Quicken Loans

SEPTEMBER 21, 2021

You can generally get a lower rate than you could with comparable fixed-rate loans. Additionally, if you plan on moving before the end of the initial fixed-rate period of the loan, you may never deal with an adjustment. Today, we’re going to discuss FHA ARMs. What Is An FHA Adjustable-Rate Mortgage?

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Insurance Mortgage Investors Clients 48

Housing Wire

DECEMBER 14, 2020

. “We’ve built a buying experience that bypasses the traditional hassle and uncertainty of the process to help buyers house hunt with ease and make the most competitive offer, safely and conveniently,” the blog post said. The option to finance a home via Opendoor Home Loans has also been expanded, according to the blog post.

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Advertising Finance Buyers Real Estate 382

Sacramento Appraisal Blog

FEBRUARY 6, 2024

Look, assumable loans are basically eye candy in real estate because they’re so rare, but they’re actually starting to happen more. UPCOMING SPEAKING […] The post The tiny but growing trend of assuming the loan first appeared on Sacramento Appraisal Blog. So, let’s talk about it.

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Real Estate Appraisal Housing Market Marketing 312

Quicken Loans

JUNE 21, 2021

Another benefit of military service is home loan assistance in the form of the VA loan. However, many veterans have not used or are unaware of the VA loan benefit provided to them. Let’s take a look at FHA vs. VA loans to help you make an informed decision on which mortgage is best for you.

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Insurance Government Mortgage Development 36

Cleveland Appraisal Blog

OCTOBER 29, 2021

Since we are on the topic of total remaining economic life, I think we should talk about how this may impact a bank’s decision on providing a loan. For instance, FHA requires that homes being funded FHA have a remaining economic life of at least the term of the loan. It depends. The HUD 4000.1

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Sacramento Appraisal Blog

AUGUST 29, 2023

Assumable loans are eye candy in today’s housing market. loan sounds amazing, right? It’s technically possible on paper for some loan types, but it’s challenging to pull off in the real world. The idea of taking over somebody’s 2.5%

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Real Estate Housing Market Appraisal Marketing 297

Housing Wire

MAY 10, 2022

The problem: They did not qualify for the loans. Hill’s scheme, also enabled by a group of co-conspirators, caught up with him, in part because many of the loans started going south. In the end, some $850,000 in claims had to be paid on defaulted government-backed mortgages insured by the Federal Housing Administration (FHA).

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Mortgage Marketing Finance Insurance 391

Cleveland Appraisal Blog

MARCH 3, 2022

Not too long ago, I saw a loan officer post on their Instagram that FHA no longer requires handrails for stairs. ” That’s something to keep in mind if you’re thinking of selling your home to buyers who may want to use FHA financing. This is a family-friendly blog. – Birmingham Appraisal Blog.

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Appraisal Finance Loan Officers Buyers 221

Riverfront Appraisals

JULY 29, 2021

This entire year, I’ve been blogging once a month with the purpose of assisting loan officers to better understand the appraisal process. So far, we’ve covered communication with the appraiser, reconsiderations of value, FHA appraisals and a few other topics you should definitely go check out.

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Reconsideration of Value Appraisal Appraisal Process Loan Officers 100

Riverfront Appraisals

JULY 1, 2021

For the past six months, I’ve been blogging with the purpose of assisting loan officers to better understand the appraisal process. So far, we’ve covered final inspections, lending on unique homes, communication with the appraiser, reconsiderations of value, bracketing and FHA appraisals. And, you’ll definitely […].

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Appraisal Process Reconsideration of Value Bracketing Final Inspection 88

DW Slater Company

APRIL 27, 2022

you can check this out by looking at the history on the interactive charts if you are reading this on the blog ) The markets are still going strong ! A shift in demand for the housing market – Sacramento Appraisal Blog. – Cleveland Appraisal Blog. FHA adds 40-year loan term to COVID-19 arsenal- Housing Wire.

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Marketing Valuation Review Housing Market Appraisal 163

Appraiserblogs

MAY 20, 2022

VA Fee Panel – The Appraisal Institute does not believe that a move to a lender select program, such as those found in the conventional or FHA mortgage markets, would improve timeliness, nor would it be in the best interests of veterans. 7735, Improving Access to the VA Home Loan Act of 2022.

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Appraisal Mortgage Marketing Valuation 148

Birmingham Appraisal

APRIL 25, 2023

If you’re looking to purchase a home and you’re financing it with an FHA loan, the property will need to meet certain requirements to be approved for the loan. In this blog post, we’ll discuss the FHA requirements for handrails and porch railings for an FHA appraisal.

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Appraisal Finance Inspection Buyers 64

Sacramento Appraisal Blog

FEBRUARY 27, 2023

UPCOMING (PUBLIC) SPEAKING GIGS: 3/06/23 Matt the Mortgage Guy YouTube Live 3pm PST 3/09/23 Matt Gouge Event (sign up here) […] The post Prices went up & worst volume ever first appeared on Sacramento Appraisal Blog | Real Estate Appraiser.

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Real Estate Appraisal Marketing Mortgage 233

Will Springer Realtor

MARCH 5, 2024

MIPs are required for all borrowers seeking a loan from the Federal Housing Administration (FHA). This fee is applied because FHA consumers tend to have more debt relative to their income. borrowers who carry a loan with a guarantee or mortgage insurance pay MIP, according to Forbes. Roughly 30% of all U.S.

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Finance HOA Insurance Real Estate 51

Appraisal Today

APRIL 5, 2024

NOTE: Please scroll down to read the other topics in this long blog post on appraiser discrimination lawsuit, waivers, staying positive with slow business, appraiser’s economic forecast, unusual homes, mortgage origination stats, etc. Read on blog www.appraisaltoday.com/blog Posted by noon Friday.

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Appraisal Contracts Business Construction 76

Appraisal Today

MARCH 8, 2024

NOTE: Please scroll down to read the other topics in this long blog post on property data collectors, economic analysis, managing your email inbox, unusual homes, mortgage origination stats, etc. Read on blog www.appraisaltoday.com/blog Posted by noon Friday. You can subscribe to the blog in the upper right of each blog page.

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Appraisal Contracts Real Estate Housing Market 81

Appraisal Today

APRIL 26, 2024

NOTE: Please scroll down to read the other topics in this long blog post on agent concessions, History of appraisal bias back to 1930s, “one mile” rule and bias, unusual homes, mortgage origination stats, etc. Read on blog www.appraisaltoday.com/blog Posted by noon Friday. Twitter: [link] posted by noon Friday 2.

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Appraisal Real Estate Real Estate Agent Contracts 60

Eppraisal

JULY 7, 2023

In the previous two blog posts, we discussed fixed-rate mortgages and adjustable-rate mortgages, which are widely used in the United States. In this final installment of our three-part series, we will explore government-insured mortgage loans. What are Government-Insured Mortgage Loans?

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Government Insurance Mortgage Design 36

Berkshire Hathaway

FEBRUARY 4, 2022

The average first–time home buyer puts just 6% down , and certain loan programs allow as little as 3% or even zero down. A conventional loan is the most sought after loan option, and the down payment requirement starts anywhere from 3% to 5% down. Conventional Loan (without PMI): 20% minimum.

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Real Estate Agent Real Estate Buyers Design 69

Appraisal Today

APRIL 19, 2024

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, forms to reports modernization, AMCs, earthquake risk, unusual homes, mortgage origination stats, etc. == == Rare Coastal Contemporary Manchester, MA, for $9M Excerpts: 5 bedroom, 4.5 Appraisals are ordered after the loan application.

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Appraisal Contracts Valuation Design 67

Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Read on blog www.appraisaltoday.com/blog Posted by noon Friday.

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Appraisal Inspection Modernization Business 69

Appraisal Today

DECEMBER 1, 2023

NOTE: Please scroll down to read the other topics in this long blog post on time saving tips, Waivers, Non-lender appraisals, Tax savings, unusual homes, mortgage origination stats, etc. Read on blog www.appraisaltoday.com/blog Posted by noon Friday. You can subscribe to the blog in the upper right of each blog page.

Appraisal 87

Appraisal Business Contracts Technology 87

Listing Spark

AUGUST 17, 2023

FHA loans are becoming an increasingly popular option for buyers all across the home market. However, property investors and house flippers can run up against the requirements for FHA loans in ways that present unexpected obstacles.

Investors 36

Investors Investing Buyers Real Estate 36

Quicken Loans

NOVEMBER 18, 2021

A VA loan is a loan available to veterans and active-duty service members that’s offered through the U.S. National Guard or Army Reserve can also qualify for VA loans? National Guard or Army Reserve can also qualify for VA loans? VA Loan Requirements. Documents Needed For A VA Loan. Let’s find out how.

Insurance 54

Insurance Mortgage Buyers Inspection 54

Appraisal Today

MARCH 22, 2024

NOTE: Please scroll down to read the other topics in this long blog post on Fannie March Update, Bias and not using time adjustments, Climate change effects on risk and values, answer your phone if you want more appraisal business, unusual homes, mortgage origination stats, etc. Appraisals are ordered after the loan application.

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Appraisal Contracts Business Insurance 65

Appraisal Today

JANUARY 19, 2024

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, and types of bias, Scams on black homes, unusual homes, mortgage origination stats, etc. Read on blog www.appraisaltoday.com/blog Posted by noon Friday. You can subscribe to the blog in the upper right of each blog page.

Appraisal 72

Appraisal Contracts Real Estate Architecture 72

Appraisal Today

JANUARY 5, 2024

NOTE: Please scroll down to read the other topics in this long blog post on New CA bias classes, 2024 New Years resolutions, 2024 goals, unusual homes, mortgage origination stats, etc. Be a part of the profession blamed for the collapse of the savings and loan industry. Read on blog www.appraisaltoday.com/blog Posted by noon Friday.

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Appraisal Contracts Legal Business 74

Appraisal Today

NOVEMBER 24, 2023

NOTE: Please scroll down to read the other topics in this long blog post on , , VA changes, State Appraisal Board problems, gratitude for appraisers, unusual homes, mortgage origination stats, etc. == San Francisco Bay’s Red Rock Island is for Sale for $25M Excerpts: Red Rock Island is the only privately owned island in San Francisco Bay.

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Appraisal Mortgage Business Contracts 74

Appraisal Today

FEBRUARY 23, 2024

NOTE: Please scroll down to read the other topics in this long blog post on residential fee appraiser testifies at bias hearing, what happens to Fannie complaints, Why I love real estate appraising, unusual homes, mortgage origination stats, etc. == Concrete Chateau Artisan Rising From a Lake in Miami FL Is Available for $21.8M

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Appraisal Real Estate Contracts Reconsideration of Value 67

Quicken Loans

JUNE 10, 2021

For example, construction of the Batcave was probably too expensive for Bruce Wayne to get a conforming loan – not that the multi-billionaire founder of Wayne Enterprises needs one, but we digress. What is a non-conforming loan, and how does it differ from a conforming mortgage? What Is A Non-Conforming Loan? 2021 Loan Limits.

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Mortgage Government Construction Investors 66

Premier Home Appraisal Blog

MAY 30, 2023

This process can save you hundreds of dollars each month and thousands of dollars over the life of your loan. This appraisal blog post will explore how our Virginia home appraisal services can get you started on financial freedom. PMI protects the lender or loan servicer if the borrower defaults. of your loan amount per year.

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Appraisal Home Value Appraisal Process Insurance 98

On Q Financial

MAY 19, 2021

If you’ve recently considered an FHA or VA loan, you may want to revisit our requirements. Don’t let previous home loan denials hold you back. Home Loan Options Refinance Information. What are FHA and VA Loans? Here’s a breakdown of the two: FHA Loans. New Home Loan Refinance Info.

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Buyers Government Development Insurance 38

Appraisal Today

DECEMBER 8, 2023

Read on blog www.appraisaltoday.com/blog Posted by noon Friday. You can subscribe to the blog in the upper right of each blog page. Or possibly there is a loan on the property, or a reverse mortgage and the family needs to know how much equity is in the property. Appraisals are ordered after the loan application.

Appraisal 66

Appraisal Real Estate Contracts Design 66

Housing Wire

APRIL 8, 2024

Usage of discount points were especially prevalent among low-credit borrowers also using Federal Housing Administration (FHA) lending programs, CFPB said. Green also suggests that Fannie Mae and Freddie Mac ‘s early 2023 updates to loan level pricing adjustments (LLPAs) are not being considered in its report.

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Investors Mortgage Law Lending 429

Appraisal Buzz

MAY 31, 2021

Those maps were color-coded first by the Homeowners Loan Corp, and then the Federal Housing Administration (FHA), and adopted by the Veterans Administration. The FHA manual of this time also detailed segregationist policies stating, “incompatible racial groups should not be permitted to live in the same communities.” Conclusion.

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Valuation Appraisal Real Estate Insurance 370

Appraisal Today

OCTOBER 20, 2023

The demand letter cited an accounting error during the origination of the loan (not an appraisal issue) and the appraisal as the reason for the buy back. Of course, I had to include this link == FHA Amends Policy on Accessory Dwelling Units – Can count rental income The U.S. This was the first time I had ever experienced this problem.

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Appraisal Design Contracts Inspection 71