Housing Wire

APRIL 25, 2024

This program provides counseling to all applicants of the federally insured reverse mortgage program, the Home Equity Conversion Mortgage program,” the report stated. Department of Housing and Urban Development (HUD)’s Home Equity Conversion Mortgage (HECM) counseling program was cited as an example.

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Appraisal Buzz

APRIL 22, 2024

Ashley had been chief operating officer of CSS since 2015. Prior to joining CSS, Ashley was a consultant with Bain & Company where she advised companies in the medical, hospitality and insurance industries. With the new appointment, Jerome Jelinek, the company’s founder and CEO, will become chairman.

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Housing Wire

OCTOBER 14, 2022

The Mortgage Bankers Association and fellow trade group the Black Homeownership Collaborative have joined the chorus of voices imploring HUD Secretary Marcia Fudge to reduce mortgage insurance premiums (MIPs) and suspend life-of-loan requirements for borrowers with FHA-insured loans.

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Insurance Mortgage Realtors Real Estate 431

Housing Wire

NOVEMBER 18, 2022

The most recent example of a decline in districts to ll resulted from the 2015-2016 merger of the Seattle and Des Moines institutions into a Des Moines District Bank. savings and loan associations, savings banks, and cooperative banks) and insurance companies. Short-term advances are not so restricted.

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Housing Wire

JANUARY 30, 2023

He left Cenlar in 1990 to join New York City-based Dime Bancorp as its chief financial officer but returned to Cenlar in 2015. He then worked as Cenlar’s chief risk officer from 2015 to 2019 before taking on an advisory role at the company in 2019. In August 2022, Applegate succeeded Greg Tornquist as the Cenlar FSB chairman.

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Housing Wire

MAY 1, 2023

80% LTVs (no mortgage insurance required) and 80.01-85% 85% LTVs (with mortgage insurance) by credit score. It is clear from Figure 3 that while net loss rates were significantly higher for the 2005-2007 vintages than 2013-2015 originations, the net loss rate curve is flatter for the 2013-2015 cohort.

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Mortgage Insurance Development Business 410

Housing Wire

OCTOBER 11, 2022

Shaddock National Holdings currently include stakes in Utah-bases US Title Insurance Agency , Landmark Title Assurance Agency in Phoenix, Continental Title Company in Kansas and Missouri, and LP Title Services in Florida.

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Insurance 364

Housing Wire

APRIL 18, 2022

Protecting homeowners is always at the center of the title insurance industry’s core values: to lead, deliver and protect. Title insurance is much different than other insurance products. Because of this up-front service provided to consumers and lenders, the title industry has far fewer claims compared to other insurance lines.

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Insurance Real Estate Agent Development Real Estate 397

Housing Wire

SEPTEMBER 13, 2021

Title insurance giant Old Republic International will pay $1 million to settle charges that it entered into “no-poach” agreements to stifle labor competition, the New York Attorney General’s Office said late last week. Old Republic is among the biggest title insurance companies in the U.S. Presented by: Radian.

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Housing Wire

FEBRUARY 27, 2023

RMK Financial Corporation , which does business as Majestic Home Loans , has been permanently banned by the Consumer Financial Protection Bureau (CFPB) from the mortgage lending industry following a series of repeat offenses — which occurred despite the CFPB’s law enforcement order issued in 2015. government. government.

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Lending Advertising Mortgage Law 384

Housing Wire

AUGUST 11, 2023

The rule, which department officials first said they planned to implement in 2021, would require real estate professionals, such as title insurers, to report the identities of beneficial owners buying real estate in cash to FinCEN. real estate between 2015 and 2020, a trend that she said has been going on for decades. real estate.

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Real Estate Insurance Legal Finance 368

Housing Wire

AUGUST 25, 2021

A homeowners insurer trade group, which has mounted successful legal challenges of the standard in the past, said it sees no reason the rule should apply to its industry. The argument for the higher threshold for claims arose following a 2015 Supreme Court decision which upheld the disparate impact regulation.

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Housing Wire

JUNE 6, 2022

At CoreLogic, Nothaft headed the office of the economist, providing analysis, commentary and forecasting trends in global real estate, insurance and mortgage markets. Prior to joining CoreLogic in 2015, Nothaft had a nearly 30-year career at Freddie Mac, where he was most recently the chief economist.

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Real Estate Housing Market Insurance Mortgage 450

Housing Wire

NOVEMBER 18, 2022

and is used by title insurance underwriters, title agents and closing attorneys. . Black Knight was a subsidiary of FNF that went public in an IPO in 2015. The ‘Big Four’ insurer’s title segment recorded revenue of $2.3 In 2017, FNFs stake in Black Knight was distributed to Black Knight’s shareholders.).

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Insurance Investors Mortgage Technology 409

Lamacchia Realty

FEBRUARY 22, 2023

The Department of Housing and Urban Development announced the reduction of the FHA Mortgage Insurance Premium (MIP) today. The down payment hasn’t changed but the cost of the monthly mortgage insurance has decreased putting more money back in the homeowners’ pockets, making homeownership more affordable. to $176.92.

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Insurance Development Buyers Realty 63

Housing Wire

OCTOBER 14, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. This setup lets a consumer compare quotes from several insurers, including Progressive, with only one click. market for homeowners’ insurance.

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Insurance Technology Lending Real Estate Agent 407

Housing Wire

JULY 18, 2022

The Federal Housing Administration ’s (FHA) decision to withhold a mortgage insurance premium cut has confounded mortgage policy experts and industry stakeholders. Ed Golding, who was FHA commissioner from 2015 to 2017, said it’s “likely” budget issues are holding up a MIP reduction. A HUD spokesperson declined to comment.

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Insurance Transportation Mortgage Government 441

Housing Wire

OCTOBER 12, 2022

The American Land Title Association’s (ALTA) 2021 Wire Fraud and Cyber Crime Survey noted in a third of all real estate and mortgage transactions, title insurance professionals reported cyber criminals trying to deceive employees into wiring money to fraudulent accounts. . To boot, check fraud is also on the rise.

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Architecture Real Estate Training Design 397

Housing Wire

OCTOBER 14, 2022

Kan has worked at the association since 2006, rising from survey specialist to associate vice president of economic and industry forecasting in 2015. The Mortgage Bankers Association announced Thursday it promoted Joel Kan to vice president, deputy chief economist.

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Project Management Real Estate Insurance Mortgage 391

Housing Wire

AUGUST 8, 2022

Applegate was previously CEO of Common Securitization Solutions (a joint venture owned by Fannie Mae and Freddie Mac ), Homeward Residential , Radian Mortgage Insurance and GMAC Mortgage and Bank. He returned to Cenlar in 2015 as chief risk officer and, in 2019, began an advisory role for the board.

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Human Resources Legal Finance Insurance 369

Housing Wire

MAY 21, 2023

Louis Fed: “Initial claims for unemployment insurance benefits declined 22,000 to 242,000 in the week ended May 13, bringing the four-week moving average down to 244,250.” The latest existing home sales report , which I wrote about here , showed the year-over-year growth went from 1.03 million to 1.04 From the St.

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Housing Market Marketing Inventory New Listings 500

Housing Wire

DECEMBER 7, 2023

In 2015, Stewart was granted an “irrevocable and perpetual license” to install and use the ResWare software title production system product, which at that time was owned by Adeptive Software.

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Modernization Business Contracts Design 406

Housing Wire

APRIL 30, 2023

From the Department of Labor : “Initial claims for unemployment insurance benefits decreased by 16,000 in the week ending April 22, to 230,000. This has been my big economic data line for the cycle since I raised my sixth and final recession red flag on Aug. While the labor market is getting less tight, it’s not broken yet.

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Inventory Housing Market Marketing New Listings 520

Housing Wire

NOVEMBER 17, 2020

Since its launch in 2015, the company says it has saved consumers $62 million in real estate commissions. Homie offers consumers a suite of real estate services that provide easy access to mortgage , title and insurance services. For buyers, Homie offers a client rebate of up to $5,000.

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Real Estate Modernization Real Estate Agent Sellers 354

Housing Wire

APRIL 1, 2021

Real estate transactions require coordination between lenders, title insurers, home buyers, title & escrow companies – the list goes on. Since 2015 Qualia has invested heavily in building a flexible infrastructure for the real estate and mortgage industry.

Real Estate 381

Real Estate Real Estate Agent Clients Development 381

Housing Wire

MAY 4, 2022

Offerpad was started by its current CEO Brian Bair in 2015, and it went public through a special-purpose acquisition company, or SPAC, in September, with a valuation of $2.7 The Chandler, Arizona-based business reported $41 million in net income for the first three months of 2022 on $1.4 billion in revenue.

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Investors Business Valuation Insurance 384

Housing Wire

JANUARY 19, 2023

There were no severance packages, and even health insurance was canceled retroactive to May 2022, leaving some on the hook for huge medical bills. In 2015, Strauss launched Sprout Mortgage, a mortgage lender focused on non-qualified mortgages (non-QM). Shocked employees didn’t receive their last paychecks.

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Mortgage Investors Legal Loan Officers 397

Housing Wire

JULY 30, 2023

Louis Fed : Initial claims for unemployment insurance benefits declined by 7,000 in the week ended July 22 to 221,000. More people tend to list their homes in the spring and summer months, which is why we need inventory to gain some traction before it hits a natural seasonal decline. From the St.

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Housing Market Marketing Inventory New Listings 370

Housing Wire

JANUARY 28, 2021

The app also lists any local laws protecting renters who use veteran’s benefits or Social Security insurance payments to pay their rent. Roberts said that of those 303 counties, 44% saw market-rate rents rise more than voucher values from 2015 to 2020.

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Landlords Tenants Law Legal 466

Housing Wire

FEBRUARY 23, 2024

Recounting history TCB began its relationship with RMF in 2015 by “financing […] to enable RMF to fund and operate its business — including funding for RMF’s operations involving tails,” the filing states.

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Government Contracts Finance Lending 396

Housing Wire

SEPTEMBER 14, 2023

Couple that with rising costs of home insurance and the general price inflation, and there is a massive housing affordability problem facing the majority of the country. As a result, there are a large number of new housing units that have been added to high-cost locations where people hope to live and work.

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Tenants Government Law Buyers 397

Housing Wire

APRIL 12, 2022

million through nine funding rounds since its founding in May 2015. The appointment follows Notarizes recent $130 million Series D fundraise led by Canapi Ventures and multiple years of triple-digit growth. Notarize has now raised $213.3 The post Paymints.io to integrate with Notarize appeared first on HousingWire.

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Real Estate Investing Business Agents 397

Housing Wire

JUNE 11, 2023

Louis Fed : Initial claims for unemployment insurance benefits increased by 28,000 in the week ended June 3, to 261,000. Last week we saw a noticeable move higher in jobless claims, and it doesn’t look like a one-week distortion from one state. From the St. The four-week moving average increased to 237,250.

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Inventory Housing Market Marketing New Listings 517

Housing Wire

MAY 10, 2022

In the end, some $850,000 in claims had to be paid on defaulted government-backed mortgages insured by the Federal Housing Administration (FHA). There were 1,150 SARs filings lodged in 2015 related to potential mortgage fraud involving the GSEs, according to the FinCEN data, and last year that number stood at 5,042.

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Mortgage Marketing Finance Insurance 397

Housing Wire

MAY 7, 2023

2017 99,880 2016 88,105 2015 94,101 As you can see in the chart below, new listing data is very seasonal; we don’t have much time to get some more growth here. From the Department of Labor : Initial claims for unemployment insurance benefits increased by 13,000 in the week ended April 29, to 242,000.

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Inventory Housing Market Marketing New Listings 491

Housing Wire

JUNE 3, 2022

The delinquent FHA-insured mortgages backing Lakeview’s initial private-label securities (PLS) offering earlier this year, L akeview Trust 2022-EBO1 , all were purchased out of Ginnie Mae loan pools via the agency’s so-called early buy-out, or EBO, program. . The PLS offering was backed by a loan pool in which 96.6% in active foreclosure.

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Marketing Mortgage Insurance Business 397

Housing Wire

OCTOBER 25, 2022

“Mortgage insurers are forecasting between $1.3 House of Representatives from 2015 and 2019 and now a partner at private equity firm Solamere Capital , believes it’s up to the Fed to “get inflation wrenched out of the system because nothing’s going to happen on the fiscal policy side, good or bad.”

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Mortgage Contracts Insurance Business 364