Housing Wire

OCTOBER 27, 2020

We’re the largest centralized mortgage transactional services provider in the country, backed by the country’s largest provider of title insurance services. These time-savings are critical in today’s lending environment. SF: As the transaction insurer, the title provider has a vested interest in closing and disbursing the loan.

Clients 369

Clients Technology Insurance Loan Officers 369

Housing Wire

SEPTEMBER 5, 2023

Those will inevitably flow through a lender, so we make sure that the lenders have as much information as possible around what might be the best, most appropriate alternatives to present to borrowers. How are lenders helping borrowers take advantage of loan product innovation and affordable housing initiatives?

Technology 374

Technology Mortgage Tools Insurance 374

Housing Wire

JUNE 1, 2021

Genworth Mortgage Insurance. EVP, Retail Lending. Alterra Home Loans. Senior Loan Officer. Supreme Lending. VP, Lending Support. The post Presenting HousingWire’s 2021 Class of Rising Stars appeared first on HousingWire. ICE Mortgage Technology. Madisyn Rhone. Malte Kramer. Matt Garcia.

Retail 393

Retail Lending Loan Officers Finance 393

Housing Wire

FEBRUARY 3, 2022

Goldman Sachs says that at present, one-third of outstanding mortgage balances have at least a 50-basis point incentive to refinance, and if mortgage rates were to rise by 25 basis points, the eligible base would fall to 24%. The refi landscape also changes dramatically with higher rates. The losers are a lot of the smaller players.”

Mortgage 380

Mortgage Retail Finance Investors 380

Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. Federal officials said similar banks generated five times as many loan applications from prospective Black and Latino home buyers as Lakeland.

Law 398

Law Loan Officers Lending Advertising 398

Housing Wire

MAY 6, 2024

Largely hidden from view and misperceived by some to be on the lower end of the hierarchy of service providers, the position seemingly lacked the luster of the real estate agent or the panache of the loan officer. During the housing crisis of 2008, the title industry suddenly emerged from obscurity into full view.

Real Estate Agent 336

Real Estate Agent Real Estate Project Management Agents 336

Housing Wire

MARCH 11, 2024

The addition of automation made credit optimization more accessible to mortgage loan officers who could simply set a target score and allow our predictive analytics engine to run hundreds of simulations in just seconds to arrive at a detailed plan. We have seen this lead to higher close rates and more referrals.

Buyers 408

Buyers Tools Mortgage Lending 408

Housing Wire

AUGUST 20, 2021

Lending Heights ( 592% growth) President Jason Cecco said his focus was on “empowering our team members to thrive, which leads to the best customer experience.”. Aaron Strawn, senior loan officer at Ruoff Mortgage (294% growth) pointed to his company’s leadership. “We 5000 map.”. To qualify for Inc.’s

Real Estate 442

Real Estate Realty Brokerage Mortgage 442

PennyMac

APRIL 29, 2022

As a result, you continue to pay your lender a regular monthly amount with the understanding that you will be covering both the principal cost of the loan and the interest the lender charges for their services. Throw in additional costs such as property insurance and taxes, and that monthly payment can get pretty steep.

Insurance 36

Insurance Mortgage Finance Loan Officers 36

Housing Wire

AUGUST 27, 2021

Presented by: iEmergent. Where I take issue with the GSEs’ pricing methodology is how they combine loan-level pricing adjustments ( LL P A’s ) on top of base g-fees for low downpayment borrowers at levels that some have stated seem excessive. When I started my career as a loan officer, there were no credit scores.

Mortgage 404

Mortgage Lending Loan Officers Insurance 404

Appraisal Today

OCTOBER 14, 2022

After many years of reading appraisal reports, my response is “One that leaves the reader with few unanswered questions, allows the data to tell the story, keeps appraiser interventions to a minimum and is able to present a case for what a property is worth, as well as what it is not worth.”. Many residents don’t have flood insurance.

Appraisal 52

Appraisal Insurance Real Estate Business 52

Housing Wire

APRIL 13, 2022

But that engine could stall if action isn’t taken to increase the supply of affordable housing and expand opportunities for lending to underserved families. The inability to build equity presents a major barrier to significantly growing the housing sector and the nation’s economy. Committing non-bank lending institutions.

Insurance 381

Insurance Construction Government Lending 381

Housing Wire

MARCH 29, 2022

The three agencies in charge of such reviews — the Federal Reserve , the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency — have not denied a single bank merger in 15 years. And HUD can bring lawsuits claiming bias in mortgage lending. It’s white, male and fairly racist all the way through.

Lending 368

Lending Government Law Mortgage 368

Assurance Financial

JULY 23, 2021

The exact amount you need to save up for a down payment depends on the type of loan you choose, the market conditions and your financial situation. That might be true, as putting down 20% allows you to avoid paying private mortgage insurance (PMI) premiums and can mean you get a better interest rate on your loan.

Mortgage 74

Mortgage Real Estate Agent Government Loan Officers 74

Clear Capital

SEPTEMBER 29, 2021

” This has been a very hot and important topic within the lending space for the last year or so, we’ve talked about it on this podcast before Kenon. And then they went to go buy a home and they were declined because there was all these inequities and biases in the mortgage process and in how mortgages were insured by the FHA.

Sellers 69

Sellers Agents Real Estate Buyers 69

Housing Wire

FEBRUARY 7, 2022

A spokesperson for HUD said the agency could not discuss investigations or strategy of fair lending enforcement, but said that fair lending is a priority of the Biden-Harris Administration and HUD. In August, HUD Secretary Marcia Fudge signed an agreement with the Federal Housing Finance Agency to strengthen fair lending enforcement.

Insurance 363

Insurance Modernization Lending Mortgage 363