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Better mortgage spreads boost housing demand in 2025

Housing Wire

One of the lesser known storylines in housing economics is that the improvement in mortgage spreads since 2023 has contributed to a noticeable trend in purchase application data for 2025, which is now showing 15 consecutive weeks of positive year-over-year growth. That hasnt happened so far this year.

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The two big housing market trends to watch in 2025

Housing Wire

However, there are two big trends that stand out as we launch into 2025 affordability and sellers in the market. In 2025, housing affordability in the U.S. That growth is in jeopardy if we stay at the high end of the mortgage rate range into the first quarter 2025. The elephant in the room is affordability.

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All those 2025 mortgage rates forecasts are now wrong

Housing Wire

Its late December so all the 2025 mortgage rate forecasts have been published. The most optimistic predictions assume 2025 will see mostly low 6s for the 30-year fixed rate mortgage. To their credit, for the most part forecasters seem convinced that rates will stay elevated during 2025.

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The homebuilders’ 2025 supply and demand problem

Housing Wire

This situation poses a risk to construction labor in 2025. Is 2025 the first year we start losing residential construction jobs? Housing starts and permits are in a recession today while the number of completed units from homebuilders is increasing. I wrote about why this presents a housing recession risk for the Federal Reserve.

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The Constructor's Digital Transformation Playbook: Reducing Risk With Technology

Speaker: Dylan Secrest

📆 February 25, 2025 at 9:30am PT, 12:30pm ET, 5:30pm GMT . 🚀Optimize project timeline - Use digital tools to accelerate approvals and prevent bottlenecks. 🔮 Future proof your projects - Learn best practices for implementing scalable technology solutions to drive long-term success.

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Why the housing market is actually much healthier in 2025

Housing Wire

After years of identifying the housing market as unhealthy culminating in a savagely unhealthy housing market in early 2022 I can confidently assert that the housing market in 2024 and 2025 is on better footing. Thats precisely what occurred no surprises there, as every month in 2025 has consistently exceeded 4 million.

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Where Are the Best Places to Retire in 2025?

Appraisal Buzz

News & World Report’s new study, 2025’s Best Places to Retire in the U.S. Click here to view the full list of 2025’s Best Places to Retire. The post Where Are the Best Places to Retire in 2025? The post Where Are the Best Places to Retire in 2025? Where is the best place to spend your golden years? According to U.S.