Housing Wire

NOVEMBER 9, 2020

The FHFA reported the government sponsored entities expect e-mortgage purchases to increase in 2021. Prior to the pandemic, ALTA and MBA saw a need to develop model RON legislation. Its estimated that e-mortgages will represent 5% of total GSE volume by the end of the year.

Law 433

Law Legal Technology Real Estate 433

Housing Wire

MARCH 26, 2024

While the person sits back and watches the value of their house climb to levels that have never been seen before, they are still struggling to get back to their pre-pandemic income level while also having to pay more for homeowner’s insurance and property taxes, not to mention the fact that all of their other bills have increased as well.

Law 423

Law Real Estate Property Taxes Marketing 423

Empire Appraisal Group

JANUARY 20, 2022

Not all property insurance companies will cover solar panels, and the ones that do have a wide-ranging set of rules and inconsistent coverage pricing. However, potential savings could be offset by another higher cost: property insurance rates. Murphy, director of government affairs for the Florida Association of Insurance Agents.

Buyers 78

Buyers Insurance Agents Legal 78

Housing Wire

FEBRUARY 8, 2022

million homeowners became delinquent and entered forbearance between March 2020 and November 2021, the end of the fiscal year. Department of Housing and Urban Development approved housing counseling agencies to do more effective outreach to some of the harder-to-reach borrowers. Who’s afraid of the CFPB?

Law 363

Law Mortgage Legal Finance 363

Housing Wire

MAY 26, 2023

While that’s nowhere near the over $4 trillion in origination volume we experienced in 2021, it still signals ample opportunity for the firms willing and able to find it while separating themselves from their competitors. Far more often than not, however, we mean “sales” or “development” when we say it. Fannie Mae forecasts $1.6

Business 328

Business Marketing Law Technology 328

Appraisal Today

MAY 10, 2024

VA’s Tidewater Initiative written in 2021 by McKissock (Similar idea as current ROV changes), effective in 2003. These policies were the result of a collaborative effort between the GSEs, the Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA). First, the burden on borrowers.

Reconsideration of Value 71

Reconsideration of Value Appraisal Real Estate Insurance 71

Cleveland Appraisal Blog

SEPTEMBER 21, 2023

Now our app is used in 172 countries, we have more than 1 million floor plans produced and our use cases range from real estate photographers, appraisers, agents, property managers, HVAC contractors, insurance and home inspectors, space planners, software developers & other professionals all around the world.

Marketing 300

Marketing Real Estate Agent Real Estate Appraisal 300

Housing Wire

MARCH 14, 2022

trillion in existing home sales in 2021. in which title insurance companies are required by law to file reports identifying individuals who made all-cash real estate purchases exceeding $300,000 through shell companies. home purchases, there are plenty of legal and practical reasons for buying a home through an LLC or trust.

Real Estate 403

Real Estate Insurance Law Real Estate Agent 403

Empire Appraisal Group

JULY 1, 2021

At an interactive session Thursday called “Ask an Appraiser” during the 2021 virtual REALTORS® Legislative Meetings , panelists shared best tactics for working with appraisers and making the process as smooth as possible for all parties involved in a transaction. Agents can also explain why some sales are not comparable.

Agents 78

Agents Appraisal Real Estate Realtors 78

Housing Wire

JULY 14, 2022

This narrative was once again repeated in the HousingWire article announcing the FHA first-look program: “Typically, FHA-insured foreclosed properties are snatched up by large investors and turned into rental properties.”. Most of these reverted REOs are eventually sold via the Multiple Listing Service (MLS). Broader buyer spectrum.

Renovations 355

Renovations Investors Buyers Retail 355

Housing Wire

MARCH 7, 2022

billion in 2021, according to an analysis of 10 different blockchain ledgers by DappRadar. The NFT representing ownership of an LLC representing ownership of a house is 100% legally meaningless. A deed transfer often includes the new owner ensuring they are the property holder through title insurance. million in 2020 to $24.9

Real Estate 474

Real Estate Law Inspection Agents 474

The Robert Weiler Company

JULY 6, 2021

Research : Also coined in the industry as “flex,” flex space is utilized for research and development to design new products. Just as there are two sides of a spectrum in residential real estate with new development and house flippers, characteristic types exist similarly in industrial space for rent.

Logistics 147

Logistics Tenants Real Estate Modernization 147

Appraisal Today

JUNE 23, 2023

By collaborating with appraisers, accountants can provide clients with comprehensive financial guidance, ensure compliance with legal and tax requirements, and strengthen their overall professional services. Fannie has been upfront about its interest in developing appraisal “alternatives.” percent of total applications from 27.3

Appraisal 87

Appraisal Real Estate Valuation Contracts 87

The Robert Weiler Company

JULY 4, 2022

But it’s important that you select books that are newly published; this is especially critical when you’re relying on the books for legal or tax-related information or forms. However, property management some books will focus on the tax, regulations, and legal aspects of renting spaces. Happy reading! Author: Robert S.

Property Management 78

Property Management Tenants Landlords Legal 78

Will Springer Realtor

FEBRUARY 6, 2024

Since the early years of Seattle’s development, discriminatory practices have been woven into the very fabric of the community. Redlining, which denied loans or insurance to certain neighborhoods based on racial composition, cast a long shadow for decades over Black communities and the residents chasing homeownership.

Real Estate 54

Real Estate Development Legal Valuation 54

The Robert Weiler Company

SEPTEMBER 7, 2022

Our land brokers anticipate steady demand from land buyers, other CRE investors, land developers, and tenants in Ohio, Central Ohio, and Columbus, Ohio. increase from the May 2021 sales level of 13,955. The average home sales price across Ohio in May 2022 soared to $277,452, a 13% increase from the $245,485 price in May 2021.

Marketing 78

Marketing Real Estate Investing Retail 78

PennyMac

AUGUST 10, 2022

Department of Housing and Urban Development (HUD). Instead, they insure loans offered by private lenders. This insurance removes some of the risk for lenders, allowing them to offer lower credit score and down payment requirements. Mortgage Insurance. An FHA loan sounds like a loan that comes from the FHA, right?

Insurance 36

Insurance Buyers Mortgage Renovations 36

Housing Wire

APRIL 13, 2022

As a driver of the economy, housing should be bolstered by: Non-bank lending institutions to lend in lower-income areas and to minorities in the same way that CRA provides for banks Reducing government-insured and guaranteed mortgage loan fees. Since 2016, legal immigration growth has declined by 40%. in 2001 to 44.8%

Insurance 380

Insurance Construction Government Lending 380

Housing Wire

APRIL 27, 2023

And yet another big force in the market, FirstKey Homes , is pulling collateral out of a 2021 securitization deal. Salmanson is CEO of Cherre , a fintech that works with major players in the real estate market, including insurers, asset managers, lenders and SFR operators.

Renovations 313

Renovations Investing Real Estate Marketing 313

Assurance Financial

AUGUST 9, 2021

Every year, the USDA uses its Rural Development program to invest about $20 billion in helping families across the United States buy and improve their homes. Below we’ve mapped out an overview of the USDA Rural Development Guaranteed Housing Loan Program, explaining how it works and if you’re eligible for loans. Guaranteed Loans.

Home Improvement 74

Home Improvement Insurance Development Finance 74

Will Springer Realtor

APRIL 6, 2021

Condo bylaws, covenants and other legal documents usually lay out in specific terms who is responsible for what.). Conventional loans on established places like Insignia or Emerald in Seattle are typically insured by government entities or deep-pocketed investors and run 15, 20 or 30 years. Additional rules apply.

HOA 36

HOA Mortgage Buyers Insurance 36

Appraisal Today

AUGUST 12, 2022

Acres | Listed in 2021 for $29.9M. Before that time (when the first 30-year fixed mortgages started), it was common for entities like commercial banks and life insurance companies to issue short-term balloon mortgages, often with terms as short as three to five years, which would be continually refinanced and never paid off.

Appraisal 52

Appraisal Contracts Mortgage Business 52

Housing Wire

MARCH 29, 2022

The three agencies in charge of such reviews — the Federal Reserve , the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency — have not denied a single bank merger in 15 years. And in a March interview with former president Bill Clinton, Department of Housing and Urban Development Sec.

Lending 367

Lending Government Law Mortgage 367

Will Springer Realtor

JULY 13, 2023

Local government, developers, architects and others will need to step up and take responsibility for the sake of our city. It is lack of labor, land/lots, lumber/materials, lending for builders and land developers and ever-costly legal/regulatory costs,” he said. This is a time for leadership and for action,” Smith said.

Construction 36

Construction Supply Chain Real Estate Development 36

Raleigh Realty

APRIL 19, 2022

In 2021, sexual orientation and gender identity were added to the protected classes specified in the Fair Housing Act. The best way to resolve the issue is to file a complaint with the US Department of Housing and Urban Development.

Legal 144

Legal Real Estate Agent Real Estate Law 144

Housing Wire

DECEMBER 7, 2020

The responsible parties here are the Secretary of Housing and Urban Development and the Director of the Federal Housing Finance Agency , who regulates the GSEs. TCCA prohibited the GSEs from passing this fee on to lenders, borrowers, or investors, instead requiring them to absorb the cost as a reduction to their respective bottom lines.

Law 483

Law Government Finance Mortgage 483

Housing Wire

DECEMBER 21, 2020

Ten days ahead of the latest expiration date, the Department of Housing and Urban Development announced that the Federal Housing Administration is providing a two-month extension of its foreclosure and eviction moratorium, and initial forbearance requests through Feb. Low mortgage rates fuel the demand for valuation and settlement services.

Insurance 545

Insurance Legal Finance Inspection 545

Housing Wire

MARCH 24, 2022

The Department of Housing and Urban Development is planning a new rulemaking that Tribal entities say could threaten national down payment assistance programs. A HUD spokesperson denied the department has any intention of eliminating the use of these programs with FHA-insured mortgages. Marcia Fudge.

Government 416

Government Finance Insurance Development 416

Housing Wire

MARCH 8, 2024

Biden’s plan also included a $10,000 tax credit for first-time homebuyers and people who sell their “starter home,” and a pilot program that waives the requirement for lender’s title insurance on certain refinance transactions. from 2021 to 2022, reaching nearly $6,000, per the CFPB post. These costs increased by 21.8%

Mortgage 446

Mortgage Legal Insurance Finance 446

On Q Financial

FEBRUARY 2, 2021

The Department of Housing and Urban Development announced on January 19, 2021, that the FHA would once again back mortgages for DACA recipients. Among other protections, DACA allows recipients to legally work in the U.S. are not eligible for FHA-insured mortgages.” History of FHA Loans for DACA Recipients.

Law 42

Law HOA Legal Government 42

Will Springer Realtor

JANUARY 7, 2022

The industry is prepared for another high-demand, low-inventory year, even if conditions do not quite hit the fever pitch of 2021. The 2021 real estate market was incredibly hot and will be hard to beat,” said Lennox Scott, CEO of John L. Buyers will continue to outstrip sellers but with slightly less intensity than in recent years.

Construction 36

Construction Real Estate Inventory Buyers 36

Housing Wire

JUNE 3, 2022

The Office of the Comptroller of the Currency formally rescinded its plan in December of 2021. Federal Reserve second-in-command Lael Brainard, acting head of the OCC Michael Hsu, together with Martin Gruenberg, chair of the Federal Deposit Insurance Corporation , explained the thinking behind their nearly 700-page proposal.

Law 294

Law Lending Legal Design 294

Housing Wire

FEBRUARY 7, 2022

Few things terrify lenders more than the arrival of a manila envelope from the Department of Housing and Urban Development ( HUD ) containing a redlining allegation. For a borrower with tarnished credit and thus unable to get conventional financing, an FHA-insured mortgage is the go-to choice. Many have called for reductions.

Insurance 360

Insurance Modernization Lending Mortgage 360