Housing Wire

DECEMBER 21, 2022

In July 2022, loanDepot sued the rival again for allegedly poaching high-performing loan officers from its New York branches. Guild Mortgage and Caliber Home Loans have both sued CrossCountry on similar grounds. In October 2021, Guild Mortgage sued CrossCountry for allegedly engaging in similar practices.

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Housing Wire

APRIL 14, 2021

economy in March 2020, mortgage lenders had to be nimble in a variety of areas. Mortgage interest rates hit record lows and origination volume surged. Prior to integrating FactCheck, the lender used an Excel spreadsheet that the underwriter and or loan officer would have to key information into.

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Lending Loan Officers Mortgage Business 238

Housing Wire

JANUARY 16, 2024

Optimal Blue ’s newly launched mobile app for the Optimal Blue PPE – one of the industry’s most widely used product, pricing and eligibility engine – gives loan officers full product and search capabilities from their mobile phones. The mobile app is available for Android as well as iOS for download.

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Housing Wire

AUGUST 31, 2022

Lastly, as a pro-tip for attending, as you plan out each of your days for the event, stay tuned for more information on how to download our HousingWire event app, which allows to plan out the sessions you want to attend and look at a list of attendees. 3 Can’t-miss HW Annual panels for new mortgage loan officers.

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Real Estate Loan Officers Technology Mortgage 348

Housing Wire

OCTOBER 6, 2021

with the Securities and Exchange Commission last week gave the mortgage industry a glimpse into how its partner Better.com fared in the second quarter. The digital mortgage lender, which plans to go public via a special purpose acquisition company (SPAC), reported a net loss of $86 million in the second quarter. And it wasn’t great.

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Insurance Investors Real Estate Loan Officers 409

Housing Wire

APRIL 12, 2021

Holmes said the new integration enables commercial and private money loan officers using LendingWise to streamline their processes and obtain a business owner’s credit report from Credit Plus – without leaving the LendingWise platform. Download this case study to find out about the integration process and the results it yielded.

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Property Taxes Lending Loan Officers Business 232

Housing Wire

DECEMBER 29, 2023

After nearly two years of trudging through a frozen housing market , the consensus among mortgage professionals is that the worst of it is over. The spread between the 30-year fixed-rate mortgage and the 10-year Treasury yield has narrowed after sitting at over 300 basis points, compared to the historic norm of 150 bps.

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Mortgage Loan Officers Inventory Business 450

Assurance Financial

DECEMBER 20, 2021

There are many factors to consider when selling a home, and you may be wondering what happens to your mortgage when you move. After all, the 2018 American Community Survey found that the median length of time homeowners stayed in their homes was 13 years, a shorter length of time than most mortgage terms.

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Mortgage Sellers Buyers Finance 74

Assurance Financial

APRIL 29, 2021

Mortgage Lending Terminology . If you plan to buy a home or refinance an existing mortgage, you’ll likely encounter mortgage loan terms and definitions that may be unfamiliar — especially if you’re buying a house for the first time. Adjustable-Rate Mortgage (ARM). Amortization. Assessed Value.

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Mortgage Insurance Sellers Inspection 69

Cornerstone

MAY 21, 2021

Download the infographic here. Along with busting these myths, it’s important to work with a skilled, local loan officer every step of the way, who can help you separate fact from fiction. What else to know: Mortgage rates are still low — but rising. We estimate the 30-year fixed mortgage rate will average 3.4

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Real Estate Loan Officers Bracketing Sellers 57

McKissock

JANUARY 18, 2022

Dale Schaechterle, the founding partner and CEO at Realty Executives Integrity , shares with Forbes that the services of a good real estate agent are essential for a first-time home buyer given the complicated network of mortgage rates and tax laws that they will have to navigate. Download for free here. Answer Questions.

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Real Estate Agent Real Estate Agents Buyers 96

Cornerstone

FEBRUARY 2, 2021

Reading Time: 2 minutes Download the infographic here. Because of the competitive market conditions mentioned above, homebuyers have to do whatever they can to stand out — including getting prequalified for a mortgage before they start shopping. Look forward to a lot less competition. This speeds up selling significantly.

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Landlords Loan Officers Buyers Sellers 67

Housing Wire

SEPTEMBER 8, 2021

SimpleNexus is a homeownership platform featuring mobile-first technology that streamlines the mortgage experience for all participants. Borrowers enjoy single sign-on convenience throughout the entire mortgage process. Preview key components of the downloadable mobile app delivering a single platform borrower experience. #2.

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Loan Officers Mortgage Tools Real Estate 304

Cornerstone

APRIL 30, 2021

Download the infographic here. This includes getting prequalified for a mortgage early so a buyer is prepared to act before they start hunting. Mortgage lending standards are also much more stringent than they were in the boom of the mid-2000s. The Mortgage Credit Availability Index (MCAI) now sits at 125.4

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Sellers Buyers Inventory Loan Officers 66

Assurance Financial

SEPTEMBER 28, 2021

Owning a home may be the American dream, but paying off your mortgage early seems more like a far-fetched fantasy. It isn’t, and paying off your mortgage early could help you save thousands of dollars in interest, get rid of big monthly payments, and live lien-free! We have good news. Your payment would be around $596.77

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Mortgage Investing Finance Loan Officers 36

Clear Capital

APRIL 1, 2024

In this post, we will review the three primary home equity services lenders can offer customers to access their equity, and how lenders can quickly and efficiently identify customers that would benefit from and be eligible for home equity loans using AVMs. What can customers do with home equity loans? What is home equity lending?

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Lending Valuation Home Value Design 36

Cornerstone

JULY 1, 2021

Download the infographic here. This summer, sellers benefit from the fact that mortgage rates still hover around the rock-bottom lows seen during last year’s COVID crisis. Click here to find a knowledgeable local loan officer who can help you sell fast. ICE Mortgage Technology, April 2021. Got questions?

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Sellers Buyers Real Estate Agent Inventory 61

Assurance Financial

APRIL 29, 2021

If you live in the house for long enough and make enough payments on the mortgage, at some point, your property will be worth more than you paid for it. Home equity is simply the difference between your home’s value and the amount you owe on the mortgage. You have a mortgage on the home and still have $220,000 left to pay on it.

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Mortgage Insurance Home Value Loan Officers 74

Assurance Financial

JULY 23, 2021

f or Home Loans? As a buyer, you agree to take care of your new home and repay your mortgage based on the terms of the loan. Learn more about the importance of your credit history when getting a mortgage and what you can do to make the most of yours. How Important Is Credit Score. What Is a Credit History?

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Mortgage Lending Government Loan Officers 69

Assurance Financial

DECEMBER 20, 2021

Many homeowners whose needs change often decide to take out a second mortgage to fund their renovations. Downloadable Guides. I’m sure you have questions, and I am a mortgage expert. Click here to download the file. I’m sure you have questions, and I am a mortgage expert. Click here to download the file.

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Mortgage Renovations Buyers Investing 69

Housing Wire

AUGUST 23, 2021

Those include collaborative communications (Realtor to closing officer; loan officer to escrow assistant, etc.) One Realtor may prefer text while a loan officer might wish to use a technology integrated with her LOS and the buyer might only communicate via phone. Things like: “How long until the closing?

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Loan Officers Agents Realtors Clients 384

Assurance Financial

MARCH 1, 2021

Fortunately, not every mortgage loan requires a sizeable down payment. Discuss your situation with mortgage lenders who can let you know how much of a loan you may be eligible for. Your total housing expenses may include: Your mortgage principal and interest. Private mortgage insurance, if applicable.

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Landlords Insurance Mortgage Transportation 45

Assurance Financial

JULY 23, 2021

How to Get a Mortgage Loan. If you’re going to finance your home purchase, one of the first things to do is figure out how to get a mortgage. You might have heard that getting a mortgage is a long and complicated process, with plenty of twists and turns along the way. 10 Steps to Get a Mortgage Loan.

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Mortgage Real Estate Agent Government Loan Officers 74

Assurance Financial

JANUARY 3, 2022

Wondering how many mortgages you can realistically get on a single residential property? Whether you want to finance your first home or you already have an existing mortgage and you’re looking for ways to refinance your home, you might be wondering about the number of mortgages you can take out on one property.

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Mortgage Finance Loan Officers Law 69

Assurance Financial

JULY 27, 2021

Mortgage Loan for You. When shopping for a home, it’s just as important to make a list of things you’d like from your mortgage — including the length of the loan, the interest rate and the repayment terms. You have lots of options when choosing a mortgage. What Is a Mortgage?

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Mortgage Government Construction Insurance 69

Assurance Financial

MARCH 18, 2021

Refinancing could potentially lower your monthly payments , allow you to consolidate debt, speed up the payoff process for your mortgage, eliminate your private mortgage insurance (PMI) and put more cash in your pocket. Refinancing can make your mortgage more affordable and help you meet your financial obligations.

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Property Taxes Renovations Home Improvement Mortgage 85

Cornerstone

JANUARY 19, 2021

Download the infographic here. Mortgage rates are expected to stay low, and increased buyer demand is anticipated to spur more home sales and keep driving up housing prices. With such a competitive market, it’s smart to reach out to a local loan officer, prequalify early, and prepare to buy. Reading Time: 2 minutes.

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Construction Housing Market Loan Officers Mortgage 61

Assurance Financial

NOVEMBER 9, 2021

In some cases, you may have to take out several loans or pay for something called private mortgage insurance (PMI). Read on to learn more about how private mortgage insurance can allow you to purchase a home, even if you don’t have enough resources to make a standard down payment. What Is Mortgage Insurance on a Home Loan?

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Insurance Mortgage Home Value Finance 41

Portland Appraisal Blog

DECEMBER 28, 2018

An appraiser should keep an eye on alternatives to the services he/she offers, so I recently downloaded a number of white papers on AVMs from different websites, including Clear Capital’s. A $10 charge is also nominal considering the total fees a mortgage or other real estate loan product may generate.

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Valuation Appraisal Loan Officers Real Estate 78