Housing Wire

OCTOBER 17, 2022

It also includes some new content, like a Q&A with Shant Banosian, Guaranteed Rate ’s top-ranked loan officer , and demos with top housing tech companies. This online, streamlined recording of the most popular and insightful HW Annual panels and presentations, will give attendees a chance to experience it all again.

Loan Officers 299

Loan Officers Insurance Technology Marketing 299

Housing Wire

NOVEMBER 7, 2023

Present to your buyer clients just like you would in a listing presentation. Loop your buyer’s lender into the mix and have coffee with your buyer clients and the loan officer to discuss loan options that meet their goals. Repeat, referral, lather, rinse and repeat. Be a matchmaker. Overcommunicate.

Clients 410

Clients Buyers Real Estate Agent Real Estate 410

Housing Wire

SEPTEMBER 22, 2022

With the new mortgage program, customers receive loan estimates and closing disclosures in Spanish as well as a real-time digital version they can save. Presented by: Mortgage Coach. Mortgage Insurers points out that Hispanics are the youngest of any ethnic or racial demographic in the United States to purchase a home.

Marketing 364

Marketing Tools Loan Officers Finance 364

Housing Wire

OCTOBER 6, 2021

Presented by: LQ Digital. Better has also made strides in real estate and insurance. billion in title insurance and $1.4 billion in homeowner’s insurance, while their real estate arm made $691 million in transaction volume. loans per months, compared to the industry average of 7.1

Insurance 410

Insurance Investors Real Estate Loan Officers 410

Realtor

NOVEMBER 7, 2023

Costs of buying a home #2: Escrow account An escrow account is basically a way for your mortgage company to make sure you have enough money to cover related taxes and mortgage insurance. The amount you need to pay varies by location, lender, and loan type. The origination fee is a small percentage of the total loan.

Inspection 196

Inspection Insurance Sellers Buyers 196

Housing Wire

DECEMBER 14, 2020

An ex-software engineer, Green is also a former loan officer and founder of The Mortgage Reports, a mortgage education website that was eventually acquired by Full Beaker. Presented by: Fannie Mae. “There are 2.5 million first-time home buyers every year in the United States,” said Green. mortgage market.

Loan Officers 337

Loan Officers Investors Legal Buyers 337

Housing Wire

NOVEMBER 18, 2022

Presented by: ServiceLink. Workers impacted by November’s layoffs will receive severance through the end of the year, two months of health insurance and other incentives, including additional payments based on the employee’s tenure. My time with PenFed has come to an end,” a loan officer posted on LinkedIn.

Loan Officers 417

Loan Officers Modernization Finance Housing Market 417

Housing Wire

JUNE 24, 2021

Buyside helps real estate agents and loan officers engage homeowners with not just home value tools but also branded wealth optimization tips on their home’s equity so homeowners can now truly view their home as an asset. According to NAR over 69% of buyers have a home to sell, so really homeowners represent the earliest buyer.

Valuation 325

Valuation Real Estate Agent Real Estate Clients 325

Housing Wire

APRIL 5, 2021

Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and sellers while also playing an expanding role as personal advisors. Presented by: Propertybase. “I had one client in St. She relocated to New York.”

Buyers 466

Buyers Real Estate Agent Real Estate Brokerage 466

PennyMac

MARCH 4, 2024

Down Payment and Mortgage Insurance Most, but not all, home loans will require a down payment. When comparing mortgage lenders, be sure to inquire about which loans they offer, especially if you’re interested in a non-conventional loan, such as a FHA or VA loan.

Loan Officers 65

Loan Officers Insurance Mortgage Sellers 65

Housing Wire

OCTOBER 27, 2020

We’re the largest centralized mortgage transactional services provider in the country, backed by the country’s largest provider of title insurance services. SF: As the transaction insurer, the title provider has a vested interest in closing and disbursing the loan.

Clients 371

Clients Technology Insurance Loan Officers 371

Housing Wire

SEPTEMBER 5, 2023

Those will inevitably flow through a lender, so we make sure that the lenders have as much information as possible around what might be the best, most appropriate alternatives to present to borrowers. How are lenders helping borrowers take advantage of loan product innovation and affordable housing initiatives?

Technology 376

Technology Mortgage Tools Insurance 376

Housing Wire

JUNE 1, 2021

Genworth Mortgage Insurance. Alterra Home Loans. Senior Loan Officer. The post Presenting HousingWire’s 2021 Class of Rising Stars appeared first on HousingWire. ICE Mortgage Technology. Madisyn Rhone. Manager, Government & Industry Relations. Malte Kramer. CEO & Founder. Luxury Presence.

Retail 397

Retail Lending Loan Officers Finance 397

Genworth MI Blog

FEBRUARY 29, 2024

This should include photos of any recent updates/renovations that were used as adjustments and applied to the sales where the sales comparison approach is presented as support for the opinion of value. Source: David Foster is a Senior Real Estate Appraiser at Enact Mortgage Insurance.

Appraisal 88

Appraisal Inspection Training Real Estate 88

PennyMac

FEBRUARY 12, 2021

On the other hand, FHA loans require certain provisions which can sometimes be a burden on a homeowner’s budget, often in the form of premiums paid for mortgage insurance. In such cases, you may want to consider refinancing your FHA loan into a conventional mortgage. Can You Refinance an FHA Loan?

Insurance 59

Insurance Loan Officers Finance Mortgage 59

East Coast Appraisal

SEPTEMBER 12, 2022

Private mortgage insurance, or PMI, allows lenders to offer home loans to buyers without the traditional 20 percent down payment. This insurance covers the risk of financing a mortgage with less equity from the buyer. You may need to hit an even lower loan-to-value ratio for several years after signing.

Appraisal 52

Appraisal Renovations Insurance Home Value 52

Realtor

OCTOBER 16, 2023

” However, keep in mind that you will have to pay private mortgage insurance if you put less than 20% down, which increases your monthly payments. Assuming you can get a loan instantly Many borrowers assume that in today’s instant-gratification culture, they can get a mortgage in days or even minutes. ” 8. .

Mortgage 190

Mortgage Real Estate Agent Real Estate Buyers 190

Housing Wire

FEBRUARY 3, 2022

Goldman Sachs says that at present, one-third of outstanding mortgage balances have at least a 50-basis point incentive to refinance, and if mortgage rates were to rise by 25 basis points, the eligible base would fall to 24%. The refi landscape also changes dramatically with higher rates.

Mortgage 382

Mortgage Retail Finance Investors 382

Housing Wire

MARCH 1, 2021

We’ve seen the thought of eMortgages start to be accepted and embraced by lenders as the way of not just the future, but the present. It’s much more efficient to reach a loan officer and input an application into the pipeline than ever before. Some investment has also gone into the underwriting process.

Marketing 253

Marketing Realtors HOA Technology 253

Housing Wire

OCTOBER 1, 2022

The DOJ said that all of Lakeland’s branches were located in majority-white neighborhoods and that its loan officers did not serve the credit needs of Black and Hispanic neighborhoods in and around Newark. Presented by: FormFree. Lakeland Bank admitted no wrongdoing as part of a consent decree.

Law 403

Law Loan Officers Lending Advertising 403

Housing Wire

APRIL 13, 2022

Loan officers and mortgage executives alike continue to click on links in seemingly routine emails, ultimately giving bad actors complete access to lenders’ systems and mortgage transactions. a national title insurance underwriting company, said that a lot of the time the weak link in a phishing scheme is the real estate agent.

Real Estate Agent 449

Real Estate Agent Mortgage Real Estate Agents 449

PennyMac

FEBRUARY 13, 2024

In cases where interest rates have gone up significantly since the seller originally bought and financed the home, this can present a savings opportunity that includes the low interest rate on the mortgage as part of the purchase of the home. and an approximate total loan cost of $273,543.07 (paid over 25 years).

Mortgage 53

Mortgage Sellers Buyers Finance 53

Housing Wire

MARCH 11, 2024

The addition of automation made credit optimization more accessible to mortgage loan officers who could simply set a target score and allow our predictive analytics engine to run hundreds of simulations in just seconds to arrive at a detailed plan. We have seen this lead to higher close rates and more referrals.

Buyers 414

Buyers Tools Mortgage Lending 414

PennyMac

APRIL 29, 2022

As a result, you continue to pay your lender a regular monthly amount with the understanding that you will be covering both the principal cost of the loan and the interest the lender charges for their services. Throw in additional costs such as property insurance and taxes, and that monthly payment can get pretty steep.

Insurance 36

Insurance Mortgage Finance Loan Officers 36

Housing Wire

AUGUST 20, 2021

Aaron Strawn, senior loan officer at Ruoff Mortgage (294% growth) pointed to his company’s leadership. “We This year housing sector companies appeared in the following categories as presented by Inc.: We just have leadership that truly means and does what they say. To qualify for Inc.’s

Real Estate 450

Real Estate Realty Brokerage Mortgage 450

Housing Wire

JULY 9, 2021

Homebuyers and sellers contend with a variety of entities — banks, insurance companies, mortgage servicers, appraisal companies, title providers, agents, brokerages, and even real estate marketers— and the process can be labyrinthine to even those who have gone through it before. Presented by: Propertybase.

Real Estate 450

Real Estate Business Valuation Technology 450

Housing Wire

SEPTEMBER 21, 2023

We have tools where AI is very useful, like our lead generation products and lead nurturing where you detect buying signals and filter through a lot of noise, and then present that to agents. But the truth is, there are components outside of our realm today that include mortgage and title and insurance.

Technology 395

Technology Real Estate Agents Design 395

Housing Wire

AUGUST 27, 2021

Presented by: iEmergent. Where I take issue with the GSEs’ pricing methodology is how they combine loan-level pricing adjustments ( LL P A’s ) on top of base g-fees for low downpayment borrowers at levels that some have stated seem excessive. When I started my career as a loan officer, there were no credit scores.

Mortgage 409

Mortgage Lending Loan Officers Insurance 409

PennyMac

DECEMBER 22, 2020

Banks are also more likely to present a counter offer because they must demonstrate they tried to get the best possible price for the property. If you are expected to do so yourself, hire a title company to run a full, insured title search before closing the deal. Working with a lender also means jumping through more corporate hoops.

Inspection 69

Inspection Real Estate Agent Real Estate Agents 69

Appraisal Today

OCTOBER 14, 2022

After many years of reading appraisal reports, my response is “One that leaves the reader with few unanswered questions, allows the data to tell the story, keeps appraiser interventions to a minimum and is able to present a case for what a property is worth, as well as what it is not worth.”. Many residents don’t have flood insurance.

Appraisal 52

Appraisal Insurance Real Estate Business 52

Appraisal Today

OCTOBER 21, 2022

Check with your E&O insurance company to see if they offer tail coverage and what the requirements are. Some E&O Insurance companies offer free tail coverage with certain criteria, For example: Must be appraising for at least 20 years. Must be insured by the company for the past 5 consecutive years. Must be retiring.

Appraisal 52

Appraisal Marketing Contracts Insurance 52

Housing Wire

APRIL 13, 2022

As a driver of the economy, housing should be bolstered by: Non-bank lending institutions to lend in lower-income areas and to minorities in the same way that CRA provides for banks Reducing government-insured and guaranteed mortgage loan fees. Reducing government-insured and guaranteed mortgage loan fees.

Insurance 383

Insurance Construction Government Lending 383

Appraisal Today

AUGUST 13, 2023

2023 E&O Insurance Brokers Risks of Expert Work by Claudia Gaglione, Esq A long article from Claudia with 4 very good case studies.

Appraisal 73

Appraisal Contracts Real Estate Agent Mortgage 73

AmeriMac

MARCH 29, 2024

The reverse mortgage process typically begins with a borrower contacting a loan officer who specializes in reverse mortgages. The loan officer will assess the homeowner’s eligibility and explain the details of the loan, including the potential loan amount and repayment terms.

Mortgage Appraisal 36

Mortgage Appraisal Appraisal Mortgage Appraisal Process 36

Assurance Financial

JULY 23, 2021

The exact amount you need to save up for a down payment depends on the type of loan you choose, the market conditions and your financial situation. That might be true, as putting down 20% allows you to avoid paying private mortgage insurance (PMI) premiums and can mean you get a better interest rate on your loan.

Mortgage 74

Mortgage Real Estate Agent Government Loan Officers 74

Housing Wire

MARCH 29, 2022

The three agencies in charge of such reviews — the Federal Reserve , the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency — have not denied a single bank merger in 15 years. Goldman Sachs gave Federal Reserve officials a powerpoint presentation on the merger. ” The CRA, then and now.

Lending 368

Lending Government Law Mortgage 368

Clear Capital

SEPTEMBER 29, 2021

And, it really helps buyers I think, represent the best of who they are, even if they’re not in the same financial position as folks out there, they can present differently, such as all cash. There’s 500,000 loan officers. So we’re interested in learning a little bit more about that. Shaival Shah.

Sellers 69

Sellers Agents Real Estate Buyers 69