Housing Wire

DECEMBER 30, 2021

This article is part of our HousingWire 2022 forecast series. Mortgage rates will steadily rise, possibly to 3.3% That bodes well for those engaged in trading whole loans and mortgage-servicing rights (MSRs), both of which are bought and sold in the secondary market. “As The economy is steadily recovering, and in?ation

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Marketing Supply Chain Housing Market Mortgage 435

Housing Wire

APRIL 14, 2023

This article is part of our 2023 Housing Market Forecast series. Since October of 2022, the share of buyers who are purchasing their home without a mortgage has been more than one quarter of the market. While spring of 2022 saw a similar share of all-cash homebuyers, one needs to look back to 2014 before seeing similar shares.

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Realtors Buyers Inventory Sellers 420

Housing Wire

FEBRUARY 14, 2024

Analysts in the mortgage industry are projecting that 2024 will be a better year than 2023 across the board. In a HousingWire report , analyst firm Jeffries said that they believe the worst of the current mortgage cycle is behind us, and Moody’s forecasts that the Federal Reserve will decrease rates three or four times this year.

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Investors Modernization Insurance Mortgage 335

Housing Wire

APRIL 22, 2022

This week’s HW+ member spotlight features Matthew Blanchard, producing sales manager at Academy Mortgage Corporation. Blanchard previously worked art Loan Depot before joining in growing Academy Mortgage Corporation. HW Annual pulls you back and provides a bird’s eye view of all that’s happening in the industry.

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Buyers Clients Business Inventory 370

Housing Wire

DECEMBER 2, 2022

HW Media: What is your current favorite HW+ article and why? Jeff Thompson: My favorite benefit from HousingWire are the articles from Logan Mohtashami. I appreciate his insight and his passion for the real estate and mortgage business. We like to look at our future ten years out. My work ethic is because of him.

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Real Estate Government Agents Development 354

Housing Wire

SEPTEMBER 30, 2021

We’ve been transitioning to a new White House administration, transitioning away from a refinance market and cautiously transitioning back to meeting in person. These are the executives who have become leaders in their respective fields within housing and mortgage finance. Brena Nath HW+ Managing Editor. Become a member today.

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Finance Mortgage Marketing 360

Housing Wire

OCTOBER 15, 2021

For this week’s HW+ member spotlight, we feature Tim Anderson, president of the eMortgage Division at Evolve Mortgage Services. Below, Anderson answers questions about the housing industry: HousingWire: To start off, what is your current favorite HW+ article? HousingWire: When have you felt success in your job?

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Business Mortgage Investors Development 270

Housing Wire

SEPTEMBER 10, 2021

Currently, one in five, or roughly 20%, of consumers work with an independent mortgage broker. And as things return back to normal, we’re now looking forward to the next chapter and what is to come in the industry. Rates will continue to fluctuate — that’s simply the nature of the mortgage business. The market will normalize.

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Mortgage Technology Inventory Marketing 273

Housing Wire

OCTOBER 9, 2023

A mortgage lender isn’t the first place most people would turn to for yoga, meditation or personal wellness. What if he could help other people find personal fulfillment and reduce stress while providing something of value that might lead them to work with Guaranteed Rate in the future? He knew he needed to make changes. “I

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Loan Officers Mortgage Technology Realtors 414

Housing Wire

JANUARY 25, 2023

This article is part of our 2022 – 2023 Housing Market Update series. Long-term mortgage rates responded by rising from 3.25% in early 2022 to over 7.25% in October 2022, more than doubling. economy has remained resilient, backed by a very strong labor market, sky-high job openings and low unemployment. They eased below 6.5%

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Housing Market Marketing Inventory Sellers 421

Housing Wire

SEPTEMBER 21, 2022

Buyers and sellers alike have now anchored their expectation of “normal” to sub-3% mortgage rates, multiple-offer bidding wars, and double-digit annual price growth. So, if this time it’s different, what are the forces that will drive the housing market forward or hold it back? The tailwinds.

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Housing Market Inventory Buyers Marketing 450

Housing Wire

DECEMBER 16, 2022

This article is part of our Housing 2022-23 forecast series. The last year has been a completely split housing market — one that started with the lowest inventory NAR has recorded dating back to 1999 and one with low mortgage rates. Due to the recent rise in mortgage rates, homeowners may just stay put.

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Buyers Realtors Inventory Sellers 470

Housing Wire

FEBRUARY 16, 2021

Writing about digital mortgage in 2021, I am reminded of a cartoon in the New Yorker, in which two cavemen were starting a fire and one said “Stop saying everything is ‘unprecedented.’” The digital experience has changed forever, and no one is turning back. The digital experience has changed forever, and no one is turning back.

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Mortgage Technology Loan Officers Business 531

Housing Wire

NOVEMBER 29, 2021

Who is crazy enough to write an American economic recovery model on April 7, 2020, and try to explain to people why housing isn’t going to crash due to demographics, good credit profiles and low mortgage rates? Whatever the future brings for the U.S. Whatever the future brings for the U.S. in October. in October.

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Inventory Contracts Training Investors 527

Housing Wire

APRIL 10, 2023

HousingWire recently spoke with Dustin Gray, CEO of Milestones Labs , about the importance of the borrower relationship and how Milestones Labs helps mortgage providers build lasting relationships with their borrowers. What seeds can I plant now that will grow in the near future? This is where Milestones fits in.

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Home Value Technology Clients Advertising 406

Housing Wire

JULY 2, 2023

Mortgage rates rose last week after the better-than-anticipated jobless claims data but even with higher rates, we also had a third week of positive purchase application data. Housing inventory finally broke under 2022 levels last week. We have often discussed that the housing market dynamics changed starting Nov.

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Inventory Housing Market Marketing New Listings 450

Housing Wire

MAY 23, 2023

A look back: The early 2023 housing slowdown Bidding behavior on the Auction.com platform provides one of the best barometers of the retail housing market because the success and livelihood of these bidders depends heavily on them accurately anticipating what the retail market will look like in the next six months.

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Housing Market Marketing Retail Sellers 419

Housing Wire

MAY 24, 2021

The ability to look past the now and develop strategies that poise an organization for future success is key to any leadership position in almost any business. It’s true for the mortgage industry and especially the long-term strategies we’ve developed to react to the current low-rate environment brought on by a global pandemic.

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Mortgage Development Lending Business 210

Cleveland Appraisal Blog

NOVEMBER 14, 2022

This week I welcome back guest blogger June Duncan, who shares some things to think about if this is an area that you are interested in pursuing. It will also ensure that the future users of the development are living or working in a safe structure, too. Are you interested in getting into the world of commercial real estate?

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Real Estate Development Appraisal Contracts 303

Housing Wire

OCTOBER 31, 2022

From the WSJ article: “ U.S. From the WSJ article: “ U.S. One of the unsung heroes of the most prolonged economic and job expansion ever recorded in history was the passing of the 2005 Bankruptcy Reform Act and the 2010 qualified mortgage rule under Dodd-Frank. The question is: how many more rate hikes are left?

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Law Inventory Lending Mortgage 513

Housing Wire

MARCH 13, 2023

This seasonal trend came back last year and then we had even more people mov-ing back who had left at the onset of the COVID-19 pandemic. Things finally slowed down in November and I expect them to pick back up in the spring. It is still kind of a weird market, but it is going back to a little bit more normal.”

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Housing Market Marketing Tenants Buyers 360

Housing Wire

DECEMBER 27, 2021

This article is part of our HousingWire 2022 forecast series. It didn’t take long for mortgage servicers to realize they had a historic challenge on their hands. Marina Walsh, the vice president of industry analysis for the Mortgage Bankers Association , is optimistic about the post-forbearance landscape.

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Mortgage Construction Tools Technology 361

Housing Wire

NOVEMBER 19, 2021

The Consumer Financial Protection Bureau (CFPB) is launching a voluntary review of its mortgage data collection — a key tool in bringing redlining cases — to assess its effectiveness in detecting discrimination. The operational and compliance costs of the HMDA rule for financial institutions is also an area of interest.

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Lending Modernization Tools Mortgage 331

Housing Wire

NOVEMBER 25, 2020

This article originally appeared in FinLedger , HousingWire’s sister-publication focused on Fintech. You can’t go back to the point in time when the due diligence was done, so how do you reverify that over the next 30 years? You’ve just automated a black box — no one can see it except the original due diligence provider.

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Investors Legal Technology Clients 473

Housing Wire

MAY 31, 2022

The San Francisco company was now “backed by the top three technology initial public offering underwriters,” Side announced at the time , and the money raise “sets the stage for a future IPO.”. Gal and other company representatives did not return messages for this article. Last June, Guy Gal was staring ahead at Wall Street.

Real Estate 373

Real Estate Brokerage Realty Valuation 373

Appraiserblogs

DECEMBER 6, 2021

Backed by a VC, including some of the biggest… In addition to Fifth Wall, Aloft’s backers include VC firms Andreessen Horowitz and MetaProp, Zillow and Pacaso co-founder Spencer Rascoff, Built CEO Chase Gilbert and Doordash executive Gokul Rajaram. Are 'No Appraisal' First Mortgages the Future? Desktop Appraisals, Panaceas for….

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Appraisal Mortgage 127

Housing Wire

FEBRUARY 2, 2021

This is to say, I don’t expect that we will continue to bake our own bread and make time for afternoon walks once all businesses and commerce are back to full steam. This is to say, I don’t expect that we will continue to bake our own bread and make time for afternoon walks once all businesses and commerce are back to full steam.

Housing Market 419

Housing Market Marketing Inventory Law 419

Cleveland Appraisal Blog

APRIL 15, 2021

I am honored to welcome back Author Jessica Brody , with a new and timely article that I think you will find helpful if you’re looking to buy a home. Look to a mortgage forecast to get an idea of potential interest rates. I hope that you find this article to be helpful in your hunt for a house! Hello everyone!

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Appraisal Real Estate Real Estate Agent Tools 195

Housing Wire

JUNE 10, 2022

What is the “American Dream?” The phrase is attributed to writer James Truslow Adams in the 1930s, who described it in part as an aspiration that “life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement.”. A crisis of affordability. Americans feel the same way.

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Real Estate Buyers Mortgage Insurance 366

Housing Wire

MARCH 1, 2022

In January I received a text message from Dave Savage, CEO of Mortgage Coach. News just broke that private equity investor LLR Partners announced strategic investments in two mortgage technology companies — Mortgage Coach and Sales Boomerang ( click here for article ). Hey Clayton …” and a link. In 2016 LLR led a $26.5

Real Estate 348

Real Estate Brokerage Real Estate Agent Technology 348

Cleveland Appraisal Blog

OCTOBER 14, 2021

When baking, there are different ingredients that are used that will make the dough rise. Typically, yeast is the ingredient used to make bread rise. How does yeast work? Here’s a little video to explain how. Interestingly, yeast is not the only ingredient that can cause the dough to rise. For instance, sourdough. Pretty cool!

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Inventory Market Value Appraisal Contracts 243

Housing Wire

JULY 20, 2023

With record-low inventory nationwide, real estate agents seem to be hearing the same thing day in and day out: “I’d list my home, but where would I move?” For most agents, that’s the end of the conversation, ending the possibility of taking a new listing as well as facilitating the buyer side. Nationwide, inventory is at all-time lows.

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Sellers Clients Inventory Agents 283

Housing Wire

FEBRUARY 8, 2024

Practically speaking, your future clients will be skimming for information that reveals your knowledge about their neighborhood or zip code, and whether you’ve worked with the type of property they are buying or selling. After all, prospective clients are trusting you with one of their biggest financial decisions.

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Real Estate Agent Real Estate Agents Clients 390

Housing Wire

OCTOBER 13, 2020

However, as smartphones increased in popularity, and more and more people began to experience their near-infinite potential, there was no going back. In this article, we explore what makes change in and out of subservicing so intimidating — but why, in the end, you’ll be happy you did. The superior product won the day.

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Clients Development Inventory Technology 377

Cleveland Appraisal Blog

APRIL 29, 2021

So, I am grateful for guest bloggers who provide me with some great articles to share with you. I hope that you are enjoying the warmer weather! With the spring selling season upon us, my volume of work has been very high. I hope you’ve been enjoying them. I have one more this week. What Home Appraisers Look For. Existing space.

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Appraisal Investing Buyers Renovations 249

Appraisal Today

MAY 10, 2024

ROV (Reconsideration of Value) Changes – FHA and GSEs GSE Effective date is August 29, 2024 HUD Effective date is September 2, 2024 Editor’s note: This long section includes, In order: McKissock/Dave Bradley post with a good summary including links to HUD and GSE documents. Several sections of HUD Handbook 4000.1 For appraisers, Section II.D.2.

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Reconsideration of Value Appraisal Real Estate Insurance 71

Appraisal Today

APRIL 26, 2024

What Does Arm’s Length Mean in Real Estate? The 7 Sale Types Explained Excerpts: An arm’s length sale – a sale in which the buyers and sellers act independently and in their own self-interest is the most common type of real estate transaction. Because of their relationship, each party may not be acting in their own best interests.

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Appraisal Real Estate Real Estate Agent Contracts 77