Housing Wire

JUNE 12, 2024

In 2010, CoreLogic’s national data in the fourth quarter revealed that a shocking 23.1% However, the situation has significantly improved since then, thanks to the Qualified Mortgage rule (QM) that was implemented in 2010. Most homeowners aren’t in financial distress as their cash flow has been solid since 2010, thanks to that QM rule.

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Housing Wire

FEBRUARY 8, 2024

Bankruptcies and foreclosures After 2010, the qualified mortgage laws came into play and all the exotic loan debt structures in the system, especially in the run-up in demand from 2002 to 2005, disappeared. Renters, younger renter households and those with lower FICO scores are the ones showing credit stress today.

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Legal Mortgage Law Marketing 492

Housing Wire

SEPTEMBER 10, 2024

DeRonja was an independent agent when he founded DeRonja Real Estate in 2010. In 2017, DeRonja added Amy Butler as managing broker.

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Brokerage Real Estate Agents Tools 430

Inman

FEBRUARY 27, 2023

Knowing these trends and being able to discuss them with buyers and sellers will give Realtors a distinct advantage. Suggesting modern features to sellers to add to their homes before listing existing properties will also give agents additional power.

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Real Estate Agent Agents Real Estate Modernization 148

Appraisal Buzz

JULY 11, 2024

The expanded historical series, which spans 2004 to 2010, was developed to give the current series historical context by illuminating changes in loan availability during the previous ten years, including the housing crisis and recession that followed. The expanded historical series from 2004 to 2010 does not include updated methodology.

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Housing Wire

SEPTEMBER 11, 2024

Stagnant prices during the typically busy summer home-buying season are unusual, CoreLogic reported, as this was only the second time since 2010 that prices didn’t increase from June to July. National home prices were virtually flat compared to June and rose 4.3% year over year in July.

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Housing Market Real Estate Mortgage Marketing 441

Housing Wire

MAY 15, 2024

From 2010 to 2024, the reverse mortgage industry sought to allow remote reverse mortgage counseling in the state of Massachusetts, citing an insufficient number of actual counselors and logistical challenges for senior clients. The proposed change would be logistically difficult,” Yedinak reported in May 2010. Massachusetts Rep.

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Logistics Mortgage Law Business 441

Housing Wire

JANUARY 31, 2024

Even during the downturn of 2006-2010, this factor only hit a low of 3.84% (2010). Over the past 40+ years we have tracked this figure, the average percentage of all households (renter and owner-occupied) that purchased a home each year was 4.78% and the median was 4.64%. The factor for 2023 was 3.58%.

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Housing Market Marketing Inventory Business 460

Housing Wire

NOVEMBER 8, 2023

The answer is no, and for that, we must thank the 2010 qualified mortgage (QM) rule, which has high standards for borrower credit scores and the ability to repay the loan. As we can see in the chart below, 2005-2008 was awful, but from 2010-2023, the credit data looks awesome compared to the housing bubble crash years.

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Housing Market Legal Marketing Mortgage 418

Housing Wire

AUGUST 3, 2021

The previous economic expansion, from 2010-2019, wasn’t a housing bubble. Because of this I am calling this the unhealthiest housing market post-2010. When you hear people say that the current housing market is like 2008 all over again, you may want to remind them of the huge differences between this market and that one.

Housing Market 545

Housing Market Marketing Mortgage Real Estate 545

Housing Wire

SEPTEMBER 16, 2024

in 2010, 2011, and 2016 and as high as 8.7% Still, despite the sharp reduction expected in this year’s COLA, the currently predicted increase of 2.5% is reasonably in line with the historic norm, TSCL said in its latest forecast. The COLA has averaged about 2.6% over the past 20 years,” the organization said. “It It went as low as 0.0%

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Bracketing Finance 292

Housing Wire

APRIL 21, 2024

Since 2010, she has served as the CEO of CAR’s for-profit subsidiary Real Estate Business Services. “It Ferrier has been part of CAR for 37 years, first serving as vice president and assistant general counsel for CAR, before serving as general counsel of CAR’s business subsidiaries.

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Housing Wire

NOVEMBER 9, 2021

Post-2010, lending standards in America became normal again, and while I still believe they’re very liberal, they’re sane. What happened post-2010 is that exotic loan debt structures that don’t provide long-term fixed debt products left the system. I can’t emphasize enough how critical this aspect is to the American economy.

Mortgage 528

Mortgage Lending Housing Market Marketing 528

Housing Wire

SEPTEMBER 21, 2021

million new residents since 2010, with 3.7 Additionally, the number of suburban renters grew by 22% between 2010 and 2019, as compared to a 3% increase in the number of suburban homeowners during the same time period. American suburbs surrounding the nation’s 50 largest metropolitan areas gained a total of 4.7 Census Bureau data.

Marketing 475

Marketing Housing Market Real Estate 475

Inman

JUNE 8, 2024

Elevated mortgage rates and home prices are creating challenges for many homebuyers, and 86% said May was a bad time to buy — a new high in Fannie Mae surveys dating to 2010.

Mortgage 196

Mortgage Marketing 196

Housing Wire

SEPTEMBER 18, 2024

When researchers in 2010 found that African Americans in Pennsylvania were as much as five times more at risk for financial exploitation, they called for a larger national study,” AARP said. The lack of information from specialized populations requires dedicated efforts to gather it.

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Housing Wire

NOVEMBER 22, 2023

New construction starts and permits showed surprising strength in October while existing-home sales slumped to their worst reading since 2010. “This dynamic is reflected in the latest data showing that existing home sales have fallen to a thirteen-year low.”

Mortgage 460

Mortgage Construction Inventory Marketing 460

Housing Wire

OCTOBER 26, 2023

Meanwhile, existing home sales in September fell to their lowest level since 2010, Realtor.com Senior Economic Research Analyst Hannah Jones said in an emailed statement. They dropped below 4 million for the first time since October 2010, she added.

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Inventory Contracts Housing Market Realtors 417

Housing Wire

JUNE 14, 2021

In addition to the bond market yield action, responsible lending post-2010 gave me confidence that forbearance was not going to be the negative issue that many had hoped for. While lending standards were never tight in American in the 21st century, they were very responsible post-2010.

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Lending Marketing Housing Market 518

Housing Wire

FEBRUARY 9, 2024

Lenz received his bachelor’s degree in philosophy, politics and economics from the University of Pennsylvania in 2010. He now serves as a board member for Secure Energy , a privately held energy broker.

Real Estate 417

Real Estate Legal Investing Investors 417

Housing Wire

JUNE 10, 2024

The lawsuits filed by Rebecca Mandel and Kate Whiteman claim that the brothers assaulted, battered and raped them in separate incidents in 2010 and 2012, respectively. The two lawsuits were filed in March 2024 and were first reported by The Real Deal.

Real Estate 431

Real Estate Law Legal 431

Appraisal Buzz

MARCH 8, 2022

15, the Northeast showed the slowest population growth between 2010 and 2021—up only 1.8 million from 2010. According to National Van Line’s Domestic Migration Report released Feb. The report also shows that two of the three biggest declines in population are along the East Coast of the US. Between Jul. 1, 2020, and Jul.

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Appraisal 195

Housing Wire

NOVEMBER 30, 2023

Historically high rates harmed the housing market in October Annualized existing home sales remained below 4 million in October, the lowest rate since 2010. Year over year, all four regions saw a drop in transactions. New home sales fell 5.6% in October on a month-over-month basis but remained 17.7% above the previous year’s level.

Housing Market 488

Housing Market Inventory Realtors Construction 488

Inman

JUNE 10, 2024

The suits are regarding acts that allegedly took place in 2010 and 2012. The luxury broker and his twin brother, Alon Alexander, have been named in two separate lawsuits filed in New York County Supreme Court.

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Agents 164

Housing Wire

JULY 3, 2024

Consider: In the fourth quarter of 2010, 23.1% New listings data for last week over the years: 2009: 281,734 2010: 345,146 2011: 396,955 2012: 318,041 What a difference a cycle makes! Today that situation has improved significantly. of homes were underwater. In 2024, that number has plummeted to 1.8% , the lowest level ever.

Housing Market 379

Housing Market Marketing New Listings Contracts 379

Housing Wire

JULY 31, 2024

According to another recent survey, Social Security benefits in 2024 have lost 20% of their buying power compared to 2010. Forty percent of respondents want to see a reduction in the taxation of the benefits themselves, while 34% think employers should bear a higher tax burden to fund the program more fully.

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Finance 440

Inman

NOVEMBER 21, 2023

million, the lowest since 2010, according to data from NAR. Existing sales fell 4.1 percent in October to an annual rate of 3.79 Nonetheless, multiple offers are still happening, economist Lawrence Yun said.

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Housing Wire

OCTOBER 10, 2022

After starting with two model colonial-style homes in suburban Philadelphia, Toll Brothers (TOL) would expand across the country under Robert Toll, who served as the company’s chairman and CEO until 2010. The company went public in 1986. billion in sales and more than $1 billion in net income. “But then again, we’ve got like $1.8

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Law Contracts Development Real Estate 403

Housing Wire

NOVEMBER 20, 2023

Sears, a broker/partner of Sears Real Estate in Springfield, Massachusetts , was NAR’s vice president of government affairs in 2017 and president of the Massachusetts Association of Realtors in 2010. Lastly, Kevin Brown is NAR’s 2024 first vice president.

Realtors 430

Realtors Realty Real Estate Government 430

Appraisal Buzz

JUNE 7, 2024

The enlarged historical series, which covers 2004 to 2010, was designed to provide historical context to the current series by demonstrating how credit availability has changed over the last ten years, including the housing crisis and subsequent recession.

Mortgage 343

Mortgage Government Design Lending 343

Real Estate News

AUGUST 21, 2023

The median square footage for a home under construction — now 2,191 — has hit its lowest point since 2010.

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Construction 195

Inman

FEBRUARY 29, 2024

In 2010, the Berkshire Hathaway Inc. CEO said that fewer housing starts can help lay the foundation for a more balanced market down the line. His own company's recent investments in home builders show commitment to that principle.

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Marketing Investing Housing Market Finance 180

Housing Wire

FEBRUARY 27, 2024

“Thanks to the joint efforts of HUD, VA, and the United States Interagency Council on Homelessness (USICH), the number of Veterans experiencing homelessness has fallen by 4% since early 2020, and by 52% since 2010,” the announcement stated.

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Tools Development 488

Inman

NOVEMBER 6, 2023

Well, figures recently released by the National Association of Realtors (NAR) put the industry back in 2010. It's an oft-repeated adage that real estate is cyclical. That's because existing home sales have dropped over 15 percent year-over-year.

Inventory 176

Inventory Realtors Real Estate Marketing 176

Appraisal Buzz

JUNE 4, 2024

Otting has had a long, distinguished career in banking including having served as CEO of OneWest Bank from 2010 to 2015, as the 31st Comptroller of the Currency from 2017 to 2020, and as acting director of the Federal Housing Finance Agency in 2018. He was named president and CEO of New York Community Bancorp on April 1, 2024.

Finance 195

Finance Appraisal 195

Inman

NOVEMBER 7, 2023

Monthly Fannie Mae survey shows homebuyer pessimism at a high for records dating back to 2010, but a broader index aimed at capturing overall housing market sentiment improved in October.

Housing Market 176

Housing Market Marketing Mortgage 176

Housing Wire

FEBRUARY 3, 2021

If this happens, it would prove a dramatic contrast to that of the financial crisis, in which lenders tightened credit standards from 2007 through 2010, said Curt Long, National Association of Federally-Insured Credit Unions chief economist and vice president of research.

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