Housing Wire

FEBRUARY 14, 2022

Court of Appeals for the Eleventh Circuit, Lawrence DeMille-Wagman, CFPB’s attorney, argued that a consent agreement from 2013 did not excuse the mortgage servicer from future violations and that Ocwen is on the hook for alleged wrongdoings. Last March, U.S. The CFPB declined to comment. Ocwen did not return a request for comment.

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Law Legal Insurance Mortgage 370

Housing Wire

MARCH 11, 2024

Founded in 2013, Floify — a subsidiary of Porch Group Inc. — .” Floify plans to roll out new integrations with popular borrower verification report providers and an e-closing vendor, as well as enhanced functionality with existing integration partners in the coming months.

Mortgage 417

Mortgage Loan Officers Real Estate Agent Design 417

Housing Wire

FEBRUARY 22, 2022

In 2013, the CFPB accused Ocwen of “engaging in significant and systematic misconduct.” The accusations were resolved with a consent order issued December 17, 2013, shielding the servicer from future actions arising from the alleged practices up to that point. the watchdog agency moved in early February to overturn the decision.

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Law Clients Mortgage Finance 383

Housing Wire

MAY 1, 2023

To understand how this might happen, consider Figure 3 below, which depicts actual net loss rates for mortgages purchased by Fannie Mae for two different sets of vintages; a more severe period represented by origination years 2005-2007, and 2013-2015 representing a much more favorable period of time.

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Mortgage Insurance Development Business 407

Housing Wire

MARCH 27, 2024

Davids, who has been a foundation staff member since 2013 as a senior vice president, is also a former foundation trustee and has served various roles in Ohio politics over the past 40 years. She served as mayor of LaRue, Ohio; as director of constituent inquiries in the office of former Gov.

Appraisal 427

Appraisal Contracts Real Estate Valuation 427

Inman

JANUARY 25, 2024

Since 2013, the team has sold more than $800 million in transactions. They were drawn to Douglas Elliman for its company culture and opportunities in new development.

Development 170

Development Brokerage Agents 170

Inman

FEBRUARY 8, 2024

Military veteran Stephen Molero purchased the firm in 2013 and serves consumers throughout Southeastern Louisiana and the Mississippi Gulf Coast. Slidell-based firm Top Agent Realty is now part of ERA Real Estate.

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Real Estate Realty Agents Brokerage 164

Housing Wire

JANUARY 30, 2024

billion in non-QM loans since the company’s inception in 2013, according to its release. In addition, Fed data shows that outstanding debt linked to home equity products also increased in the third quarter to $501 billion, up 2.3% from $490 billion in the second quarter. Angel Oak has originated $9.4

Mortgage 437

Mortgage Investing Marketing 437

Housing Wire

MARCH 30, 2021

The Housing Policy Council sent a letter to the Consumer Financial Protection Bureau on Tuesday expressing its opposition to delaying the implementation of the Final QM Rule and expiration of the 2013 QM Rule, set to take effect on July 1, 2021. 1, 2022 and opened up a comment period.

Mortgage 446

Mortgage Insurance Lending Marketing 446

Housing Wire

NOVEMBER 21, 2023

When we started using this phrase in 2013, it was providing education around the launch of the newly created Consumer Financial Protection Bureau. Having referred to this phrase for over 10 years, the explanation we’ve used is as adaptable and forward thinking as the saying is supposed to be.

Housing Market 406

Housing Market Marketing Real Estate Mortgage 406

Housing Wire

DECEMBER 4, 2023

Founded in 2013, Floify — a subsidiary of Porch Group Inc. — is a software development company that offers a digital loan origination and POS system for the mortgage industry. The Colorado-headquartered firm was acquired by publicly traded proptech company Porch Group, Inc. in an $87 million deal in 2021.

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Lending Mortgage Real Estate Agent Design 437

Housing Wire

AUGUST 8, 2023

Mortgage credit availability dropped to its lowest level since 2013 in July as receding origination volumes led to lower profitability for many lenders. Simultaneously, liquidity concerns persisted for some jumbo lenders.

Mortgage 370

Mortgage Government Lending 370

Housing Wire

SEPTEMBER 12, 2023

Mortgage credit availability increased slightly in August but remained close to the very low levels last seen in January 2013, according a report from the Mortgage Bankers Association.

Mortgage 395

Mortgage Government Lending Marketing 395

Housing Wire

AUGUST 10, 2023

Flat-fee firms climbing up the brokerage rankings Interestingly, in 2013 only five of the top 100 firms in the nation, according to the RealTrends 500 rankings , were flat-fee firms. By transactions last year, flat-fee firms did 12% of the closed business of the top 100, compared to 5% back in 2013.

Brokerage 370

Brokerage Real Estate Realty Advertising 370

Housing Wire

NOVEMBER 17, 2023

Founded in 2013, CBC Mortgage Agency’s Chenoa Fund program completed more than 40,000 mortgage transactions since its inception, according to its website. By meaningfully reducing our rate, more borrowers stand a better chance at qualifying,” said Miki Adams , president of CBC Mortgage Agency.

Mortgage 417

Mortgage Finance Housing Market Marketing 417

Housing Wire

MARCH 6, 2024

The program has been in place since 2013, but the demographic trends in the state reflect those of the country at large, which has helped to increase demand for the program. “[A]s Aging in place is a documented preference for a majority of older Americans , according to recent survey data and research.

Design 427

Design Law Lending 427

Housing Wire

NOVEMBER 30, 2023

He joined CSBS following a 30-year career at the Indiana Department of Financial Institutions , where he served as deputy director from 1994 to 2013. Cooper previously directed CSBS policy and supervision for nine years as senior vice president and executive vice president.

Insurance 406

Insurance Legal Mortgage 406

Housing Wire

DECEMBER 6, 2023

Founded in 2013, CBC Mortgage Agency’s Chenoa Fund program completed more than 40,000 mortgage transactions since its inception, according to its website.

Mortgage 417

Mortgage Sellers Finance Housing Market 417

Housing Wire

SEPTEMBER 11, 2023

By 2013, the software was used to price 8 million residential units, attorneys for the plaintiffs argued. By outsourcing the management of rental pricing to RENTmaximiser, Yardi’s rent-setting tool, property management companies failed in complying with the antitrust laws, according to the lawsuit.

Landlords 412

Landlords Property Management Advertising Law 412

Housing Wire

MAY 18, 2021

states from 2013 to 2020, correlated with rates of sales tax, income tax and property tax in 2020. Florida, specifically, has the seventh-lowest tax rate in the country and gained more residents than all but four other states from 2013 to 2020. The trend is reversed in high-tax states, where an average of 2.5

Real Estate 427

Real Estate Property Taxes Agents Buyers 427

Housing Wire

NOVEMBER 17, 2022

The appraisals, compiled between 2013 and 2021, show that the home appraisal industry gives higher values to homes whose owners are white, and less if the owners are people of color. In late October, the Federal Housing Finance Agency released 47 million appraisal reports to the public for the first time.

Appraisal 370

Appraisal Valuation Modernization Property Appraisal 370

Inman

JUNE 14, 2023

Mortgage lenders tightened standards for the third month in a row in May, with mortgage credit availability falling to the lowest level since January 2013.

Mortgage 154

Mortgage Lending Marketing 154

Housing Wire

FEBRUARY 9, 2021

McClelland was named Chief Operating Officer in 2013 and Vice President in 2018. McClelland joined Metro Brokers in April of 2008 as the Director of Strategic Growth. After successfully rolling in over 30 companies.

Real Estate 395

Real Estate Technology Realtors Investors 395

Inman

APRIL 19, 2023

A majority of those born between 1981 and 2013 believe they’d need to win the lottery to be able to afford a home in the U.S., according to a new study by Zillow.

Brokerage 154

Brokerage Agents Marketing 154

Housing Wire

OCTOBER 16, 2023

It contains appraisal-level data from a nationally representative 5% sample of appraisals conducted between 2013 and 2021 and associated with mortgages acquired by Fannie Mae and Freddie Mac. .” On Monday, the FHFA also published its new Uniform Appraisal Dataset (UAD) appraisal-level public use file.

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Law Appraisal Valuation Finance 416

Housing Wire

APRIL 8, 2022

In 2013, the CFPB accused Ocwen of “engaging in significant and systematic misconduct that occured at every stage of the mortgage servicing process.” 17, 2013, shielding the servicer from future actions arising from the alleged practices up to that point. Those accusations were resolved with a consent order issued Dec.

Law 383

Law Insurance Mortgage Marketing 383

Appraisal Buzz

JUNE 20, 2022

Crockett joined Credit Plus in 2013 to create its QA/QC division. He was previously executive vice president of data solutions at Xactus and served as executive vice president of product development at Credit Plus, prior to Xactus’ acquisition of the company in September 2021.

Development 195

Development Appraisal Mortgage 195

Eyes on Housing

MARCH 9, 2023

Since the inception of this series in 1998, this was the fourth time construction costs represent over 60% of the total price of the home (2013: 61.7%, 2015: Read More › Results show that 60.8% of the average home sale price consisted of construction costs, essentially unchanged from the 61.1% posted in 2019.

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Construction 180

Housing Wire

APRIL 5, 2022

“Instead, Wells Fargo argued that even after the CFPB’s 2013 amendments, Regulation X didn’t require it to respond to the borrowers’ requests, which asked for things like transaction histories and the identities of their loans’ owners.”. Presented by: Newbold.

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Modernization Law Mortgage Real Estate 407

Housing Wire

JANUARY 25, 2024

Before that, Haddad spent about six years at Quicken Loans , starting as a senior mortgage banker in 2013 and ascending to regional vice president. Haddad joined the channel in 2020 at Next Door Lending, where he transitioned from vice president to managing partner and president. He left Rocket in the beginning of 2019.

Retail 417

Retail Lending Loan Officers Brokerage 417

Housing Wire

NOVEMBER 15, 2022

This caused it to reach its lowest level since March 2013, according to the MBA. The mortgage credit availability index (MCAI) fell by 0.5% last month, marking eight consecutive months of decline.

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Lending Government Mortgage Housing Market 481

Housing Wire

JULY 11, 2023

Mortgage credit availability was essentially unchanged in June, remaining close to the lowest level since early 2013, as the industry continues to operate at reduced capacity,” said Joel Kan, MBA ’s vice president and deputy chief economist.

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Mortgage Government Lending 284

Inman

MARCH 13, 2023

million in 2013. The deal marks a new record price for the market of Palm Beach where the priciest deal previously went to hedge funder Ken Griffin's purchase of four parcels for $129.6

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Marketing 148

Housing Wire

JULY 7, 2023

Requirements and procedures governing the SCP were codified by an interim final rule in October 2013 and were amended in a follow-up rule in June 2016. “The proposed rule will strengthen FHFA’s ability to ensure the regulated entities remain safe and sound so they continue to serve as reliable sources of liquidity.”

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Government Business Real Property Finance 370

Housing Wire

AUGUST 25, 2021

Mortgage industry groups on Tuesday made their voices heard in response to the Department of Housing and Urban Development ’s proposed reinstatement of its 2013 disparate impact rule. Numerous industry stakeholders asked HUD to make some changes to the regulation to raise and further explain the threshold for disparate impact claims.

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Legal Insurance Development Mortgage 395

Housing Wire

OCTOBER 14, 2022

In December 2013, the rules were amended to contain an exemption for loans of $25,000 or less, adjusted annually to reflect CPI-W increases. The Fed noted that if there is no annual percentage increase in the CPI-W, the agencies will not adjust this exemption threshold from the prior year. .

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Appraisal Finance Mortgage Valuation 407

Appraisal Buzz

DECEMBER 14, 2021

She has served as the deputy director of the agency’s Division of Housing Mission and Goals (DHMG) since 2013. Thompson has over four decades of government experience in financial regulation, risk management and consumer protection.

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