Housing Wire

AUGUST 3, 2022

The prediction by one of the nation’s leading marketplaces for distressed assets, is based on a survey of some 50 Auction.com clients, including private-sector mortgage servicers and government-sponsored enterprises (GSEs). Some homeowners are confronting a difficult choice: sell or face foreclosure. Presented by: Altisource.

Inventory 458

Inventory Clients Government Sellers 458

Housing Wire

AUGUST 2, 2022

Learn what lenders can do to help borrowers facilitate a sale, protect the equity in their home, and potentially remain in their home following the sale by negotiating a leaseback option. For the conventional mortgage market, the government-sponsored enterprises could bear the entire cost of the forbearance, the researchers argue.

Government 343

Government Insurance Investors Finance 343

Housing Wire

JUNE 28, 2022

Although it’s not yet profitable, the artificial intelligence and machine learning capabilities embedded into Roostify’s point-of-sale system platform make it competitive, Bhat told HousingWire in June. Roostify claims to be better positioned to weather the cyclical mortgage industry.

Technology 332

Technology Government Mortgage Lending 332

Housing Wire

AUGUST 8, 2023

AURA integrates appraisal quality analytics driven by machine learning and photo AI into loan origination and order management platforms. These features ensure compliance with internal credit policies, government sponsored enterprise (GSE) guidelines and investor overlays, thereby expediting the loan closure process.

Appraisal 351

Appraisal Valuation Technology Investors 351

Housing Wire

AUGUST 17, 2022

The ratio of tangible net worth to total assets for all non-depositories will stay at 6%, rather than the initially proposed 9%, for Ginnie Mae issuers and government-sponsored enterprise sellers and servicers. The initial proposed changes met heavy criticism from industry stakeholders. Presented by: Newbold.

Sellers 373

Sellers Government Lending Finance 373

Housing Wire

FEBRUARY 28, 2024

Tom Davis: The main issue with fall-out scenarios is that the government-sponsored enterprises ( GSEs ) have a tighter box with underwriting standards. HW: Where can mortgage professionals turn to learn more about non-QM? HousingWire: What factors are contributing to borrowers falling out of the Agency market?

Mortgage 389

Mortgage Investors Real Estate Business 389

Housing Wire

JANUARY 3, 2022

Clear Capital’s data science team developed the product and built it into the already existing platform, a review system that automates collateral underwriting in compliance with internal credit policies and government-sponsored enterprise guidelines. According to a recently published study by the U.S.

Tools 419

Tools Appraisal Appraisal Process Real Estate 419

Housing Wire

MAY 27, 2022

The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”. The requirement also applies to mortgage lenders, legal experts say.

Law 421

Law Legal Valuation Government 421

Housing Wire

JANUARY 6, 2023

This shift is happening because of the increased willingness of private investors to invest in servicing and the government sponsored enterprises’ focus on reducing their footprint. To learn more about portfolio cleansing, visit CoreLogic.com.

Property Taxes 404

Property Taxes Clients Buyers Government 404

Housing Wire

JUNE 8, 2022

The government-sponsored enterprises, Fannie Mae and Freddie Mac , allow for the commingling of digital and paper notes in securitized mortgage pools. The lessons learned during the initial pilot of the digital collateral program are now incorporated into the eGuide and resulting enhancements,” McCargo said. “We

Modernization 346

Modernization Government Mortgage Technology 346

Housing Wire

JANUARY 29, 2024

While Fannie Mae expects mortgage rates to drop to below 6% by the end of this year, the government-sponsored enterprise also forecasts that if there isn’t significant supply growth and buyer demographics remain strong, home prices will rise once again. They noted that their forecast for the U.S.

Housing Market 458

Housing Market Marketing Mortgage Investors 458

Housing Wire

JANUARY 14, 2022

If you’re willing to learn and you’re coachable and trainable, that works too.”. Non-QM lenders are optimistic that loan originations outside the purview of the government-sponsored enterprises will propel that growth. trillion in 2022. “The riches are in the niches.”

Lending 362

Lending Loan Officers Real Estate Mortgage 362

Housing Wire

JUNE 23, 2021

HousingWire sat down with Radian CEO Rick Thornberry to learn more about the state of the housing market and how Radian is helping further homeownership. With low housing inventory and rapid home-price growth, homeownership can seem less and less attainable for several groups of potential homebuyers.

Housing Market 413

Housing Market Marketing Construction Insurance 413

Housing Wire

MARCH 3, 2022

I learned this once trying to fix a dishwasher.) . Conceivably, the government sponsored enterprises (GSEs) Fannie Mae and Freddie Mac — who also establish trusts as part of their securitization mechanism — would suddenly have securitization vehicles subject to substantial liability.

Investors 341

Investors Legal Architecture Investing 341

Housing Wire

FEBRUARY 22, 2022

In addition, leading-edge mortgage servicing software that integrates with systems such as the loan origination system (LOS) and a financial institution’s core system allows lenders to sell loans to the Government Sponsored Enterprises (GSEs) while retaining servicing. Learn more about FICS’ software at www.fics.com.

Investors 359

Investors Mortgage Construction Business 359

McKissock

SEPTEMBER 21, 2021

Here are five excellent resources offered by McKissock Learning with tips and tools to help you protect your appraisal practice — including a Pro-Series webinar coming up on Wednesday, October 13, 2021. Learn more with our free guide. The post 5 Resources to Protect Your Appraisal Practice appeared first on McKissock Learning.

Appraisal 80

Appraisal Legal Government Valuation 80

Housing Wire

MARCH 29, 2024

As a government-sponsored enterprise (GSE), the FHLBank system is Congressionally chartered to receive unique subsidies, tax exemptions, and powers, in exchange for providing the public benefits of supporting affordable housing and community development. in government subsidies. billion dollars(!)

Government 431

Government Insurance Development Finance 431

Clear Capital

NOVEMBER 3, 2022

AppraisalWorks’ customers will have access to new valuation products and solutions that are added to the Government Sponsored Enterprise (GSE) selling guides in a timely manner, such as Desktop Appraisals and Property Data Reports. For more on Clear Capital and its products and solutions, visit ClearCapital.com.

Valuation Review 69

Valuation Review Valuation Appraisal Modernization 69

McKissock

JULY 24, 2020

Learn about common violations and how to avoid them in our top-rated CE course: That’s a Violation. In many states, the same administrative procedures are used for all professions, and the disciplinary process is governed by state law. Learn about common violations and how to avoid them in my top-rated CE course: That’s a Violation.

Appraisal 53

Appraisal Law Government Real Estate Agent 53

Housing Wire

DECEMBER 20, 2021

The government-sponsored enterprise lagged the wider market in its acquisitions of low-income refinances. Meeting the housing goals is not optional, and FHFA will continue to work with the Enterprises to ensure they meet their statutory and Conservatorship Scorecard requirements,” Thompson said. you’re?a

Real Estate Agent 532

Real Estate Agent Government Real Estate Finance 532

Miller Samuel

FEBRUARY 12, 2019

There was nothing learned from the bad behavior of a decade ago,” Miller said, reminding himself of a Mark Twain quote. Fannie Mae and Freddie Mac are Government sponsored enterprises that purchase mortgages from banks and mortgage companies in an effort to create liquidity so that lenders have the capacity to lend to more homebuyers).

Marketing 221

Marketing Real Estate Appraisal Sellers 221

Housing Wire

JANUARY 21, 2022

Specifically, the government-sponsored enterprise forecasts that house price growth will dip from 15.9% In light of this, HousingWire sat down with Saleforce’s Global Head for Mortgage and Lending, Geoff Green, to learn how lenders can better turbocharge mortgage for today’s home buyers. in 2021 to 6.2%

Mortgage 458

Mortgage Housing Market Buyers Government 458

PennyMac

AUGUST 2, 2022

Learn more about jumbo mortgages and decide whether or not it’s the right type of loan for you. Jumbo mortgages cannot be handled by Fannie Mae or Freddie Mac (the two government-sponsored enterprises that purchase loans from mortgage lenders), so the loan must either be kept on the lender’s own books or transferred to another entity.

Finance 36

Finance Government Mortgage Investing 36

Housing Wire

JULY 29, 2022

That’s what a congressional subcommittee said happened between Fannie Mae and Invitation Homes , the single-family rental landlord that in 2017 got a $1 billion interest-only 10-year loan from the government-sponsored enterprise.

Landlords 380

Landlords Tenants Government Finance 380

Housing Wire

JANUARY 5, 2021

While these plans normally encompass three years – and would need to lay out the plan for years 2021 to 2023 – due to disruptions caused by the COVID-19 pandemic, the FHFA announced the government-sponsored enterprises would be releasing just one year – an extension of their 2018 to 2020 plans. Presented by: Fannie Mae.

Finance 397

Finance Development Investing Mortgage 397

On Q Financial

JANUARY 6, 2022

Agencies set these boundaries to protect the government-sponsored enterprises (GSEs) that back the loans. If you find this information helpful and want to learn more about mortgages and home buying, be sure to follow us on Instagram , LinkedIn , and Facebook. Why are there Loan Limits on Mortgages?

HOA 36

HOA Finance Design Government 36

Housing Wire

JULY 19, 2021

But success for either Acting Director Sandra Thompson — who, by all accounts, will bring a steady hand — and whomever comes next, will rely on steady leadership and a willingness to learn from dynamics of the past. Whoever runs FHFA over the remainder of the Biden administration, there are no shortage of lessons to be learned.

Finance 409

Finance Investors Mortgage Investing 409

PennyMac

APRIL 29, 2022

A jumbo loan isn’t guaranteed by Fannie Mae or Freddie Mac because it exceeds the standard limits that those government-sponsored enterprises have established. Check out this guide if you would like to learn more about the jumbo loan and determine if it’s the right option for you.

Finance 36

Finance Design Mortgage Government 36

On Q Financial

JANUARY 7, 2022

Agencies set these boundaries to protect the government-sponsored enterprises (GSEs) that back the loans. If you find this information helpful and want to learn more about mortgages and home buying, be sure to follow us on Instagram , LinkedIn , and Facebook. Why are there Loan Limits on Mortgages?

HOA 28

HOA Finance Design Government 28

Appraisal Today

FEBRUARY 23, 2024

I have found that there is always something to learn. Click here == Why I am an Appraiser What I like about appraising I have always been curious and wanted to learn new things. I researched and learned about the market. Isn’t appraising boring? Not for me! To read more about the 4 ways, plus information on why I take ads, etc.

Appraisal 67

Appraisal Real Estate Contracts Reconsideration of Value 67

Quicken Loans

MAY 12, 2021

Remember that once your mortgage is originated at closing, it is usually quickly sold to a government-sponsored enterprise like Fannie Mae or Freddie Mac for repackaging on the secondary mortgage market. Or, read more about closing issues as a next step in our Learning Center.

Sellers 52

Sellers Buyers Appraisal Construction 52

Housing Wire

MAY 2, 2022

Coming out of the pandemic, the housing industry learned there are several ways to get through the mortgage process, and companies are now finding more flexible, innovative solutions. “We We are right off of all of our learnings from COVID-19 flexibilities with desktop and exterior-only reports,” Reuter said.

Appraisal 391

Appraisal Valuation Technology Inspection 391

Appraisal Today

JUNE 9, 2023

You will learn how to play correctly. Advances in technology, regulatory changes, and GSE (Government-Sponsored Enterprises) requirements have significantly influenced valuation practices, leading to new responsibilities for appraisers. Don’t get discouraged when watching national tournament winners playing on youtube.

Appraisal 52

Appraisal Advertising Real Estate Contracts 52

Housing Wire

APRIL 21, 2022

Last May, Sam Khater, chief economist for Freddie Mac , the government-sponsored enterprise and mortgage purchaser, issued a report with the grim conclusion: “Inventory of both new and existing homes for sale is currently at a historical low.”. Homebuilders are at a crossroads,” McCoy said.

Construction 397

Construction Supply Chain Investors Business 397

Appraisal Today

NOVEMBER 10, 2023

Here are some of the highlights of what we learned. This has been a really tough year for everyone in the industry, with volume at its lowest point since 1985. We heard from some of the biggest names in the mortgage industry about the market and what we can expect down the road.

Appraisal 62

Appraisal Contracts Design Mortgage 62

Housing Wire

MARCH 24, 2022

The lack of appraisal data from the government sponsored enterprises took center stage at a Senate Banking Committee hearing Thursday on appraisal bias. To that end, on Wednesday, HUD launched a website where borrowers can learn about the appraisal process and file a discrimination complaint. Pennsylvania Sen.

Appraisal 490

Appraisal Reconsideration of Value Valuation Government 490