Housing Wire

JUNE 21, 2022

from last year. But, the savagely unhealthy data line was that home prices are up 14.8%. Now that we are almost in July, we can safely say the premise that once mortgage rates hit 4%, the mass panic selling of American homeowners who need to get out at all costs, driving total inventory up in the millions, hasn’t happened.

Housing Market 540

Housing Market Marketing Inventory Mortgage 540

Housing Wire

OCTOBER 29, 2020

year over year — and that is the only headline that you should care about. This is one more data point showing that housing data has gone wild to the upside, so we should expect some downward moderation in the month-to-month data. year over year, whereas the monthly numbers showed a decline of 3.5%

Housing Market 409

Housing Market Realtors Marketing Mortgage 409

Housing Wire

DECEMBER 9, 2020

trillion this year, stretching the capacity limits of lenders and everyone else in the housing ecosystem, some mortgage applicants simply haven’t been worth his while. “I The geo-dome owner was among the tens of thousands of mortgage applicants that didn’t end up getting funded during the third quarter. Already a member?

Loan Officers 508

Loan Officers Mortgage Finance Business 508

Housing Wire

NOVEMBER 13, 2020

Perhaps your list starts with renting your first apartment or buying your first car. Later, you may have taken out a personal or small business loan. Eventually, you purchased your first house, maybe got a home equity line of credit. Your credit score has ebbed and flowed.

Modernization 488

Modernization Technology Mortgage Investors 488

Housing Wire

OCTOBER 14, 2022

HW Media: What is your current favorite HW+ article and why? From originations to servicing, we are there to support our customers and that is what makes the mortgage industry special. At the time, I would often get stressed out when I did something wrong. HW Media : When do you feel successful in your job? Jokes on me!

Clients 339

Clients Technology Business Construction 339

Appraisal Buzz

AUGUST 23, 2021

One of the most important math calculations in an entrepreneurs toolbox is knowing what the value of an hour is worth. We tend to call this calculation ‘dollars per hour,’ as in, “I just billed out $200 per hour,” or “I make $100 per hour.” Subtract $17,000 from $85,000 and you’re left with $68,000, which is yours to keep.

Appraisal 435

Appraisal Business Training Clients 435

Housing Wire

APRIL 4, 2022

As we usher in a new era of galvanized homebuyers who are well-researched before making a move, personalizing the shopping experience is imperative to breakthrough. Educate your outreach by keying into shopping behavior and you can empower your mortgage marketing in the new year. Market outlook.

Marketing 361

Marketing Mortgage Tools Business 361

Housing Wire

JANUARY 18, 2021

Whether you’re a first-time homebuyer or this is your fifth house, it’s a good idea to use an agent to ensure you make a smart decision. . Whether you’re a first-time homebuyer or this is your fifth house, it’s a good idea to use an agent to ensure you make a smart decision. . Boost your FICO score first.

Real Estate Agent 545

Real Estate Agent Real Estate Agents Buyers 545

Cleveland Appraisal Blog

NOVEMBER 3, 2022

Most appraisers are experiencing a significant slowdown in mortgage lending work due to rapidly increasing mortgage rates which are slowing down the housing market. I recommend having a visit with an appraiser in your area that performs appraisals for some of these purposes, to learn about what’s involved in these types of assignments.

Business 393

Business Appraisal Real Estate Agent Clients 393

Cleveland Appraisal Blog

DECEMBER 10, 2022

I’m so sorry for the weeks I missed posting articles last month. I’ll give my two cents at the end. Having a garden shed, high-quality bathroom tiles, and an open-concept kitchen and dining area are all well-known ways to increase the value of your home. Hello dear reader! Betty is not an appraiser.

Appraisal 298

Appraisal Buyers Renovations Investing 298

Appraisal Buzz

AUGUST 23, 2021

One of the most important math calculations in an entrepreneurs toolbox is knowing what the value of an hour is worth. We tend to call this calculation ‘dollars per hour,’ as in, “I just billed out $200 per hour,” or “I make $100 per hour.” Subtract $17,000 from $85,000 and you’re left with $68,000, which is yours to keep.

Appraisal 370

Appraisal Business Training Clients 370

Housing Wire

NOVEMBER 26, 2021

How do we make sense of all this? My rule of thumb has always been when working from a zero interest rate policy, the 2-year yield needs to be above 0.56% to have an honest discussion about this. Here is the 2-year yield before the headline on the new variant: Currently, the 2-year yield has fallen and is 0.50%.

Retail 533

Retail Mortgage Marketing 533

Housing Wire

MAY 6, 2022

string of positive job revisions we’ve seen this year ended with a negative 39,000 print; however, the job report was solid and continued the trend of good reports in 2022. Remember, the trend has been your friend since 2009: the Baby Boomers can’t work forever, and no country has a Dorian Gray labor market.

Transportation 335

Transportation Construction Retail Real Estate 335

Housing Wire

DECEMBER 4, 2023

Housing Forward is leading the charge in the greater Dallas area against homelessness, a vexing problem that plagues many cities across the county, and in recent years the nonprofit has notched some significant victories in the effort. The reality of the nation’s homelessness problem is that the goal posts keep moving.

Development 382

Development Property Management Government Training 382

Housing Wire

APRIL 1, 2022

sent out many tweets saying #JOLTS 10,000,000, and even when we had some big job misses in 2021, I didn’t change my tune. Don’t forget the Boomers are aging out of the labor force, they need to be replaced.”. The internal jobs data always pointed to a strong recovery, and job openings have been trending higher since 2008.

Marketing 433

Marketing Construction Housing Market Retail 433

Housing Wire

OCTOBER 13, 2020

Over the course of the last decade-plus, the seminal smartphone would wipe out its competitors — but not without some resistance. Many even knew they had an inferior device, but they put up with it out of the perceived headache involved in making the upgrade. What if the bottle runs out more quickly than you’re used to?

Clients 366

Clients Development Inventory Technology 366

Appraisal Buzz

OCTOBER 18, 2021

Our profession has been abuzz the last year or two with regards to the GSEs being mandated to modernize the appraisal profession. The old idea that many hands make lighter work. My system was born out of my frustration with writing reports. This article was originally published in the Fall 2021 Appraisal Buzz Magazine here.

Modernization 370

Modernization Valuation Appraisal Training 370

Housing Wire

MARCH 4, 2022

As you see from the chart below, the labor market dynamics from the end of the great financial crisis, where job openings were just a tad over 2 million, is much different today. The trend was always your friend with this data line that many people often ignore. Jobless claims data looks solid.

Mortgage 384

Mortgage Retail Construction Marketing 384

Housing Wire

AUGUST 12, 2020

I’ve tried my best to categorize products and companies where I thought they fit best, but as always, we need feedback to help make sure we’re putting products and companies in the right place and that we have the most up-to-date information. The HousingStack is exclusively for HW+ members. To join the HW+ community, go here.

Real Estate 306

Real Estate Brokerage Agents Design 306

Housing Wire

OCTOBER 26, 2021

You can’t just roll out the next iteration of the system; you have to deliver a truly new software platform. In this article, you will learn about the goals your LOS should help you reach, as well as discover three ways to tell whether the LOS you’re using today is next generation or not. The most critical goals of the lender’s LOS.

Architecture 305

Architecture Design Business Mortgage 305

Housing Wire

AUGUST 25, 2022

In the last five years alone, homeowners have gained, on average, $125,000 in equity on their properties. For lenders, these economic indicators mean now is the right time to ensure your home equity lending program is established and able to operate with a high level of efficiency.

Lending 331

Lending Valuation Appraisal Process Appraisal 331

Housing Wire

MAY 5, 2022

At the end of this series, you can join us on May 10 for a Housing Market Update webinar. Bringing together some of the top economists and researchers in housing, this event will provide an in-depth look at their latest insights on the housing market, along with a roundtable discussion on how this information applies to your business.

Housing Market 369

Housing Market Marketing Inventory Buyers 369

Housing Wire

MARCH 18, 2022

Since H4P volume is only a small fraction of the total business done in the reverse mortgage industry based on 2021 data , Mangus sat down with RMD to discuss his approach in successfully cultivating H4P business. I closed 28 H4P transactions last year, over 1% of the national total. The partner smiled. “ Curtis Mangus.

Real Estate 459

Real Estate Real Estate Agent Mortgage Agents 459

Housing Wire

JUNE 15, 2022

HousingWire: Since purchase application data is still the hottest topic, what is the current data looking like? Logan Mohtashami: Purchase application data: +8 week to week -16% year over year The 4-week moving average is -16.75%. Some historical context with previous rate increase moves in this data line.

Inventory 346

Inventory Investors Retail Housing Market 346

Housing Wire

AUGUST 13, 2021

This tipping point came after several years of rapid technology growth in our industry. The trends we elaborated on two years ago, pre-COVID, are now the standard: Digital is the new normal and technology is now the price of entry rather than a competitive advantage. Consumers don’t differentiate between digital and offline.

Loan Officers 450

Loan Officers Real Estate Agent Modernization Technology 450

Housing Wire

FEBRUARY 9, 2022

This did ring some alarm bells last year as many housing crash addicts used the results of Fannie Mae’s Home Purchase Sentiment Index to call for an epic crash in the second half of 2021. That didn’t end well, but let’s take a deeper look at what is happening here. So what is going on here? So what is the issue here?

Inventory 370

Inventory Buyers Sellers Investors 370

Housing Wire

FEBRUARY 9, 2022

This did ring some alarm bells last year as many housing crash addicts used the results of Fannie Mae’s Home Purchase Sentiment Index to call for an epic crash in the second half of 2021. That didn’t end well, but let’s take a deeper look at what is happening here. So what is going on here? So what is the issue here?

Inventory 369

Inventory Buyers Sellers Investors 369

Housing Wire

JUNE 30, 2022

An increasingly digitized world has given way to new solutions that are making business easier for everyone, mortgage lenders included. These are likely exactly the solutions your team needs right now. Is this helping my leadership measure productivity so that they can coach more effectively and make better decisions?

Mortgage 327

Mortgage Real Estate Agent Technology Loan Officers 327

Housing Wire

JUNE 15, 2022

In 2021, more than 90% of borrowers who closed a loan with fintech mortgage lender Neat Loans opted for a 30-year fixed-rate mortgage. The way ARMs work is lenders offer lower mortgage rates for the initial three, five, seven years. Compared to the beginning of the year, it rose almost three fold from 3%. in 2005, the MBA said.

Mortgage 357

Mortgage Bracketing Loan Officers Investors 357

Housing Wire

MAY 10, 2021

Owning a home is the biggest investment most people make in their lifetimes, which naturally creates a certain level of anxiety. Beyond that, a home isn’t like a stock purchase – you don’t wake up or raise your family in a mutual fund. No other transaction has such an intimate relationship to your life. .

Real Estate Agent 414

Real Estate Agent Real Estate Agents Marketing 414

Housing Wire

JANUARY 20, 2021

As 2021 unfolds, the real estate industry is still dealing with ongoing concerns introduced and exacerbated by the COVID-19 pandemic last year, leaving agents and brokers facing multiple challenges with their work. PropStream takes data from a variety of resources – including public record, MLS information, U.S.

Real Estate 413

Real Estate Inventory Sellers Landlords 413

Housing Wire

AUGUST 28, 2020

Lots of people build products to help you build your brand and fill the funnel. While it’s technically fewer, lots of companies help you engage and nurture all of those leads and create opportunities out of them. By far the most popular conversion tools out there are Comparative Market Analysis tools. Listing tools.

Tools 245

Tools Sellers Real Estate Contracts 245

Housing Wire

JUNE 15, 2022

increase year-over-year in May, 30 basis points above the consensus estimates – and enough for stock futures to sink and bond yields to soar. The price data has changed the expectations for the Federal Reserve ’s meeting on Wednesday, with the market betting on a 75 bps increase in interest rates (compared to 50 bps previously).

Mortgage 382

Mortgage Investors Clients Marketing 382

Housing Wire

APRIL 14, 2022

A seasoned retail and commercial banking salesman in Fort Wayne, Indiana, the 39-year-old Woodward joined Interfirst Mortgage as a loan officer in October 2020 after a recommendation from an old college friend. ” It worked well for Woodward – and Interfirst – for about one year. .” The work was not complex, he said.

Mortgage 522

Mortgage Marketing Retail Lending 522

Housing Wire

MARCH 21, 2022

Most title business owners dream of the day they can sell the firm they’ve built for the maximum multiple. Making a plan. What is the business model after the acquisition activity, and what kind of business best fits that model and/or offers the most potential growth after acquisition? Instead, it starts with the “why.”.

Business 322

Business Sellers Buyers Valuation 322

Housing Wire

MARCH 30, 2022

By the end of 2021, the firm said it had invested in 20 proptech companies and its venture investments had produced $355 million in gains. Can you tell me a little bit about some of these new investments and why they stood out to you? The title insurance space isn’t generally known for placing outsized bets on technology.

Mortgage 339

Mortgage Real Estate Investing Technology 339

Appraisal Buzz

AUGUST 16, 2021

Trying to meet deadlines, keep my clients informed, and put out a quality product in this busy market is enough to make my head spin. Lately, though, I’ve been trying to carve out some extra time to find out about what other appraisers are saying and doing in this unusual market.

Market Value 448

Market Value Buyers Appraisal Sellers 448