Housing Wire

MARCH 11, 2024

In a competitive market where most borrowers are mortgage rate shopping, credit optimization can be the difference between closing a loan or losing out to an offer from a competitor. Here why CreditXpert’s new platform — that combines the best of Wayfinder and the What-if Simulator — can help you reach more buyers and close more loans.

Buyers 363

Buyers Tools Mortgage Lending 363

Housing Wire

SEPTEMBER 30, 2022

Presented by: FormFree. To convince borrowers to take out a mortgage loan, some loan officers and lenders are highlighting how home prices are more affordable now than last year – and the ability of a borrower to refinance the loan when rates decline again. Not yet anyway. James Kleimann contributed to this report.

Buyers 448

Buyers Mortgage Loan Officers Retail 448

Housing Wire

APRIL 26, 2023

Roberts and thousands of other loan officers across the country continue to be hampered by a serious inventory shortage , which results in heavy competition for fewer deals. Niche loans consist of about 5% of Parkinson’s business. “It’s There are also advantages to working with buyers in a less competitive marketplace.

Loan Officers 384

Loan Officers Mortgage Inventory Clients 384

Housing Wire

APRIL 5, 2021

Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and sellers while also playing an expanding role as personal advisors. Presented by: Propertybase. “I had one client in St. .”

Buyers 426

Buyers Real Estate Agent Real Estate Brokerage 426

Housing Wire

SEPTEMBER 29, 2022

Presented on Oct. Presented on Oct. In a call to all mortgage executives and loan officers, these two speakers are looking to address the way most lenders and loan officers do business. If you don’t have the best technology platforms, you are losing loans and leaving both borrowers and Realtors behind.

Loan Officers 323

Loan Officers Real Estate Technology Business 323

Housing Wire

JANUARY 17, 2024

1 With over 12,000 Americans turning 65 every day in 2024, this burgeoning market will undoubtedly continue to bring more buyers and sellers to the table over the next decade. For real estate professionals, this option presents an opportunity to capture more sales. Yet staggeringly few are aware of its existence.

Finance 413

Finance Real Estate Agent Real Estate Insurance 413

Housing Wire

APRIL 4, 2022

Redfin completed its acquisition of Bay Equity Home Loans , paying $137.8 22, according to the news release.The move allows Redfin agents in 91 markets to begin referring customers to one of 400 local Bay Equity loan officers as of Monday. Presented by: 1000watt. The purchase price “represents a $72.5

Mortgage 362

Mortgage Real Estate Agent Loan Officers Agents 362

Housing Wire

MAY 6, 2024

Largely hidden from view and misperceived by some to be on the lower end of the hierarchy of service providers, the position seemingly lacked the luster of the real estate agent or the panache of the loan officer. Technological connectivity The new generation of buyers is going all in on technology.

Real Estate Agent 291

Real Estate Agent Real Estate Project Management Agents 291

Housing Wire

SEPTEMBER 5, 2023

Additionally, many banks have tightened their credit boxes, and banks expect to further tighten those lending standards through the rest of the year, according to the Federal Reserve’s quarterly senior loan officer opinion survey. We increased our liquidity and found more buyers for our loans.

Marketing 314

Marketing Loan Officers Lending Brokerage 314

Housing Wire

MARCH 18, 2021

The seven-year-old Offerpad – founded by the company’s present CEO Brian Bair – describes itself as a lean operation looking to accelerate growth. Presented by: Propertybase. Real estate agents and LOs: the great collaboration. Technology has given consumers the power of choice and expedited the entire real estate purchasing process.

Real Estate 416

Real Estate Real Estate Agent Loan Officers Technology 416

Housing Wire

MAY 26, 2022

Presented by: Teraverde. While financial institutions are taking note of the increased attention for ARMs, some loan officers said many consumers think the cost to get ARMs is not worth the risk compared to a 30-year mortgage rate. That’s where it would make sense for a 5/1 ARM. But is it really worth the cost of it?”.

Loan Officers 381

Loan Officers Housing Market Mortgage Buyers 381

Housing Wire

OCTOBER 1, 2022

The DOJ said that all of Lakeland’s branches were located in majority-white neighborhoods and that its loan officers did not serve the credit needs of Black and Hispanic neighborhoods in and around Newark. Presented by: FormFree. Lakeland Bank admitted no wrongdoing as part of a consent decree.

Law 366

Law Loan Officers Lending Advertising 366

Housing Wire

APRIL 7, 2021

. “The pandemic has catalyzed purchases by millennial first-time buyers, many of whom can now work from anywhere.” Presented by: Propertybase. Zillow officials said homes on its 3D Home Tour platform were saved by buyers 32% more than homes without, and received, on average, 29% more views than listings without.

Housing Market 545

Housing Market Marketing Real Estate Technology 545

Housing Wire

NOVEMBER 18, 2022

This week, American Financing Corporation reduced employee headcount by almost two thirds and power buyer Homeward slashed 25% of its workforce as the companies faced headwinds. Presented by: ServiceLink. According to the power buyer, it recorded a revenue increase of five-fold year over year through February 2022.

Loan Officers 383

Loan Officers Modernization Finance Housing Market 383

Housing Wire

JULY 1, 2021

The fact that Black buyers report earning more money and making more financial sacrifices to enter the homeowner class is one example of how difficult it is for Black people in this country to achieve the American dream.” Presented by: iEmergent. Empowering Lenders to Increase Homeownership with Opportunity Data.

Loan Officers 474

Loan Officers Realtors Open Houses Law 474

Housing Wire

NOVEMBER 17, 2022

Some lenders have experienced a spike in borrowers’ demand for mortgage loans following last week’s rate collapse due to softer inflation data. However, according to executives and loan officers, it’s too early to say that this marks a turning point in the shrinking mortgage market. Presented by: QC Ally.

Mortgage 383

Mortgage Loan Officers Retail Marketing 383

Housing Wire

AUGUST 23, 2021

Presented by: Radian. Those include collaborative communications (Realtor to closing officer; loan officer to escrow assistant, etc.) One Realtor may prefer text while a loan officer might wish to use a technology integrated with her LOS and the buyer might only communicate via phone.

Loan Officers 377

Loan Officers Agents Realtors Clients 377

Housing Wire

APRIL 13, 2021

Putting a home on the market on a Friday or Saturday is risky, since potential buyers may have already filled their weekend with other home tours, said Redfin Chief Economist Daryl Fairweather. “And listing on a Sunday or Monday means buyers may lose interest before the following weekend,” Fairweather said.

Sellers 404

Sellers Buyers Real Estate Agent Real Estate 404

Housing Wire

JUNE 4, 2021

The winning buyer also waived appraisal and financing contingencies and dropped off cupcakes that matched the interior colors of the house, which was a nice touch because the seller is an artist and the home is unique and colorful.” . Presented by: Rocket Pro TPO. The median Austin home-sale price in the Texas capital increased 42.3%

Marketing 488

Marketing Sellers Finance Loan Officers 488

Housing Wire

APRIL 13, 2021

Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and home sellers while also playing an expanding role as personal advisors. Presented by: Propertybase.

Real Estate Agent 404

Real Estate Agent Real Estate Brokerage Realtors 404

Housing Wire

SEPTEMBER 22, 2022

With the new mortgage program, customers receive loan estimates and closing disclosures in Spanish as well as a real-time digital version they can save. Presented by: Mortgage Coach.

Marketing 334

Marketing Tools Loan Officers Finance 334

Housing Wire

JULY 14, 2022

Loan officers told HousingWire this week that they were quoting rates in the low 6% range on conventional products, but about 100 basis points lower on jumbos. The surge in rates has cooled the housing market over recent months, with buyers fretting over reduced purchasing power and record-high home prices. Presented by: Polly.

Mortgage 352

Mortgage Loan Officers Housing Market Government 352

Housing Wire

DECEMBER 14, 2020

Homebuyer , an Ohio-based software startup offering digital mortgages to first-time home buyers, announced on Monday it had snagged $1.4 An ex-software engineer, Green is also a former loan officer and founder of The Mortgage Reports, a mortgage education website that was eventually acquired by Full Beaker. “There are 2.5

Loan Officers 302

Loan Officers Investors Legal Buyers 302

Housing Wire

FEBRUARY 25, 2021

Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and sellers while also playing an expanding role as personal advisors. Presented by: Propertybase. of the time, within 10% 75.6% and within 20% nearly 90% of the time.

Real Estate Agent 345

Real Estate Agent Home Value Real Estate Loan Officers 345

Housing Wire

APRIL 7, 2021

And despite fierce bidding wars, competition from institutional investors and sore wrists from writing dozens of heartfelt letters to home sellers, even buyers are growing in courage these days. Presented by: Propertybase. points to 81.7.

Sellers 506

Sellers Real Estate Agent Real Estate Loan Officers 506

Housing Wire

JUNE 24, 2021

According to NAR over 69% of buyers have a home to sell, so really homeowners represent the earliest buyer. Buyside helps real estate agents and loan officers engage homeowners with not just home value tools but also branded wealth optimization tips on their home’s equity so homeowners can now truly view their home as an asset.

Valuation 277

Valuation Real Estate Agent Real Estate Clients 277

Realtor

NOVEMBER 7, 2023

If you’re a first-time home buyer , you might get a little queasy when the last line of your good-faith estimate comes in at several thousand dollars. Escrow accounts are common for loans with less than a 20% down payment and mandatory for FHA loans, but it’s not required for VA loans.

Inspection 196

Inspection Insurance Sellers Buyers 196

Housing Wire

MARCH 25, 2021

Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and sellers while also playing an expanding role as personal advisors. Presented by: Propertybase. Time will tell how many of RE/MAX’s 62,303 U.S.

Brokerage 402

Brokerage Agents Real Estate Agent Real Estate 402

Housing Wire

OCTOBER 20, 2023

In this article, we’ll share ideas and tips, including the best way to present new listings and how to engage your followers with valuable educational content. On the photo, include the date, time, address, price, and if space allows, features of the property. This is also a great way to show off your listings.

Real Estate 337

Real Estate Agents Real Estate Agent Clients 337

Housing Wire

OCTOBER 22, 2021

Brokers using Rocket Pro TPO’s redesigned pricing calculator, and its faster access to information, helps differentiate them from other loan officers who may need to dig into a client’s financial life for pricing scenarios. They can share up to three loan options with clients on one screen to present the best options.

Tools 338

Tools Clients Technology Real Estate Agent 338

Housing Wire

SEPTEMBER 21, 2023

We did a study with T360 recently, just looking at the agent experience and we came back with about 20 different point solutions that an agent has to use just to perform their duties in representing a buyer or seller of a home. And, frankly, give them more time in the day to spend with their buyer or seller.

Technology 347

Technology Real Estate Agents Design 347

Housing Wire

JUNE 15, 2022

Even if more borrowers opted for ARMs in a rising rate environment, stricter underwriting policies for ARMs and laws that keep lenders in check will prevent borrowers from being trapped in loans they could not afford, as occurred in the mid 2000s, said Keith Gumbinger, vice president at HSH Associates.

Mortgage 345

Mortgage Bracketing Loan Officers Investors 345

Realtor

OCTOBER 16, 2023

for first-time buyers is $12,274 (around 6%), in addition to $1,983 in closing costs. “Buyers may not be able to even see a home without providing a copy of their pre-approval letter just to schedule an appointment,” says Ameer. down,” says Yifan Zhang , CEO of the host-to-own homebuying program Loftium. ” 8.

Mortgage 190

Mortgage Real Estate Agent Real Estate Buyers 190

Housing Wire

MARCH 24, 2021

Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and sellers while also playing an expanding role as personal advisors. Presented by: Propertybase.

Real Estate Agent 376

Real Estate Agent Retail Real Estate Design 376

Housing Wire

JULY 9, 2021

So too does trust — usually manifested in the relationship between a buyer/seller and a real estate agent. The more you leverage your own data the better off your agents or loan officers will be because they’ll be able to identify, target and create better customer experiences. Presented by: Propertybase.

Real Estate 441

Real Estate Business Valuation Technology 441

Housing Wire

APRIL 14, 2022

A seasoned retail and commercial banking salesman in Fort Wayne, Indiana, the 39-year-old Woodward joined Interfirst Mortgage as a loan officer in October 2020 after a recommendation from an old college friend. The changes affect loan officers, processors and underwriters, but also top executives. The closer, the better.

Mortgage 519

Mortgage Marketing Retail Lending 519

Cleveland Appraisal Blog

DECEMBER 31, 2021

The proper presentation can mean the difference between a quick sale and months lingering on the market. Decluttering, deep cleaning, improving curb appeal, and painting are the four easiest ways to make your home more appealing to buyers. Painting the walls in your home is an effective way to impress prospective buyers.

Real Estate 195

Real Estate Appraisal Real Estate Agent Buyers 195