Housing Wire

OCTOBER 12, 2023

Customer engagement platform Total Expert ‘s customer intelligence and mortgage tech firm Polly ‘s product and pricing engine (PPE) will help California-based lender Mountain West Financial identify lending opportunities from its existing database.

Loan Officers 392

Loan Officers Modernization Lending Design 392

Housing Wire

SEPTEMBER 30, 2020

Technology has made many aspects of day-to-day life more seamless than ever, with instant, easy and personalized consumer experiences; however, lending is still difficult. The Origence Mortgage Platform is an end-to-end lending platform that puts the power of modern technology in lenders’ hands, enabling them to close more loans, faster.

Lending 196

Lending Modernization Mortgage Technology 196

Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. Federal officials said similar banks generated five times as many loan applications from prospective Black and Latino home buyers as Lakeland.

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Law Loan Officers Lending Advertising 387

Housing Wire

NOVEMBER 15, 2022

Insightful borrower data and enhanced tech solutions are paramount to success in today’s modern mortgage industry. HousingWire recently spoke with Dan Catinella, chief lending officer at Total Expert, about how Customer Intelligence technology is improving deal flow and pushing the customer experience into the 21st century. .

Housing Market 403

Housing Market Marketing Loan Officers Tools 403

Housing Wire

NOVEMBER 18, 2022

Modernizing origination to stay competitive in today’s housing market. This white paper will examine the growing importance of modernization in the mortgage lending industry. My time with PenFed has come to an end,” a loan officer posted on LinkedIn.

Loan Officers 404

Loan Officers Modernization Finance Housing Market 404

Housing Wire

JUNE 2, 2023

District Court for the Eastern District of Pennsylvania , ESSA “failed to provide mortgage lending services and did not serve the credit needs of majority-Black and Hispanic neighborhoods in the Philadelphia metropolitan area” from 2017 to 2021. According to a complaint filed by DOJ in the U.S. It is simply the right thing to do.”

Lending 278

Lending Advertising Design Loan Officers 278

Housing Wire

MARCH 25, 2021

In short, their AI platform, which is built on aggregated loan data from its network, allows loan officers, processors and underwriters to offload manual, arduous tasks. Clients include Credit Union of Colorado , Texas Lending and JMAC Lending. mortgage market. Presented by: Sutherland.

Mortgage 388

Mortgage Lending Technology Loan Officers 388

Housing Wire

NOVEMBER 23, 2022

According to Cameron, the recent downturn has delivered the biggest and fastest rate increase in modern history — and the sharpest volume and revenue decrease the mortgage business has ever seen. Since relaunching operations, Interfirst also hired teachers and first responders to be loan officers.

Marketing 345

Marketing Loan Officers Business Mortgage 345

Housing Wire

JUNE 30, 2021

By writing and maintaining all of the code along with investing heavily in putting together a world class modern IT infrastructure that efficiently leverages a mix of modern technologies like the public cloud and API based software architectures, UWM has been able to turn on a dime and stay well ahead of shifts in the market utilizing technology.

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Tools Training Technology Clients 306

Housing Wire

FEBRUARY 7, 2022

As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality. A spokesperson for HUD said the agency could not discuss investigations or strategy of fair lending enforcement, but said that fair lending is a priority of the Biden-Harris Administration and HUD.

Insurance 343

Insurance Modernization Lending Mortgage 343

Housing Wire

JUNE 29, 2022

Loan officers must understand what modern millennial and Gen Z homebuyers want from their lenders. For mortgage professionals looking to buoy their loan volume through the rest of the year and beyond, understanding the motivations, behaviors and the barriers to entry for these borrowers will only become more vital for success.

Loan Officers 416

Loan Officers Mortgage Modernization Business 416

Housing Wire

OCTOBER 3, 2022

When it comes to origination, modernization is key to enhancing the customer experience, improving overall cycle times and increasing overall profit. Regardless of the size of a lending business, having the right origination software is the first step in creating a homebuying experience built for the 21st century.

Technology 324

Technology Loan Officers Modernization Retail 324

Housing Wire

SEPTEMBER 8, 2022

When mortgage lenders are talking about compliance in loan origination or mortgage servicing, the worst case can be pretty bad, so we often see companies investing heavily in the best tools. Mike is an experienced mortgage loan officer. In 2000, Mike’s company used a CRM capable of automating the marketing for its loan officers.

Business 414

Business Marketing Technology Tools 414

Housing Wire

OCTOBER 6, 2020

Lending technology out of focus. Focusing our efforts to leverage big data and smarter automation on the front end of the loan origination process made sense in the beginning when the mortgage industry was entering the digital age. Borrowers were not comfortable turning over their credentials to loan officers or processors.

Technology 450

Technology Mortgage Investing Investors 450

Housing Wire

MARCH 10, 2021

The community lending segment has experienced impressive growth over the last 10 years. Community lenders were left behind when it came to tech-forward, cost-effective digital platforms, and especially among today’s millennial homebuyers, a modern, streamlined borrower experience is a necessity.

Marketing 384

Marketing Technology Lending Business 384

Housing Wire

MAY 2, 2021

With so many people involved – including the appraisal desk, loan operations, loan officers, underwriters, the IT/product team, borrowers and appraisal vendors – there’s room for error that could negatively impact the home buying experience. Brian Zitin, Co-Founder and CEO.

Appraisal 210

Appraisal Appraisal Process Valuation Loan Officers 210

Housing Wire

DECEMBER 31, 2021

Lenders will have to “manage expenses and improve customer service in a purchase market,” Tom Wind, executive vice president of consumer lending with U.S. One of the ways that lenders “manage expenses” has historically been by laying off processors and loan officers. Bank Home Mortgage , said at the MBA Annual convention.

Marketing 427

Marketing Law Government Mortgage 427

Housing Wire

AUGUST 8, 2023

According to Sahi, there are three primary components that will help lenders succeed in today’s mortgage environment, and beyond: speed to market, margin management and loan officer experience and education. “If How the right tech can help LOs and borrowers The right PPE will help loan officers work more efficiently and effectively.

Architecture 307

Architecture Technology Loan Officers Design 307

Housing Wire

MARCH 13, 2023

In its announcement of the filing, the CFPB said loanDepot “is fighting the case by, among other things, suggesting that it can’t be held liable for making a lending decision based on a discriminatory appraisal because the alleged discrimination was committed by a third-party appraiser.

Appraisal 347

Appraisal Valuation Law Loan Officers 347

Housing Wire

MARCH 29, 2022

The three agencies in charge of such reviews — the Federal Reserve , the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency — have not denied a single bank merger in 15 years. Senior administration officials claim that rooting out “modern-day redlining” is a top priority. But there was a catch.

Lending 357

Lending Government Law Mortgage 357

Housing Wire

JUNE 8, 2022

The firm’s software — which it says streamlines the loan origination process by allowing document sharing and communication between loan officers and real estate agents — helped to close more than 77,000 mortgage applications per month, according to Porch. So it’s like middle-office, later stage workflow.

Mortgage 345

Mortgage Technology Loan Officers Investing 345

Appraisal Buzz

OCTOBER 3, 2022

I can see why loan officers, real estate agents, or buyers might push back on appraisers’ conclusions. There is a reason lenders do not lend money based on analysis prepared by persons who have an interest in the property or the transaction. Consumers today have so much data available to them from so many sources.

Appraisal 370

Appraisal Marketing Real Estate Inventory 370

Housing Wire

JULY 13, 2021

OriginPoint has a Chicago address, and it is actively looking for loan officers, according to OriginPoint’s website. Compass has called itself a tech company, Wong noted, and as recently as this May its CEO Robert Reffkin said that Compass’s goal was to modernize an archaic industry. They are pigeonholing themselves.”.

Brokerage 295

Brokerage Real Estate Agents Clients 295

Housing Wire

MARCH 1, 2022

In eOriginal’s 2020 Tech100 nomination, the company boasted about the efficiency their ClosingCenter product brought to mortgage lending clients; Fairway achieved 80% faster mortgage acceptance by secondary market investors and also realized a 90% reduction in interest expenses to warehouse lenders for mortgages closed using ClosingCenter.

Real Estate 331

Real Estate Brokerage Real Estate Agent Technology 331

Housing Wire

OCTOBER 20, 2023

Sharing your success lends to your credibility as an agent. Who knows, this might help someone kick start styling their own home, which could result in them reaching out to you because you share a love for mid-century modern or boho minimalist style. These should be posted in addition to testimonials.

Real Estate 361

Real Estate Agents Real Estate Agent Clients 361

Genworth MI Blog

MAY 28, 2020

Remember when loan officers avoided underwriting loans for manufactured housing for fear of low commissions, foreclosure risks, and the added complexities of underwriting those types of “unreliable” homes? Remember when manufactured housing used to equate to mobile homes? Manufactured Housing Construction Advantages.

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Construction Loan Officers Training Lending 148

Housing Wire

FEBRUARY 8, 2023

When mass-market loan origination systems emerged on the scene in the early 1990s, they revolutionized the mortgage workplace by allowing originators to save loan files on a personal computer and share them across local networks — a huge step up from typewritten applications and mainframe computing.

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Loan Officers Technology Lending Transportation 68

Housing Wire

OCTOBER 27, 2020

Loan officers receive title complexity decisions within seconds at the point of sale – so they can create a runway for more straightforward orders and focus resources on more complicated ones. These time-savings are critical in today’s lending environment. Lenders should also consider the strength of their providers’ technology.

Clients 342

Clients Technology Insurance Loan Officers 342

Genworth MI Blog

MAY 28, 2020

Remember when loan officers avoided underwriting loans for manufactured housing for fear of low commissions, foreclosure risks, and the added complexities of underwriting those types of “unreliable” homes? Remember when manufactured housing used to equate to mobile homes? Manufactured Housing Construction Advantages.

Construction 78

Construction Loan Officers Training Lending 78

Clear Capital

SEPTEMBER 29, 2021

It’s also, to be clear, somewhat about revolutionizing and modernizing the appraisal process by enabling property data collection to be performed by non-appraisers. ” This has been a very hot and important topic within the lending space for the last year or so, we’ve talked about it on this podcast before Kenon.

Sellers 69

Sellers Agents Real Estate Buyers 69

Appraisal Today

OCTOBER 14, 2022

While that number may seem high to some, in the context of lending and property complexities, that is a 54% improvement in performance cited earlier in this article (from 35% 10 years ago). I can see why loan officers, real estate agents, or buyers might push back on appraisers’ conclusions. Is there room for more improvement?

Appraisal 52

Appraisal Insurance Real Estate Business 52