Housing Wire

NOVEMBER 8, 2023

The National Association of Realtors (NAR) on Wednesday unveiled its state flood disclosure tracker tool , aiming to offer clarity and access to survey existing state disclosure requirements for flood insurance. Data from the Legal Research Center concluded that all 50 states and Washington, D.C., America’s 1.5

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Housing Wire

JANUARY 18, 2023

Unlike HELOCs, reverse mortgages and jumbo reverse mortgages are designed specifically to help seniors manage their cash flow. A HECM is insured by the Federal Housing Administration (FHA) 2 and cannot be frozen or reduced at any time. The borrower simply needs to pay taxes, insurance and keep up to date on home maintenance.

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Insurance Design Clients Business 410

Housing Wire

MARCH 13, 2023

There’s a time and place to be humble, just not when you’re marketing yourself and your business. Be a local market expert Once potential clients know the basics of title insurance , they’ll be ready to dive into the specifics. They’ll soon discover how different the industry can be across states and localities.

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Insurance Clients Business Marketing 368

Housing Wire

JANUARY 17, 2024

That’s where reverse purchase financing comes into play, the funding option specifically designed for older Americans. This is a huge boon for the program as seller concessions have not been allowed within the FHA-insured program since its inception. The 6% limit also includes payment of the Up-Front Mortgage Insurance Premium (UFMIP).

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Finance Real Estate Agent Real Estate Insurance 458

Housing Wire

OCTOBER 12, 2022

Servicing Digital , offered as an app or responsive web design, allows customers to easily access their loan- and home-related information, as well as perform self-service capabilities. Surefire is a mortgage-specific marketing automation and content solution that helps mortgage professionals reach new customers and earn repeat business. .

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Design Tools Insurance Mortgage 447

Housing Wire

APRIL 9, 2024

CHLA commends FHA for its work on its “Mythbusters” initiative, designed to blow up the myths around FHA loans by educating lenders and home sellers. CHLA has also applauded FHFA Director Thompson for FHFA’s work in championing lower-cost alternatives to title insurance, such as using attorney opinion letters.

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Sellers Realty Insurance Realtors 450

Housing Wire

NOVEMBER 1, 2022

The goal is to help drum up business for lenders during an extremely challenging time in the industry. . Mortgage tech firms Mortgage Coach and Polly have teamed up on a new application programming interface (API) integration that guides borrowers through a visual representation of their loan options.

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Mortgage Project Management Insurance Loan Officers 426

Housing Wire

NOVEMBER 29, 2021

MISMO hopes that the initiative will streamline the business process and improve the efficiency of the closing process. Originally introduced in April 2020, the MISMO RON compliance certification was designed to assure RON tech providers meet a universal set of standards.

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Insurance Real Estate Agent Brokerage Agents 378

Housing Wire

OCTOBER 14, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. This setup lets a consumer compare quotes from several insurers, including Progressive, with only one click. billion U.S.

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Insurance Technology Lending Real Estate Agent 398

McKissock

MAY 15, 2023

Thinking about starting an appraisal business? Perhaps you’re taking over that business because your mentor is retiring; maybe you’re relocating to another market; maybe you’re starting a competing firm. Depending on circumstances, the costs of starting an appraisal business can range from fairly high to very low.

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Business Appraisal Advertising Real Estate 71

Housing Wire

OCTOBER 12, 2022

The American Land Title Association’s (ALTA) 2021 Wire Fraud and Cyber Crime Survey noted in a third of all real estate and mortgage transactions, title insurance professionals reported cyber criminals trying to deceive employees into wiring money to fraudulent accounts. .

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Housing Wire

APRIL 4, 2024

With the goal of highlighting the critical role that marketers play, HousingWire’s Marketing Leaders award spotlights the industry’s highest-achieving marketing execs who are driving their businesses to adopt more innovative, data-driven, and customer-centric approaches to stay competitive in today’s landscape.

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Marketing Real Estate Inspection Mortgage 280

Housing Wire

DECEMBER 7, 2023

In the filing, Stewart states that it paid $1.782 million for the first set of the perpetual license before installing ResWare “across virtually the entire business platform.” According to Stewart, if the license agreement is terminated, it “would suffer damages, monumental harm, and enormous disruption to its business.”

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Housing Wire

FEBRUARY 27, 2023

RMK Financial Corporation , which does business as Majestic Home Loans , has been permanently banned by the Consumer Financial Protection Bureau (CFPB) from the mortgage lending industry following a series of repeat offenses — which occurred despite the CFPB’s law enforcement order issued in 2015. government.

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Lending Advertising Mortgage Law 384

Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

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Insurance Investors Design Finance 347

Housing Wire

MARCH 18, 2022

When Curtis Mangus of Premier Mortgage Resources in Meridian, Idaho looked into pivoting into reverse after serving decades in the traditional mortgage business, he asked his managing partner at the lender about its reverse mortgage department. The result is that H4P business has become a notable share of his total business.

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Real Estate Real Estate Agent Mortgage Agents 508

Housing Wire

JUNE 21, 2023

The proposed FIRREA amendments require new regulations for quality control standards for AVMs, with the process having been initiated in February of last year under the Small Business Regulatory Enforcement Fairness Act of 1996 (SBREFA). The CFPB released a final SBREFA report on May 13, 2022.

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Valuation Finance Legal Development 356

Housing Wire

FEBRUARY 21, 2024

In 2021, Gigliotti created Axis 360 Lift , an online academy designed to educate aspiring mortgage and title professionals. Axis 360 Lift strives to offer a comprehensive understanding of the mortgage business by addressing each step of the process. Additionally, the program aims to improve diversity across the industry. “Not

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Housing Market Mortgage Marketing Real Estate 382

Housing Wire

DECEMBER 24, 2020

After fees and the paying down of debt, Porch now has about $200 million in capital that can be used to grow the business. Porch, a home services marketplace with partners in insurance, utilities, home inspection and moving, plans to use the cash to pursue acquisitions to seize the opportunity in real estate.

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Inspection Insurance Finance Valuation 380

Housing Wire

JUNE 24, 2021

Strong purchase lenders that historically did 70% purchase business, originated 70% refinance. And while that refi wave continues to drive some unbelievable production numbers – now is the time for mortgage professionals to focus on the purchase business that will be critical to success over the next decade.

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Loan Officers Lending Finance Business 350

Housing Wire

MAY 18, 2022

CM : Firstly, reverse mortgages, whether government-insured or proprietary, are non-recourse loans. And I think it’s important for lenders to frame the product that way with borrowers – as a proactive tool designed specifically for older homeowners and one that can help them retire with more financial freedom and peace of mind.

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Mortgage Clients Insurance Tools 397

Housing Wire

AUGUST 5, 2020

This article was written for FinLedger, HW Media’s new fintech-focused news brand designed specifically for financial services professionals in banking, insurance and real estate. Stay tuned for updates. It’s also reportedly only selling 100 million shares in its offering, lower than the 150 million it had originally planned.

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Investors Valuation Business Design 394

Housing Wire

MAY 27, 2022

The designers historically have been unwilling to tell lenders all the factors used and how they are weighted,” Kully said. The CFPB said it is concerned automated valuation models may reflect bias in design and function. The feedback from the small business review panel was mixed, according to a summary published by the CFPB.

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Housing Wire

NOVEMBER 21, 2022

Northern Virginia and Maryland (DMV) area, Baltimore, Fairfield County Connecticut and Seattle, title insurance companies are now required by law to file reports identifying individuals who made all-cash real estate purchases exceeding $300,000 through shell companies in the Texas cities of Houston and Laredo. financial system.

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Real Estate Law Development Design 395

Housing Wire

FEBRUARY 14, 2023

It means that the Federal Reserve will push forward with rate hikes through the spring, which will increase borrowing costs for consumers and businesses,” Lisa Sturtevant, Bright MLS’ chief economist, said in a statement. Month over month, the all items less food and energy index rose 0.4%, with a 0.7%

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Housing Market Design Insurance Inventory 382

Housing Wire

JULY 7, 2021

This move is expected to allow the business to focus on its core drivers of profitability while also improving the financial position of the full organization, according to Mr. Cooper Group Chairman and CEO Jay Bray in a statement accompanying the announcement of the deal. “We in a deal valued at $500 million in cash and retained interest.

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Mortgage Property Taxes Insurance Business 397

Housing Wire

SEPTEMBER 30, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. One proptech company that has revamped its business model is Sonder, the report says. Register for the FinLedger Daily Newsletter.

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Property Management Real Estate Business Technology 370

Housing Wire

AUGUST 20, 2020

Prior to Crunchbase News, she developed her journalism skills as a reporter for the likes of Silicon Valley Business Journal, Crain’s and the Houston Business Journal. Launched in August 2020, FinLedger is a fintech-focused media brand designed for financial services professionals.

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Real Estate Technology Design Insurance 252

Housing Wire

MARCH 3, 2022

For example, the liquidity pressure placed as they have to pay investors, insurers, and taxing authorities on loans in forbearance, regardless of whether the borrower actually makes those payments. Rocket was the number three issuer of Ginnie Mae-insured mortgages in February, originating $3.5 Securities and Exchange Commission (SEC).

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Insurance Finance Government Mortgage 370

Housing Wire

APRIL 7, 2022

From understanding the importance of RON in the title industry and discovering the potential business benefits to learning how you can start offering RON closings to your clients, here’s the need-to-know info to get started. . There are solid reasons why more lenders are opting for tech-driven business solutions.

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Law Technology Insurance Agents 370

Housing Wire

FEBRUARY 2, 2021

It’s a topic she’s well-suited to speak on — at CoreLogic, Hepp is responsible for analyzing, interpreting and forecasting economic trends in real estate, mortgage and insurance. Prior to joining CoreLogic in 2020, Hepp was chief economist and vice president of business intelligence for Pacific Union International , Inc.,

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Real Estate Technology Valuation Design 208

Cleveland Appraisal Blog

AUGUST 25, 2022

This should include repairing any structural damage or major systems before you think about design. Form a Business Structure. When you run a business, and owning rental property is a business , you’re almost always better off forming a legal business structure. Next, look at your space.

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Investing Renovations Landlords Real Estate 332

Housing Wire

DECEMBER 2, 2020

If you wanted to do business with millennials, the emerging core of the home buying customer base, at a bare minimum engaging the consumer in a mobile-friendly, online experience was required just to get a seat at the table. Some innovators, like OpenDoor and Zillow, are already merging finance and real estate in iBuyer business models.

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Mortgage Lending Technology Modernization 386

Housing Wire

AUGUST 1, 2023

Cooper Elly Cummings Divisional EVP New American Funding Eloise Schmitz Co-founder and CEO LoanNEX Erika Franks President ACT Appraisal Felecia Bowers Senior Vice President and Director of Compliance and Servicing Homeowners Financial Group Georgia Perez Chief Growth Officer LiveEasy Heidi Mason Executive Vice President and General Counsel Freddie (..)

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Real Estate Realty Lending Mortgage 370

Housing Wire

OCTOBER 21, 2021

The Los Angeles-based startup was designed and developed in a collaboration with BCG Digital Ventures , a global corporate venture, investment and incubation arm of the Boston Consulting Group. Since its founding in 2018, Endpoint has raised $220 million in capital.

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Real Estate Investing Development Design 393

Housing Wire

AUGUST 2, 2022

First American Financial Corporation ’s digital closing platform firm Endpoint is now offering a suite of integrated title tools specifically designed for proptech companies, investors and tech-forward real estate organizations looking for a scalable digital closing platform. One is to improve the efficiency in our business.

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Investors Real Estate Retail Clients 358

Housing Wire

MAY 3, 2021

. “Just like other large financial institutions, these plans will provide Fannie Mae, Freddie Mac and FHFA with a roadmap for preserving business continuity should they fail again,” said Calabria. By prohibiting that assumption, the FHFA alluded that the Senior Preferred Stock Purchase Agreements (PSPAs) with the U.S.

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