Housing Wire

NOVEMBER 18, 2022

The most recent example of a decline in districts to ll resulted from the 2015-2016 merger of the Seattle and Des Moines institutions into a Des Moines District Bank. savings and loan associations, savings banks, and cooperative banks) and insurance companies. Short-term advances are not so restricted.

Legal 319

Legal Law Insurance Finance 319

Housing Wire

APRIL 18, 2022

Protecting homeowners is always at the center of the title insurance industry’s core values: to lead, deliver and protect. Title insurance is much different than other insurance products. Because of this up-front service provided to consumers and lenders, the title industry has far fewer claims compared to other insurance lines.

Insurance 380

Insurance Real Estate Agent Development Real Estate 380

Housing Wire

AUGUST 25, 2021

Mortgage industry groups on Tuesday made their voices heard in response to the Department of Housing and Urban Development ’s proposed reinstatement of its 2013 disparate impact rule. The argument for the higher threshold for claims arose following a 2015 Supreme Court decision which upheld the disparate impact regulation.

Legal 379

Legal Insurance Development Mortgage 379

Housing Wire

JULY 18, 2022

The Federal Housing Administration ’s (FHA) decision to withhold a mortgage insurance premium cut has confounded mortgage policy experts and industry stakeholders. Ed Golding, who was FHA commissioner from 2015 to 2017, said it’s “likely” budget issues are holding up a MIP reduction. A HUD spokesperson declined to comment.

Insurance 439

Insurance Transportation Mortgage Government 439

Housing Wire

AUGUST 8, 2022

Chief Operating Officer Rob Lux was named co-CEO for operations, technology, business development, client management, human resources, and legal. Applegate was previously CEO of Common Securitization Solutions (a joint venture owned by Fannie Mae and Freddie Mac ), Homeward Residential , Radian Mortgage Insurance and GMAC Mortgage and Bank.

Human Resources 347

Human Resources Legal Finance Insurance 347

Housing Wire

APRIL 1, 2021

Real estate transactions require coordination between lenders, title insurers, home buyers, title & escrow companies – the list goes on. Since 2015 Qualia has invested heavily in building a flexible infrastructure for the real estate and mortgage industry. Joel Gottsegen, Co-founder. Lucas Hansen, CTO. Nate Baker, CEO.

Real Estate 354

Real Estate Real Estate Agent Clients Development 354

Housing Wire

JANUARY 28, 2021

The app also lists any local laws protecting renters who use veteran’s benefits or Social Security insurance payments to pay their rent. The Department of Housing and Urban Development attempted to crack down on landlord discrimination back in 2018.

Landlords 466

Landlords Tenants Law Legal 466

Housing Wire

FEBRUARY 23, 2024

Recounting history TCB began its relationship with RMF in 2015 by “financing […] to enable RMF to fund and operate its business — including funding for RMF’s operations involving tails,” the filing states. Department of Housing and Urban Development (HUD) may not be in office should the suit progress to trial sometime next year.

Government 345

Government Contracts Finance Lending 345

Housing Wire

MAY 10, 2022

In the end, some $850,000 in claims had to be paid on defaulted government-backed mortgages insured by the Federal Housing Administration (FHA). There were 1,150 SARs filings lodged in 2015 related to potential mortgage fraud involving the GSEs, according to the FinCEN data, and last year that number stood at 5,042.

Mortgage 393

Mortgage Marketing Finance Insurance 393

Housing Wire

NOVEMBER 17, 2022

We have urged Washington policymakers to price housing insurance programs appropriately to actual risk, and not use these programs as budget devices to fund other federal budget priorities. FHFA’s recent fee cut for first-time homeowners and FHA’s very strong financial report are positive developments.

Mortgage 274

Mortgage Finance Design Insurance 274

The Robert Weiler Company

JULY 18, 2021

Property owners include individuals, LLCs, families, large corporations, insurance companies, financial institutions, government, real estate investment trusts, and religious institutions. since its peak in 2015. In the United States, commercial real estate is big business. Valued at nearly $17 trillion and covering an impressive 69.2

Real Estate 148

Real Estate Investing Investors Renovations 148

The Robert Weiler Company

NOVEMBER 16, 2022

In 2015, the company opened a $50 million research and development center in Solon, and in 2016, it spent another $31 million to expand its Quality Assurance Center in Dublin. Some of the largest brands include: Nationwide Insurance. Honda Research & Development Americas. Victoria’s Secret. Bath & Body Works.

Business 147

Business Logistics Supply Chain Technology 147

McKissock

OCTOBER 11, 2020

As a global speaker, author, coach, and social media influencer, Leigh strives to support and develop REALTORS®, who are both leaders and advocates in their communities. She strives to make her community a better place through personal interactions and positive relationships daily. The post FREE Webinar: Fair Housing, Is It?

Law 52

Law Real Estate Training Realtors 52

Will Springer Realtor

MARCH 11, 2024

The soaring prices of insurance and energy have dealt a two-pronged blow to homeowners’ wallets, with no relief in sight. Nationwide, home insurance premiums have surged by an average of 21% year-on-year, as of May 2023, equating to an annual increase of $244 per household. The overall total ranks 15 th in the U.S.,

Insurance 36

Insurance Sellers Real Estate Buyers 36

Housing Wire

FEBRUARY 1, 2024

Department of Housing and Urban Development (HUD) set the HECM limit at $625,500, an increase from $417,000. Other examples include the introduction in 2015 of the life-expectancy set aside (LESA) account and the 2017 principal limit factor changes. In 2009, the U.S.

Mortgage 366

Mortgage Business Development Design 366

Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. The largest settlement recorded , at $25 million, was with New Jersey-based Hudson City Savings Bank in 2015.).

Law 398

Law Loan Officers Lending Advertising 398

Housing Wire

FEBRUARY 22, 2023

The cut, widely anticipated by the industry, will result in mortgage insurance premiums (MIP) of 55 bps for most borrowers, down from 85. Housing and Urban Development (HUD) Secretary Marcia Fudge will make the official announcement with Vice President Kamala Harris Wednesday afternoon at Bowie State University in Maryland.

Mortgage 458

Mortgage Insurance Finance Development 458

On Q Financial

FEBRUARY 2, 2021

The Department of Housing and Urban Development announced on January 19, 2021, that the FHA would once again back mortgages for DACA recipients. are not eligible for FHA-insured mortgages.” However, in 2015, the Obama Administration deemed the “lawful residency” language unclear. History of FHA Loans for DACA Recipients.

Law 42

Law HOA Legal Government 42

Housing Wire

AUGUST 19, 2022

To be fair, this level of regulatory oversight was needed due to the criticality of banks to the financial system and potential exposure FDIC has by way of federal deposit insurance. However, nonbank counterparty risk exposure for Ginnie Mae is very real and critical to contain.

Finance 348

Finance Insurance Mortgage Business 348

Housing Wire

MARCH 10, 2022

Two similar past issuances, one in 2015 and another last year, also were sponsored by Lakeview, according to a US Bank trust investor report. The downside risk is an ultimate loan default, kicking in the underlying loan insurance provided through FHA, which is part of the U.S. Department of Housing and Urban Development (HUD).

Mortgage 317

Mortgage Insurance Government Investors 317

Housing Wire

OCTOBER 7, 2020

Behind him, the recent financial crisis still cast a cautionary shadow over new business development, but ahead he saw opportunities for a client-centric, tech-focused family of companies in the title insurance and real estate settlement services industry. Now, at WFG’s 10-year anniversary, this vision holds even more relevance.

Insurance 370

Insurance Real Estate Technology Loan Officers 370

Housing Wire

FEBRUARY 29, 2024

Department of Housing and Urban Development (HUD) and the White House announced plans to extend the Federal Financing Bank (FFB) risk-sharing program, two prominent housing associations shared their differing perspectives on the move. Shortly after the U.S.

Insurance 318

Insurance Finance Design Construction 318

The Robert Weiler Company

JULY 4, 2022

You’ll understand multifamily property tax and insurance requirements and diligent financial bookkeeping. Butler developed an proven, effective method for managing rental properties without the hassle and in your spare time: Landlording on Autopilot. But he didn’t always wear all of these hats.

Property Management 78

Property Management Tenants Landlords Legal 78

Miller Samuel

MARCH 19, 2019

The New York state political zeitgeist was recently and suddenly tilted against luxury development in New York City. If this latest turn of events plays out as written, we'll be able to look back at this era as a milestone where the supertanker began to turn in the wrong direction for the new development multi-family industry.

Real Estate 370

Real Estate Law Development Investors 370

Appraisal Today

APRIL 21, 2023

Brand your appraisal practice Make it easier for customers to send you referrals by developing a brand that they will remember. 2 Lenders require appraisers to carry E&O insurance because they routinely seek to hold appraisers responsible for loan losses. Here’s how to get referrals for your appraisal business.

Appraisal 52

Appraisal Contracts Modernization Mortgage 52

Appraisal Today

NOVEMBER 10, 2022

Development of value and/or marketability conclusions that are not supported by available market data. Bottom line: If the home is going to be financed by a lender, insured by FHA, or sold on the secondary market, you must make sure you compile a fair, thorough report to ensure that the lender doesn’t take a loss.

Appraisal 52

Appraisal Real Estate Agent Real Estate Contracts 52

Housing Wire

FEBRUARY 15, 2022

government, insurance companies and financial institutions as well as asset-backed security issuances and transactions in the private-label residential mortgage-backed securities (MBS) sector. The sectors highlighted in the rating-agencies report include securities issued by corporations, the U.S.

Law 345

Law Mortgage Marketing Design 345

Housing Wire

MARCH 17, 2022

As HUD considers mortgage insurance premium (MIP) changes in the aftermath of FHA’s record-breaking FY 2021 performance with $100 billion of capital reserves and a capital ratio of 8%, it is time to address the “elephant in the room.” It is important to remember that FHA was founded on fundamental insurance principles.

Insurance 414

Insurance Finance Mortgage Sellers 414

Housing Wire

MARCH 11, 2024

Department of Housing and Urban Development (HUD) Secretary Marcia Fudge announced on Monday that she would be resigning from her post effective March 22. Fudge oversaw three submissions of the agency’s Annual Report to Congress, which reported positivity in the Mutual Mortgage Insurance (MMI) Fund’s HECM portfolio each time.

Mortgage 392

Mortgage Development Finance Insurance 392

Housing Wire

MARCH 29, 2022

The three agencies in charge of such reviews — the Federal Reserve , the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency — have not denied a single bank merger in 15 years. And in a March interview with former president Bill Clinton, Department of Housing and Urban Development Sec.

Lending 365

Lending Government Law Mortgage 365

Housing Wire

DECEMBER 24, 2021

real estate between 2015 and 2020.”. Those GTOs, the White House report states, were directed at title insurance companies, requiring them to identify the “natural persons behind legal entities [shell companies] used in all-cash purchases of residential real estate exceeding $300,000. …” The GTO dragnet ultimately encompassed a dozen U.S.

Real Estate 451

Real Estate Government Legal Law 451

Housing Wire

JANUARY 20, 2021

Department of Housing and Urban Development declared Wednesday that the Federal Housing Administration will once again back mortgages for immigrants under the Deferred Action for Childhood Arrivals (DACA) program. are not eligible for FHA-insured mortgages.” .” are not eligible for FHA-insured mortgages.”

Mortgage 546

Mortgage Law Insurance Legal 546

Patch of Land

OCTOBER 5, 2018

From 2010 to 2015, federal regulators also began increasing their attention on fintech companies as the number of businesses operating in the space exploded. From January 2015 to December 2017, the Milken Institute uncovered 71 fintech-related legislative bills. Several other things were occurring around the same time.

Lending 35

Lending Law Technology Investors 35

Housing Wire

MARCH 8, 2024

Biden’s plan also included a $10,000 tax credit for first-time homebuyers and people who sell their “starter home,” and a pilot program that waives the requirement for lender’s title insurance on certain refinance transactions. These costs increased by 21.8% from 2021 to 2022, reaching nearly $6,000, per the CFPB post.

Mortgage 452

Mortgage Legal Insurance Finance 452

Housing Wire

DECEMBER 10, 2020

Department of Housing and Urban Development. We are further encouraged by the incoming administration’s indication that its Day One priorities for HUD will include reinstating the 2015 Affirmatively Furthering Fair Housing and 2013 Disparate Impact rules.”. This week, President-elect Joe Biden chose Rep. Maxine Waters, D-Calif.,

Development 372

Development Transportation Insurance Housing Market 372

Housing Wire

FEBRUARY 7, 2022

Few things terrify lenders more than the arrival of a manila envelope from the Department of Housing and Urban Development ( HUD ) containing a redlining allegation. For a borrower with tarnished credit and thus unable to get conventional financing, an FHA-insured mortgage is the go-to choice. Many have called for reductions.

Insurance 356

Insurance Modernization Lending Mortgage 356

Housing Wire

MAY 17, 2022

During her visits, one thing stood out to Golding, who served as the Department of Housing and Urban Development ’s principal deputy assistant secretary from 2015 to 2017. In March 2021, Fudge said that the agency had “no near-term plans” to change FHA’s mortgage insurance premium pricing.

Insurance 341

Insurance Development Housing Market Mortgage 341