McKissock

MAY 26, 2023

This month we asked our appraisal community, “What’s the BEST way to survive a slow market as an appraiser?” Sign up for our newsletter to get the next “Question of the Month” survey delivered to your inbox. How can you bolster your appraisal business during a slow real estate market? Want to share your opinion?

Real Estate 64

Real Estate Appraisal Marketing Business 64

Assurance Financial

DECEMBER 27, 2021

Whether you’re a first-time homebuyer or a homeowner looking to refinance your mortgage, the financial logistics of homeownership may have you asking some big questions. You might choose a fixed interest rate if overall rates are low when you buy a house you’re planning on owning for a while.

Mortgage 74

Mortgage Finance Logistics Marketing 74

Assurance Financial

MAY 10, 2022

There are a few differences between a vacation property and your primary home when it comes to financing a second property. When you already own your vacation spot, you don’t have to pay for travel expenses such as hotels or rentals anymore, which can save you money over time. Why Buy a Vacation Home?

Property Taxes 74

Property Taxes Mortgage Finance Property Management 74

Clear Capital

NOVEMBER 14, 2022

How do you feel when an appraisal revision request pops up in your inbox in the morning? Buying or refinancing a house is stressful for home buyers, and “being able to rely on a timely valuation can make a big difference,” says Heather Khan, Senior Analyst of Quality Assurance at Clear Capital. Ask questions.

Appraisal 69

Appraisal Lending Bracketing Appraisal Process 69

Assurance Financial

APRIL 29, 2021

When you own your home, you can feel a sense of stability and security. Learn more about the value of equity and what you can do to maximize it. Once you establish some equity in your home, you can use the cash value of the equity when necessary. How to Build Equity in Your Home. What Is Equity?

Mortgage 74

Mortgage Insurance Home Value Loan Officers 74

PennyMac

JUNE 15, 2021

To learn about the factors involved, we spoke with real estate expert Brendon DeSimone. Here's a quick rundown of considerations on DeSimone’s list: Early Estimate: Ask a Realtor® to provide you with a comparative home analysis to estimate the value of your current home. There are so many unknowns.".

Renovations 36

Renovations Real Estate Insurance Marketing 36

Clear Capital

APRIL 1, 2024

Mordor Intelligence estimates that as of 2024, the home equity lending market size is estimated at nearly $31 billion, and is expected to grow to $36 billion by 2029. According to CNBC , American homeowners have a combined total equity of nearly $30 trillion — roughly $200,000 of cash for each owner-occupied home in the U.S.

Lending 36

Lending Valuation Home Value Design 36

Assurance Financial

SEPTEMBER 28, 2021

We’re going to break down the steps, answer some of your most pressing questions and help you take the next step toward your financial freedom! When you pay your monthly bill, that money is split two ways. But before we break down how you can do it, it’s valuable to ask yourself if you should do it. in interest.

Mortgage 36

Mortgage Investing Finance Loan Officers 36

Assurance Financial

DECEMBER 20, 2021

There are many factors to consider when selling a home, and you may be wondering what happens to your mortgage when you move. If you’re one of the many Americans that own a home with a mortgage, you should know your options when it comes time to sell. Should I Pay Off My Mortgage Before Selling My House?

Mortgage 74

Mortgage Sellers Buyers Finance 74

Assurance Financial

APRIL 29, 2021

As you go through the process of buying your home or refinancing a home loan, you can also ask your mortgage lender to explain any terms or phrases that are unclear to you. A base rate is the interest rate used as a reference point when setting the rate for an ARM or another loan with a variable rate. Amortization. Base Rate.

Mortgage 69

Mortgage Insurance Sellers Inspection 69

Appraisal Today

JULY 7, 2023

I learned I was biased against young Black men when I was on a criminal jury many years ago. When a young Black man, the defendant, walked into court, I immediately thought he was guilty. When a young Black man, the defendant, walked into court, I immediately thought he was guilty. Connolly & Mott v.

Appraisal 75

Appraisal Real Estate Contracts Mortgage 75

PennyMac

APRIL 5, 2023

When you purchase points in a mortgage buydown, you’re essentially prepaying interest upfront at closing in exchange for a lower rate, i.e., “buying it down.” Six Benefits of Buying Down an Interest Rate Cost to Buy Down the Interest Rate Rate Buydown Structures 3-2-1 Buydown 2-1 Buydown 1-0 Buydown Who Can Buy Down a Mortgage?

Mortgage 36

Mortgage Sellers Buyers Insurance 36

Assurance Financial

MARCH 14, 2022

Learn more about the mortgage consolidation process and see if it’s right for you. When someone decides to consolidate their debt, they apply for a new loan and use the principal to pay off the remaining balances on their existing loans. When someone decides to consolidate mortgage debt, they are usually doing one of two things.

Mortgage 69

Mortgage Appraisal Insurance Lending 69

Clear Capital

JULY 26, 2022

It’s important to ask the right questions to ensure you’re getting the most from your AVM provider. Financial institutions should look for a highly-accurate, lending-grade AVM that combines quality data, valuation expertise, and machine learning. Does the AVM combine quality data, valuation expertise, and machine learning?

Valuation 69

Valuation Lending Tools Real Estate 69

Appraisal Today

JANUARY 4, 2023

I write about non-lender work, staying up when business is down, retirement planning, and more in my monthly newsletter. My business has been much more stable as I can shift between them when the appraisal markets change, especially fees. “I would like to turn over my appraisal business to my daughter, who is certified.”. Other (6%).

Appraisal 52

Appraisal Contracts Business Development 52

PennyMac

AUGUST 2, 2022

When it comes to your monthly budget, you must consider both payments on the principal balance as well as the amount your interest rate will add to your payments. Learn about different types of loans. The process for refinancing a home will be different compared to processing a government-backed loan. Get Pre-Approved.

Mortgage 36

Mortgage Real Estate Agent Inspection Investing 36

Assurance Financial

NOVEMBER 9, 2021

Read on to learn more about how private mortgage insurance can allow you to purchase a home, even if you don’t have enough resources to make a standard down payment. Read on to learn more about how private mortgage insurance can allow you to purchase a home, even if you don’t have enough resources to make a standard down payment.

Insurance 41

Insurance Mortgage Home Value Finance 41

Will Springer Realtor

DECEMBER 13, 2022

For 34 consecutive months ending in March, buyers enjoyed mortgage interest rates of 4.0% or lower – as low as 2.77%, according to Freddie Mac. In its place, rising everything – home prices, mortgage rates and inflation (Why are eggs so expensive? Are hens sending their chicks to college?!). Housing demand significantly cooled, first in U.S.

Real Estate 36

Real Estate Buyers Construction Sellers 36