Housing Wire

OCTOBER 25, 2023

We tried a lot of different things and what it came down to was that we needed to upgrade some of our talent and better retain a lot of our existing top talent.” It is this collision of the tradition model with commission splits and what we have learned agents value at Redfin.”

Agents 392

Agents Real Estate Tools Investors 392

Housing Wire

AUGUST 17, 2023

But what is the relationship between neobanks and traditional banks, and what can financial institutions learn from neobanks? Yet, on the other hand, a neobank finds itself competing with bank and payment providers for transactional revenues,” Wood said.

Insurance 339

Insurance Technology Mortgage Business 339

Housing Wire

JUNE 29, 2022

Loan officers must understand what modern millennial and Gen Z homebuyers want from their lenders. Despite concerns that their down payment savings may not be up to traditional standards, millennial and Gen Z borrowers are poised for homeownership. Creative paths to homeownership in a challenging market. Barriers to Home Buying.

Loan Officers 428

Loan Officers Mortgage Modernization Business 428

Housing Wire

DECEMBER 7, 2023

Editor in Chief Sarah Wheeler sat down with Tom Cronkright, co-founder and executive chairman of CertifID and CEO of Sun Title , to talk about battling the latest frauds and scams as bad actors leverage a new arsenal of tech tools to wreak havoc on buyers and sellers of real estate. Sarah Wheeler: What else are you seeing?

Real Estate 444

Real Estate Sellers Technology Real Estate Agent 444

Housing Wire

JANUARY 26, 2024

I was sitting on my couch and I saw Michael on CNBC calling us a cartel, saying that we take money that doesn’t belong to us, and I was infuriated at that rhetoric and I was infuriated at what that infers about Realtors,” Lamacchia said. “It The hourlong debate began with both participants discussing their motivations for participating.

Realtors 436

Realtors Law Agents Real Estate 436

Housing Wire

NOVEMBER 9, 2023

With the NAR playing a pivotal role in shaping the industry’s landscape, there are many opinions on what this new commission rule means — or doesn’t mean — for the legal issues NAR is currently facing in the public. NAR’s approach exhibits a lack of emphasis on making real estate agents substantially better at what they do.

Real Estate Agent 398

Real Estate Agent Real Estate Agents Realtors 398

Housing Wire

AUGUST 16, 2023

HousingWire: 2023 has been rough for mortgage lending with mortgage applications down around 60%, what is CreditXpert seeing from a demand side when it comes to credit inquiries? Mike Darne: We are also seeing a major dip in mortgage credit inquiries, but it is less pronounced than what the industry is seeing in terms of applications.

Inventory 348

Inventory Lending Mortgage Insurance 348

Housing Wire

JULY 11, 2023

We’re definitely seeing more customers come to the table and ask questions, such as, ‘What is a home equity loan? What do my payments look like?’” Home prices are steady, if relatively high in terms of historical home prices, and homeowners are staying in their homes longer than ever before. The result?

Lending 348

Lending Mortgage Technology Investing 348

Housing Wire

APRIL 1, 2024

From an LO’s perspective, what really differentiates Polly’s technology? Today’s unique market requires flexibility and a pricing engine that empowers lenders and their loan officers to put the right loan products in front of borrowers. HousingWire: Let’s jump right in. HousingWire: You specifically call out the loan officer.

Loan Officers 396

Loan Officers Technology Tools Marketing 396

Housing Wire

DECEMBER 3, 2021

Below, Ramos answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article and why? HousingWire: What has been one of your biggest learning opportunities? Reina Ramos: My biggest learning opportunities were working for both large and small institutions.

Inventory 384

Inventory Loan Officers Clients Mortgage 384

Housing Wire

AUGUST 18, 2023

Don’t go to your next listing appointment unless you know the following items: What the seller wants, needs or thinks it’s worth Pricing the home correctly in the first place prevents future price reduction drama. Drill down as best you can to understand the days on the market for homes as similar to theirs as possible.

Sellers 367

Sellers Construction Real Estate Finance 367

Housing Wire

MARCH 13, 2024

So they need unbiased experts to work with that will help them grow their business — someone who has been there, who has done it, and who is able to see their business from both the 35,000-foot view and down in the weeds.” When you buy through our links, we may earn a commission. Real estate is a vibrant, dynamic and competitive industry.

Real Estate 432

Real Estate Real Estate Agent Agents Training 432

Housing Wire

FEBRUARY 4, 2021

“While many have already refinanced, the evidence suggests that upper-income homeowners have taken advantage of the opportunity more so than lower-income homeowners who could stand to benefit the most by lowering their monthly mortgage payment.”. . Strategies lenders should adopt from direct to consumer lending.

Mortgage 542

Mortgage Lending Training Inventory 542

Housing Wire

NOVEMBER 12, 2020

What is holding back potential homeowners from buying? Out of first-timers, 26% said they used family for help for the downpayment via gift or loan, which is down from last year when that number was 33%. The post Student loans hinder saving for a down payment, NAR finds appeared first on HousingWire.

Buyers 457

Buyers Realtors Sellers Inventory 457

Realtor

OCTOBER 16, 2023

But what they might not realize is that to get an ultralow rate, there are often hidden fees—and those fees could mean they ultimately end up paying more. This process is also known as “buying down the rate,” and the fee is paid to the lender as its own fee.

Mortgage 190

Mortgage Real Estate Agent Real Estate Buyers 190

Housing Wire

APRIL 11, 2024

When I talk to people about my experience in that stunt diving show, one of the things that I learned through that is practice and repetition means a great deal. But what it taught me is not to panic, and that is a skill set that I think has served me very well in my leadership journey.” There was a vacuum in communication.

Real Estate 408

Real Estate Realtors Law Tools 408

Housing Wire

NOVEMBER 9, 2020

forbearance rate measuring the share of mortgages with suspended payments fell 16 basis points to 5.67% last week, with four of the five loan types dropping by double-digit basis points, according to the Mortgage Bankers Association. What subservicing looks like during a pandemic. Presented by: TMS. million as of last week.

Housing Market 445

Housing Market Mortgage Marketing Real Estate 445

Housing Wire

AUGUST 30, 2023

Since last weekend’s New York Times exposé of alleged sexual harassment and a “culture of fear” at the National Association of Realtors (NAR), speculation about what happens next at the trade association has been in overdrive. HousingWire has heard from several sources that NAR, which serves more than 1.5

Realtors 387

Realtors Realty Real Estate Design 387

Housing Wire

APRIL 14, 2023

Who decides what our neighborhoods look like? When marginalized communities don’t own property, they don’t have control over their physical space or the wealth it creates, and they cannot pass it down to future generations. Value is removed from the community via the payment of rent. And who profits from these projects?

Real Estate 360

Real Estate Law Development Business 360

Housing Wire

JANUARY 31, 2024

I remember when I first started this job — I loved it because nobody knew what we did, so nobody ever attacked title companies,” said Bruce Phillips, the chief information security officer at WEST, a WFG company. Many are wondering what they could be doing to prevent and prepare for an attack. million customers was stolen.

Mortgage 425

Mortgage Insurance Tools Business 425

Housing Wire

SEPTEMBER 1, 2023

We are bringing in third party experts to carefully and comprehensively look at what we’re doing now for what works, what needs to be changed and what is missing. We recognize there is so much work to be done. We also will support and empower staff in their similar efforts. million member trade organization.

Realty 368

Realty Design Business Realtors 368

Housing Wire

DECEMBER 31, 2021

Below, DeCiantis answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article? At the end of the day, you’re only as good as your team, and it’s my job to ensure I’m providing them with what they need to be the best possible versions of themselves, personally and professionally.

Advertising 376

Advertising Retail Mortgage Business 376

Housing Wire

AUGUST 25, 2023

For example, some families may be able to access down-payment assistance through non-profits and lenders, however, those families frequently need more financial assistance to maintain and remain in their homes over the course of many years. Unfortunately, for many, it can feel like a pipedream.

Housing Market 343

Housing Market Design Tools Mortgage 343

Housing Wire

DECEMBER 14, 2020

What a crazy year we have all been through. On April 7, in an article for HousingWire , I proposed an economic model that showed what needed to happen for us to proclaim that “America is Back.” 8, will go down in history as V-Day, the day the vaccine was released, and the beginning of our victory over COVID-19.

Housing Market 545

Housing Market Government Marketing Mortgage 545

Housing Wire

OCTOBER 21, 2022

Friedman said that as volume slows down, they also see more calls from borrowers wanting to understand what their options are in terms of refinancing a loan at a lower mortgage rate or looking at loan modification. As mortgage rates continue to rise, originations are not the only side of the industry affected. Communication is key.

Mortgage 351

Mortgage Investors Lending Property Taxes 351

Housing Wire

JULY 15, 2021

Residents in these communities may be less likely to possess generational wealth to put toward a down payment, or may not have a family history of homeownership. What she felt she lacked was a trusted ally to help guide her through the many steps to take. But what did it take to get there?

Clients 397

Clients Development Lending Inspection 397

Housing Wire

FEBRUARY 21, 2023

Kearney’s simple strategy for surviving as a high-volume seller in an environment where demand has dried up: listen to the market and do what it says. “As Opendoor lost an average of $6,000 on Q4 2022 flips, down from an average gain of nearly $16,000 per property for homes flipped in Q4 2021. These are market-based decisions.”

Housing Market 379

Housing Market Renovations Marketing Retail 379

Housing Wire

NOVEMBER 7, 2022

It’s yet another casualty in the non-QM space – California-based Athas Capital Group is winding down its operations and laying off more than 200 employees due to the challenges in the secondary market. Since 2008, it has funded over 14,000 loans, reaching $5.5 billion in volume and becoming a top 10 non-QM originator.

Lending 431

Lending Investors Business Mortgage 431

Housing Wire

JANUARY 28, 2022

trillion though it has nosedived in the last week, down from about $3 trillion. trillion though it has nosedived in the last week, down from about $3 trillion. So, what that means is that in the event that the consumer can’t make their mortgage payments, we have a claim on the actual crypto. It’s a pledge.

Mortgage 328

Mortgage Investors Real Estate Clients 328

Housing Wire

FEBRUARY 3, 2021

Victoria Wickham: For over 60 years, the private mortgage insurance industry has helped more than 33 million low-to-moderate-income borrowers access affordable low down payment home financing. This HousingWire Daily interview transcription features a crossover episode from HousingWire’s Housing News podcast. Thanks for listening.

Training 240

Training Insurance Mortgage Business 240

Housing Wire

FEBRUARY 27, 2024

It’s an opportunity for everyone to learn more about this important history, and to better understand what this group has overcome. It’s an opportunity for everyone to learn more about this important history, and to better understand what this group has overcome. Here is why and what can be done about it.

Real Estate 424

Real Estate Investors Business Lending 424

Housing Wire

APRIL 8, 2021

Once you explore what the potential is, you just may find that it’s time to reconsider what’s right for you. By the time the first week of the month arrives, you’ve sent off that rent payment to your landlord. But by making monthly rental payments, you’re bolstering the wealth of someone other than yourself.

Property Taxes 408

Property Taxes Landlords HOA Renovations 408

Housing Wire

NOVEMBER 30, 2023

We’ll help you make an informed decision and find the right Chicago real estate classes or online program to best fit your budget, timeline, learning style and schedule. What’s more, students have a higher than average pass rate of 64%. Vetted by HousingWire | Our editors independently review the products we recommend.

Real Estate 414

Real Estate Realtors Real Estate Agent Law 414

Housing Wire

SEPTEMBER 29, 2021

With the purchase market becoming a primary emphasis for lenders in 2021, HousingWire sat down with CreditXpert VP of Marketing Mike Darne to talk about credit trends in a purchase market and how that impact lenders’ pipelines. We estimate, based on HMDA data, that at least 30% of fallout at the inquiry stage is credit-related.

Marketing 353

Marketing Investing Mortgage Lending 353

Housing Wire

MARCH 15, 2022

But a source close to the company said that Knock had approximately 250 employees prior to the pink slips workers learned of this week. But a source close to the company said that Knock had approximately 250 employees prior to the pink slips workers learned of this week. Knock did not say exactly how many employees will be laid off.

Investing 403

Investing Loan Officers Real Estate Finance 403

Housing Wire

OCTOBER 13, 2022

While some proponents of AOLs , such as Voxtur Analytics , c l aim that the savings generated by using an AOL product instead of a traditional title insurance policy could save consumers up to an “entire mortgage payment,” ALTA says it has not noted any considerable savings in using AOLs versus a traditional title policy.

Insurance 335

Insurance Legal Legal Fees HOA 335

Housing Wire

OCTOBER 12, 2021

At each stage of the buying process, there are multiple siloed transactions, from appraisals, inspections and settlements to mortgage payments and homeowners’ insurance. The first step to all of this is taking time to reflect on what works and what doesn’t. Digitalization Can Start Small.

Lending 342

Lending Technology Investing Loan Officers 342