Housing Wire

JUNE 20, 2023

Smith, whose experience includes leadership roles at companies such as Keller Williams and CitiMortgage , will oversee the strategy and execution of originations, fulfillment, servicing and warehouse lending. Prior to joining Truist, Smith led the mortgage lending, insurance and title businesses affiliated with Keller Williams.

Business 323

Business Mortgage Retail Lending 323

Housing Wire

JANUARY 10, 2024

Both Droge and Olmos come to University Bank from Open Mortgage , which shuttered its own top 10 reverse mortgage lending division late last year. Obviously we have a forward lending division, we have the reverse mortgage lending division and a commercial panel, as well as an insurance company.

Mortgage 386

Mortgage Lending Loan Officers Design 386

Housing Wire

JANUARY 5, 2024

The Federal Reserve When your clients express concern about interest rates, they’re likely referring to the larger-scale changes with long-term effects that are tied to the Federal Reserve (“The Fed”) and its monetary policy. Generally, the Fed will adjust its lending rate by a quarter percent, but at times the adjustment has been larger.

Real Estate 426

Real Estate Agents Marketing Sellers 426

Housing Wire

JANUARY 18, 2022

Milo , a Miami-based digital lender, will soon offer a crypto mortgage to clients with digital assets. According to Milo’s press release , clients who use the company’s services can pledge their Bitcoin to purchase a property. If a client qualifies, they will receive a low interest rate 30-year crypto mortgage, the company said.

Mortgage 481

Mortgage Clients Real Estate Technology 481

Housing Wire

MARCH 17, 2023

Candor is executing a change in strategy to address the ever-changing mortgage market and to pivot along with client operations,” Tom Showalter, CEO of Candor , said in an e-mailed response. Future development projects will follow this collaborative approach with our clients and strategic partners. Candor Technology Inc. ,

Mortgage 313

Mortgage Clients Technology Development 313

Housing Wire

AUGUST 1, 2023

Stavvy , a fintech company specializing in digital and remote collaboration for lending and real estate companies, acquired Brace , a digital mortgage servicing platform. Founded in 2018 , Stavvy works to increase efficiency and transparency in real estate and mortgage lending. Terms of the deal were not announced.

Real Estate 312

Real Estate Lending Technology Investing 312

Housing Wire

SEPTEMBER 25, 2023

. “Our partnership will enable clients to seamlessly analyze their market position and support effective margin decisions without leaving their pricing engine. Since its launch in 2019, the California fintech company has raised about $57 million in three rounds of funding.

Technology 290

Technology Insurance Mortgage Lending 290

Housing Wire

JULY 28, 2022

Xactus will add flood services to its list of verification solutions with the acquisition of MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate. MassiveCert will be rebranded as Xactus Flood Solutions. “The Up until now, Xactus obtained data from third parties.

Insurance 300

Insurance Clients Modernization Technology 300

Housing Wire

SEPTEMBER 30, 2020

Meanwhile, borrower’s real estate agents, brokers and financial advisers may not even have access to those systems, preventing them from supporting their clients through what is typically the largest financial transaction of their lifetime.

Lending 197

Lending Real Estate Agent Loan Officers Architecture 197

Housing Wire

NOVEMBER 8, 2022

A statement from LodeStar says the alliance will allow clients from both companies to streamline their lending process. Its Loan Estimate Calculator provides closing cost estimates in all 50 states and includes title insurance premiums, transfer taxes, municipal recording charges and settlement services fees.

Insurance 324

Insurance Tools Lending Clients 324

Housing Wire

DECEMBER 14, 2020

Nexsys Technologies , a subsidiary of Rocket Companies , launched its Clear HOI platform for all mortgage lenders on Wednesday – a new product it says will cut homeowners’ insurance verification time to mere minutes. Other insurance companies already integrated with the platform include Allstate , Liberty Mutual and Farmers Insurance.

Mortgage 294

Mortgage Insurance Lending Technology 294

Housing Wire

AUGUST 31, 2022

Xactus, which says it has more than 6,500 clients including bank and nonbank mortgage originators, uses its proprietary technology platform to close loans quickly. Since then, the firm acquired MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate in July.

Modernization 368

Modernization Clients Technology Insurance 368

Housing Wire

MARCH 9, 2022

banks, lenders, credit unions, insurers and securities firms. IDS, founded in 1986 and based in Draper, Utah, employs roughly 75 people and has over 450 clients, including U.S. What are the building blocks of digital lending? mortgage lenders, banks and law firms. Presented by: Wolters Kluwer. Presented by: Wolters Kluwer.

Lending 311

Lending Government Law Insurance 311

Housing Wire

MAY 18, 2022

HousingWire: As interest rates rise and borrowing becomes more expensive, how can offering reverse mortgages help lenders provide clients with a stable cash flow in an otherwise volatile market? CM : Firstly, reverse mortgages, whether government-insured or proprietary, are non-recourse loans. Not tax advice.

Mortgage 393

Mortgage Clients Insurance Tools 393

Housing Wire

OCTOBER 18, 2022

Knox Upside, which distributes rental income to the investment property owner when a resident pays rent and enables owners to access their equity through Knox’s proprietary lending platform. . Clients of the company can also access Knox Lending Corp., Knox’s lending arm.

Investing 367

Investing Real Estate Lending Tenants 367

Housing Wire

SEPTEMBER 30, 2021

We have deployed components and services that have changed our strategy while still offering boutique solutions to our clients’ growth goals. Our solution prioritizes the borrower experience and promotes a “self-cure” to insurance resolution with a multi-channel campaign that includes both digital and print touchpoints with consumers.

Insurance 269

Insurance Lending Modernization Clients 269

Housing Wire

OCTOBER 28, 2022

Speakers: Debbie Hoffman, Managing Associate, General Counsel, Western Union Laura Escobar, President, Lennar Mortgage Kim Lanham, Senior Vice President Marketing, Public Relations, Client Services, Digital Risk Sarah Wheeler, Editor in Chief, HW Media. 02 HWA The Remix: Westwood Insurance Agency. 05 Housing Market Super Session.

Lending 363

Lending Development Finance Technology 363

Housing Wire

JANUARY 18, 2023

mortgage insurance market in 2023 to deteriorate. That will be offset by stable insurance in force, driven by increased persistency — a percentage that indicates the number of clients that an insurance company retained, the credit rating agency said in a separate report. mortgage insurance sector, according to the report.

Housing Market 416

Housing Market Marketing Insurance Mortgage 416

Housing Wire

NOVEMBER 1, 2021

Mortgage lending titan Rocket Mortgage is bringing its tech straight to financial institutions. It’s a significant lending play, as many of these smaller credit unions and community banks aren’t large enough to run their own mortgage operations. Already the leading originator in the U.S.

Mortgage 362

Mortgage Loan Officers Lending Technology 362

Housing Wire

JUNE 8, 2021

Regions Bank is looking to make a big dent in the home improvement lending space , striking a deal to acquire EnerBank USA for $960 million in cash. EnerBank says it works with 10,000 contractors and develops personalized loan programs for their clients. billion in home improvement projects.

Renovations 330

Renovations Home Improvement Marketing Finance 330

Housing Wire

JULY 19, 2021

Blend’s investors are apparently convinced that the company can radically transform lending, simplifying and digitizing regimented-but-clumsy processes that are still rather paperwork-heavy. Over the last two years, Blend has acquired its own mortgage insurance firm and title insurance firm (the latter in a $422 million deal).

Insurance 382

Insurance Investors Technology Real Estate Agent 382

Housing Wire

DECEMBER 21, 2023

The VA makes a guarantee to the lending institution for 25% of the loan amount and the lender is responsible for evaluating the eligibility of the borrower. David Smith is the VP of National VA Lending at loanDepot. Department of Veteran Affairs , which is issued and serviced by authorized lenders.

Mortgage 430

Mortgage Renovations Appraisal Process Finance 430

Housing Wire

MARCH 17, 2021

WFG Title Insurance will now offer forbearance, loan modification, and foreclosure information reports as part of its general title and closing services. “Offering customizable solutions for all our clients is key to this effort, regardless of their size. .

Real Estate Agent 352

Real Estate Agent Clients Insurance Real Estate 352

Housing Wire

JANUARY 26, 2022

Venture capital firm Menlo Ventures led the latest Series B funding round, which also includes investments from title insurance company First American Financial , FinVC as well as participation from existing investors 8VC , Khosla Ventures and Fifth Wall. Building the next generation of tech: Three ways to digitize home lending.

Modernization 312

Modernization Mortgage Lending Investors 312

Housing Wire

AUGUST 1, 2023

Their collective expertise spans the entire spectrum of the sector, encompassing areas such as lending, tech, real estate, appraisal, compliance, operations, sales and so much more. The following list of honorees comprises many more examples of exceptional leadership from some of the industry’s most accomplished women.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Housing Wire

JULY 1, 2022

Connecting with clients and consumers has never been an easy task, and today’s market has been no exception. Enact Mortgage Insurance. First Vice President, Marketing, Retail Lending. Angel Oak Lending. Tasked with an endless list of functions, this year’s 2022 Marketing Leaders did it all despite market turmoil.

Marketing 383

Marketing Realty Real Estate Lending 383

Housing Wire

APRIL 26, 2023

This is honestly where good loan officers can really separate themselves,” Josh Burruss, executive vice president and chief lending officer of Intercoastal Mortgage , said. If a builder’s clients chooses to get a mortgage through a company that is on the builder’s preferred lender list, buyers are able to waive the closing cost.

Loan Officers 388

Loan Officers Mortgage Inventory Clients 388

Housing Wire

FEBRUARY 3, 2023

San Antonio, Texas-headquartered USAA eliminated 130 positions in the real estate lending group amid projections that the mortgage industry will shrink in 2023. In August, the bank issued pink slips to an undisclosed number of employees in human resources, client advising, information technology, according to the outlet.

Real Estate 66

Real Estate Lending Human Resources Insurance 66

Housing Wire

AUGUST 18, 2021

The firm promised to automate much of the underwriting process by making income, asset and lending decisions. Months after launching, Candor had already nabbed several top lenders as clients. The company plans to develop automated appraisals in the first quarter of 2022 and is looking at automating title insurance processes, too.

Mortgage 397

Mortgage Technology Clients Development 397

Housing Wire

MARCH 4, 2021

While mortgage lenders would do well to heed the statements from the Consumer Financial Protection Bureau that it will be carefully watching fair lending and servicing issues , especially with the likelihood of a default spike, title and settlement firms will be keeping an eye on more than just the CFPB.

Lending 407

Lending Law Loan Officers Clients 407

Housing Wire

JULY 27, 2022

As agencies seek best practices, this is indicative of more specific requirements for banks, lending institutions and entities that have access to sensitive borrower data and recordable instruments. Those insurance policy coverage issues can include misrepresentation and unlicensed or unapproved parties attempting to provide services.

Contracts 272

Contracts Marketing Law Agents 272

Housing Wire

JUNE 19, 2023

Historically, though, professionals let their clients go after the transaction is complete rather than building a moat around the client that assures future transactions. The newest prop tech applications to moat the client relationship are home management tools.

Real Estate 272

Real Estate Business Clients Client Relationships 272

Housing Wire

JULY 19, 2022

Through the crypto-lending program, Milo allows borrowers to pledge cryptocurrency through regulated custodians — crypto platforms such as Coinbase or Gemini — and thereby finance as much as 100 percent of the property purchase price, with a cap of $5 million. “As Milo also offers a tech-enabled non-crypto mortgage product that serves U.S.

Mortgage 405

Mortgage Design Insurance Lending 405

Housing Wire

AUGUST 29, 2023

The DOJ complaint, filed in federal court, claims that the bank failed to provide mortgage lending services from 2017 through at least 2021 in neighborhoods in and around Tulsa , including those that were the site of the 1921 Tulsa Race Massacre. American Bank of Oklahoma has agreed to invest $1.5 The bank denies the allegations.

Advertising 337

Advertising Investing Insurance Mortgage 337

Housing Wire

MARCH 31, 2022

WFG National Title Insurance Company (WFG) is a wholly owned subsidiary of Williston Financial Group and a national title insurance underwriter dedicated to taking time and cost out of real estate transactions. WFG’s MyHome, Blocks, and DecisionPoint products are perfect examples.

Real Estate 324

Real Estate Human Resources Technology Clients 324

Housing Wire

JUNE 1, 2023

While the FHA loan allows a borrower to put less money down and doesn’t come with LLPAs, that flexibility comes with a high upfront and annual costs in the form of mortgage insurance premiums (MIP). We also find that FHA mortgages serve minority clients in a higher percentage than conventional mortgages for lower credit scores.

Loan Officers 331

Loan Officers Insurance Mortgage Real Estate Agent 331

Housing Wire

JULY 27, 2021

trillion in origination volume and a continuation of tight lending spreads. Then, by late Q1/early Q2 2021, pricing wars were erupting in various channels, margins were falling (rapidly), and the industry was getting ready for a decrease in lending activity in the back half of the year. Entering 2020 the market was expecting <$2.0

Mortgage 383

Mortgage Technology Lending Clients 383