Housing Wire

FEBRUARY 24, 2022

Another “Big Four” title insurer announced its fourth quarter earnings and yet again the numbers reached historic highs. Momentum in residential purchase and commercial revenue more than offset the ongoing contraction in refinance volumes, which have a significantly lower fee per file,” Nolan said.

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Insurance Investors Development Technology 371

Housing Wire

FEBRUARY 23, 2024

Alleged promises by Ginnie Mae That contention, however, does “nothing to undermine TCB’s claim that Ginnie Mae lacked statutory authority to extinguish TCB’s interest in its collateral, which was not only separate from the servicing rights but also subject to no contract between TCB and Ginnie Mae,” the filing reads.

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Government Contracts Finance Lending 345

Housing Wire

DECEMBER 8, 2023

Prospective Arizona real estate agents must fulfill a 90-hour prelicensing program from an Arizona Department of Real Estate (ADRE)-approved school and pass a six-hour contract writing course , for a total of 96 class hours. Course includes contracts used in real estate transactions with samples and practical contract completion exercises.

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Real Estate Contracts Law Real Estate Agent 357

Housing Wire

NOVEMBER 29, 2021

The CLP forms a contract between a title insurance underwriter and a lender, in which the underwriter agrees to indemnify the lender for actual losses caused by certain types of misconduct by the closing agent, while the Title Commitment is a promise from your title company to issue the title insurance policy after the closing is completed.

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Insurance Real Estate Agent Brokerage Agents 339

Housing Wire

NOVEMBER 18, 2022

savings and loan associations, savings banks, and cooperative banks) and insurance companies. It was not until 1989 that Congress expanded membership to all federally insured depository institutions. Thus, if there is a conflict between the super lien and state insurance law, it is unclear which statutory system would prevail.

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Legal Law Insurance Finance 319

Housing Wire

MARCH 8, 2023

Mortgage servicers charged the top late fee amount allowed by relevant state laws, even when homeowners’ mortgage contracts capped late fee amounts below state maximums,” the CFPB said. Servicers also collected money for fake private mortgage insurance (PMI) premiums that homeowners did not owe in their monthly statements, the CFPB said.

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Mortgage Inspection Law Contracts 332

Housing Wire

APRIL 18, 2023

Radian has developed titlegenius to help improve the closing process for homebuyers, sellers and lenders alike. Radian’s innovative platform walks the borrower through the closing process step-by-step, from contract to keys. The platform makes closings simple, transparent and less expensive.

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Tools Sellers Technology Loan Officers 318

Housing Wire

DECEMBER 6, 2023

As with establishing effective communication expectations early on, developing a crisis management plan before you need it will allow you to effectively deal with unexpected problems. Many difficult situations involve legal and regulatory compliance in contract disputes, zoning violations, or tenant rights. Even better?

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Real Estate Legal Tenants Clients 404

Housing Wire

DECEMBER 21, 2020

She ensured the association continued to provide networking and educational opportunities to the title insurance industry within the new platform. After the onset of the pandemic, Gottheim helped ensure the title insurance industry was deemed an essential business. WFG reports its highest volume months ever during Q2 and Q3 of 2020.

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Insurance Government Advertising Legal 236

Housing Wire

MARCH 15, 2023

” The MBA survey shows that the average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) was 6.71% last week, down from the previous week’s 6.79%. That was a favorable development,” Deitch said. UWM added that 90% of the “company’s $9.3

Mortgage 365

Mortgage Clients Retail Marketing 365

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Technology hasn’t been the barrier since 1998 when Equifax, and later other firms, developed systems to secure complex, multi-party transactions over the Internet.

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Real Estate Supply Chain Architecture Brokerage 349

Housing Wire

AUGUST 23, 2023

” Better is partnering with other businesses to offer services such as homeowner’s insurance and to provide access to a network of real estate agents, rather than offering these products and services directly to borrowers. I’ve gone through extensive coaching and professional development,” he said.

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Realtors Technology Insurance Mortgage 365

Housing Wire

DECEMBER 20, 2021

In the next five-to-10 years he wants to make it possible for a homebuyer to sign a contract on their new home on a Friday evening and move in on a Monday morning. Simkoff said Doma will look to enter into these spaces through its own technological developments, as well as mergers and acquisitions.

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Inspection Contracts Appraisal Real Estate 387

Housing Wire

SEPTEMBER 25, 2023

Five days remain in the currently authorized National Flood Insurance Program (NFIP). When property owners invest in loss mitigation, they should be promised access to coverage and relief on their premiums,” Douglas Heller, director of insurance at the Consumer Federation of America , said to the Banking Committee earlier this month.

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Insurance Lending Mortgage Government 440

Housing Wire

JULY 20, 2023

The largest expense for teams was employment cost — salaries, wages, employment taxes and contract labor. Whether it be in accounting, marketing, occupancy, insurance, etc., How are teams spending money? As a percent of GCI, the smallest teams had employment expenses of 11.2% of GCI, while the largest teams experienced costs of 17.4%

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Real Estate Brokerage Agents Business 284

Eppraisal

JANUARY 29, 2023

In this posting, we will follow the acts of contract negotiation and legal settlement when undeveloped land changes ownership. Buyers should make sure the most accurate and up-to-date survey is incorporated into the title insurance policy. Subsequently, the process of conveyance must proceed.

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Development Counter Offer Easement Legal 36

Cleveland Appraisal Blog

JUNE 18, 2022

But once these qualities are developed, many appraisers find eminent domain work to be interesting, challenging but worthwhile, and financially rewarding. Becoming an expert appraisal witness in an eminent domain case starts with developing a comprehensive understanding of how value is determined in this special proceeding.

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Appraisal Law Development Valuation 309

Housing Wire

OCTOBER 28, 2021

The Community Home Lenders Association (CHLA), which represents small and mid-size independent mortgage bankers (IMBs), applauds these developments, and we just submitted comment letters on equitable housing and housing goals on how to build on this. FHFA also should also make permanent the longstanding GSE pilots for direct MI coverage.

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Mortgage Contracts Insurance Realtors 380

Housing Wire

SEPTEMBER 5, 2023

Porch Group announced that its insurance subsidiary Homeowners of America (HOA) has been placed under temporary supervision by Texas regulators. Vesttoo’s alleged fraudulent activity is an unfortunate event for insurance carriers and the reinsurance industry alike,” Matt Ehrlichman, CEO of Porch Group, said in a statement.

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Insurance HOA Legal Development 404

Appraisal Today

JULY 14, 2023

Most, including Bill Gates’ mansion is across Lake Washington from Seattle. == Three Dangerous Insurance Mistakes Appraisers Should Avoid by Isaac Peck, Senior Broker at www.OREP.org 1. Appraiser E&O insurance is written on a “Claims Made” basis. I still hear from appraisers who let their insurance lapse. percent from 6.85

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Tools Appraisal Insurance Contracts 76

Appraisal Today

MARCH 22, 2024

For those who don’t know, I’ve been involved in appraisal form development, from scratch. It can impact home values, insurance costs, and the overall stability of a housing market.” “The The issues are whether you can get access to affordable insurance and how much the costs will increase,” says Xu. That’s it.

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Appraisal Contracts Business Insurance 65

Lamacchia Realty

OCTOBER 6, 2021

However, the general rule of thumb is that it needs to be replaced in 60 days to obtain home insurance. No home insurance, no mortgage. Getting Insurance for a Home with Knob and Tube Wiring. Obtaining insurance for a home with knob and tube wiring comes with a specific set of requirements.

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Insurance Inspection Buyers Modernization 72

Will Springer Realtor

JULY 12, 2023

Developers are also facing the constraints of local government and their constituents. Builders also remain cautious about condominium construction liability which can keep many insurance companies from writing building-defect policies. Another sale followed 11 days later and six others are under contract preparing to close.

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Supply Chain Construction Law Development 28

Raleigh Realty

FEBRUARY 19, 2022

The home appraisal is something you can negotiate prior to going under contract as well, or even while under contract. It's one of the final steps after going under contract. Often new constructions don't have developed yards. One fee is mortgage insurance, which the bank takes in case you default on your home.

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Appraisal Process Appraisal Construction Sellers 139

McKissock

JANUARY 6, 2023

Aside from that, there are also private mortgage insurance (PMI) providers, like Radian, MGIC, or Genworth that may have open appraisal-related jobs. These may be full-time jobs or contracted services. These are just a few salary-paying opportunities for you to consider.

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Appraisal Training Lending Land Management 74

Lamacchia Realty

SEPTEMBER 16, 2022

Kim has singlehandedly developed and overseen the Human Resources department at Lamacchia Realty since its inception. In this new role, Kim will now take on more business responsibilities within Lamacchia Companies, including business insurances, bonds, and licenses.

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Human Resources Realty Training Realtors 73

Appraisal Today

NOVEMBER 24, 2023

For starters, any development would have to pass through three levels of bureaucracy, as 4.1 Click here E&O Insurance Tips Many appraisers are very slow now. Unfortunately, very few appraisers who are leaving the business get “tail coverage” They just let their insurance lapse. acres in San Francisco. .

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Appraisal Mortgage Business Contracts 74

Housing Wire

FEBRUARY 7, 2024

1, 2023, the jointly development Uniform Property Dataset (UPD) for the government-sponsored enterprises (GSEs) became active and included a data standard for condos, according to the Selling Guide. Lenders must be in compliance with these property insurance updates for all loans with application dates on or after June 1, 2024.

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Retail Project Management Insurance Landlords 413

The Robert Weiler Company

MARCH 29, 2023

Also, you can sometimes obtain maintenance services at a discounted rate when the work is contracted through the property management company. Ask for referrals from industry professionals, such as commercial real estate brokers, appraisers, developers, and investors. Reduce legal concerns. What is their pricing breakdown?

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Property Management Tenants Real Estate Investors 78

Housing Wire

MARCH 28, 2024

In fact, if you were to describe the home-buying experience solely upon the things we see in advertisements, the home-buying process would end with the sales contract, and all parties would merrily proceed directly to the handing over of the keys. There’s an entire industry built upon the “what’s next” in question.

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HOA Property Management Real Estate Agent Technology 444

Appraisal Today

JULY 1, 2022

When developing an opinion of the market value of a property, what appraisers are really measuring is how much depreciation a property has suffered from, and more specifically how much depreciation the improvements on the land have depreciated. E&O Insurance Update 2022 – Claims, State Boards, Discrimination, etc.

Appraisal 52

Appraisal Contracts Insurance Real Estate 52

Appraisal Today

AUGUST 18, 2023

. • Request a reasonable fee based on the time involved in developing, analyzing, and reporting the appraisal. If the inspection and windshield time take 20 percent of the appraisal time, then the analysis, research, and development must take 80 percent. The average contract interest rate for 5/1 ARMs decreased to 6.20

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Appraisal Contracts Inspection Real Estate 74

Appraisal Today

NOVEMBER 3, 2023

Definitive numbers are difficult to come by since the Department of Housing and Urban Development (HUD) has failed to respond to public record requests on this question. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) decreased to 7.86 percent from 7.90

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Appraisal Contracts Architecture Mortgage 76

Housing Wire

NOVEMBER 9, 2023

Redwood Trust and home equity fintech lender Point have closed on a $139 million bond secured by 1,577 home equity investment (HEI) contracts. The two companies issued the first-ever securitization backed entirely by HEIs in 2021, a bet that rising home-price appreciation can benefit consumers in the short-term and investors in the long-term.

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Investing Finance Contracts Insurance 391

Appraisal Today

MARCH 15, 2024

It involves analyzing data collected in mass quantities, developing statistics from the data, and applying the results to value properties. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) decreased to 6.84 percent from 7.02 percent, with points decreasing to 0.65

Appraisal 69

Appraisal Inspection Modernization Business 69

The Robert Weiler Company

APRIL 5, 2023

Industrial real estate investors and developers can’t add new properties to the market fast enough. According to a recent report from commercial real estate development association, NAIOP , there is a lot of optimism for the industrial sector, nationally, as supply chain conditions steadily improve. Consider subleasing.

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Landlords Tenants Logistics Real Estate 144

Housing Wire

APRIL 14, 2022

When new MBS runoff-replacement contraction program will begin is not clear at this point. Making up the balance of the agency MBS purchaser sector are Life insurance companies, real estate investment trusts, credit unions, broker/dealers, state and local governments, households and nonprofits, Recursion notes.

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Marketing Investors Government Investing 398