Housing Wire

MARCH 21, 2022

Construction-only loans. A loan is not wrapped under RESPA if it is a construction-to-permanent loan. Custom homes are frequently developed, and the site is used as security for a short-term construction loan to complete the project. However, RESPA applies to a construction-to-permanent loan inside one bundle.

Real Estate Agent 321

Real Estate Agent Real Estate Agents Construction 321

Housing Wire

APRIL 9, 2024

Last week, we wrote a Letter to FHA , offering constructive suggestions to ensure a level playing field between borrowers where the seller agrees to fund buyer brokerage commissions and where the seller doesn’t. While some criticized this announcement, CHLA applauded it.

Sellers 437

Sellers Realty Insurance Realtors 437

Eyes on Housing

NOVEMBER 29, 2023

The volume of total outstanding acquisition, development and construction (AD&C) loans posted a decline during the third quarter of 2023 as interest rates increased and financial conditions tightened. The volume of 1-4 unit residential construction loans made by FDIC-insured institutions declined by 2.8%

Lending 95

Lending Construction Insurance Development 95

Housing Wire

MAY 14, 2024

Last week, we wrote a letter to FHA , offering constructive suggestions to ensure a level playing field between borrowers where the seller agrees to fund buyer brokerage commissions and where the seller doesn’t. While some criticized this announcement, CHLA applauded it.

Sellers 289

Sellers Realty Insurance Realtors 289

Eyes on Housing

SEPTEMBER 8, 2023

The volume of total outstanding acquisition, development and construction (AD&C) loans posted a decline during the second quarter of 2023 as interest rates continue to rise and financial conditions tighten. The volume of 1-4 unit residential construction loans made by FDIC-insured institutions declined by 2.8%

Construction 102

Construction Insurance Development 102

Eyes on Housing

MARCH 7, 2024

The volume of total outstanding acquisition, development and construction (AD&C) loans posted a decline during the fourth quarter of 2023 as interest rates increased and financial conditions tightened. The volume of 1-4 unit residential construction loans made by FDIC-insured institutions.

Contracts 60

Contracts Loan Conditions Construction Insurance 60

Housing Wire

JUNE 22, 2021

“Anyone who works in a land-based industry knows that constructing a chain of title is a very time-consuming, document-intensive task, requiring multiple searches through cumbersome card and tract plants, and often, in-person trips to county courthouses,” Luna said.

Realty 323

Realty Insurance Construction Technology 323

Housing Wire

JUNE 23, 2021

Municipal regulations, such as zoning restrictions, costly permitting and minimum lot sizes, must be reformed to expand developable land and reduce timelines and costs. RT: Mortgage Insurance (MI) offers a pathway to affordable, responsible, sustainable homeownership by addressing the greatest barrier of entry: the required downpayment.

Housing Market 398

Housing Market Marketing Construction Insurance 398

Housing Wire

MARCH 7, 2024

In the address, the president will call for a $10,000 tax credit for both first-time homebuyers and people who sell their starter homes; the construction and renovation of more than 2 million additional homes; and cost reductions for renters. The NHC lauded the development.

Construction 531

Construction Renovations Insurance Landlords 531

Housing Wire

NOVEMBER 6, 2020

“That said, there was an increase in the number of workers with part-time spots who wanted full-time work, an indication that people are making tough choices to go back to work because enhanced unemployment insurance benefits have ended.”. But despite residential construction employment climbing back to only 0.8%

Construction 339

Construction Housing Market Retail Business 339

Cleveland Appraisal Blog

OCTOBER 29, 2021

They all have done their studies and have provided their analysis of what their data reflects the total economic life of a home to be based upon its quality of construction. Therefore, for each sale, we must develop a reliable opinion of the value of its land. We’ve just developed the total economic life for one of the sales.

Appraisal 365

Appraisal Development Finance Lending 365

Housing Wire

AUGUST 20, 2020

Azevedo joined HW Media from Crunchbase News where she covered startups and venture funding trends with a special focus on real estate tech, construction tech and under-the-radar regions. FinLedger takes a verticalized approach to content strategy, with vertical specializations in banking, insurance, real estate and payments.

Real Estate 237

Real Estate Technology Design Insurance 237

Housing Wire

JUNE 29, 2021

As our growing population and associated residential development expands into higher natural hazard risk areas—thus increasing the number of homes in those areas—an increasing number of properties are becoming more exposed to climate change risk.

Home Value 222

Home Value Development Valuation Insurance 222

Housing Wire

FEBRUARY 28, 2022

The title insurance industry is built on service. That development could present serious challenges. For the title agent (or business owner) to construct a proactive retention effort, it starts with attitude and buy-in. We will soon find out. That’s not something that can simply be delegated to the human resources department.

Human Resources 362

Human Resources Business Agents Technology 362

Housing Wire

MARCH 26, 2024

While the person sits back and watches the value of their house climb to levels that have never been seen before, they are still struggling to get back to their pre-pandemic income level while also having to pay more for homeowner’s insurance and property taxes, not to mention the fact that all of their other bills have increased as well.

Law 422

Law Real Estate Property Taxes Marketing 422

Listing Spark

NOVEMBER 3, 2022

New construction builds are becoming more challenging in the current real estate market. We’ll dive into how newer builders and investors can navigate the changing market with Greg Naughton, Owner of Magnets REI with 22+ years experience in construction and 10 years experience as an investor and builder. powered by Sounder.

Construction 36

Construction Real Estate Investors Buyers 36

Housing Wire

JANUARY 13, 2023

That, in turn, could lead to improved liquidity outlets for loans secured by single-family investment properties — through the private-label securitization (PLS) market and via insurers, pension funds and other institutional investors that hold loans or mortgage-backed securities in portfolio. . in June to 6.5%

Marketing 410

Marketing Investing Investors Landlords 410

McKissock

OCTOBER 23, 2020

Construction faults. These cases often require appraising the damage caused by incorrect construction techniques or similar problems. McKissock’s Unlimited Learning Membership is your one-stop, money-saving solution for all CE plus professional development. Insurance claims. Appraiser negligence. .”

Appraisal 77

Appraisal Insurance Legal Development 77

Housing Wire

FEBRUARY 1, 2023

FBC Mortgage recorded originations of about $8 billion in 2022, including its joint venture volume, Nunziata said, adding that about 70% of that volume “was new construction.” Ginnie Mae backs bonds issued against securitized loan pools insured at the loan level through government agencies such as the FHA and VA.

Marketing 404

Marketing Government Mortgage Sellers 404

Will Springer Realtor

JULY 12, 2023

Seattle leads the nation in construction cranes. Multi-family construction is still moving forward but most of the residential buildings will become apartments. This may help lower monthly rents but the overall construction industry continues to face challenges. All projects start with financing.

Supply Chain 28

Supply Chain Construction Law Development 28

Raleigh Realty

FEBRUARY 19, 2022

Does a Newly Constructed Home Need an Appraisal? Yes, even a newly constructed home needs an appraisal. The nice thing about new construction homes is there are typically dozens of comparable properties being built by the builder. Often new constructions don't have developed yards.

Appraisal Process 139

Appraisal Process Appraisal Construction Sellers 139

Housing Wire

APRIL 8, 2024

It now faces a wave of mortgage maturities and payoffs on the thousands of affordable-housing complexes it has helped to finance over the years — with no new construction carried out under the program since 2012. This USDA program, however, is in serious trouble.

Tenants 484

Tenants Finance Construction Government 484

The Robert Weiler Company

OCTOBER 9, 2021

They gain the rights of way for commercial and industrial purposes; this can include developing well sites, pipelines, coal mines, power lines, roadways, and much more. They include farms and ranches, undeveloped tracts, transition or early development stages, subdivision and lot wholesaling, and site location and assembling parcels.

Brokerage 78

Brokerage Development Real Estate Realtors 78

Raleigh Realty

FEBRUARY 19, 2022

Not a bad insurance policy Storage Space What type of storage space does the estate have? Especially, first-time homebuyers who receive a lot of help Buying New Construction Homes vs. Resale There are many differences between buying a new construction property vs. a resale home. The HVAC was shot.

HOA 148

HOA Real Estate Buyers Construction 148

Housing Wire

MAY 6, 2024

In particular, HUD Form 92900–C is designed to “collect loan-level data that is needed for insuring purposes and not found on Fannie Mae form 1003,” according to the original announcement. Following an announcement that the U.S. HUD also plans to replace its use of some internal forms, including one used in conjunction with U.S.

Inspection 387

Inspection Development Mortgage Design 387

McKissock

JANUARY 6, 2023

Aside from that, there are also private mortgage insurance (PMI) providers, like Radian, MGIC, or Genworth that may have open appraisal-related jobs. Property Investor – As an appraiser, you have a good understanding of when and where to buy land and/or developed property to sell for a profit or for income-producing potential.

Appraisal 74

Appraisal Training Lending Land Management 74

D Fritz Appraisals

OCTOBER 11, 2022

They are also used to assess the value of the home for home improvement loans and insurance evaluations. Home appraisals are not just for when someone is buying or selling a home for themselves however, they are also important for: New construction loans. Valuation for insurance claims. Renovation loan assessments.

Appraisal 105

Appraisal Inspection Property Taxes Easement 105

McKissock

OCTOBER 1, 2022

Bottom line: If the home is going to be financed by a lender, insured by FHA, or sold on the secondary market, you must make sure you compile a fair, thorough report to ensure that the lender doesn’t take a loss. Any improvements should conform to the neighborhood in terms of age, type, design, and materials used for their construction.

Appraisal 85

Appraisal Design Market Value Buyers 85

The Robert Weiler Company

APRIL 5, 2023

Industrial real estate investors and developers can’t add new properties to the market fast enough. Almost one-third of new warehouse space for lease is snatched up before the construction project is complete. Renters are outpacing the construction of industrial units and warehouses.

Landlords 144

Landlords Tenants Logistics Real Estate 144

Cleveland Appraisal Blog

SEPTEMBER 21, 2023

Now our app is used in 172 countries, we have more than 1 million floor plans produced and our use cases range from real estate photographers, appraisers, agents, property managers, HVAC contractors, insurance and home inspectors, space planners, software developers & other professionals all around the world.

Marketing 300

Marketing Real Estate Agent Real Estate Appraisal 300

Appraisal Today

MARCH 22, 2024

For those who don’t know, I’ve been involved in appraisal form development, from scratch. It can impact home values, insurance costs, and the overall stability of a housing market.” “The The issues are whether you can get access to affordable insurance and how much the costs will increase,” says Xu. That’s it.

Appraisal 66

Appraisal Contracts Business Insurance 66

Housing Wire

MAY 15, 2024

“We are also concerned about the recent code rules that require the United States Department of Housing and Urban Development and the United States Department of Agriculture to insure mortgages for new single-family homes only if they are built to the 2021 International Energy Conservation Code.

Buyers 355

Buyers Housing Market Insurance Construction 355

The Robert Weiler Company

NOVEMBER 9, 2022

Being in a flood-prone area can seriously affect your insurance premiums and property value; it could also cause a great deal of aggravation and stress if you experience the wrath of Mother Nature. This is according to Eden Strategy Institute, who ranks cities worldwide based on smart development and technology usage. Express, Inc.,

Transportation 78

Transportation Real Estate Supply Chain Investing 78

Appraisal Today

NOVEMBER 24, 2023

For starters, any development would have to pass through three levels of bureaucracy, as 4.1 Click here E&O Insurance Tips Many appraisers are very slow now. Unfortunately, very few appraisers who are leaving the business get “tail coverage” They just let their insurance lapse. acres in San Francisco. .

Appraisal 75

Appraisal Mortgage Business Contracts 75

Housing Wire

APRIL 12, 2024

The impact of tax and insurance liabilities There are some growing concerns stemming from inflation and the rising costs of property taxes and insurance premiums, which may be problematic for some households, particularly older Americans with fixed incomes. creating chaos in property insurance markets.

Property Taxes 370

Property Taxes Insurance Mortgage Home Value 370

Appraisal Buzz

JUNE 20, 2022

It’s not unusual for alterations to be made to plans during construction, or for the improvement to be built at variance to the specifications due to decisions made on the fly. It might be time to consult your attorney or insurance provider for some advice about time periods for records retention.

Appraisal 417

Appraisal Modernization Property Appraisal Real Property 417

Housing Wire

DECEMBER 20, 2022

After record sales in 2021, demand for new construction waned throughout 2022 as the Federal Reserve raised interest rates cutting into home buyer’s purchase power and making financing new development projects even more costly for builders. BH: What are you expecting to see in terms of demand for new construction heading into 2023?

Supply Chain 372

Supply Chain Construction Inventory Finance 372