Housing Wire

JULY 19, 2022

The Department of Housing and Urban Development said it is “looking very hard” at how to make it easier to finance small-dollar mortgages, but has yet to spell out how it will accomplish that goal. In April, HUD signaled it would take on the issue. It’s an acknowledgement that you’re making less on a small-dollar loan.”.

Mortgage 378

Mortgage Finance Lending Development 378

Housing Wire

DECEMBER 8, 2023

Prospective Arizona real estate agents must fulfill a 90-hour prelicensing program from an Arizona Department of Real Estate (ADRE)-approved school and pass a six-hour contract writing course , for a total of 96 class hours. Course includes contracts used in real estate transactions with samples and practical contract completion exercises.

Real Estate 334

Real Estate Contracts Law Real Estate Agent 334

Housing Wire

APRIL 18, 2023

Given that HELOC organizations are more streamlined than closed-end lending, there is greater importance for the adoption of electronic closing documents, MISMO said last week, calling for participants to join a new development workgroup (DWG). Meetings will be conducted regularly via conference call.

Lending 283

Lending Renovations Real Estate Finance 283

Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

Government 148

Government Real Estate Agent Insurance Property Taxes 148

Housing Wire

JULY 6, 2022

The Federal Housing Finance Agency (FHFA) will increase its oversight of fourth parties – companies that contract with firms doing business with Fannie Mae and Freddie Mac. Fannie Mae has, and Freddie Mac is developing, a list of “material fourth parties,” including those that have access to confidential information. based company.

Supply Chain 377

Supply Chain Contracts Government Finance 377

Will Springer Realtor

MAY 2, 2023

They have safeguards built in to written agreements such as a purchase contract on a home. Assuming the buyer followed the rules of the contract contingency, he/she would get the earnest money back and the deal is off the table – all thanks to this important condition. Home buyers are consumers. of the offer price for a down payment.)

Contracts 55

Contracts Buyers HOA Inspection 55

Housing Wire

MAY 13, 2024

The groups also request “sufficient data to evaluate the impact” of the new representative score calculations, as well as “sufficient detail” to evaluate the accuracy “and fair lending analysis” of bi-merge combinations.

Legal 354

Legal Mortgage Contracts Insurance 354

Housing Wire

FEBRUARY 7, 2023

It essentially allows qualified buyers with a government loan to purchase a home by assuming responsibility for the sellers’ mortgage terms, including the current balance and interest rate. By the Mortgage Bankers Association ’s estimate, it takes on average about $2,500 to process, underwrite and close a government loan.

Mortgage 370

Mortgage Loan Officers Government Buyers 370

Housing Wire

OCTOBER 19, 2022

The basic IMB business model is to originate federally backed mortgages including FHA, VA, government-sponsored enterprise (GSE). With homeownership affordability under pressure and mortgage rates and home prices rising, the report urged federal policy makers to refrain from taking actions that contract mortgage credit in this environment.

Mortgage 370

Mortgage Contracts Design Government 370

Appraiserblogs

JANUARY 8, 2024

The seeming destruction of the appraisal profession by the federal government, GSEs and lending stakeholders is a collective action problem. Goliath’s strength is in his messaging. It is appraisers who are destroying the message. Appraisers are responding to new GSE and lending dictates with reactions based on our own personal well-being.

Appraisal 131

Appraisal Valuation Lending Contracts 131

Housing Wire

DECEMBER 21, 2020

The trade organization announced Elizabeth Blosser as its new vice president of government affairs. She continues to create opportunities for ALTA’s Government Affairs team to better promote the industry’s advocacy issues. Finally, it named Emily Tryon its senior director of public policy and government affairs.

Insurance 227

Insurance Government Advertising Legal 227

Housing Wire

AUGUST 7, 2023

The result is higher costs, lower productivity, unmeasured quality, and systemic exposure as government monopolies take most of the risk and make most of the money. Technology hasn’t been the barrier since 1998 when Equifax, and later other firms, developed systems to secure complex, multi-party transactions over the Internet.

Real Estate 336

Real Estate Supply Chain Architecture Brokerage 336

Housing Wire

JUNE 21, 2022

In fact, our industry is so important that throughout the COVID-19 pandemic, title insurance professionals were deemed essential by the federal government. The capital markets depend on the due diligence, transparency, and protection our industry provides to do its job. That is why we take pains to explain the process.

Insurance 506

Insurance Easement Real Estate Investing 506

GoForrmz

MAY 7, 2024

a high-end contemporary project developer, uses GoFormz to manage their post-construction services through their Balmain & Care program. Larson, a contracting solutions provider, has digitized their safety inspections and maintenance checks with GoFormz. Balmain & Co.: Enhancing Post-Construction Safety Balmain & Co.,

Construction 88

Construction Inspection Technology Contracts 88

Housing Wire

JUNE 9, 2022

That is typically accomplished through whole loan sales or private label securitizations along with hedging — such as the use of third-party forward contracts that allow for bulk loan sales at a future date at a predetermined rate. Among the plans is an effort to develop an automated underwriting app for non-QM loans, he said.

Marketing 363

Marketing Contracts Technology Mortgage 363

Eppraisal

JANUARY 31, 2023

Having identified a parcel of vacant land -- and negotiated a purchase contract with the seller -- the investor in raw land is now at the point where financing becomes the issue.  There  There are a number of different options regarding getting the money necessary to acquire the property on which to build a house.

Development 36

Development Finance Sellers Home Value 36

Housing Wire

NOVEMBER 18, 2022

In 2008, membership was again expanded by Congress to include Community Development Financial Institutions (CDFIs), and finally, in 2015, to include non-federally insured credit unions. However, the smaller FDIC-insured institution members are permitted to obtain long-term advances to fund small business and community development activities.

Legal 301

Legal Law Insurance Finance 301

Cleveland Appraisal Blog

JUNE 18, 2022

But once these qualities are developed, many appraisers find eminent domain work to be interesting, challenging but worthwhile, and financially rewarding. Eminent domain or the power of the government to take private property for a public use without the landowner’s consent is embedded in the Fifth Amendment to the U.S.

Appraisal 309

Appraisal Law Development Valuation 309

Housing Wire

APRIL 14, 2022

government bonds or GSE-related [government-sponsored enterprise] securities, then interest rates will rise even further. . The soaring federal deficit requires even more buyers of bonds, and some government bond sales may make it more difficult to issue MBS securities, unless with higher interest rates.”. in 2009 to 1.9%

Marketing 382

Marketing Investors Government Investing 382

Miller Samuel

AUGUST 19, 2020

These issues would be no one’s business were this organization not receiving guaranteed annual public grants, tax-exempt status and allowed to wield a government-authorized publishing franchise and contracts with the U.S. Expect the nonprofit to further leverage its copyrights – the development of which appraisers pay for.

Appraisal 221

Appraisal Government Contracts Business 221

Housing Wire

DECEMBER 16, 2021

Interfirst’s ability to grow rapidly in a low-rate, refi environment but then struggle and contract when the market turns could be seen as a cautionary tale, even in an industry as cyclical as mortgage. 2020 to July 2021, Interfirst’s tech was “constantly in a flux” and was tested on the call center as it was being developed.

Mortgage 349

Mortgage Loan Officers Retail Training 349

Housing Wire

SEPTEMBER 7, 2023

As industry players have begun preparing for a variety of potential outcomes in these lawsuits, some agents say they have seen lenders work to develop their consumer-facing marketing. “I Fannie Mae, Freddie Mac and the U.S.

Buyers 381

Buyers Agents Loan Officers Real Estate 381

Housing Wire

APRIL 26, 2022

Karl Jacob, CEO and co-founder of LoanSnap , said the cyrpto-mortgage system his company has developed can originate more than just loans that LoanSnap mints. dollars or another government-backed currency — known as fiat. The financing for the initial deal was handled through a cryptocurrency lender called Helio Lending.

Mortgage 438

Mortgage Technology Investing Investors 438

Housing Wire

NOVEMBER 29, 2021

Government-sponsored enterprises Fannie Mae and Freddie Mac , along with Ginnie Mae , collectively known as the agency market, account for the balance of residential mortgage-back security (RMBS) issuances. “Non-agency securitization has been rampant in the first eight months of 2021 [and continuing], totaling $89.79

Loan Officers 421

Loan Officers Supply Chain Mortgage Marketing 421

Will Springer Realtor

JULY 12, 2023

Developers are also facing the constraints of local government and their constituents. This last item should help reduce concerns from developers about defect liability and prompt more construction of market-rate condos of all sizes and price ranges. fourth-floor home for $1.72M ($1387/sq. fourth-floor home for $1.72M ($1387/sq.

Supply Chain 28

Supply Chain Construction Law Development 28

Appraiserblogs

MAY 26, 2022

How to Destroy the Appraisal Profession Anytime the government gets involved in an issue, it tends to have more adverse effects than positive ones. PAVE May Pave Over Appraisers The blame game against appraisers is continuing the fast and furious start, evidenced by the PAVE report. A synopsis is….

Modernization 121

Modernization Valuation Appraisal Government 121

Eppraisal

DECEMBER 6, 2022

In brief, recessions result in significant contraction of the workforce -- job losses are common during these downturns. Such a development takes a large portion of the potential home buyer population out of play. International Geopolitics Foreign governments can also act in ways that stimulate or depress the real estate markets.

Real Estate 69

Real Estate Marketing Home Value Realtors 69

Appraisal Today

MAY 10, 2024

These policies were the result of a collaborative effort between the GSEs, the Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA). The June 1, 2024 effective date was intended to provide advance notice to accommodate lenders’ and servicers’ internal governance processes.

Reconsideration of Value 71

Reconsideration of Value Appraisal Real Estate Insurance 71

Appraisal Today

NOVEMBER 3, 2023

The report said due to this lack of documentation, the FHFA might be unable to detect trends or significant issues concerning mortgage desktop appraisals, and such blind spots could potentially jeopardize the financial safety and stability of the government-sponsored enterprises (GSEs). percent of all applications.” percent from 7.90

Appraisal 77

Appraisal Contracts Architecture Mortgage 77

Appraisal Today

APRIL 5, 2024

This is one of the appraisal discrimination cases that has received significant attention – among appraisers, the media and government agencies. Significant developments have occurred in the case. The second development in the case is that on March 22, 2024, the attorneys for Drs. District Court, Maryland. percent from 6.93

Appraisal 77

Appraisal Contracts Business Construction 77

Housing Wire

SEPTEMBER 25, 2023

This is according to government researchers, other experts and lawmakers in a U.S. While certain experts and associations have been sounding the alarm on the potential lapse of NFIP for some time, the impacts are coming into clearer view alongside the increasing likelihood of a government shutdown.

Insurance 429

Insurance Lending Mortgage Government 429

Appraisal Today

AUGUST 18, 2023

. • Request a reasonable fee based on the time involved in developing, analyzing, and reporting the appraisal. If the inspection and windshield time take 20 percent of the appraisal time, then the analysis, research, and development must take 80 percent. Government purchase applications provided a bright spot, increasing 2.4

Appraisal 75

Appraisal Contracts Inspection Real Estate 75

The Robert Weiler Company

SEPTEMBER 19, 2022

A simple conservation easement definition is a legal contract to protect private land, permanently. When an Ohio landowner or investor decides to preserve their property, they likely turn to a conservation organization such as a state government agency or land trust. A contract between the landowner and the buyer is legally binding.

Easement 148

Easement Legal Government Contracts 148

Housing Wire

JANUARY 17, 2024

He left for Freddie Mac in 1995, where he was senior vice president of single family lending and led product development, credit risk and contract negotiations for all single family businesses. He left government service and became president of the Mortgage Bankers Association.

Finance 459

Finance Loan Officers Real Estate Development 459

McKissock

JANUARY 6, 2023

An assessor may contract with an independent fee appraiser to help identify property characteristics, measure properties, confirm the building’s condition and quality of construction, or review assessment disputes from taxpayers. These may be full-time jobs or contracted services.

Appraisal 74

Appraisal Training Lending Land Management 74

Housing Wire

FEBRUARY 7, 2024

1, 2023, the jointly development Uniform Property Dataset (UPD) for the government-sponsored enterprises (GSEs) became active and included a data standard for condos, according to the Selling Guide. This new dataset will replace our proprietary data standard on April 1, 2024.

Retail 388

Retail Project Management Insurance Landlords 388

Appraisal Today

AUGUST 4, 2023

The censorship is part of a march toward what appraiser and podcaster Phil Crawford has coined “universal basic home value” – a utopian vision among idealogues in which government technocrats dictate the supposed value of a property using algorithms and machine learning. The average contract interest rate for 5/1 ARMs increased to 6.18

Appraisal 72

Appraisal Business Contracts Real Estate 72