Housing Wire

JULY 26, 2021

The housing market is red hot. The Federal Housing Finance Agency house-price index rose 12% last year due to low inventories and high demand. Redfin , the popular real estate website, reports that nearly 40% of homes in the past month have sold above asking price.

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Eppraisal

APRIL 21, 2023

At such a juncture, the federal government will close a nationally chartered bank or a state government will shut down one holding a state charter. This can lure buyers into the market because the cost of financing is less prohibitive. So, the underwriting strictness that followed the WaMu debacle are less likely to return.

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Houston Properties

JANUARY 13, 2021

Houston Housing Market Forecast: Current Data & 2021 Predictions. Concerned about a housing market crash? SUMMARY: Coming off a record year, the Houston real estate market started 2021 in a seller’s market. However, in real estate, it should make the value of the assets larger in dollar terms.

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Zillow

JULY 15, 2019

Cancellation of escrow : A situation in which a buyer backs out of a home purchase. Capacity : The amount of money a home buyer can afford to borrow. Cash-value policy : A homeowners insurance policy that pays the replacement cost of a home, minus depreciation, should damage occur.

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Housing Wire

JULY 14, 2023

The report also accounts for “wealth lost because of lower home value appreciations for homes owned by people of color compared with white people,” according to the reporting. When specifically looking at King County’s Black households, the estimated intergenerational wealth loss since 1950 is estimated to be between $5.4

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PennyMac

JUNE 28, 2022

An escrow account is a special account that holds money for property taxes, premiums, homeowners insurance and mortgage insurance. FHA Mortgage Insurance Premium. If you’re using an FHA loan for your mortgage, you’ll need to pay the mortgage insurance premium (MIP) upfront as part of your closing costs. Escrow Deposit.

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Assurance Financial

SEPTEMBER 20, 2021

It’s important to note that any down payment under 20% normally requires mortgage insurance. However, if you put down more than 20%, you don’t need insurance. How Much Is a Normal Down Payment on a House? Another is the housing market in your area. What Is a Loan-To-Value Ratio?

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Appraisal Today

JUNE 23, 2023

A home valued too high can lock a homeowner into an unaffordable mortgage and increase the risk of foreclosure. A home valued too low can deprive homeowners of access to their equity and limit the mobility of sellers. Inaccurate or biased algorithms can lead to serious harm. Worth reading.

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Appraisal Real Estate Valuation Contracts 87

Housing Wire

AUGUST 8, 2023

In the secondary market, these jumbo loans are sold to other investors, such as real estate investment trusts, hedge funds and insurance companies. a market with high-income homebuyers that has experienced soaring home prices since 2020. But what explains this market’s decline? from June 2022.

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Insurance Mortgage Clients Lending 367

PennyMac

JANUARY 3, 2024

With a VA loan, there are: No down payment on home purchase loans* Lower closing cost limits Lower interest rates Relaxed credit requirements No monthly mortgage insurance premiums Already have a VA loan for your first home? Here are some best practices and tips for home-selling success. Research the housing market.

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Will Springer Realtor

APRIL 10, 2024

A federal appeals court, in a separate legal case, on April 5 granted the DoJ the right to reopen an investigation into NAR policies even after the government ended the probe in 2020.) INSURANCE FOLLOW-UP The top item in last month’s newsletter struck a chord with readers. per $1000 of home value) but soaring elsewhere.

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The Robert Weiler Company

SEPTEMBER 7, 2022

See below why we feel Ohio land for sale market is still ripe for growth. The Ohio housing market has remained resilient over the past year and a half. Low mortgage rates have steadied, welcoming batches of new buyers eager to own a home in the market. Homes sales reached 14,210 in May 2022, a 1.8%

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Housing Wire

DECEMBER 20, 2021

has long been a major player in the private-label securitization market, and it sees a looming problem brewing in the housing industry. That issue is about boundaries — specifically, the line drawn between the roles of private industry and the government in the housing market.

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Will Springer Realtor

AUGUST 9, 2022

There is no one-size-fits-all solution to solving our shortage of affordable homes but one answer that appears to have wider appeal is to aggressively advocate for accessory dwelling units (ADUs) – either attached to a structure or detached (DADU) in a backyard. I have written on this topic before. Most zoning laws grant units up to 1000 sq.

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Will Springer Realtor

DECEMBER 8, 2021

GREATER BUYING POWER Buyers who are struggling to purchase a home in this frenzied housing market will receive a bit of a lifeline in 2022. Every year loan limits established for mortgage backers like Fannie Mae and Freddie Mac are reviewed and adjusted according to regional home values. That was followed by 1.0%

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