Housing Wire

JUNE 17, 2024

Abarca joined loanDepot as an underwriter in 2013 and became vice president of lending operations in 2021. Abarca will lead loanDepot’s loan processing, underwriting and closing operations, which in the first quarter of 2024 were responsible for closing $4.6 billion in mortgages, down from $5.3 billion in the previous quarter.

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Lending Mortgage Tools Development 417

Housing Wire

DECEMBER 14, 2022

Prior to this role, Ralston served as the senior vice president of mortgage banking at NexBank since 2013. Earlier this month, NexBank Capital promoted Rhett Miller to executive vice president and chief banking officer from chief credit officer, a role he’s had since 2013. Ralston is also the president of NexBank Title, Inc.

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Lending Business Mortgage Finance 397

Housing Wire

FEBRUARY 14, 2022

Court of Appeals for the Eleventh Circuit, Lawrence DeMille-Wagman, CFPB’s attorney, argued that a consent agreement from 2013 did not excuse the mortgage servicer from future violations and that Ocwen is on the hook for alleged wrongdoings. Last March, U.S. The CFPB declined to comment. Ocwen did not return a request for comment.

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Law Legal Insurance Mortgage 370

Housing Wire

FEBRUARY 22, 2022

In 2013, the CFPB accused Ocwen of “engaging in significant and systematic misconduct.” The accusations were resolved with a consent order issued December 17, 2013, shielding the servicer from future actions arising from the alleged practices up to that point. the watchdog agency moved in early February to overturn the decision.

Law 384

Law Clients Mortgage Finance 384

Appraisal Buzz

JULY 11, 2024

He began his career at FHLB in 2013 as an enterprise architect and worked his way up to his most recent role of VP/Director of Information Technology. Paul, Minnesota-based Sunrise Banks has introduced Jon Sandoval as its new Chief Information Officer.

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Design Government Investors Technology 396

Housing Wire

MAY 1, 2023

To understand how this might happen, consider Figure 3 below, which depicts actual net loss rates for mortgages purchased by Fannie Mae for two different sets of vintages; a more severe period represented by origination years 2005-2007, and 2013-2015 representing a much more favorable period of time.

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Mortgage Insurance Development Business 410

Housing Wire

JULY 2, 2024

The data provides “updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from 2013 to 2021,” the agencies explained. On a quarterly basis since 2014, the FHFA and the CFPB have sent surveys to borrowers who recently obtained mortgage financing.

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Mortgage Appraisal Process Finance Appraisal 384

Housing Wire

MARCH 30, 2021

The Housing Policy Council sent a letter to the Consumer Financial Protection Bureau on Tuesday expressing its opposition to delaying the implementation of the Final QM Rule and expiration of the 2013 QM Rule, set to take effect on July 1, 2021. 1, 2022 and opened up a comment period.

Mortgage 449

Mortgage Insurance Lending Marketing 449

Housing Wire

MARCH 11, 2024

Founded in 2013, Floify — a subsidiary of Porch Group Inc. — .” Floify plans to roll out new integrations with popular borrower verification report providers and an e-closing vendor, as well as enhanced functionality with existing integration partners in the coming months.

Mortgage 420

Mortgage Loan Officers Real Estate Agent Design 420

Housing Wire

JANUARY 30, 2024

billion in non-QM loans since the company’s inception in 2013, according to its release. In addition, Fed data shows that outstanding debt linked to home equity products also increased in the third quarter to $501 billion, up 2.3% from $490 billion in the second quarter. Angel Oak has originated $9.4

Mortgage 441

Mortgage Investing Marketing 441

Housing Wire

MAY 13, 2024

When Standowicz started at UWM in 2013 she was on a team of about 100 underwriters. Fast forward to 2013, I joined UWM as an FHA Senior Underwriter and quickly rose through the ranks to become an underwriting leader, guiding a group of underwriters to ensure loans are processed accurately, quickly and consistently.

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Technology Training Clients Tools 421

Appraisal Buzz

JULY 1, 2024

The data also provides updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from the years 2013-2021. Since 2014, FHFA and CFPB have sent quarterly surveys to borrowers who recently obtained mortgages.

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Government Mortgage Design Property Appraisal 411

Housing Wire

NOVEMBER 21, 2023

When we started using this phrase in 2013, it was providing education around the launch of the newly created Consumer Financial Protection Bureau. Having referred to this phrase for over 10 years, the explanation we’ve used is as adaptable and forward thinking as the saying is supposed to be.

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Housing Market Marketing Real Estate Mortgage 408

Housing Wire

AUGUST 10, 2023

Flat-fee firms climbing up the brokerage rankings Interestingly, in 2013 only five of the top 100 firms in the nation, according to the RealTrends 500 rankings , were flat-fee firms. By transactions last year, flat-fee firms did 12% of the closed business of the top 100, compared to 5% back in 2013.

Real Estate 370

Real Estate Brokerage Realty Advertising 370

Housing Wire

SEPTEMBER 12, 2023

Mortgage credit availability increased slightly in August but remained close to the very low levels last seen in January 2013, according a report from the Mortgage Bankers Association.

Mortgage 397

Mortgage Government Lending Marketing 397

Housing Wire

AUGUST 8, 2023

Mortgage credit availability dropped to its lowest level since 2013 in July as receding origination volumes led to lower profitability for many lenders. Simultaneously, liquidity concerns persisted for some jumbo lenders.

Mortgage 364

Mortgage Government Lending 364

Housing Wire

DECEMBER 4, 2023

Founded in 2013, Floify — a subsidiary of Porch Group Inc. — is a software development company that offers a digital loan origination and POS system for the mortgage industry. The Colorado-headquartered firm was acquired by publicly traded proptech company Porch Group, Inc. in an $87 million deal in 2021.

Lending 441

Lending Mortgage Real Estate Agent Design 441

Inman

APRIL 17, 2024

Charles "Todd" Hill, 58, starred on "Flip It to Win It" in 2013. He has been ordered to pay $9.4 million in restitution for committing real estate fraud.

Real Estate 165

Real Estate Agents 165

Housing Wire

MARCH 27, 2024

Davids, who has been a foundation staff member since 2013 as a senior vice president, is also a former foundation trustee and has served various roles in Ohio politics over the past 40 years. She served as mayor of LaRue, Ohio; as director of constituent inquiries in the office of former Gov.

Appraisal 428

Appraisal Contracts Real Estate Valuation 428

Inman

JANUARY 25, 2024

Since 2013, the team has sold more than $800 million in transactions. They were drawn to Douglas Elliman for its company culture and opportunities in new development.

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Development Brokerage Agents 165

Housing Wire

APRIL 10, 2024

Department of Housing and Urban Development (HUD) in 2013. CSBS entered into a nondepository-focused MOU with the Consumer Financial Protection Bureau (CFPB) in 2011 which covers all 50 states, the District of Columbia and Puerto Rico. It also entered into a similar MOU with the U.S.

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Mortgage Finance Development Government 400

Housing Wire

NOVEMBER 17, 2023

Founded in 2013, CBC Mortgage Agency’s Chenoa Fund program completed more than 40,000 mortgage transactions since its inception, according to its website. By meaningfully reducing our rate, more borrowers stand a better chance at qualifying,” said Miki Adams , president of CBC Mortgage Agency.

Mortgage 420

Mortgage Finance Housing Market Marketing 420

Housing Wire

JULY 5, 2024

The civil litigation started in 2013 when Khan sued his long-time friend and business partner Garg for taking “unilateral action to fraudulently” transfer about $2.8 million from two companies, EIFC and Embark , into his personal account or funds to third parties.

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Finance Business Mortgage Clients 418

Housing Wire

MAY 29, 2024

She left the bank in 2013 to join Caliber, holding the position of Pacific Southwest division vice president. Richards spent about 10 years at Bank of America , where her last position was as senior vice president of national underwriting and retail fulfillment executive. In 2018, she transitioned to loanDepot as COO.

Lending 357

Lending Loan Officers Retail Legal 357

Appraisal Buzz

JULY 2, 2024

The data also provide updated mortgage performance and credit information for a nationally representative sample of mortgage borrowers from 2013 to 2021. Since 2014, FHFA and CFPB have sent quarterly surveys to borrowers who recently obtained mortgages.

Property Appraisal 195

Property Appraisal Appraisal Lending Finance 195

Inman

FEBRUARY 8, 2024

Military veteran Stephen Molero purchased the firm in 2013 and serves consumers throughout Southeastern Louisiana and the Mississippi Gulf Coast. Slidell-based firm Top Agent Realty is now part of ERA Real Estate.

Real Estate 161

Real Estate Realty Agents Brokerage 161

Housing Wire

MAY 18, 2021

states from 2013 to 2020, correlated with rates of sales tax, income tax and property tax in 2020. Florida, specifically, has the seventh-lowest tax rate in the country and gained more residents than all but four other states from 2013 to 2020. The trend is reversed in high-tax states, where an average of 2.5

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Real Estate Property Taxes Agents Buyers 432

Housing Wire

DECEMBER 6, 2023

Founded in 2013, CBC Mortgage Agency’s Chenoa Fund program completed more than 40,000 mortgage transactions since its inception, according to its website.

Mortgage 415

Mortgage Sellers Finance Housing Market 415

Housing Wire

NOVEMBER 30, 2023

He joined CSBS following a 30-year career at the Indiana Department of Financial Institutions , where he served as deputy director from 1994 to 2013. Cooper previously directed CSBS policy and supervision for nine years as senior vice president and executive vice president.

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Insurance Legal Mortgage 399

Appraisal Buzz

MAY 21, 2024

From that point forward, she has been a key player in the mortgage and real estate industries, consistently performing exceptionally well as a top producer, except for 2013 and 2014 when she fully committed herself to coaching. In 2007, she launched her first coaching and training company.

Mortgage 195

Mortgage Training Design Real Estate 195

Housing Wire

SEPTEMBER 11, 2023

By 2013, the software was used to price 8 million residential units, attorneys for the plaintiffs argued. By outsourcing the management of rental pricing to RENTmaximiser, Yardi’s rent-setting tool, property management companies failed in complying with the antitrust laws, according to the lawsuit.

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Landlords Property Management Advertising Law 412

Housing Wire

NOVEMBER 17, 2022

The appraisals, compiled between 2013 and 2021, show that the home appraisal industry gives higher values to homes whose owners are white, and less if the owners are people of color. In late October, the Federal Housing Finance Agency released 47 million appraisal reports to the public for the first time.

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Appraisal Valuation Modernization Property Appraisal 369

Housing Wire

MARCH 6, 2024

The program has been in place since 2013, but the demographic trends in the state reflect those of the country at large, which has helped to increase demand for the program. “[A]s Aging in place is a documented preference for a majority of older Americans , according to recent survey data and research.

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Design Law Lending 428

Housing Wire

FEBRUARY 9, 2021

McClelland was named Chief Operating Officer in 2013 and Vice President in 2018. McClelland joined Metro Brokers in April of 2008 as the Director of Strategic Growth. After successfully rolling in over 30 companies.

Real Estate 397

Real Estate Technology Realtors Investors 397

Eyes on Housing

MARCH 9, 2023

Since the inception of this series in 1998, this was the fourth time construction costs represent over 60% of the total price of the home (2013: 61.7%, 2015: Read More › Results show that 60.8% of the average home sale price consisted of construction costs, essentially unchanged from the 61.1% posted in 2019.

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Construction 186

Housing Wire

APRIL 8, 2022

In 2013, the CFPB accused Ocwen of “engaging in significant and systematic misconduct that occured at every stage of the mortgage servicing process.” 17, 2013, shielding the servicer from future actions arising from the alleged practices up to that point. Those accusations were resolved with a consent order issued Dec.

Law 384

Law Insurance Mortgage Marketing 384

Appraisal Buzz

JUNE 20, 2022

Crockett joined Credit Plus in 2013 to create its QA/QC division. He was previously executive vice president of data solutions at Xactus and served as executive vice president of product development at Credit Plus, prior to Xactus’ acquisition of the company in September 2021.

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Development Appraisal Mortgage 195