Housing Wire

NOVEMBER 18, 2022

Modernizing origination to stay competitive in today’s housing market. This white paper will examine the growing importance of modernization in the mortgage lending industry. Presented by: ServiceLink. Here is a list of the companies that issued pink slips this week: Sending pink slips to 64%.

Loan Officers 417

Loan Officers Modernization Finance Housing Market 417

Housing Wire

JULY 12, 2022

Its appraisal modernization pilot, which used hybrid appraisals, showed an 18% point reduction in confirmation bias compared with traditional appraisals, which rely on human observations and, as such, potentially could be riddled with overt or subconscious bias. Presented by: Reggora. The State of Appraisals in 2022.

Appraisal 410

Appraisal Inspection Real Estate Agent Training 410

Housing Wire

AUGUST 7, 2023

The capital, capability and content are present to make all real estate markets smarter, faster, safer and connected. Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Consumers, communities and taxpayers are major beneficiaries.

Real Estate 357

Real Estate Supply Chain Architecture Brokerage 357

Housing Wire

FEBRUARY 9, 2021

Many of them are determined to make an impact in industries that have yet to be significantly modernized by technology. Presented by: Motto Mortgage. All facets of real estate transactions, from appraisals and advice to financing and insuring, are highly regulated. Know your customer in order to deliver real value.

Real Estate 473

Real Estate Agents Technology Sellers 473

Housing Wire

OCTOBER 27, 2020

We’re the largest centralized mortgage transactional services provider in the country, backed by the country’s largest provider of title insurance services. The best providers combine improving their clients’ processes with modernizing the consumer experience. These time-savings are critical in today’s lending environment.

Clients 371

Clients Technology Insurance Loan Officers 371

Appraisal Today

MARCH 15, 2024

Unlike the standardized expectations of urban and suburban properties, rural properties often present unique characteristics that require a nuanced approach to valuation. Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? I am still messed up from the time change last Sunday. = By Dallas T.

Appraisal 68

Appraisal Inspection Modernization Business 68

Listing Spark

AUGUST 17, 2023

The FHA has insured over nine million mortgages since 2009 , and as home prices have climbed higher than ever in the past three years, many prospective homeowners are turning to FHA loans due to the increased assistance and down payment requirements. FHA loans are becoming an increasingly popular option for buyers all across the home market.

Investors 36

Investors Investing Buyers Real Estate 36

Lamacchia Realty

OCTOBER 11, 2023

This budget should account for all potential costs, including down payments, closing costs, property taxes, and homeowner’s insurance. However, with modern construction standards and proper precautions, these challenges become manageable. It’s essential to have a clear and realistic budget in place.

Property Taxes 56

Property Taxes Real Estate Logistics Realty 56

The Robert Weiler Company

SEPTEMBER 18, 2020

Ultimately, they fill in where you’re unable to be present and handle every issue that arises. Handle compliance issues, housing regulations, tax regulations, and insurance are just a few compliance matters that a property management company can handle. What do property management companies do, specifically?

Property Management 78

Property Management Real Property Tenants Legal 78

Housing Wire

OCTOBER 1, 2022

The agreement with Lakeland announced today represents the Justice Department’s continued commitment to addressing modern-day redlining, and to ensuring that all Americans have equal opportunity to obtain credit, no matter their race or national origin.”. Presented by: FormFree. Attorney General Merrick Garland said in a statement.

Law 403

Law Loan Officers Lending Advertising 403

Appraisal Today

APRIL 21, 2023

2 Lenders require appraisers to carry E&O insurance because they routinely seek to hold appraisers responsible for loan losses. Despite the fresh coat of paint and a small but modernized kitchen and bath, the home retains many of its original features, including the loft bedroom, where the school’s headmistress once slept.

Appraisal 52

Appraisal Contracts Modernization Mortgage 52

Housing Wire

DECEMBER 15, 2021

“We look forward to working with her on ways to advance Ginnie Mae modernization initiatives, enhance liquidity for Ginnie Mae mortgage servicing rights, and support adequate, affordable homeownership and rental housing throughout the country,” Broeksmit said. Presented by: Snapdocs.

Development 377

Development Finance Government Modernization 377

Appraisal Today

JUNE 16, 2023

(Freddie Mac Announcement: “Loan Collateral Advisor: Starting June 29 New Messages Alert Users to Certain Unacceptable Appraisal Practices,” April 28, 2023) To read, click here So, if we have the technology and tools to present our conclusions in clearer, fact-based ways, let’s get ahead of the program and make the changes proactively.

Appraisal 73

Appraisal Contracts Design Mortgage 73

Walitt Solutions

JULY 28, 2019

During my presentation, I reviewed with the audience a number of appraisal scenarios that have been common practice for decades – often in spaces outside of first mortgage lending. Is this so-called “new” process new at all? The appraiser relies on a non-appraiser to measure and collect subject property data.

Appraisal 28

Appraisal Inspection Valuation Lending 28

Housing Wire

MARCH 9, 2021

Presented by: Altisource. And the issue is only compounded by the fact that every state (and seemingly, every city) has its own rules and requirements to issue title insurance and hold a closing. Having a modern, streamlined process makes a potential lending client’s decision much easier. Streamline by combining services.

Marketing 438

Marketing Technology Lending Business 438

Appraisal Today

SEPTEMBER 23, 2022

Insurance companies. House Passes VA Appraisal Modernization Legislation. This legislation is an important first step towards broad modernization of VA appraisal processes and could make veterans’ home purchase offers more viable in today’s competitive housing market. Done for divorce and sometimes for estates.

Appraisal 52

Appraisal Marketing Business Contracts 52

Housing Wire

JUNE 17, 2022

The pushback from banks came after the Federal Deposit Insurance Corporation (FDIC) announced it is mulling changes to regulations that govern bank merger transactions and asked the industry for input. Presented by: William Mills Agency. One of a bank’s greatest assets is the intelligence they have from a client’s transaction data.

Government 386

Government Modernization Law Insurance 386

Appraisal Today

OCTOBER 14, 2022

After many years of reading appraisal reports, my response is “One that leaves the reader with few unanswered questions, allows the data to tell the story, keeps appraiser interventions to a minimum and is able to present a case for what a property is worth, as well as what it is not worth.”. Many residents don’t have flood insurance.

Appraisal 52

Appraisal Insurance Real Estate Business 52

Appraisal Today

FEBRUARY 9, 2024

An Inside Look at E&O By Peter Christensen Excerpts: There is no law requiring that real estate appraisers must have professional liability insurance – or E&O insurance as it is often called – except in one state. Common fears are that their insurer will increase their premium or decline to renew their policy.

Appraisal 79

Appraisal Contracts Insurance Construction 79

Appraisal Today

OCTOBER 21, 2022

It’s a modern Cape with two bedrooms upstairs and two downstairs,” Maiser says. Check with your E&O insurance company to see if they offer tail coverage and what the requirements are. Some E&O Insurance companies offer free tail coverage with certain criteria, For example: Must be appraising for at least 20 years.

Appraisal 52

Appraisal Marketing Contracts Insurance 52

Will Springer Realtor

SEPTEMBER 12, 2023

A modern version of the regrade is taking place along the downtown waterfront (pictured above) with the addition of Overlook Walk, a breathtaking pedestrian bridge and viewing deck that will soon connect with Pike Place Market and other attractions in downtown. . >> Seattle sits 10 th among big U.S. Looking to tour the presentation gallery?

Sellers 36

Sellers Development Retail Real Estate 36

Appraisal Today

SEPTEMBER 17, 2022

Catskills Modern: ‘Sleeve House’ Highlighted by Charred Wood Exterior. Excerpts: An extremely modern home with an equally dark exterior is now available in Ancram, NY. Many homes were re-zoned a few years ago and needed flood insurance. Earthquake insurance is available but expensive. To read more, click here.

Appraisal 52

Appraisal Construction Contracts Insurance 52

Quicken Loans

APRIL 6, 2021

Condo owners also tend to spend less on property taxes and insurance because there is less square footage, and owners do not have to pay taxes or insurance on the rest of the building or complex. While having neighbors close by is rewarding, townhouses present owners with far more privacy than condos.

HOA 64

HOA Finance Property Taxes Buyers 64

AmeriMac

MARCH 29, 2024

One of the most common types of reverse mortgages is the Home Equity Conversion Mortgage (HECM), which is insured by the Federal Housing Administration (FHA). By presenting your home in good condition, you increase the likelihood of a favorable appraisal, maximizing your reverse mortgage potential.

Mortgage Appraisal 36

Mortgage Appraisal Appraisal Mortgage Appraisal Process 36

Housing Wire

OCTOBER 24, 2023

The Office of the Comptroller of the Currency , the Federal Reserve Board and the Federal Deposit Insurance Corporation issued on Tuesday a new rule to modernize the 1977 Community Reinvestment Act (CRA), which addresses systemic inequalities in access to credit.

Retail 360

Retail Law Lending Modernization 360

Will Springer Realtor

OCTOBER 11, 2023

Read a detailed assessment of our housing market in my most recent blog post: King County Home Sales Cool as Interest Rates Inch Toward 8% This graphic – which you can click to expand – is presented every month, rotating among three home groups. Check out this fully updated mid-century modern West of Market home in Kirkland.

Law 36

Law Development Design Government 36

The Robert Weiler Company

NOVEMBER 10, 2021

Not only that, but you want those transit links to be modern, well funded, and in high use. Less Onerous Insurance Policies: While it’s valid that multifamily properties have more to insure, often, these policies are easier to read and manage. Otherwise, the proximity to these transit connections would be useless.

Real Estate 78

Real Estate Retail Investing Tenants 78

Housing Wire

MARCH 24, 2021

Without the opportunity to meet with a consumer face to face ­– in a branch, for example – lenders lack the ability to compare information in their portfolios with information presented in person. Increasingly, lenders need to rely on credit reporting and risk mitigation tools from trusted partners. Leveraging technology can help.

Tools 384

Tools Technology Lending Business 384

Clear Capital

SEPTEMBER 29, 2021

It’s also, to be clear, somewhat about revolutionizing and modernizing the appraisal process by enabling property data collection to be performed by non-appraisers. And so this is crazy, but in the late 70s, all the way up to the early 80s, the Federal Housing Administration would not insure a mortgage to minority families.

Sellers 69

Sellers Agents Real Estate Buyers 69

Housing Wire

MARCH 29, 2022

The three agencies in charge of such reviews — the Federal Reserve , the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency — have not denied a single bank merger in 15 years. Senior administration officials claim that rooting out “modern-day redlining” is a top priority.

Lending 368

Lending Government Law Mortgage 368

Housing Wire

JANUARY 7, 2021

The taskforce report uses five interrelated principles that serve as the foundation for proposed systematic changes to the current legal and regulatory framework: consumer protection, information and education, competition and innovation, regulatory modernization and flexibility and inclusion and access. Presented by: SoftWorks AI.

Law 354

Law Modernization Legal Development 354

Housing Wire

APRIL 12, 2021

The budget includes an increase of $435 million in modernization grants for public housing — although the nation’s largest public housing system, the New York City Housing Authority , currently has a $40 billion budget shortfall. Among the unknowns servicers face in 2021 are changes that could affect lender-placed insurance (LPI).

Investing 535

Investing Construction Modernization Insurance 535

Will Springer Realtor

MARCH 11, 2024

The soaring prices of insurance and energy have dealt a two-pronged blow to homeowners’ wallets, with no relief in sight. Nationwide, home insurance premiums have surged by an average of 21% year-on-year, as of May 2023, equating to an annual increase of $244 per household.

Insurance 36

Insurance Sellers Real Estate Buyers 36

Housing Wire

FEBRUARY 7, 2022

As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality. Part of its effort to modernize its outdated technology systems, the FHA Catalyst program, hit a snag last year. By comparison, private mortgage insurance cancels at a 78% loan-to-value ratio. “If

Insurance 362

Insurance Modernization Lending Mortgage 362