Housing Wire

DECEMBER 6, 2022

To get into an agent’s circle, an LO has to see problems before they manifest they need to communicate whether the news is good, bad or ugly, agents said. range, versus closing on their mortgage now when their homes are finally finished being built and rates are around 7.0%,” said Summers, a Keller Williams agent in Provo, Utah.

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Real Estate Real Estate Agent Clients Agents 366

Housing Wire

SEPTEMBER 14, 2020

Low interest rates have kept refinance loan volumes robust, but no one knows for how long. Zillow , for instance, is still enticing new home buyers to transact and Carvana makes it possible to buy a new or used car from the comfort of home. Once we get the information required to issue a Loan Estimate, the clock starts ticking.

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Lending Mortgage Technology Business 462

Housing Wire

JANUARY 13, 2021

Data analytics giant Black Knight unveiled a new self-service style platform aimed at correspondent lending that will allow lenders to manage conditions and validate pricing locks on Best Effort loans. Through the automation, CoreLogic’s tech will then analyze and calculate the income based on the loans guidelines.

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Mortgage Sellers Technology Real Estate Agent 271

Eppraisal

NOVEMBER 28, 2023

However, the cost is often intimidating, especially for those who haven’t yet learned their options. There are various methods to making a home more affordable for you and any loved ones. Here’s what you need to qualify for a loan, plus the rundown on five financing choices.

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Finance Government Insurance Property Taxes 69

Housing Wire

MAY 17, 2023

A credit card is always relevant. And if you can have a credit card with benefits, cash back and, even more, the option to offset closing costs, that’s valuable. Also, visualize a world where many of these folks have now decided to buy a home with us. Then you add 2.5 You’re not only buying the product.

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Marketing Clients Mortgage Business 332

Lamacchia Realty

APRIL 12, 2023

THINGS THAT MAY BE IMPACTING YOUR CREDIT Navigating your credit score can be extremely confusing if you don’t know what goes into determining your score and what causes it to go higher or lower over time. When you’re attempting to get a mortgage loan , having good credit is a major factor.

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Realty Real Estate Buyers Realtors 72

McKissock

AUGUST 7, 2022

The early 2000s housing crisis left many Americans financially devastated after losing their real estate investments and homes. It didn’t help that the Federal Reserve was not strictly regulating the bank’s loan screening and approval process. Other fields also faced bankruptcy due to credit issues.

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Real Estate Investing Marketing Buyers 91

Simonson Real Estate

AUGUST 24, 2020

On March 11, 2020, the World Health Organization announced COVID-19 as a global pandemic (this day also happens to be my birthday so good or bad, it’s an easy date for me to remember). I learned much about the evolving views and changes banks are formulating due to COVID and Minnesota’s outlook for the remainder of 2020.

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Lending Construction Tenants Real Estate 148

Assurance Financial

MARCH 2, 2021

Is Refinancing a Bad Idea? If you’ve had your existing home loan and mortgage for a little while, it’s only natural to wonder if you could get a better deal. A mortgage is a tremendous responsibility — so you need a reliable understanding of whether refinancing is a good or bad idea.

Investing 69

Investing Mortgage Home Value Marketing 69

Appraisal Today

MARCH 15, 2024

When I worked for a northern California assessor’s office with rural areas I learned a lot about almond growing (the main crop) and other ag topics. It is not hard to learn the valuation factors. So indulge in a gander at this quintet of gorgeous, glass homes. Is it part of the value of the home? Or is it something else?

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Appraisal Inspection Modernization Business 68

Genworth MI Blog

JANUARY 24, 2019

Despite these improvements, fraudsters learn quickly and are always looking for new ways to get around the improvements the mortgage industry makes to protect lenders and borrowers alike. Whether you’re a loan officer, loan processor, or underwriter, you have the power to detect and report various types of fraud. Identity theft.

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Loan Officers Mortgage Buyers Real Estate Agent 78

Housing Wire

MAY 26, 2022

That’s not the case now because we have’t had a credit boom post-2010 as we did from 2002 to 2005. Let’s take a look here together because I have been worried about unhealthy home price growth since the breakout in housing demand in 2020, but it’s not because of record-breaking credit demand.

Inventory 515

Inventory Housing Market Construction Marketing 515

Genworth MI Blog

JANUARY 24, 2019

Despite these improvements, fraudsters learn quickly and are always looking for new ways to get around the improvements the mortgage industry makes to protect lenders and borrowers alike. Whether you’re a loan officer, loan processor, or underwriter, you have the power to detect and report various types of fraud. Identity theft.

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Loan Officers Mortgage Buyers Real Estate Agent 60

Housing Wire

JULY 19, 2021

But success for either Acting Director Sandra Thompson — who, by all accounts, will bring a steady hand — and whomever comes next, will rely on steady leadership and a willingness to learn from dynamics of the past. Whoever runs FHFA over the remainder of the Biden administration, there are no shortage of lessons to be learned.

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Finance Investors Mortgage Investing 408

Assurance Financial

MAY 18, 2022

When you’re shopping for a home, you want to do as much as possible to show sellers you’re serious and make yourself stand out in a crowded field. In a seller’s market, there are more people trying to buy homes than properties available. It’s very similar to the process of applying for a mortgage loan.

Mortgage 74

Mortgage Sellers Real Estate Agent Buyers 74

PennyMac

AUGUST 2, 2022

Buying a new home is an exciting venture, but the mortgage loan process can be an overwhelming experience that deters eager and qualified homeowners. Despite the stress of getting a loan, we’re here to simplify the process and give new homeowners the confidence they need to get the house they deserve. Check your credit score.

Mortgage 36

Mortgage Real Estate Agent Inspection Investing 36

Assurance Financial

MAY 10, 2022

During home shopping, most homebuyers want to know whether the current housing market is a seller’s market or a buyer’s market, along with how to get a good deal in a seller’s market. When many homes are available for purchase yet there is a low number of interested buyers, buyers have an advantage.

Marketing 69

Marketing Real Estate Agent Sellers Buyers 69

Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ Risk to Home Values.

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Insurance Appraisal Contracts Mortgage 77

Assurance Financial

NOVEMBER 9, 2021

Purchasing a new home is an exciting step in life and requires a lot of time, research and planning. Before signing the final papers, there are many factors to consider and scenarios to prepare for to secure your home financing solution. What Is Mortgage Insurance on a Home Loan? Why Lenders Require PMI on a Home Loan.

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Insurance Mortgage Home Value Finance 41

Clear Capital

DECEMBER 14, 2021

Jeff and Kenon discuss rapidly increasing home equity and what this means for first-time buyers. So, Kenon, a major story that’s been happening in our industry for more than a year is the general trend of extremely rapid home price appreciation. But we are still at an extremely, extremely high rate of home price growth.

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Real Estate Mortgage Agents Business 69

Will Springer Realtor

JANUARY 11, 2023

December is typically the slowest time of year for local residential real estate sales, but the final few weeks capped what turned into the slowest year in a decade for the purchase and sale of homes across King County. Home prices start in the upper $400,000s for a studio of about 410 sq. That’s unheard of!

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Housing Market Architecture Contracts Buyers 36

Clear Capital

SEPTEMBER 29, 2021

Then they dive into Freddie Mac’s long-anticipated research paper, “ Racial and Ethnic Valuation Gaps In Home Purchase Appraisals.” And that that paper is called, “Racial and ethnic valuation gaps in home purchase appraisals.” So we’re interested in learning a little bit more about that.

Sellers 69

Sellers Agents Real Estate Buyers 69

Will Springer Realtor

JUNE 9, 2021

Memories of the Great Recession still linger for anyone linked to the real estate industry – including the estimated seven million households that lost their homes to foreclosures around 2008-2010. Adjustable-rate mortgages were cheap and easy to acquire, home prices were artificially inflated and supply plentiful.

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Housing Market Marketing Inventory New Listings 36