Government Lending Mortgage Property Taxes 
Housing Wire
MARCH 16, 2021
For the past few years, low mortgage rates have fueled a housing market so hot that even a pandemic couldn’t derail purchase originations. Record-breaking lending volumes led many lenders to tighten up their processes across every stage of the mortgage cycle.
Housing Wire
MAY 1, 2023
With a residential PACE loan, renovations are financed and are then paid back by the borrower as property tax payments to their local government, resulting in higher property tax payments for borrowers. “We are proposing new rules that would require sensible safeguards on these clean energy loans.”
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Housing Wire
MARCH 10, 2022
How much does a typical low-income first-time homebuyer with a Fannie Mae -backed mortgage bring to the closing table? The typical low-income first-time homebuyer with a Fannie Mae-backed mortgage also has a 747 credit score, the research paper shows. In 2020, about 4% of Fannie Mae-acquired purchase loans went to Black borrowers. “We
Housing Wire
MAY 18, 2022
HousingWire recently spoke with Christian Mills, head of Financial Advisor Relations at Reverse Mortgage Funding, about the ways a reverse mortgage can create a stable cash flow for homeowners in the midst of a volatile housing market. CM : Firstly, reverse mortgages, whether government-insured or proprietary, are non-recourse loans.
Housing Wire
MARCH 9, 2022
Edgemac , which Incenter acquired at the end of last year, does due diligencing for mostly non-QM and jumbo loans, as well as private label reverse mortgages that could eventually be securitized. Edgemac’s clients span banks, investment banks, Trustees, investors, government entities and mortgage companies. Learn here!
Eppraisal
NOVEMBER 28, 2023
You can still qualify for a mortgage loan even if you have low income or bad credit and are willing to pay a small down payment. Mortgage lending is about trade-offs, so expect compromises when you make yourself a riskier borrower for lenders. They can be conforming or nonconforming. Conforming
Housing Wire
APRIL 5, 2022
But what does virtual real estate mean for real-world mortgage professionals? Actual” real estate is defined as property consisting of land or buildings, and everything that is permanently attached to the land. Is there demand for “mortgages” to buy virtual real estate in the Metaverse? Underwriting a Metaverse mortgage.
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