Appraisal Today

AUGUST 4, 2023

The censorship is part of a march toward what appraiser and podcaster Phil Crawford has coined “universal basic home value” – a utopian vision among idealogues in which government technocrats dictate the supposed value of a property using algorithms and machine learning. On the other hand, the FHA/HUD 4000.1[II.D.4.(3)(c)] I have a 3.5%

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Appraisal Today

SEPTEMBER 30, 2022

CO Detector vs Smoke Alarm. Read on to learn about the definition of an extraordinary assumption and when it should be used, as well as the overuse of extraordinary assumptions. Counsel comes to learn that the lot that was supposed to be. Hard to sue an AVM if prices drop and the loans go bad. Learn from peers.

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Appraisal Today

MAY 19, 2023

Click here to read the pdf Checkout PDC vs. current very outdated 1004 My comments: Another nail in the coffin for GSE full appraisals. I learned a lot. Appraisals are ordered after the loan application. The Market Composite Index, a measure of mortgage loan application volume, decreased 5.7 Nothing wrong with that.

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Appraisal Today

NOVEMBER 10, 2022

Bottom line: If the home is going to be financed by a lender, insured by FHA, or sold on the secondary market, you must make sure you compile a fair, thorough report to ensure that the lender doesn’t take a loss. Fact vs. fiction. Offer a lunch and learn. Appraisals are ordered after the loan application. by Peter T.

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Appraisal Today

SEPTEMBER 29, 2023

How to Identify a Single-Family with ADU vs. Two-Family Property By McKissock Excerpts: The presence of an additional living unit can complicate the appraisal process. You may have questions like, “What obligations do appraisers have when performing a VA appraisal? The vineyards have a wide range of sizes.

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Assurance Financial

JUNE 14, 2021

The most common type of home loan is the conventional loan. These loans are perfect for borrowers with a strong credit history and the funds for a more substantial down payment. Conventional loans offer the ability to avoid the costs of mortgage insurance while also giving borrowers the option of fixed or adjustable rates.

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Raleigh Realty

MAY 3, 2021

This can impact your credit score — and your ability to secure a loan. And you'll learn how to budget for home repairs and updates. Account for utilities, rent or mortgage payments, membership fees, cable, student loans, and more. Lenders will look at your credit score when they determine a loan amount.

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Appraisal Today

MAY 12, 2023

Certified Appraisers vs. Unlicensed Data Collectors By Jonathan Miller (13-minute video) Here’s a great take on the difference between Certified Appraisers vs. Unlicensed Data Collectors by Leigh Brown, President of the NC Association of REALTORS. I learn a lot from my mistakes and try to do better the next time. Stay positive.

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Appraisal Today

FEBRUARY 16, 2024

By Tom Armstrong, MAI Excerpts: The Commercial Appraisal Path — What to Expect This article is for those interested in learning what it takes to add commercial and multifamily (4+ units) appraisal services to your practice, whether you work for a firm or run your own practice. Appraisals are ordered after the loan application.

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Appraisal Today

SEPTEMBER 8, 2023

Appraisers are being told by their AMC clients and loan officers to appraise these as residential properties. Interesting that the Fannie change came out September 7. == New in the September 2023 issue of Appraisal Today Appraisers vs. Lenders. Appraisals are ordered after the loan application. What Can We Do? percent from 13.2

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Appraisal Today

NOVEMBER 10, 2023

NOTE: Please scroll down to read the other topics in this long blog post on effect of low rates on existing home loans, Liability, Bias, FHA manufactured home changes, unusual homes, mortgage origination stats, etc. non-owner-occupied loan! = Here are some of the highlights of what we learned.

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Appraisal Today

DECEMBER 16, 2022

Lenders want a compliant document that allows the loan package to be sold as quickly as possible, while investors want an appraisal that allows for securitization or resale to another downstream buyer. There are sometimes questions from beneficiaries about retrospective vs. current values if prices change. Last year vs. May 2022.

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Appraisal Today

NOVEMBER 17, 2023

For example, property data collectors (PDCs) may be engaged by lenders for very low-risk loans where an appraisal is not required. I learned a lot from my worst downturn, starting in the early 1990s, when I laid off six employees (staff and appraisers), except for one part-time assistant. Trainees can do them.

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Appraisal Today

SEPTEMBER 2, 2022

Can you learn to be an ethical appraiser (or person)? Or, do you learn from your parents when growing up? You learn that people are always looking for a value. Fact vs. Fiction. Appraisals are ordered after the loan application. The Market Composite Index, a measure of mortgage loan application volume, decreased 3.7

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Assurance Financial

MAY 10, 2022

Buyer’s vs. Seller’s Market. Get Pre-Qualified for a Home Loan. Though this isn’t a guarantee of a mortgage, it gives you a maximum loan amount to work with. Thanks for your interest in learning more about your mortgage options! Thanks for your interest in learning more about your mortgage options!

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Assurance Financial

MARCH 1, 2021

We compiled this guide to a second mortgage vs. refinance to define each option and help you compare their advantages and disadvantages. Home equity loan: With this type of loan, you borrow against your home equity and receive a lump sum payment. You’ll pay back this loan in monthly installments at a fixed interest rate.

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Mortgage Renovations Home Improvement Finance 36

Raleigh Realty

AUGUST 11, 2021

Homeownership Guide and Resources for a Single Parent Learn more about the common challenges that single parents face when it comes to homeownership and resources to help overcome them Being a single parent comes with many challenges. You might even worry that your change in income will affect your ability to be approved for a home loan.

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