Housing Wire

JANUARY 27, 2022

I retired in 2020 from the mortgage business after 24 years, so I understand how some people who were floating their rate lock might not feel this way. I am a bond market guy because, to the core, I am an economics person first, so my discussions are more about the 10-year yield and the economic cycle versus mortgage-backed securities.

Mortgage 395

Mortgage Marketing Inventory Housing Market 395

Housing Wire

APRIL 22, 2022

This week’s HW+ member spotlight features Matthew Blanchard, producing sales manager at Academy Mortgage Corporation. Blanchard previously worked art Loan Depot before joining in growing Academy Mortgage Corporation. HousingWire : What is your current favorite HW+ article and why? Matthew Blanchard: You can’t golf and boat.

Buyers 370

Buyers Clients Business Inventory 370

Housing Wire

MAY 31, 2022

Gal and other company representatives did not return messages for this article. One is people dislike where the economy is headed. “I The company’s stock is currently at just over $5 with a little over $2 billion market capitalization. Today, though, Side is radio silent on going public. Side is no outlier.

Real Estate 377

Real Estate Brokerage Realty Valuation 377

Housing Wire

FEBRUARY 8, 2022

Goldstone’s case is not related to the world of bad Tinder dates, where the colloquial term “ghosting” is popularly used when someone cuts off contact without warning or explanation. Goldstone is an executive at a mortgage servicer company trying to reach out to homeowners. “We We know where they live. We service their loans.

Law 363

Law Mortgage Legal Finance 363

Appraisal Today

JULY 21, 2023

Where I live, very few homes have pools. In dramatic contrast, when I first started appraising “over the hill”, 10-15 miles away where there are many subdivisions, I noticed that in certain neighborhoods, a pool was almost mandatory. But it’s also about location because some price ranges and areas simply expect a pool to be present.

Appraisal 88

Appraisal Real Estate Contracts Business 88

Appraisal Today

AUGUST 4, 2023

In a truly Orwellian move, mortgage giant Freddie Mac recently announced its intent to censor an arbitrary collection of words such as “desirable,” “safe,” “well-kept,” “student” and “crime” when they appear, in any context, in the hundreds of thousands of appraisal reports it relies on in mortgage underwriting. since October 2021.

Appraisal 70

Appraisal Business Contracts Real Estate 70

Appraisal Today

AUGUST 5, 2022

My comments : The big push to cut down on appraisal turn times because of the appraisal shortage is Very Old News since mortgage volume has plummeted. . NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, real estate market, unusual homes, mortgage origination stats, etc.

Appraisal 59

Appraisal Valuation Contracts Modernization 59

Appraisal Today

JANUARY 27, 2023

The language requiring a minimum “head and shoulders” access into the attic was deleted. Also, language requiring a minimum “head and shoulders” access into the crawl space was deleted. NOTE: Please scroll down to read the other topics in this long blog post on unusual homes, mortgage origination stats, etc. effective 9/14/15.

Appraisal 52

Appraisal Contracts Transportation Real Estate 52

Housing Wire

APRIL 13, 2022

In this HW+ Slack Q&A , HousingWire Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, his insights on the latest economic reports and more. Logan Mohtashami: Whenever home prices are rising, and then rates rise, people look up the term Housing Bubble; it’s the nature of the beast.

Housing Market 438

Housing Market Marketing Mortgage Inventory 438

Housing Wire

JUNE 18, 2023

Mortgage rates were near 7% last week but purchase applications were still able to pull out an 8% week-to-week gain. Mortgage rates hardly budged last week, even with the Federal Reserve ‘s announcement it was pausing rate hikes and CPI inflation reports. We cannot break over 4.6 6% for a year.

Housing Market 483

Housing Market Marketing Inventory New Listings 483

Appraisal Today

FEBRUARY 24, 2023

A Level 2 appraiser adds explanations, graphs, and charts to those boxes. NOTE: Please scroll down to read the other topics in this long blog post – Bias, Cost cutting, slow business, unusual homes, mortgage origination stats, etc. AMCs had taken over the mortgage-lending work. What Level Appraiser Are You?

Appraisal 52

Appraisal Architecture Valuation Business 52

Appraisal Today

JUNE 17, 2022

NOTE: Please scroll down to read the other topics in this long blog post on real estate market, USPAP and contracts, unusual homes, mortgage origination stats, etc. ==. It looks like the change is starting because of increasing mortgage interest rates. I have included some of the articles below. All cash and investors.

Appraisal 52

Appraisal Contracts Real Estate Mortgage 52

PennyMac

FEBRUARY 25, 2022

And now that many of us are still spending the majority of our time at home, it’s become a place where our decor dreams can come to life. Consult a tax adviser for further information regarding the deductibility of mortgage interest and charges. Splash of color, anyone? Add some wallpaper to your wall’s wardrobe.

Decorating 36

Decorating Design Renovations Home Improvement 36

Housing Wire

JUNE 24, 2022

Below, Bernstein answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? Getting to dig deep into what these bonds were and how the underlying mortgages impacted them was priceless. HousingWire: What’s 2-3 trends that you’re closely following? Two months supply of housing.

Housing Market 414

Housing Market Investing Marketing Real Estate 414

Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. Here’s a point-by-point comparison of what I said before April 10, 2020 and where we are today.

Housing Market 397

Housing Market Marketing Inventory Lending 397

Appraisal Today

SEPTEMBER 15, 2023

The 21 percent who cite other challenges are most likely to cite lack of business/slow market, rising interest rates, low fees, and to reiterate pressure from AMCs. The 21 percent who cite other challenges are most likely to cite lack of business/slow market, rising interest rates, low fees, and to reiterate pressure from AMCs.

Appraisal 81

Appraisal Real Estate Agent Contracts Real Estate 81

PennyMac

APRIL 5, 2022

You will have many questions: Where should you buy? Enter perhaps the most important item on your homebuying preparation list: the mortgage pre-approval. No guarantees are made — it’s simply a model of what your mortgage could look like, should you be approved. What Do I Need to Get Pre-Approved for a Mortgage?

Mortgage 36

Mortgage Sellers Finance Buyers 36

Appraisal Today

OCTOBER 13, 2023

Level 1 – Beginner This is where we all start. Level 2 – Intermediate At the intermediate level, you realize there is more to appraising real estate than checking boxes. Here is where you provide more explanations. Level 3 – Pro There is a subtle difference between Level 2 and Level 3. You might answer, “Absolutely!”

Appraisal 79

Appraisal Law Contracts Business 79

Appraisal Today

AUGUST 12, 2022

NOTE: Please scroll down to read the other topics in this long blog post on mortgage rates history, declining prices on high end homes, bias, unusual homes, mortgage origination stats, etc. =. Mortgage Rate History: Check Out These Charts. Excerpts: Mortgage rate history stretches back nearly a century.

Appraisal 52

Appraisal Contracts Mortgage Business 52

Lamacchia Realty

AUGUST 25, 2022

Mortgage rates have increased, and buyers are backing out of their search!” Renting though is not working out well for people either – rents are up dramatically from when interest rates increased , and property owners need to accommodate for the increased costs of their own mortgages and inflation. In Conclusion.

Buyers 70

Buyers Landlords Tenants Real Estate 70

Assurance Financial

SEPTEMBER 28, 2021

The youngest millennials are now reaching the age where they may be thinking about buying real estate. The youngest millennials are now reaching the age where they may be thinking about buying real estate. This rate is below earlier generations, but it is growing as millennials increase in age. In 2020, the rate jumped to 18.2%.

Property Taxes 36

Property Taxes Mortgage Design Insurance 36

Will Springer Realtor

OCTOBER 11, 2022

At what point will mortgage interest rates peak? Seriously though, there must be a ceiling to rising rates that have all but extinguished a robust housing market. While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment.

Housing Market 36

Housing Market Marketing Buyers Real Estate 36

The Robert Weiler Company

NOVEMBER 10, 2021

While residential property value is primarily determined based on the going sale price of a similar property located in the same or similar community, commercial property relies most heavily on what’s known as the capitalization rate. In fact, according to the US Energy Information Administration, there are an estimated 5.9

Real Estate 78

Real Estate Retail Investing Tenants 78

Will Springer Realtor

JULY 8, 2022

This, coupled with a significant portion of homeowners standing pat with mortgages at or below 4% interest (and other factors) is causing the market to lose steam. Home shoppers often focus on the direction of mortgage interest rates, which have jumped more than two percentage points this year alone to a range of 5.75%-6.0%

Housing Market 36

Housing Market Marketing Inventory HOA 36

Appraisal Today

JULY 22, 2022

The Appraiser eLearning podcast was available on July 19 at 2 PM. The forms were not designed to accommodate ANSI, such as where to put the different square footages on the form. There are a few left near where I am. Reading the 5-page FAQs was okay, but the speaker helped me remember and understand what was written. Excerpt: 1.

Appraisal 52

Appraisal Contracts Buyers Design 52

Will Springer Realtor

NOVEMBER 2, 2021

Seismologists compare our region of the world to New Zealand, where it too sits atop a shallow subduction zone and features older structures like those in the Pacific Northwest. Standard homeowners and renters’ policies do not typically cover damage from a quake and most lenders and mortgage underwriters do not require such coverage.

Insurance 36

Insurance Government Home Improvement Business 36

Lamacchia Realty

DECEMBER 26, 2023

ANTHONY LAMACCHIA'S 2024 REAL ESTATE MARKET PREDICTIONS Anthony is obsessed with tracking the data and in this article written at the end of 2023 he explains how the market is shaping up based on trends and what Buyers and Sellers can expect in 2024. In typical rate rising cycles, there is a lack of buyers.

Sellers 74

Sellers Real Estate Buyers Inventory 74