D Fritz Appraisals

SEPTEMBER 19, 2019

Home Appraisals and Online Home Value Estimates Are NOT the Same Thing. On-site vs. Online: Proper Home Appraisals Need to be Done in Person. With so many types of transactions solely being handled online these days, it’s tempting to want to complete your required home appraisals entirely online and leave it at that.

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Home Value Appraisal Real Estate Agent Tools 78

Housing Wire

FEBRUARY 1, 2023

Rob Nunziata , co-CEO and co-founder of Florida-based FBC Mortgage , says one mortgage sweetener that holds out some promise for making houses more affordable for a broader swath of borrowers is the temporary rate buydown. “It Nobody was doing buydowns in 2020 and 2021 [when 30-year fixed mortgage rates were in the 3% range].

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Marketing Government Mortgage Sellers 404

Housing Wire

MAY 25, 2023

Older Americans are sitting on more than $12 trillion in home equity, according to the National Reverse Mortgage Lenders Association (NRMLA)/ Riskspan Reverse Mortgage Market Index. million homes bought and sold in the U.S. According to data from Statista , there were roughly 5.95 last year.

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Loan Officers Real Estate Agent Real Estate Finance 387

Housing Wire

APRIL 9, 2021

Residential brokerage and mortgage lender William Raveis is buying its clients’ homes across New England, the tri-state area and Florida. WRRE also will help them buy, finance and insure their next home purchase, with mortgage closing times in as few as eight days, considerably faster than the industry average.

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Brokerage Real Estate Clients Insurance 403

Housing Wire

JUNE 10, 2022

Buyer morale is at an all-time low for good reason. Affordability from a home price/down payment perspective is the worst it’s ever been, meaning extreme barriers to entry,” according to a Bank of America Global Research note published in March. Compared to the average 3.2% A disproportionate impact.

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Real Estate Buyers Mortgage Insurance 361

Housing Wire

JUNE 24, 2021

Buyside’s new feature enables the millions of homeowners who are currently receiving a Home Valuation Report from Buyside, to now see a personalized Home Equity Dashboard. According to NAR over 69% of buyers have a home to sell, so really homeowners represent the earliest buyer.

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Valuation Real Estate Agent Real Estate Clients 305

Eppraisal

DECEMBER 8, 2023

This will help you determine a realistic budget for your future home. Aim for a mortgage payment that comfortably fits within your financial capabilities, leaving room for unexpected expenses. Get Pre-approved for a Mortgage Take the uncertainty out of your home search by getting pre-approved for a mortgage.

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Buyers Home Value Property Taxes Real Estate Agent 36

Eppraisal

DECEMBER 9, 2021

This past year we have experienced an unprecedented lack of real estate inventory available for sale leaving pent-up buyer demand. Houses are selling in record time and prices have risen at unbelievable rates; homeowners are experiencing nice increases in home values. Sellers should be happy with VA loan buyers.

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Sellers Buyers Home Value Insurance 36

Eppraisal

FEBRUARY 14, 2023

There are many terms used in real estate transactions that home buyers and sellers may not completely understand. Buyers and sellers will often use the terms title and deed interchangeably. If you are buying a home in the near future, here's a crash course to help. Buyers "take title" to a home.

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Legal Insurance Sellers Real Estate 69

Realtor

NOVEMBER 16, 2017

As one tangible way to say “thank you for your service,” current and former members of the military have access to Veterans Affairs home loans. These unique mortgage options allow veterans and those still serving to own a piece of the American dream by potentially qualifying for homes they might have thought were out of reach.

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Insurance Appraisal Buyers Real Estate 146

East Coast Appraisal

SEPTEMBER 12, 2022

Private mortgage insurance, or PMI, allows lenders to offer home loans to buyers without the traditional 20 percent down payment. This insurance covers the risk of financing a mortgage with less equity from the buyer. of the original purchase value. When Home Prices Increase.

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Appraisal Renovations Insurance Home Value 52

Eppraisal

JULY 8, 2022

With home values rising and buyers paying high prices for homes, title companies' roles are more important than ever. Buyers paying these high prices for homes deserve protection. 2) Provides insurance policies to protect the lender and the homeowner. In fact, they play quite a few roles.

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Insurance Real Estate Home Value Buyers 36

Realtor

NOVEMBER 16, 2017

As one tangible way to say “thank you for your service,” current and former members of the military have access to Veterans Affairs home loans. These unique mortgage options allow veterans and those still serving to own a piece of the American dream by potentially qualifying for homes they might have thought were out of reach.

Insurance 78

Insurance Appraisal Buyers Real Estate 78

Zillow

JULY 15, 2019

Buyers market : Market conditions that exist when homes for sale outnumber buyers. Homes sit on the market a long time, and prices drop. Cancellation of escrow : A situation in which a buyer backs out of a home purchase. Capacity : The amount of money a home buyer can afford to borrow.

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Real Estate Agent Insurance Inspection Buyers 56

Raleigh Realty

FEBRUARY 19, 2022

But before you do there's one last factor to consider: the home appraisal. Like making counter-offers and going through the home inspection process, the home appraisal can be a sticking point between buyer and seller. Here's what you need to know about home appraisals so that you come prepared.

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Appraisal Process Appraisal Construction Sellers 139

Eppraisal

DECEMBER 9, 2022

Home values rose double digits, year-over-year, the past couple years? The solid seller's market is starting to balance out and become more friendly to buyers again? Here are a few considerations to keep in mind before you purchase a home. Here are a few considerations to keep in mind before you purchase a home.

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Real Estate Agent Real Estate Agents Home Value 68

Eppraisal

JULY 19, 2022

Unsure if you should hire an attorney to represent you in your real estate transaction, ask your real estate agent or mortgage lender. With home values rising and homes selling at record speed, it is helpful to have an attorney on your side during the transaction. The buyer's mortgage company requires this.

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Real Estate Inspection Real Estate Agent Contracts 36

Eppraisal

MAY 25, 2021

Advantages of a VA Home Loan According to mortgagereports.com, "the VA loan asks for no down payment, requires no mortgage insurance, and has lenient rules about qualifying, among other advantages." The VA home loan is a true "no money down" home loan opportunity.

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Sellers Home Value Inspection Government 36

Eppraisal

APRIL 22, 2022

Congratulations on your new home! It is a great time to purchase a home, as home values are still rising. You can look forward to moving into your new home and making it your own. Now that you have closed on your new home, there are a few things you need to attend to right away.

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Insurance Home Value Inspection Government 67

D Fritz Appraisals

OCTOBER 11, 2022

Home appraisals are a vital part of the home buying process as they have a big influence on the amount a lending institution will loan the buyer. They are also used to assess the value of the home for home improvement loans and insurance evaluations. What is a Home Appraisal and Why is it Important?

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Appraisal Inspection Property Taxes Easement 105

Zillow

JUNE 20, 2018

Getting a mortgage can be a breeze or a slog, depending on what you know about the process. To get organized and set your expectations properly, let’s debunk some common mortgage myths. Rates are tied to daily trading of mortgage bonds, so most lenders' rates change throughout each day. Lenders use your best credit scores.

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Mortgage Real Estate Agent Real Estate Insurance 36

Raleigh Realty

MARCH 29, 2021

With everything from securing a loan to dealing with the home inspection, a home buyer has a lot to handle. Remember that owning a home can help build your assets, though, and buying a home in the right location will set you up for future success. You should try not to spend more than 28 of it on home expenses.

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Government Real Estate Agent Insurance Property Taxes 148

PennyMac

JUNE 28, 2022

When you’re ready to close on your new home, you’ll find there’s one more round of payments to make: closing costs. Getting a mortgage isn’t free, and closing on a house isn’t free. There are costs through this last phase of the process of buying your home. Closing costs can apply to both the buyer and seller.

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Insurance Property Taxes Sellers Inspection 36

Appraisal Buzz

JULY 18, 2022

The average 30-year fixed rate mortgage rate was its lowest ever at 2.65% on December 31, 2021. Assuming a $250,000 loan was committed on December 31, 2021, your monthly payment was approximately $1,007 exclusive of escrow for real estate taxes and insurance. Therefore, it begs the question: what will happen to home values?

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Sellers Marketing Market Value Home Value 435

Appraisal Buzz

APRIL 2, 2024

Home prices are rising faster than wages in half the U.S., And while the portion of wages needed for home ownership dipped in the first quarter compared with the fourth quarter, it remained up annually in most of nation. Home Affordability Report. With home values mostly up annually throughout the U.S.,

Property Taxes 195

Property Taxes Insurance Home Value Buyers 195

Assurance Financial

APRIL 29, 2021

There’s another benefit to homeownership, and that’s the chance to build equity in your home. If you live in the house for long enough and make enough payments on the mortgage, at some point, your property will be worth more than you paid for it. Another way that a home acts as an investment is through equity.

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Mortgage Insurance Home Value Loan Officers 74

Appraisal Today

JUNE 23, 2023

NOTE: Please scroll down to read the other topics in this long blog post on AVMs and AI, good appraisal book, Real estate market, Fannie, non-lender appraisals, unusual homes, mortgage origination stats, etc. A home valued too high can lock a homeowner into an unaffordable mortgage and increase the risk of foreclosure.

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Appraisal Real Estate Valuation Contracts 87

AmeriMac

JUNE 6, 2022

As a homeowner, you may be asked to get a home appraisal for a variety of reasons. Maybe you’re refinancing your mortgage, or perhaps you’re selling your home. As a home seller, you will need to go through the process of home appraisal to secure a mortgage. What is a Home Appraisal?

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Appraisal Renovations Buyers Lending 36

Eppraisal

SEPTEMBER 8, 2023

Since that time, a plethora of AVMs have come onto the market including more complex and sophisticated AVMs that are "commercial grade" This type of AVM is often used by banks, insurance companies and other large businesses to help make financial decisions. Interested in learning more?

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Real Estate Agent Inspection Real Estate Agents 36

Eppraisal

APRIL 21, 2023

Depositors are compensated -- in part or in full -- by the Federal Deposit Insurance Corporation (FDIC) or, in the case of a failed credit union, the National Credit Union Administration (NCUA). WaMu's problems were largely based on the evaporation of the secondary market to which it sold mortgage-backed securities.

Lending 28

Lending Housing Market Marketing Real Estate 28

Assurance Financial

SEPTEMBER 20, 2021

Whatever amount is left over after the down payment is paid must be paid off over time in the form of a mortgage. It’s important to note that any down payment under 20% normally requires mortgage insurance. However, if you put down more than 20%, you don’t need insurance. What Is a Loan-To-Value Ratio?

Insurance 36

Insurance Mortgage Buyers Government 36

Eppraisal

OCTOBER 11, 2021

Home buyers and owners have the challenge of acquiring and managing what will likely be the most expensive asset they will ever own. An intelligent approach to this involves careful monitoring of cash flow and an accurate assessment of home value. These are initial lenders that interface with mortgage applicants.

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Investors Retail Mortgage Home Value 36

PennyMac

OCTOBER 11, 2023

Whether you’re looking for larger bedrooms, expanded family space or more storage solutions, buying a bigger home — or even just moving to a different layout or location — might be a change you’re ready to make. Maintenance requirements, increased utility bills and expensive mortgage payments can be significant burdens.

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Transportation Real Estate Investing Mortgage 68

Listing Spark

OCTOBER 13, 2022

Days on the market are up, home prices are down, but it’s not all doom and gloom. What should buyers and sellers be doing right now? In August, the median home value in the greater Austin metropolitan area was $496,000 and that’s up 5%. If you’re an Austin home buyer, there is a lot of good news.

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Housing Market Real Estate Marketing Buyers 36

Zillow

JULY 30, 2018

The property tax rates vary among states, so try a mortgage calculator to estimate costs in your area. Homeowners insurance. Homeowners insurance protects you against losses and damage to your home caused by perils such as fires, storms or burglary. 5 Mortgage Misconceptions Set Straight. Maintenance and repairs.

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HOA Property Taxes Landlords Insurance 36

Will Springer Realtor

APRIL 10, 2024

Recent news that the National Association of Realtors® (NAR) wishes to settle a series of lawsuits from home sellers has sent ripples through the real estate industry. Allegations of collusion to inflate compensation paid to both buyer and seller agents in transactions prompted this landmark settlement, estimated at a staggering $418M.

Real Estate 36

Real Estate Buyers Sellers Insurance 36

Assurance Financial

NOVEMBER 9, 2021

In some cases, you may have to take out several loans or pay for something called private mortgage insurance (PMI). Read on to learn more about how private mortgage insurance can allow you to purchase a home, even if you don’t have enough resources to make a standard down payment. What Is PMI?

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Insurance Mortgage Home Value Finance 41