Housing Wire

JUNE 21, 2023

The Consumer Financial Protection Bureau (CFPB) has 11 different items in the pipeline in its section of the federal government’s 2023 spring regulatory agenda, released last week by the White House. Department of Housing and Urban Development (HUD), the regulator’s agenda will address issues relevant to the housing industry.

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Housing Wire

MAY 26, 2022

A spokesperson from Department of Housing and Urban Development’s Office of Inspector General said that the loans funded were FHA-insured loans. She allegedly created phony prepaid debit card statements designed to serve as records of the borrowers withdrawing the monthly child support payments.

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Housing Wire

FEBRUARY 22, 2022

Lenders are left to their own devices to design the programs, based on guidelines from the CFPB, and hope they get it right. Special purpose credit programs, Uejio said, are “also a recognition that government alone cannot solve this problem.”. Yet mortgage lenders are still reluctant to implement the targeted lending programs.

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Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. The National Association of Mortgage Brokers (NAMB) said it supports new federal regulatory proposals governing the use of AVMs.

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Housing Wire

MAY 27, 2022

The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”. The requirement also applies to mortgage lenders, legal experts say.

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Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

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Housing Wire

MAY 3, 2021

The Federal Housing Finance Agency (FHFA) finalized a rule on Monday that will require Fannie Mae and Freddie Mac to develop plans that would ensure upon their eventual exit from conservatorship, they won’t do any large scale harm to the financial system. government.

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Housing Wire

NOVEMBER 7, 2023

VA loans offer a 100% financing option for qualifying military service members and veterans, and don’t require mortgage insurance. Potter added: “Government lending would come to a halt. In both instances, FHA and VA borrowers might see their up-front home-buying expenses increase if they have to shoulder agent’s commissions.

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Housing Wire

MARCH 18, 2022

Mangus then worked to build the dedicated reverse mortgage department at his new company from scratch and has found a notable degree of success by building Home Equity Conversion Mortgage (HECM) for Purchase (H4P) business through the use of continuing education (CE) classes designed for licensed real estate agents.

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Appraisal Buzz

MAY 31, 2021

The term “redlining” comes from the development by the New Deal by the federal government of maps of every major metropolitan area in the country. These color codes were designed to indicate where it was safe to insure mortgages. These color codes were designed to indicate where it was safe to insure mortgages.

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Housing Wire

SEPTEMBER 15, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. insurance companies, including home and auto providers. Register for the FinLedger Daily Newsletter.

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Housing Wire

DECEMBER 8, 2023

Topics include: Real estate license law, agency, contracts, real property, ownership, taxes, water law, land development and zoning, deeds and title transfer, escrow and settlement, fair housing, leases & more AZ Contract Writing Course: 6 hrs of required instruction. Deluxe: Required 90 hrs of coursework.

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Housing Wire

NOVEMBER 9, 2020

The FHFA reported the government sponsored entities expect e-mortgage purchases to increase in 2021. Prior to the pandemic, ALTA and MBA saw a need to develop model RON legislation. Its estimated that e-mortgages will represent 5% of total GSE volume by the end of the year.

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Will Springer Realtor

OCTOBER 17, 2023

There are programs established by state and local governments that provide buyers – mostly first-timers – with assistance to make a down payment or meet closing costs. Down payment assistance covers aid from federal, state, county or local government agencies, non-profits and employers. Not exactly. Wait till next year!)

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Eppraisal

JUNE 6, 2023

Designed to make homeownership more accessible, FHA loans provide an array of benefits for first-time buyers and individuals with limited financial resources. At its core, an FHA loan is a mortgage insured by the Federal Housing Administration, a branch of the U.S. Department of Housing and Urban Development (HUD).

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Assurance Financial

JULY 20, 2023

These loans are backed by the government and are designed to help make homeownership more affordable and accessible to a wider range of people. There are two government-backed home loan options that do not require a down payment — a USDA loan and a VA loan. A VA loan is designed to help current and former members of the U.S.

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Housing Wire

APRIL 12, 2024

But more broadly, since the Great Recession in 2008, there has been a greater implementation of standardized loss-mitigation measures designed to prevent a foreclosure crisis. Aside from taxes, property insurance costs have also risen, and coverage may even be difficult to find in some areas. foreclosure rate at 0.3%

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Appraisal Today

MAY 10, 2024

These policies were the result of a collaborative effort between the GSEs, the Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA). The June 1, 2024 effective date was intended to provide advance notice to accommodate lenders’ and servicers’ internal governance processes.

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Housing Wire

FEBRUARY 8, 2022

Department of Housing and Urban Development approved housing counseling agencies to do more effective outreach to some of the harder-to-reach borrowers. That is exactly what millions of forbearance plans and a federal moratorium were designed to avoid during the pandemic. We already know that government staff were low, to begin with.

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Housing Wire

DECEMBER 14, 2023

The Federal Communications Commission (FCC) — the government regulatory body overseeing communications across a wide variety of media including radio, telephone cable and the internet — adopted a new series of rules on Wednesday designed to crack down on controversial lead generation methods, including “robocalling” and “robo-texting.”

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McKissock

JANUARY 6, 2023

Aside from that, there are also private mortgage insurance (PMI) providers, like Radian, MGIC, or Genworth that may have open appraisal-related jobs. Property Investor – As an appraiser, you have a good understanding of when and where to buy land and/or developed property to sell for a profit or for income-producing potential.

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Housing Wire

JANUARY 5, 2021

Conventional loans aren’t insured by the government but are backed by private lenders. That said, because conventional loans aren’t guaranteed by the government, they are usually harder to qualify for. These insured loans are a type of federal assistance and require as little as a 3.5% For example: Typical down payments.

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Housing Wire

MARCH 14, 2022

in which title insurance companies are required by law to file reports identifying individuals who made all-cash real estate purchases exceeding $300,000 through shell companies. We urge stakeholders to provide input to assist us in developing an approach that enhances transparency while minimizing burden on business.”.

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Appraisal Today

NOVEMBER 3, 2023

Its most remarkable attribute is the breathtaking views of Lafayette’s hills and Mount Diablo, visible from the expansive home and the vast outdoor area designed for living and entertaining. A home known as Chant du Cygne, designed by sculptor Wayne Trapp, who died in 2016. baths 3,597 sq.ft. 1.02acre lot. So the Charles W.

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Housing Wire

JULY 14, 2023

The National Association of Mortgage Brokers (NAMB) announced this week that it supports new federal regulatory proposals governing the use of automated valuation models (AVMs) in determining property values for mortgage originators and secondary market issuers.

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The Robert Weiler Company

NOVEMBER 9, 2022

And determine whether the government plans any upgrades in the future; this is a telltale sign of an up-and-coming hot spot. Being in a flood-prone area can seriously affect your insurance premiums and property value; it could also cause a great deal of aggravation and stress if you experience the wrath of Mother Nature.

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Appraisal Today

AUGUST 18, 2023

Designed and built by world-renowned contractor, Matt Construction, interior designers Meyer Davis and architects Shubin + Donaldson, no expense was spared in constructing this exceptional estate over a six-year period. Request a reasonable fee based on the time involved in developing, analyzing, and reporting the appraisal.

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PennyMac

SEPTEMBER 9, 2020

Conventional loans, the most common mortgage type, require Private Mortgage Insurance (PMI) with a down payment of less than 20%. An FHA home loan is a mortgage insured by the Federal Housing Administration. FHA typically offers down payments as low as 3.5%, however, FHA requires mortgage insurance regardless of your loan to value.

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Miller Samuel

MARCH 19, 2019

The New York state political zeitgeist was recently and suddenly tilted against luxury development in New York City. If this latest turn of events plays out as written, we'll be able to look back at this era as a milestone where the supertanker began to turn in the wrong direction for the new development multi-family industry.

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Housing Wire

FEBRUARY 23, 2022

The government watchdog is concerned that automated valuation models may reflect bias in design and function. Firms that develop automated valuation models have argued they might help to eradicate appraisal bias. How the CFPB will address the two latter points remains to be seen. CFPB Director Rohit Chopra disagrees. “It

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Appraisal Today

JUNE 23, 2023

He designed the estate, completed in 2000, from the ground up. Fannie has been upfront about its interest in developing appraisal “alternatives.” “The primary suite takes up the whole east-facing side of the upstairs and includes a spa bath, three walk-in closets, and access to the exercise room and dance studio.” The problem?

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Appraisal Today

MARCH 15, 2024

Despite its roots in a methodology designed to support appraisers, Value Acceptance appears to divorce itself from appraiser standards and oversight, leading to legitimate concerns regarding its reliability and accuracy. Purchase application volume increased for the week but remains about 11 percent below last year’s level.

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Realvals

JUNE 18, 2023

It’s not uncommon for property owners, insurance companies, or tax authorities to have contrasting opinions on the value of a property. Government Acquisition of Private Property When the government needs to acquire private property for public use, they may use something called eminent domain.

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Housing Wire

FEBRUARY 15, 2022

government, insurance companies and financial institutions as well as asset-backed security issuances and transactions in the private-label residential mortgage-backed securities (MBS) sector. The sectors highlighted in the rating-agencies report include securities issued by corporations, the U.S.

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Assurance Financial

MAY 18, 2022

Several government loan programs exist to help buyers take one step closer to the American dream of homeownership. Department of Housing and Urban Development (HUD). It guarantees or insures the FHA loan program. FHA loans don’t come directly from the government. The mortgage insurance comes in two parts.

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The Robert Weiler Company

OCTOBER 21, 2022

If you’re reading this article, you will likely need a commercial real estate appraisal for property being sold, mortgaged, taxed, insured, or developed. The data is then analyzed and used to develop opinions of value. All commercial real estate appraisers must follow a very strict code of ethics and rules.

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PennyMac

OCTOBER 25, 2023

From government-sponsored homebuyer assistance programs to state initiatives, there are many ways to obtain down payment assistance, closing cost aid, lower interest rates and more. This mortgage program is not restricted to first-time buyers and offers flexibility around income sources, down payments and mortgage insurance requirements.

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