Housing Wire

JANUARY 9, 2024

Department of Housing and Urban Development (HUD) on Tuesday announced that it is making $40.25 Such funding will also directly support the work of housing counseling offering required Home Equity Conversion Mortgage (HECM) sessions. million available to support housing counseling services for homeowners, homebuyers and renters.

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Design Mortgage Home Improvement Training 397

Housing Wire

MARCH 22, 2023

HousingWire recently spoke to Tom Kriby, vice president of client development and partnerships at Westwood Insurance Agency, about how working with an insurance agency can simplify the closing process for their customers, even in times of interest rate uncertainty. We’ve seen savings of up to 30% in difficult markets like Texas and Florida.

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Insurance Property Taxes Buyers Clients 401

Housing Wire

APRIL 1, 2022

When you look at how fixed-income developed, mortgage-backed securities were brand new at the time and I was right at the forefront of that work. CMOs or collateralized mortgage obligations were developed. Then, that led to REMICs — real estate mortgage investment conduits — and the market really took off from there.

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Finance Development Business Tools 362

Housing Wire

JULY 6, 2023

The Leading Indicator of Remodeling Activity, or LIRA, a measure developed by Joint Center for Housing Studies at Harvard University , seems to support Mohan’s assessment, showing that year over year “expenditures for home improvements and maintenance will post a modest decline of 2.8% through the first quarter of 2024.”

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Inventory Renovations Real Estate Government 484

Cleveland Appraisal Blog

OCTOBER 29, 2021

Therefore, for each sale, we must develop a reliable opinion of the value of its land. Once we deduct the land value from the sales price, what remains is the depreciated cost of the home. Say a comparable home just sold for $500,000. If that is the case, the home’s improvements have depreciated approx.

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Appraisal Development Finance Lending 365

Housing Wire

MARCH 10, 2023

Closed fixed-rate second-lien [home-equity] loans have been up the least in terms of volume, Toohig said, with HELOCs leading the charge — along with unsecured personal loans used for home improvement. (A

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Housing Market Marketing Contracts Lending 361

Housing Wire

MARCH 23, 2022

Whether it’s creating a safety net in case of emergencies, funding home improvements, covering healthcare costs, or simply freeing up cash in order to have financial peace of mind, a reverse mortgage delivers critical relief and greater financial flexibility for older homeowners and homebuyers.

Mortgage 380

Mortgage Clients Business Training 380

Will Springer Realtor

APRIL 2, 2024

Fun fact: When comparing the overall median sales price of a home sold in Western Washington in 2023, the Northwest Multiple Listing Service reported residential properties with a green certification sold for 20% more – $740K vs. the non-certified home sale of $591K.

Home Improvement 38

Home Improvement Renovations Investing Technology 38

Will Springer Realtor

APRIL 23, 2024

Developed by the Environmental Protection Agency (EPA), Energy Star is the most widely recognized rating and informs people about the energy use of their favorite appliances and devices. This certification considers air quality, noise pollution, energy savings, materials and other factors in developing a universally recognized rating system.

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Construction Land Management Development Design 36

Housing Wire

AUGUST 25, 2022

“Based on our ongoing assessment of the non-QM market opportunity, coupled with the unpredictable liquidity for the product, we chose to focus our development resources on more relevant partnerships programs like Homepoint Cash Compete,” said a spokesperson for the company. ” Tapping that equity.

Mortgage 415

Mortgage Loan Officers Finance Investors 415

Realtor

AUGUST 1, 2018

Department of Housing and Urban Development. A licensed, HUD-approved appraiser will determine the market value of the home and do a “health and safety” inspection to check for crucial problems such as a crumbling foundation or issues with the mechanical systems. With a 203(k) loan, you can dedicate up to $35,000 for home improvements.

Inspection 136

Inspection Insurance Buyers Renovations 136

Clear Capital

MARCH 17, 2022

The Federal Housing Administration (FHA) states that to secure an FHA loan, photos of all four sides of the home exterior must be included as well as photos of the attic, street scenes, and comparable sales. For example, real estate appraisal photos must be clear, correctly labeled, and show any home improvements or blemishes.

Real Estate 69

Real Estate Appraisal Technology Development 69

D Fritz Appraisals

AUGUST 19, 2020

The Sustainable Home. A passively sustainable home is developed to take advantage of its surrounding environment. For instance, a home built with the most exterior surface facing north and south allows it to take advantage of the most sunlight possible. Passive Sustainability.

Renovations 78

Renovations Home Improvement Technology Investing 78

Will Springer Realtor

APRIL 16, 2024

Local governments across Washington are currently revising their Comprehensive Plans , which serve as blueprints for zoning and development. Between 1996 and 2021, Washington moved from 38 th in the nation to 47 th for per-capital-vehicle miles traveled (7500 a year), the steepest decline in that period of any state.

Law 60

Law Technology Government Real Estate 60

Will Springer Realtor

APRIL 30, 2024

However, the benefits will outnumber the detriments and make homeowners look smarter when investing in new tech throughout the home before promoting the place when put on the market. RESOURCES I developed a guide called Smart-home Technology: Planning and Budgeting for the Newest Advances in Safe Living.

Technology 47

Technology Sellers Construction Buyers 47

Housing Wire

APRIL 21, 2022

Perry said that despite statements from banking regulatory agencies, the Federal Housing Finance Agency , the Department of Housing and Urban Development and the Consumer Financial Protection Bureau to reassure lenders that targeted lending programs do not violate fair lending laws, mortgage lenders remain hesitant.

Lending 435

Lending Legal Law Development 435

D Fritz Appraisals

OCTOBER 11, 2022

Home appraisals are a vital part of the home buying process as they have a big influence on the amount a lending institution will loan the buyer. They are also used to assess the value of the home for home improvement loans and insurance evaluations. What is a Home Appraisal and Why is it Important?

Appraisal 106

Appraisal Inspection Property Taxes Easement 106

Housing Wire

APRIL 14, 2022

I hadn’t developed a network for mortgage lending with Realtors,” Woodward said about his work at Interfirst in Indiana. In a more competitive environment, originators are also changing up their product mix, offering reverse mortgages, home equity loans, and home improvement loans. Beyond vanilla.

Mortgage 526

Mortgage Marketing Retail Lending 526

McKissock

OCTOBER 13, 2020

Q: “What factors can influence the value of my home?”. A: There are a number of factors that can affect the market value of a property, ranging from home improvements to the mood of the seller. As a real estate professional, it is your job to sell your client’s home for the highest possible price. An open house.

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Clients Advertising Real Estate Market Value 84

Housing Wire

JUNE 22, 2023

The Loan Store’s HELOC product is a standalone, fixed-rate line of credit that allows borrowers to tap into the equity of their homes, with credit lines ranging from $25,000 to $400,000. These funds can be utilized to consolidate debts or finance home improvement projects. The Loan Store, Inc.

Finance 340

Finance Home Improvement Lending Valuation 340

Lamacchia Realty

AUGUST 9, 2023

You can DIY closet organization with products from home improvement stores, but you can also hire experts to do it for you. Many homes are designed without a basement and homeowners have the unique task of making sure there is a place for everything. Home Storage Hack #6: If the Home has an Attic, Use it!

Decorating 62

Decorating Architecture Buyers Realty 62

Realtor

AUGUST 1, 2018

Department of Housing and Urban Development. A licensed, HUD-approved appraiser will determine the market value of the home and do a “health and safety” inspection to check for crucial problems such as a crumbling foundation or issues with the mechanical systems. With a 203(k) loan, you can dedicate up to $35,000 for home improvements.

Inspection 78

Inspection Insurance Buyers Renovations 78

Lamacchia Realty

MAY 6, 2021

As we begin to see the other side of the pandemic and throughout the past year, the home improvement and renovation industry is seeing an extremely high demand for tools, materials, and home improvement service providers. But that doesn’t seem to be stopping clients.

Renovations 54

Renovations Buyers Home Improvement Realty 54

Will Springer Realtor

OCTOBER 5, 2021

Many people don’t think of insulation as a home-improvement project but like everything else the materials will break down over time. Replacing one after its 20-or-so-year lifespan will run about $1000-$1500 and tends to deliver a high return on investment because of its modernity and visual appeal.

Home Improvement 41

Home Improvement Investing Modernization Development 41

Housing Wire

MARCH 6, 2024

The home construction market was constrained as it was difficult to find land and to receive permitting for new developments. Atlanta: As mortgage rates retreated from cyclical highs, homeownership affordability improved throughout the district. Days on market increased slightly but remained below historic averages.

Mortgage 399

Mortgage Real Estate Inventory Construction 399

Will Springer Realtor

JULY 19, 2022

I developed a guide called Smart-home Technology: Planning and budgeting for the newest advances in safe living. If you liked this article, you may be interested in similar content from my Living the Dream blog. It’s yours to download free at the website Smart-Homes.Technology.

Transportation 54

Transportation Development Modernization Retail 54

Appraisal Partners Blog

NOVEMBER 20, 2019

However, providing details (including the financial elements) of all major home improvements and upgrades can aid the cause. You may have converted the attic, had an extension, built a garden building, or completed structural improvements to boost the security, safety, and energy-efficiency of the home.

Appraisal 78

Appraisal Valuation Home Improvement Development 78

Will Springer Realtor

APRIL 20, 2021

We expect fast and efficient delivery of everything in our lives – and that includes technology in the home. Recognizing the benefits of a safer and more-efficient home, I developed a guide on the topic from my writings on this blog. I call it Smart-home Technology: Planning and budgeting for the newest advances in safe living.

Technology 36

Technology Development Buyers Home Improvement 36

Housing Wire

JUNE 1, 2022

Director Of Business Development. Finance of America Home Improvement. Deephaven Mortgage. Matt Sluggett. Director of Product Management. Meg Parker Young. Vice President. Fannie Mae. Meghan Hannon. Senior Director, Product. EVP, Partnerships. Morgan Salama. Head of growth and partnerships at Realogy Title Group.

Architecture 368

Architecture Realty Insurance Lending 368

Zillow

JANUARY 19, 2018

For instance, Fannie Mae offers loans for people with disabilities and loans to make necessary home improvements for your disability.

Development 36

Development Home Improvement Insurance 36

Movoto

APRIL 16, 2022

A properly managed HOA will develop a budget based on the current needs of the community, the forecasted future needs of the community, and potential emergencies. Members of the HOA vote on board members to maintain the community, enforce rules, and settle disputes. Buying a house comes with some great tax deductions.

HOA 36

HOA Property Taxes Business Home Improvement 36

Housing Wire

FEBRUARY 9, 2023

Those clients may then be interested in moving up or doing home improvements, which is another opening for business. Reaching out to people you’ve already worked with makes it easier to transition the conversation into a business development discussion. When the market sucks, would you rather call strangers or friends?”

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Loan Officers Real Estate Agent Real Estate Clients 367

PennyMac

OCTOBER 10, 2023

They must take into account all factors that influence a home’s value when developing the market value opinion in the appraisal report. Home Appraisal Cost While home appraisal costs can vary by state and property size, the fee can range between $300 and $1,200. Home improvements and renovations.

Appraisal 69

Appraisal Real Estate Agent Renovations Home Value 69

Will Springer Realtor

JUNE 27, 2023

Having a safer, better-running home is a wonderful feeling for everyone. Why not at least invest in a better understanding of what’s out there and then consider taking a step forward into the smart-home world? = I developed a guide called Smart-home Technology: Planning and Budgeting for the Newest Advances in Safe Living.

Investing 36

Investing Technology Training Tools 36

Will Springer Realtor

SEPTEMBER 19, 2023

The Flood Factor rating system, developed by the nonprofit First Street Foundation, works on a 1-10 scale: 1 — minimal risk 2 — minor risk 3 to 4 — moderate risk 5 to 6 — major risk 7 to 8 — severe risk 9+ — extreme risk The consumer-friendly Flood Factor site , recently renamed to Risk Factor, lets you search by property address.

Insurance 46

Insurance Inspection Real Estate Buyers 46

Will Springer Realtor

NOVEMBER 30, 2021

Replacing incandescent bulbs in your home with high-efficiency lights is a great way forward to reducing your carbon footprint – if, that is, household members remember to either turn those lights off when leaving for work or to put some lights on a timer when planning a longer absence. =.

Technology 41

Technology Development Home Improvement 41

Will Springer Realtor

NOVEMBER 16, 2021

Whether a new or resold home, smart tech is here to stay and should be part of your next purchase or remodel. =. I developed a guide called Smart-home Technology: Planning and budgeting for the newest advances in safe living. It’s yours to download free at the website Smart-Homes.Technology.

Technology 36

Technology Training Construction Development 36