Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. billion, according to a review of bond-rating and industry reports.

Housing Market 410

Housing Market Marketing Contracts Finance 410

Housing Wire

FEBRUARY 16, 2022

In today’s competitive real estate market, an increasing number of real estate investors are turning to private money lenders to help them close deals faster, enhance property valuations, and increase their returns. If your state requires a lending license, make sure a the lender is licensed.

Real Estate 382

Real Estate Investing Investors Renovations 382

Housing Wire

FEBRUARY 4, 2021

Stone Point and Insight Partners are highly respected investors who recognize the value and potential of CoreLogic’s digital content, solutions and market-leading platforms that power the housing economy,” CoreLogic President and CEO Frank Martell said. Strategies lenders should adopt from direct to consumer lending. Sign up here.

Legal 446

Legal Investors Lending Finance 446

Housing Wire

NOVEMBER 30, 2022

Among this impressive list of submissions, companies like 2022 TECH100 honoree Voxtur are working to improve the entire lending lifecycle. The company also made headlines in October for its decision to offer an Attorney Opinion Letter product for VA direct and VA-backed home loans as a compliant alternative to title insurance.

Real Estate 362

Real Estate Insurance Technology Lending 362

Eppraisal

NOVEMBER 28, 2023

Here’s what you need to qualify for a loan, plus the rundown on five financing choices. Mortgage lending is about trade-offs, so expect compromises when you make yourself a riskier borrower for lenders. However, you may not have to strictly follow this formula because of the various available financing options.

Finance 69

Finance Government Insurance Property Taxes 69

Housing Wire

AUGUST 17, 2022

Struggling digital mortgage lender Better.com is teaming up with secretive big data firm Palantir to create a proprietary loan platform that is says will enable Fannie Mae , Freddie Mac and mortgage investors to make “richer and deeper data-driven mortgage capital allocation decisions.”.

Investors 414

Investors Brokerage Valuation Mortgage 414

Housing Wire

JANUARY 26, 2022

Polly, a software-as-service mortgage-technology firm that operates a loan-trading platform , has raised $37 million through a new funding round, its third since launching in 2019 — bringing the total raised from investors to $57 million. Building the next generation of tech: Three ways to digitize home lending.

Modernization 360

Modernization Mortgage Lending Investors 360

Housing Wire

OCTOBER 13, 2021

Funds managed by Oaktree Capital Management , MFA Financia l, various family offices, and other strategic investors invested through a StoicLane’s special purpose vehicle, StoicLane said. But Interfirst’s tech bend has undoubtedly attracted some sophisticated investors.

Mortgage 334

Mortgage Investors Investing Technology 334

Housing Wire

JULY 19, 2022

The lender’s 30-year crypto mortgage is designed to make it easy for investors to use their digital holdings to acquire homes in the U.S. Milo also offers a tech-enabled non-crypto mortgage product that serves U.S. and foreign nationals who want to purchase a home in the U.S., or pursue refinancing.

Mortgage 423

Mortgage Design Insurance Lending 423

Housing Wire

MARCH 3, 2022

. “Whether it is a natural disaster, a job loss, or an illness, forbearance is wildly effective,” John Lawrence, executive vice president of the Texas-based servicer Selene Finance , said last week during the Mortgage Bankers Association (MBA) Servicing Conference in Orlando. So, it may start to come down. As of December 31, 1.3%

Insurance 370

Insurance Finance Government Mortgage 370

Housing Wire

AUGUST 24, 2023

Shares of Better Home & Finance Holding , the parent of digital lender Better.com, collapsed during its debut on Nasdaq Thursday. At that time, the company was valued by its investors at $7.7 For things like homeowner’s insurance , title insurance, and realtors, we’ve now just become a marketplace. the prior day.

Insurance 370

Insurance Mortgage Realtors Business 370

Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

Insurance 335

Insurance Investors Design Finance 335

Housing Wire

JUNE 9, 2021

Bank CRA obligations cover far more than their mortgage lending. It extends to their checking and savings accounts, small business and community development debt and equity financing, bank branch locations, financial literacy, grantmaking and more.

Lending 479

Lending Development Government Finance 479

Housing Wire

JULY 19, 2022

Although investors have poured an increasing amount of money into fintechs — $1.7 billion five years ago, per the Federal Housing Finance Agency — closing a mortgage loan has since gotten more expensive, not less. But that scenario is a long way off. billion in 2021, up from $0.4

Mortgage 378

Mortgage Finance Technology Legal 378

Housing Wire

FEBRUARY 27, 2024

In the early 20th century, Black Americans faced significant barriers to homeownership, including racial segregation, discriminatory lending practices, and exclusionary covenants that prevented them from buying homes in certain neighborhoods. Today, homeownership among Black Americans still lags significantly behind other demographics.

Real Estate 422

Real Estate Investors Business Lending 422

Housing Wire

FEBRUARY 3, 2022

Investors have largely shunned nonbank mortgage stocks, and analysts believe the hard times are still ahead. Finance data. In the next few quarters, we should see a more challenging market,” Bose George, mortgage finance analyst at Keefe, Bruyette & Woods (KBW) , told HousingWire. Investors were nonplussed.

Mortgage 381

Mortgage Retail Finance Investors 381

Listing Spark

DECEMBER 15, 2022

Investing in owner financing can be a great way to build wealth and generate passive income. Brandon Smith, who has over 13 years of investing and lending experience, specializes in owner financing and has developed a successful system for sourcing deals and minimizing risk. How owner financing typically works.

Finance 36

Finance Investing Real Estate Lending 36

Housing Wire

MARCH 23, 2022

The wholesale lender is preparing to launch two non-qualified mortgage products this year, including bank statement and investor cash flow loans. In March, the lender announced a bank statement product for self-employed borrowers and loans for real estate investors. million. . .”

Marketing 353

Marketing Investors Real Estate Insurance 353

Housing Wire

MAY 27, 2022

In his own statement Thursday, Chopra said companies have “legal responsibilities when they let a black-box model make lending decisions.”. The CFPB has raised concerns in the past that algorithmic models perpetuate discriminatory mortgage lending practices.

Law 414

Law Legal Valuation Government 414

Housing Wire

AUGUST 25, 2022

. “For some smaller originators, it could kind of move the needle,” said Bose George, mortgage finance analyst at Keefe, Bruyette & Woods (KBW). The obvious starting place for nonbank lenders looking to capture volume is in jumbo lending, executives and analysts said. ” Just a little less vanilla.

Mortgage 393

Mortgage Loan Officers Finance Investors 393

Housing Wire

APRIL 26, 2023

On March 29, the Federal Housing Finance Agency (FHFA) announced Fannie Mae and Freddie Mac would enhance their COVID-19 pandemic-era deferral policies which allowed homeowners experiencing hardship to defer up to six months of mortgage payments to be settled at the end of the loan.

Insurance 356

Insurance Mortgage Government Investors 356

Housing Wire

OCTOBER 7, 2022

Switzerland-based global lender Credit Suisse Group AG had a rough start this week after its stock was beaten down by 11%, the value of its riskiest debt fell more than 10% and the cost of purchasing derivatives insuring against the bank defaulting rose sharply. Credit Suisse through its subsidiary DLJ Mortgage Capital Inc., Global headwinds.

Supply Chain 387

Supply Chain Mortgage Investors Business 387

Housing Wire

JULY 27, 2021

trillion in origination volume and a continuation of tight lending spreads. Then, by late Q1/early Q2 2021, pricing wars were erupting in various channels, margins were falling (rapidly), and the industry was getting ready for a decrease in lending activity in the back half of the year. Entering 2020 the market was expecting <$2.0

Mortgage 382

Mortgage Technology Lending Clients 382

Cleveland Appraisal Blog

AUGUST 25, 2022

Today, Cleveland Appraisal Blog shares a few tips for first-time investors. Keep in mind that investment homebuyers will be required to put down a minimum of 15% to secure financing, according to Lending Tree. It starts with managing your budget but also includes understanding which upgrades make a space more desirable.

Investing 332

Investing Renovations Landlords Real Estate 332

Eppraisal

APRIL 21, 2023

These instincts show up in many areas of our lives, especially our finances and investments. Not only do we fear losing deposits, we also worry about the effect of failure on lending, credit and their costs. They are businesses that lend money, borrow money and invest money that they hold on behalf of their customers.

Lending 28

Lending Housing Market Marketing Real Estate 28

Housing Wire

AUGUST 23, 2023

Following a merger with special purpose acquisition company (SPAC) Aurora Acquisition Corp , Better Home & Financing Co. “For things like homeowner’s insurance , title insurance, and realtors, we’ve now just become a marketplace. We partner with best-in-class agents, insurance companies and title companies.

Realtors 369

Realtors Technology Insurance Mortgage 369

Housing Wire

SEPTEMBER 5, 2023

TB: It seems like each mortgage process should be relatively standardized because we’re manufacturing loans — the vast majority of which will be purchased by the two GSEs or insured by FHA , VA or USDA. But in the midst of that process is an individual or family and it ends up being a very human-to-human experience.

Technology 382

Technology Mortgage Tools Insurance 382

McKissock

JANUARY 6, 2023

There are appraisal jobs available in the lending sector, such as staff appraisers, review appraisers, fee panel managers, and with experience and time on the job, chief appraiser and valuation compliance officer jobs can be found. Non-lending appraisal courses. Who staffs these types of jobs?

Appraisal 74

Appraisal Training Lending Land Management 74

Housing Wire

FEBRUARY 8, 2022

Servicers, lenders and investors dealt with a tsunami of 7.7 Goldstone, who is president of Capital Markets & Lending at BSI Financial Services , estimates that between 20% to 25% of borrowers in BSI’s servicing portfolio have been non-communicative, he told HousingWire. of the U.S. population. An army of door-knockers.

Law 368

Law Mortgage Legal Finance 368

Housing Wire

MARCH 30, 2022

The title insurance space isn’t generally known for placing outsized bets on technology. One example of this is Lev , a company that facilitates commercial real estate lending, starting with small- and medium-sized transactions. As of Sept. BH: What kinds of proptech investments is First American interested in these days?

Mortgage 366

Mortgage Real Estate Investing Technology 366

Housing Wire

AUGUST 15, 2023

Non-QM lender Acra Lending is projecting mortgage originations will increase in 2023 to about $2.6 The consolidation in the non-QM lending space, which has allowed Acra to expand its market share. “So, Lind points to Finance of America Mortgage , First Guarantee Mortgage Corp. billion, up from $2.1 We’re gaining that business.

Business 361

Business Lending Investors Finance 361

The Robert Weiler Company

JANUARY 2, 2021

Essentially, a land contract is an alternative financing option if you’re investing in: Farmland or raw land. Learn how you, the real estate investor, can avoid the bank and make an agreement directly with the seller. The basic foundation behind a land contract in Ohio is similar to financing a new car, with some key differences.

Contracts 143

Contracts Tenants Legal Sellers 143

Housing Wire

MARCH 26, 2024

The risky operating environment has been marked by volatile, high interest rates (with 30-year fixed rates now hovering around 7%), high financing costs and moderating rental rates as an influx of multifamily rental properties continues to come online across the country. million households formed each year.”

Investors 449

Investors Marketing Inventory Real Estate 449

Housing Wire

APRIL 5, 2022

To boot, one of the first financing transactions on record was made in January 2022 by technology firm TerraZero. Lending is lending. Similar to consumer lending, you may consider a simplified tradeline-level AUS scorecard to deliver an instant decision to applicant(s). It was a $45,000 purchase in Decentraland.

Real Estate 527

Real Estate Mortgage Property Taxes Law 527

Housing Wire

DECEMBER 20, 2021

. “Servicers don’t want to get in a position where the customers think they are deciding who gets the money or not,” said Dana Dillard, principal advisor at Housing Finance Strategies , a consulting firm for the mortgage and servicing industry. Up to the task? billion at its peak in February 2021. The program prevented $8.3

Mortgage 373

Mortgage Government Contracts Insurance 373

Housing Wire

OCTOBER 9, 2023

AI-generated image of two lawyers scrutinizing title insurance joint venture agreements. Campbell is now something of a JV guru, having completed over 80 joint ventures with real estate or lending firms. Image was created using MidJourney. Why not create one entity to ensure a smoother process?

Real Estate 433

Real Estate Insurance Brokerage Real Estate Agent 433

Housing Wire

AUGUST 2, 2021

More than just breaking records in the housing finance space, the HousingWire 2021 Women of Influence are shattering glass ceilings and leaving a legacy for years to come. Finance of America Reverse. Aslan Home Lending Corporation. Mortgage Investors Group. JMAC Lending. Synergy One Lending. Angela Dunham.

Insurance 393

Insurance Lending Realty Finance 393