Inman

NOVEMBER 21, 2023

million, the lowest since 2010, according to data from NAR. Existing sales fell 4.1 percent in October to an annual rate of 3.79 Nonetheless, multiple offers are still happening, economist Lawrence Yun said.

Buyers 174

Buyers Agents Marketing 174

Housing Wire

NOVEMBER 28, 2023

The bank’s conduct violated HMDA, Regulation C and the Consumer Financial Protection Act of 2010, the CFPB states. “It The 1975 Home Mortgage Disclosure Act (HMDA) requires lenders to report information about loan applications and originations to the CFPB and other federal regulators.

Mortgage 275

Mortgage Loan Officers Law Lending 275

Housing Wire

NOVEMBER 21, 2023

Elevated mortgage rates and high home prices pushed sales of existing homes down again in October to the lowest monthly pace since August 2010. Existing-home sales dropped 4.1% in October from the prior month , reaching a seasonally adjusted annual rate of 3.79 million, according to the N ational Association of Realtors. million.

Mortgage 410

Mortgage Inventory Realtors Buyers 410

Housing Wire

NOVEMBER 9, 2021

Post-2010, lending standards in America became normal again, and while I still believe they’re very liberal, they’re sane. What happened post-2010 is that exotic loan debt structures that don’t provide long-term fixed debt products left the system. I can’t emphasize enough how critical this aspect is to the American economy.

Mortgage 526

Mortgage Lending Housing Market Marketing 526

Housing Wire

MARCH 9, 2022

From 2010 to 2020, middle-income households gained $2.1 NAR’s Housing Wealth Gains for the Rising Middle-Class Markets study examined the distribution of housing wealth between 2010 and 2020 across income groups in 917 metropolitan and micropolitan areas. in 2010 to 29.8% In 2020, just 27.7% 10 years prior.

Realtors 441

Realtors Mortgage Home Value Sellers 441

Housing Wire

AUGUST 3, 2021

The previous economic expansion, from 2010-2019, wasn’t a housing bubble. Because of this I am calling this the unhealthiest housing market post-2010. When you hear people say that the current housing market is like 2008 all over again, you may want to remind them of the huge differences between this market and that one.

Housing Market 545

Housing Market Marketing Mortgage Real Estate 545

Inman

FEBRUARY 27, 2023

Knowing these trends and being able to discuss them with buyers and sellers will give Realtors a distinct advantage. Suggesting modern features to sellers to add to their homes before listing existing properties will also give agents additional power.

Real Estate Agent 148

Real Estate Agent Agents Real Estate Realtors 148

Housing Wire

SEPTEMBER 21, 2021

million new residents since 2010, with 3.7 Additionally, the number of suburban renters grew by 22% between 2010 and 2019, as compared to a 3% increase in the number of suburban homeowners during the same time period. American suburbs surrounding the nation’s 50 largest metropolitan areas gained a total of 4.7 Census Bureau data.

Marketing 466

Marketing Real Estate Housing Market 466

Inman

NOVEMBER 7, 2023

Monthly Fannie Mae survey shows homebuyer pessimism at a high for records dating back to 2010, but a broader index aimed at capturing overall housing market sentiment improved in October.

Housing Market 174

Housing Market Marketing Mortgage 174

Eyes on Housing

NOVEMBER 21, 2023

Existing home sales in October fell to the lowest level since August 2010, as limited inventory and higher mortgage rates continued to weigh on homebuyers, according to the National Association of Realtors (NAR).

Mortgage 164

Mortgage Realtors Inventory 164

Inman

NOVEMBER 6, 2023

Well, figures recently released by the National Association of Realtors (NAR) put the industry back in 2010. It's an oft-repeated adage that real estate is cyclical. That's because existing home sales have dropped over 15 percent year-over-year.

Inventory 174

Inventory Real Estate Realtors Marketing 174

Housing Wire

AUGUST 3, 2023

Founded in 1970 by Jim Foley, the company has been family-owned and operated ever since, with Kara Foley leading the way since 2010. Lamacchia Realty is also partnering with Foley Real Estate and Foley Premier Properties , a brokerage in Falmouth, Cape Cod.

Realty 370

Realty Real Estate Brokerage Marketing 370

Housing Wire

MARCH 21, 2023

The Federal Reserve also believes this to be the case because of the better credit standards we have in place since 2010. I have stressed that to understand the housing market, you need to understand how credit channels work post-2010. Remember, if you see a forbearance crash bro , hug them, they need it.

Mortgage 500

Mortgage Housing Market Inventory Marketing 500

Housing Wire

SEPTEMBER 6, 2023

Between 2010 and 2021, mortgage holders withdrew an average 0.92% of available tappable equity each quarter. It was up modestly from the first quarter of 2023 but just half the volume of the first quarter in 2022 ($79B), before rates began to rise. That share fell to just 0.4% over the past three quarters, researchers found.

Mortgage 410

Mortgage Housing Market Insurance Marketing 410

Housing Wire

JUNE 14, 2021

In addition to the bond market yield action, responsible lending post-2010 gave me confidence that forbearance was not going to be the negative issue that many had hoped for. While lending standards were never tight in American in the 21st century, they were very responsible post-2010.

Lending 515

Lending Marketing Housing Market 515

Eyes on Housing

OCTOBER 19, 2023

Existing home sales in September fell to lowest level since October 2010 as limited inventory and higher mortgage rates continued to weigh on homebuyers, according to the National Association of Realtors (NAR).

Mortgage 182

Mortgage Realtors Inventory 182

Housing Wire

OCTOBER 10, 2022

After starting with two model colonial-style homes in suburban Philadelphia, Toll Brothers (TOL) would expand across the country under Robert Toll, who served as the company’s chairman and CEO until 2010. The company went public in 1986. billion in sales and more than $1 billion in net income. “But then again, we’ve got like $1.8

Real Estate 397

Real Estate Contracts Housing Market Law 397

Miller Samuel

OCTOBER 3, 2023

I documented my approach to its valuation back on May 5, 2010 on my Matrix blog , after years of getting calls from real estate agents asking how to value them, this post was born: [Terra Logic] Understanding The Value of Manhattan Apartment Outdoor Space.

Real Estate Agent 195

Real Estate Agent Real Estate Valuation Appraisal 195

Housing Wire

NOVEMBER 22, 2023

The number of home sales in 2023 will likely be at its lowest level since 2010, and while sales activity will pick up in 2024, transactions will still be below average. In a typical year, there are about 5.2 million sales of existing homes nationally and home prices rise by about 4%. But it’s been a long time since we’ve seen “typical.”

Housing Market 432

Housing Market Marketing Inventory Mortgage 432

Housing Wire

DECEMBER 1, 2021

The company claims on its website that the total value of homes it has appraised is over $517 billion since 2010. Also, its total value of transactions closed and recorded since 2010 is over $436 billion. The acquired company will operate as a standalone division.

Appraisal 410

Appraisal Valuation Real Estate Inspection 410

Housing Wire

SEPTEMBER 28, 2023

Since pending home sales generally lead existing-home sales by a month or two, home sales are likely to remain close to the annualized rate of 4 million through the fall, the first time since 2010, First American Deputy Chief Economist Odeta Kushi said. Buyers are hitting affordability ceilings, causing some of them to sit out the market.

Housing Market 479

Housing Market Mortgage Realtors Buyers 479

Housing Wire

FEBRUARY 9, 2022

The second largest of the “Big Four” title insurers announced Wednesday that Kenneth DeGiorgio, who has served as the company’s president since May 2021, has been appointed chief executive officer, while current CEO Dennis Gilmore, who has held the position since 2010, transitions to chairman of the board of directors.

Insurance 370

Insurance Investing Business Real Estate 370

Housing Wire

OCTOBER 31, 2022

One of the unsung heroes of the most prolonged economic and job expansion ever recorded in history was the passing of the 2005 Bankruptcy Reform Act and the 2010 qualified mortgage rule under Dodd-Frank. As we can see above, none of this happened in the expansion from 2010 to 2020, as credit standards were much better.

Mortgage 517

Mortgage Inventory Lending Law 517

Appraisal Buzz

MARCH 8, 2022

15, the Northeast showed the slowest population growth between 2010 and 2021—up only 1.8 million from 2010. According to National Van Line’s Domestic Migration Report released Feb. The report also shows that two of the three biggest declines in population are along the East Coast of the US. Between Jul. 1, 2020, and Jul.

Appraisal 195

Appraisal 195

Housing Wire

NOVEMBER 4, 2022

million in 2010. The NAR report also found that as a group, the share of first-time homebuyers dropped to a record low of 26% from 34% last year, and off the peak of 50% in 2010. .” The Hispanic population reached 62.5 million in 2021, up from 50.5 The Asian population grew by 23% during this time.

Real Estate 397

Real Estate Real Estate Agent Buyers Sellers 397

Housing Wire

APRIL 11, 2022

The big theme of my housing work since 2010 has been that the housing market would have its weakest recovery from 2008 to 2019 because we simply built too many homes versus the real demand curve, and monthly supply proves that. Then we had an 82% crash in new home sales, and the weakest new home sales recovery ever after 2010.

Inventory 504

Inventory Housing Market Mortgage Realtors 504

Housing Wire

OCTOBER 4, 2021

A common theme in the interviews I have done in 2021 has been that this is the unhealthiest housing market since 2010 — not because we have a credit boom or a bubble forming, but because we have forced bidding on too few homes. This will be bullish for housing because the price gains we have been seeing are extremely unhealthy.

Mortgage 527

Mortgage Housing Market Marketing 527

Housing Wire

FEBRUARY 3, 2021

If this happens, it would prove a dramatic contrast to that of the financial crisis, in which lenders tightened credit standards from 2007 through 2010, said Curt Long, National Association of Federally-Insured Credit Unions chief economist and vice president of research.

Lending 545

Lending Mortgage Housing Market Insurance 545

Housing Wire

MARCH 1, 2022

She also briefly worked at the Department of Housing and Urban Development as an attorney in the Office of General Counsel, from 2010 to 2011. In one of those exams, in 2017, the FHFA found that the enterprises had taken steps to promote and maintain diversity, but had not fully implemented diversity requirements dating from 2010.

Mortgage 397

Mortgage Finance Human Resources Government 397

Housing Wire

AUGUST 10, 2023

Despite this below average year, NOAA and the NECI report that the average number of acres burned each year has steadily increased since 1983, with a significant acceleration of wildfire activity between 2010 and 2022.

Insurance 370

Insurance Realtors Construction Marketing 370

Housing Wire

DECEMBER 28, 2022

Home Prices will fall, but don’t expect 2010. There will be two key differences between 2023 and 2010. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the top predictions for this year, along with a roundtable discussion on how these insights apply to your business.

Housing Market 491

Housing Market Mortgage Marketing Inventory 491

Appraisal Buzz

JUNE 21, 2021

In 2010 it was viewed as a quick way to make a buck, but Wall Street’s investment in single-family rental housing soon became a distinct asset class and the pandemic has encouraged its expansion.

Mortgage 307

Mortgage Appraisal Inventory Investors 307

Housing Wire

OCTOBER 14, 2022

In 2010, the Dodd–Frank Wall Street Reform and Consumer Protection Act added special appraisal requirements for higher-priced mortgage loans, including that creditors must obtain a written appraisal based on a physical visit to the interior of the home before making a higher-priced mortgage loan. .

Appraisal 410

Appraisal Mortgage Finance Valuation 410

Housing Wire

MARCH 23, 2023

The Fifth Circuit ruling and the law firm also held that in establishing the CFPB in 2010, Congress violated the “nondelegation doctrine” which says that one branch of government must not authorize another entity to exercise the power it is constitutionally authorized to leverage on its own.

Law 432

Law Legal Government 432

Housing Wire

MARCH 29, 2022

The big theme of my housing work since 2010 has been that the housing market would have its weakest recovery from 2008 to 2019 because we simply built too many homes versus the real demand curve, and monthly supply proves that. Then we had an 82% crash in new home sales, and the weakest new home sales recovery ever after 2010.

Inventory 410

Inventory Housing Market Mortgage Realtors 410

Housing Wire

JANUARY 20, 2023

Just seven years later, Bilbrey and other investors purchased the firm, which was eventually sold to First American in 2003. Bilbrey joined Old Republic in 2007, was appointed executive vice president in 2008 and named president of Old Republic National Title Holding Co.

Insurance 384

Insurance Investors Marketing 384

Housing Wire

DECEMBER 11, 2020

average during the 2010 to 2019 time period. This should ensure that initial rates on ARMs will remain low, and we also expect 30-year fixed-rate loans to remain below 3% during early 2021 and average about 3.1% during the next two years. This would be a percentage point lower than the 4.1%

Housing Market 545

Housing Market Marketing Mortgage Contracts 545