Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. HW: How has mortgage finance changed in the last few years?

Lending 406

Lending Finance Clients Client Relationships 406

Housing Wire

NOVEMBER 19, 2021

The Consumer Financial Protection Bureau (CFPB) is launching a voluntary review of its mortgage data collection — a key tool in bringing redlining cases — to assess its effectiveness in detecting discrimination. The HMDA data is a crucial tool for the CFPB in constructing redlining cases.

Lending 382

Lending Modernization Tools Mortgage 382

Appraisal Buzz

JUNE 3, 2024

Meeting their mortgage and investor obligations will be difficult for these aggressive operators. Supply and Demand Dynamics: We are coming off of a construction boom where record numbers of units were built in the aftermath of the pandemic and are delivering now and in the coming months. Some will make it. Many will underperform.

Investors 195

Investors Marketing Renovations Real Estate 195

Housing Wire

MARCH 1, 2022

In January I received a text message from Dave Savage, CEO of Mortgage Coach. News just broke that private equity investor LLR Partners announced strategic investments in two mortgage technology companies — Mortgage Coach and Sales Boomerang ( click here for article ). Tech100 Mortgage Winners. Hey Clayton …” and a link.

Real Estate 383

Real Estate Brokerage Real Estate Agent Technology 383

Appraisal Buzz

AUGUST 9, 2021

Answer: the appraisers that paid attention to policy changes and the inner workings of the mortgage industry. Most appraisers that focus on federal policy are typically related to mortgage rates. Low mortgage rates have resulted in an appraisal volume that, for many of us, is unprecedented. How about PAREA and Fair Housing?

Appraisal 435

Appraisal Inspection Lending Business 435

Housing Wire

FEBRUARY 8, 2022

In October 2021, FHFA Acting Director Sandra Thompson announced to a crowd of mortgage industry professionals that desktop appraisals would become permanent, starting early in 2022. But it wasn’t an appraiser deciding to loan 125% of a home’s value for a 3/1 adjustable rate mortgage. But any risks appear to have been resolved.

Appraisal 370

Appraisal Appraisal Process Valuation Renovations 370

Appraisal Today

NOVEMBER 24, 2023

The Surfing Appraiser Riding the Waves of Up and Down Mortgage Rates By Mark Buhler Excerpts: Riding the waves of the appraisal profession can result in a range of outcomes and emotions over time. Once again, modern brain-body science jumps ahead and teaches me things. It turns out gratitude is a tool. Even better. Unbelievable!

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Appraisal Mortgage Business Contracts 75

McKissock

DECEMBER 10, 2021

Plus, what will it take to modernize the appraisal process? They look at forecast models from seven different industry leaders: Zillow, Goldman Sachs, Redfin, Corelogic, Fannie Mae, Freddie Mac, and the Mortgage Bankers Association. Opinion: The path to modernizing the appraisal process. ” Read the full review.

Housing Market 79

Housing Market Appraisal Marketing Appraisal Process 79

Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? By Dallas T.

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Appraisal Inspection Modernization Business 69

Genworth MI Blog

MAY 28, 2020

Truth: A manufactured home is built in a factory and constructed to comply, at a minimum, with the Manufactured Home Construction and Safety Standards (HUD Code) enacted June 15, 1976. All factory-built homes constructed after June 15, 1976 must comply with the HUD Code or local building code. can work at night).

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Construction Loan Officers Training Lending 148

D Fritz Appraisals

SEPTEMBER 11, 2023

Our 8 Top Picks for Renovations That Increase Home Value When deciding what renovations to complete, consider the following 8 home renovations which have historically proven to bring the biggest return on investment: Kitchen Remodel: 75% – 100% ROI At the heart of the modern home, a kitchen can make or break a sale.

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Renovations Home Value Market Value Valuation 117

Assurance Financial

APRIL 18, 2022

A home renovation loan is most likely not going to be the same as your mortgage. Remodeling your home can give it a new lease on life and make it look more modern. Can You Add Renovation Costs to Your Mortgage? But you need to choose the right type of mortgage. Construction Loan. Why Remodel Your Home?

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Renovations Construction Home Improvement Mortgage 74

Listing Spark

JUNE 7, 2024

Interest Rates Are High As of May 2024, the loan rate for a 30-year fixed mortgage is 7.06%. During the past three to four years, housing construction has slowed to a virtual standstill. Instead, everyone interested in buying homes should reevaluate their view of the housing market based on the following factors.

Investors 36

Investors Modernization Real Estate Tools 36

McKissock

AUGUST 14, 2022

Need for New Construction. They spent more money than they otherwise would have because they could get more bang for their mortgage payment by building a larger home. Those who can wait for construction may find the idea of building their own home the way they want quite attractive. Construction Workforce Concerns.

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Inventory Construction Real Estate Renovations 68

Appraisal Today

APRIL 5, 2024

NOTE: Please scroll down to read the other topics in this long blog post on appraiser discrimination lawsuit, waivers, staying positive with slow business, appraiser’s economic forecast, unusual homes, mortgage origination stats, etc. Upon arrival, you’re greeted by a lavish motor court leading to timeless modern architecture.

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Appraisal Contracts Business Construction 77

Genworth MI Blog

MAY 28, 2020

Truth: A manufactured home is built in a factory and constructed to comply, at a minimum, with the Manufactured Home Construction and Safety Standards (HUD Code) enacted June 15, 1976. All factory-built homes constructed after June 15, 1976 must comply with the HUD Code or local building code. can work at night).

Construction 78

Construction Loan Officers Training Lending 78

Clear Capital

AUGUST 30, 2021

This technology is part of Clear Capital’s growing suite of innovative technology and data-driven products aimed at solving the real estate and mortgage industry’s most pressing challenges. Today, we’re grateful to call the nation’s largest banks and financial institutions our customers. Media Contact. Laura Grace Pustmueller.

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Valuation Tools Real Estate Technology 74

DW Slater Company

JUNE 16, 2022

Mortgage rates are already moving up and are projected to move higher. Another thing to watch is new construction. Builders have been trying to build new homes to meet the demand but there have been delays due to supply chain issues and cost of construction. What’s Been Driving Our Markets? Who Moved My Appraisal Cheese?

Supply Chain 159

Supply Chain Real Estate Investors Appraisal 159

Appraisal Today

JANUARY 5, 2024

NOTE: Please scroll down to read the other topics in this long blog post on New CA bias classes, 2024 New Years resolutions, 2024 goals, unusual homes, mortgage origination stats, etc. Modern Montauk NY ‘Tree House’ Offers Sweeping Oceanfront Views for $7.5M Mortgage applications decreased 9.4 Excerpts: 4 Bedrooms, 4.5

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Appraisal Contracts Legal Business 75

Appraisal Today

JULY 28, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non lender appraisals, USPAP and Bias, Fannie changes, unusual homes, mortgage origination Futuristic in Folsom, CA, near Sacramento for $2,395,000 4bed 4.5+bath Varies widely around the country. == Mortgage applications decreased 1.8 There is none of this!

Appraisal 79

Appraisal Contracts Mortgage Clients 79

Raleigh Realty

AUGUST 19, 2022

The minute mortgage. This ease-of-access mindset comes into play with the mortgage process as well. Companies such as Quicken Loans’ Rocket Mortgage mobile service are revolutionizing the loan process and enabling borrowers to apply for a mortgage in minutes.

Real Estate Agent 78

Real Estate Agent Real Estate Agents Buyers 78

Appraisal Today

AUGUST 18, 2023

Designed and built by world-renowned contractor, Matt Construction, interior designers Meyer Davis and architects Shubin + Donaldson, no expense was spared in constructing this exceptional estate over a six-year period. Varies widely around the country. == Mortgage applications decreased 0.8 baths, 34,380 square feet, 2.65

Appraisal 75

Appraisal Contracts Inspection Real Estate 75

Cleveland Appraisal Blog

MARCH 4, 2021

So, while the cabinets may be in good shape, many homeowners will eventually replace the countertops, sink and appliances with a more modern look and improved functionality. 80% of Home Price Appreciation Since 1990 Was Due To Falling Mortgage Interest Rates? They may replace the flooring and lighting. The same is true with bathrooms.

Appraisal 223

Appraisal Real Estate Real Estate Agent Loan Conditions 223

Appraisal Today

APRIL 26, 2024

NOTE: Please scroll down to read the other topics in this long blog post on agent concessions, History of appraisal bias back to 1930s, “one mile” rule and bias, unusual homes, mortgage origination stats, etc. The One-Mile Rule: Prudent Policy or Modern Day Redlining? April 24, 2024) — Mortgage applications decreased 2.7

Appraisal 76

Appraisal Real Estate Real Estate Agent Contracts 76

Lamacchia Realty

OCTOBER 11, 2023

Work on improving your credit score, which can open doors to better mortgage rates. Engaging with experienced realtors, mortgage brokers, and home inspectors can simplify the process, ensuring you make informed decisions every step of the way. Start by taking a hard look at your finances. This is where professionals come into play.

Property Taxes 55

Property Taxes Real Estate Logistics Realty 55

Appraisal Today

JUNE 16, 2023

NOTE: Please scroll down to read the other topics in this long blog post Non-lender appraisals, ROVs, appraisal business, unusual homes, mortgage origination stats, etc. Vugrin was the protegé of organic architect Kendrick Bangs Kellogg during the 1980s when construction began. June 14, 2023) — Mortgage applications increased 7.2

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Appraisal Contracts Design Mortgage 75

Housing Wire

JUNE 2, 2023

District Court for the Eastern District of Pennsylvania , ESSA “failed to provide mortgage lending services and did not serve the credit needs of majority-Black and Hispanic neighborhoods in the Philadelphia metropolitan area” from 2017 to 2021. million consent order with Trident Mortgage Co.,

Lending 304

Lending Advertising Design Loan Officers 304

Appraisal Buzz

SEPTEMBER 5, 2022

Whether you are an appraiser, tax assessor, sales agent, attorney, construction manager, architect or engineer, you are required to have a level of professional expertise, at the local level, that exceeds the average person that does not practice in the area of real estate. Appraisal Modernization.

Appraisal 281

Appraisal Modernization Appraisal Process Technology 281

Appraisal Today

FEBRUARY 23, 2024

NOTE: Please scroll down to read the other topics in this long blog post on residential fee appraiser testifies at bias hearing, what happens to Fannie complaints, Why I love real estate appraising, unusual homes, mortgage origination stats, etc. == Concrete Chateau Artisan Rising From a Lake in Miami FL Is Available for $21.8M million. “I

Appraisal 68

Appraisal Real Estate Contracts Reconsideration of Value 68

Housing Wire

NOVEMBER 17, 2022

However, for the first time in recent modern-day history — due to supply chain issues and other factors — housing completion data has lagged behind housing permits and starts. For this reason, the number of housing units “under construction” is the largest ever recorded in history because they were taking so long to finish.

Contracts 545

Contracts Construction Supply Chain Marketing 545

Housing Wire

APRIL 21, 2022

To Ballard, 3D printing technology is evolving to solve a crisis in modern day America and the world: The failure to meet people’s demand for housing. A former Texas A&M cross country and track athlete and Episcopalian minister, Ballard in 2011 co-founded TreeHouse , a retailer to sell environmentally friendly home construction materials.

Construction 395

Construction Supply Chain Investors Business 395

Lamacchia Realty

MAY 6, 2021

City and town offices were ordered to shut down at the beginning of the pandemic causing delays for attorneys who need municipal certificates, mortgage companies were extremely backed up due to the low rates which caused a litany of refinancing applications, and extremely low inventory and high buyer demand flipped the market upside down.

Renovations 53

Renovations Buyers Home Improvement Realty 53

PennyMac

OCTOBER 10, 2023

Appraisals are an essential part of the home financing process, ensuring the homebuyer, seller and mortgage lender each have an impartial, consistent and accurate assessment of the value of the property under consideration. The lender is responsible for ensuring that your home provides adequate collateral for the mortgage.

Appraisal 69

Appraisal Real Estate Agent Renovations Home Value 69

Housing Wire

DECEMBER 15, 2021

HousingWire recently spoke to Finance of America Mortgage President Bill Dallas about viable alternative options for homebuyers and the innovative products FAM offers to meet the unique financial needs of today’s modern borrowers. Bill Dallas: As construction and labor costs have climbed, so, too, have home prices.

Finance 395

Finance Construction Law Inventory 395

Housing Wire

MAY 5, 2021

Las Vegas-based builder Kavison Homes has struck up a joint-venture with mortgage lender New American Funding on a new luxury community in Downtown Las Vegas, The Pines in John South Park. “Kavison Homes is excited about this unique opportunity to be the first new construction in the John S Park area in 35-plus years,” said Stratton.

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Modernization Realty Real Estate Housing Market 312

Appraisal Today

MAY 19, 2023

NOTE: Please scroll down to read the other topics in this long blog post on hybrid appraisals, business tips, UAD info from Freddie, Fannie modernization, non-lender appraisals, unusual homes, mortgage origination stats, etc. = If you started appraising before AMCs took over, such as mortgage brokers, you had to do some marketing.

Appraisal 52

Appraisal Business Contracts Real Estate 52

Appraisal Today

FEBRUARY 24, 2023

NOTE: Please scroll down to read the other topics in this long blog post – Bias, Cost cutting, slow business, unusual homes, mortgage origination stats, etc. AMCs had taken over the mortgage-lending work. Varies widely around the country. == Mortgage applications decreased 13.3 Budget cuts. Retraction.

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Appraisal Architecture Valuation Business 52