Housing Wire

APRIL 30, 2024

AARP concerns “FHA will move forward with its proposal that permits contributions by the property seller, real estate agent, builder, or developer to HECM for Purchase borrowers’ closing costs,” HUD said in its update to the policy. Certner cited fair lending concerns and the potential of undue borrower influence.

Mortgage 407

Mortgage Real Estate Agent Sellers Construction 407

Housing Wire

FEBRUARY 8, 2021

Forbearance will have to end at some point, and when it does, couldn’t all these homes flood the housing market at once, driving prices down and scaring would-be homeowners away from purchasing? . We know the current status of the housing market in America is vigorous, if not hot. Here’s how to find property owners ready to sell.

Housing Market 544

Housing Market Marketing Government Real Estate Agent 544

Housing Wire

AUGUST 2, 2023

Its aggressive inflation-crushing policy extinguished the greatest refi market in history – these days, nearly 90% of residential mortgage originations are purchase loans. For this exercise, I’ll be relying on Inside Mortgage Finance data and looking at origination volume, purchase market share percentage and the lender’s overall mix.

Marketing 367

Marketing Business Retail Lending 367

Housing Wire

NOVEMBER 30, 2023

Your path to real estate licensure begins with 120 hours of classes in an approved Ohio real estate license education program. From completing your required coursework to taking the licensing exam, keep reading to learn how to become a real estate agent in Ohio. Ready to find a real estate brokerage?

Real Estate 431

Real Estate Real Estate Agent Brokerage Agents 431

Housing Wire

OCTOBER 20, 2023

No seller must use a real estate agent to sell a home — ever. In fact, considering inter-family and estate transfers as well as for-sale-by-owners, as many as 20% of all transactions may not include the use of an agent. Consumers are free to sell or buy a home without an agent — and consumers know this.

Real Estate Agent 432

Real Estate Agent Real Estate Brokerage Agents 432

McKissock

AUGUST 3, 2021

Self-employed real estate agents need to consider their financial options without the direction of a company to provide a 401(k) and contribution match. Fortunately, real estate agents have many great opportunities. In 2020, the government increased the contribution limit to $19,500 for employees.

Real Estate Agent 94

Real Estate Agent Real Estate Agents Business 94

Housing Wire

MARCH 18, 2022

Mangus then worked to build the dedicated reverse mortgage department at his new company from scratch and has found a notable degree of success by building Home Equity Conversion Mortgage (HECM) for Purchase (H4P) business through the use of continuing education (CE) classes designed for licensed real estate agents.

Real Estate 519

Real Estate Real Estate Agent Mortgage Agents 519

Housing Wire

JANUARY 11, 2023

Michigan-based United Wholesale Mortgage (UWM) is taking another step to aggressively reduce its prices in order to gain market share in a shrinking mortgage market. . Brokers can use the points for conventional, government and non-agency loans up to $1 million. .

Loan Officers 450

Loan Officers Retail Real Estate Agent Government 450

Housing Wire

MAY 3, 2023

On Friday afternoon, my real estate agent called with good news. The agent wished me well and said that she would appreciate a review on her website. If we were to look at the average commission rate for top agents and teams, we would find that it mirrors these results.” Congratulations!” You just sold your house.”

Agents 410

Agents Real Estate Agent Brokerage Real Estate 410

McKissock

JUNE 30, 2021

Want to take your business to the next level and develop real estate clients who will become evangelists for your brand? Follow these useful tips: What the best real estate agents know about wowing their clients. Free Guide : Become a social media marketing master with this free guide just for real estate agents.

Real Estate Agent 96

Real Estate Agent Real Estate Clients Agents 96

Housing Wire

MAY 1, 2024

Just six months ago, when a Missouri jury found HomeServices of America, Keller Williams and the National Association of Realtors (NAR) liable for colluding to artificially inflate real estate agent commissions , the industry’s path forward was very murky.

Realtors 410

Realtors Real Estate Agent Real Estate Brokerage 410

Housing Wire

APRIL 1, 2024

Last year, mortgage rates increased from 3% to 8% and home prices still increased in most markets. However, if buyers are required to pay out of pocket for their agent, it will increase their costs by as much as $12,000 to purchase a median-priced home in America. That is highly unlikely.

Sellers 473

Sellers Real Estate Agents Buyers 473

Housing Wire

OCTOBER 1, 2021

But for the past 12 months, the metro’s housing market has been in complete chaos. “It It is hot, hot, hot here,” Clay Winder, a real estate agent for Keller Williams Westfield , said. above the list price and sat on the market about 11 days before going pending.

Housing Market 421

Housing Market Marketing Agents Real Estate 421

Housing Wire

NOVEMBER 9, 2023

So, the fact that we are now seeing things further in the process come down to agents and brokers — I was not entirely surprised by that.” In addition to the DOJ, real estate agent commissions may have caught the eye of yet another government agency.

Legal 428

Legal Real Estate Real Estate Agent Law 428

Housing Wire

FEBRUARY 7, 2023

California-based Carrington Mortgage Services (CMS) sees a window of opportunity in the mortgage market. CMS is going heavy on a rarely used mortgage product to solve this market problem. Because Fannie Mae and Freddie Mac loans – nearly two-thirds of the mortgage market – are not eligible to be assumed, it’s a niche product.

Mortgage 384

Mortgage Loan Officers Government Buyers 384

Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

Government 148

Government Real Estate Agent Insurance Property Taxes 148

Housing Wire

JUNE 7, 2023

The title industry is well acquainted with the gray areas surrounding the 1974 Real Estate Settlement Procedures Act (RESPA) , which governs how real estate agents, mortgage lenders and title providers interact and bans things like kickbacks.

Advertising 368

Advertising Real Estate Agent Real Estate Law 368

Housing Wire

SEPTEMBER 11, 2023

To get there, Cliffco, which has been in business since 1987, is going after the non-qualified mortgage ( non-QM ) market and investing in tech to get in front of buyers and non-agent referral partners. On the non-QM side, only 3% of the market has been penetrated. But we’re heading into different segments of the ocean.

Loan Officers 397

Loan Officers Agents Retail Technology 397

Housing Wire

FEBRUARY 12, 2024

Booth will join Zillow’s government relations and public affairs team, spearheaded by Jennifer Butler. “I Most recently, she was QC Ally ’s CEO and chief marketing officer. Zillow Group appointed Nicole Booth, a 2023 HousingWire Vanguard , as head of public policy and operations.

Real Estate 406

Real Estate Government Modernization Mortgage 406

Housing Wire

JANUARY 11, 2024

Getting your real estate license in California can take as little as 7.5 We’ll show you how to get a real estate agent in California, taking you through the process step-by-step. You’ll begin by fulfilling the required 135 California real estate course hours. Need more details about the process?

Real Estate 419

Real Estate Real Estate Agent Agents Law 419

Housing Wire

JUNE 8, 2022

Pontiac, Michigan-based lender United Wholesale Mortgage (UWM) Wednesday launched a new platform for independent mortgage brokers to access purchase leads, past clients and real estate agents — a move to entice and retain loan officers in a shrinking mortgage market. UWM also is pressuring competitors via prices.

Mortgage 369

Mortgage Real Estate Agent Real Estate Clients 369

Housing Wire

FEBRUARY 1, 2023

“The streamlined process and certainty One-Time Close New Construction loans offer is unmatched and will set brokers up to be the hero with builders, real estate agents and contractors, and get their borrowers in their dream home,” Mat Ishbia , president and CEO of UWM, said in a statement.

Construction 397

Construction Real Estate Agent Loan Officers Legal 397

The Appraiser Coach

SEPTEMBER 14, 2021

We frustrate buyers, sellers, loan officers and, sometimes, real estate agents. Appraisers have been accused of being “speed bumps” in the lending process. In some ways, I can understand their. Read More.

Agents 370

Agents Appraisal Real Estate Agent Loan Officers 370

Housing Wire

MAY 10, 2022

Eric Hill, an Atlanta real estate agent representing a nationwide homebuilder, had a plan to help more than 100 homebuyers get mortgages. In the end, some $850,000 in claims had to be paid on defaulted government-backed mortgages insured by the Federal Housing Administration (FHA). year over year as of April and 36.4%

Mortgage 397

Mortgage Marketing Finance Insurance 397

Housing Wire

MARCH 27, 2024

Nothing sets you up for success like learning the habits and best practices of more experienced agents, brokers and other housing professionals. Here’s a look at 11 real estate conferences and events that should be on your radar this year. Link to register 3. Link to register Registration opens in early May.

Real Estate 419

Real Estate Realtors Agents Real Estate Agent 419

Housing Wire

APRIL 14, 2022

Then, the mortgage industry showed why it is called a cyclical business: in the second half of 2021, the Federal Reserve signaled an increase in interest rates and an easing of the purchase of mortgage-backed securities, choking the refi market. Pennymac estimates it has 17% market share in the correspondent channel, compared to 1.4%

Mortgage 522

Mortgage Marketing Retail Lending 522

Housing Wire

JULY 25, 2023

“State Farm General Insurance Company made this decision due to historic increases in construction costs outpacing inflation, rapidly growing catastrophe exposure, and a challenging reinsurance market,” the company wrote on its website. Entry level homebuyers are getting hit hardest.

Insurance 370

Insurance Housing Market Marketing Agents 370

Housing Wire

APRIL 9, 2021

Appraisal Now, better known as “ Anow ,” makes an automated appraisal workflow management platform for the global appraisal market. The firm offers targeted data analytics to simplify tax solutions, property valuation and settlement services for investors, government agencies, servicers and lenders.

Appraisal 397

Appraisal Valuation Real Estate Agent Real Estate 397

Housing Wire

AUGUST 11, 2021

Such are the ambitions of an array of companies today including Zillow and real estate brokerage Compass. But Rocket’s announcement provides a couple of specific ways it wants to cut into the real estate market and challenge traditional agents. of the sales price.

Real Estate 421

Real Estate Brokerage Real Estate Agent Agents 421

Housing Wire

JANUARY 11, 2021

Rocket Homes Real Estate , a real estate affiliate of Rocket Companies , is being investigated by the Consumer Financial Protection Bureau (CFPB) for possibly violating the Real Estate Settlement Procedures Act (RESPA) when it charged fees for referring Quicken’s mortgage clients to real estate agents, according to officials.

Real Estate Agent 410

Real Estate Agent Real Estate Brokerage Law 410

Housing Wire

JULY 26, 2021

The housing market is red hot. Redfin , the popular real estate website, reports that nearly 40% of homes in the past month have sold above asking price. The roots of racial disparities in housing and mortgage markets run deep. As with many industries, the mortgage-lending market has increasingly moved online.

Mortgage 504

Mortgage Lending Real Estate Agent Government 504

Miller Samuel

SEPTEMBER 26, 2019

I've known Noah for well over a decade and always enjoy geeking out on the market with him. He's a data nerd with a real estate agent and day trader background. I'm proclaiming that John Walkup has the best real estate-related last name in the business and is clearly able to "elevate" any real estate conversation.

Real Estate Agent 195

Real Estate Agent Real Estate Valuation Marketing 195

Housing Wire

JULY 6, 2023

The nation’s housing industry has entered a new normal in which the dynamics of the market appear perplexing — marked by high mortgage rates and high home prices, along with shrinking mortgage originations. This is what I call a supply-constrained market. “In The perplexing part: Why are home prices not declining in this environment?

Inventory 466

Inventory Renovations Real Estate Government 466

Housing Wire

NOVEMBER 16, 2021

Change is inevitable, and there is arguably no industry more prone to change than American real estate. From rapid technological advancements employed by real estate agents to innovations surrounding ways consumers can view housing information, the market has continued to adapt and evolve to better serve American consumers.

Real Estate Agent 370

Real Estate Agent Agents Sellers Real Estate 370

Housing Wire

APRIL 17, 2023

NAF will consider a mortgage brokerage model if it is done based on using it for speed to market and as a strategy to evolve into the full mortgage banking model in the near future, the company said. The third model has a low barrier to entry, in which capitalization and licensing complexities are much less than the standalone model.

Brokerage 382

Brokerage Real Estate Agent Business Loan Officers 382

Housing Wire

APRIL 21, 2021

The government agency also said it plans to retire all temporary selling flexibilities on May 31, 2021. ” “Throughout the COVID-19 pandemic, FHFA has actively monitored the pandemic’s impact on mortgage market participants’ use of the temporary selling policies,” the FHFA said in a release.

Real Estate Agent 397

Real Estate Agent Valuation Appraisal Modernization 397

Miller Samuel

JUNE 28, 2020

Keeping Housing Market Results From The Public Is Never Justified: An Expansive View. When the Covid-19 crisis began halfway through March, the Manhattan housing market was placed on “pause,” as were many housing markets around the country. Days on market during Covid-19. Hiding DOM as a marketing strategy.

Housing Market 221

Housing Market Marketing Real Estate Sellers 221