savings accounts, small business and community development debt and equity financing, bank branch locations, financial literacy, grantmaking and more. CRA drove the nation’s banks to innovate and break down barriers, and updates to modernize CRA must strengthen that bank commitment.

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Lending Development Government Finance 422

Appraisal Today

MARCH 15, 2024

You can expand your area to include rural appraisals to get more business. Urban, Suburban, Rural in Appraisals Appraisal Business Tips Humor for Appraisers Click here to subscribe to our FREE weekly appraiser email newsletter and get the latest appraisal news!! Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal?

Appraisal 69

Appraisal Inspection Modernization Business 69

Housing Wire

JUNE 17, 2022

The pushback from banks came after the Federal Deposit Insurance Corporation (FDIC) announced it is mulling changes to regulations that govern bank merger transactions and asked the industry for input. The closing of these banks has impacted low-income communities, the administration said.

Government 349

Government Modernization Law Insurance 349

GoForrmz

MARCH 5, 2024

We at GoFormz provide powerful digital forms that modernize the way businesses work. Whether you’re recording patient progress during spa treatments or attaching photo copies of insurance cards, these fields provide thorough documentation. That’s where we come in.

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Modernization Design Insurance Business 78

Housing Wire

JANUARY 7, 2021

According to the CFPB, the review of its rules is stipulated by the Regulatory Flexibility Act, which establishes that agencies should review certain rules within 10 years of their enactment and consider those rules’ impact on “small businesses.”. Presented by: SoftWorks AI.

Law 307

Law Modernization Legal Technology 307

Housing Wire

OCTOBER 27, 2020

We’re the largest centralized mortgage transactional services provider in the country, backed by the country’s largest provider of title insurance services. The best providers combine improving their clients’ processes with modernizing the consumer experience. These time-savings are critical in today’s lending environment.

Clients 325

Clients Technology Insurance Loan Officers 325

Housing Wire

MAY 17, 2022

Several mortgage trade groups have said if the FHA modernizes servicing guidelines and aligns them more closely to Fannie Mae and Freddie Mac, depository institutions will return to servicing FHA loans. In March 2021, Fudge said that the agency had “no near-term plans” to change FHA’s mortgage insurance premium pricing.

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Insurance Development Housing Market Mortgage 311

Housing Wire

NOVEMBER 17, 2023

Student Support: Instructors are available by phone on business days or by email. Colibri Real Estate will definitely be appreciated by those who prefer a modern, visually-appealing online platform. Customer support is available live during business hours weekdays via phone, live chat, or by email.

Real Estate 377

Real Estate Tools Business Training 377