Housing Wire

MARCH 4, 2024

At HousingWire , we have a debate about whether home sellers will freeze up again this year as mortgage rates stay stubbornly high. We’ve had seller growth for 18 weeks in a row. More sellers means more sales. Will sellers retreat entirely, like they did last year? But will rates deter sellers also?

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Inventory Sellers Buyers Real Estate 466

Housing Wire

MARCH 11, 2024

Last fall when people were still expecting mortgage rates to be falling this year, it was common to assume rates would be in the low 6s or 5s this year and people asked me if lower rates would bring a flood of inventory. The only way inventory would grow in 2024 is if mortgage rates climbed. But the evidence is the opposite.

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Inventory New Listings Sellers Real Estate 499

Housing Wire

DECEMBER 29, 2023

After nearly two years of trudging through a frozen housing market , the consensus among mortgage professionals is that the worst of it is over. The spread between the 30-year fixed-rate mortgage and the 10-year Treasury yield has narrowed after sitting at over 300 basis points, compared to the historic norm of 150 bps.

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Mortgage Loan Officers Inventory Business 438

Housing Wire

OCTOBER 21, 2022

In times as tough as these, mortgage lenders must be proactive in borrower outreach and find consumers’ home finance needs if they’re going to close a deal, a new report by mortgage relationship data company Sales Boomerang concludes. Download this white paper for a roadmap to deploying new technologies.

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Mortgage Sellers Finance Technology 345

Housing Wire

JANUARY 8, 2024

2023 started with recovery, but slowed down in Q3 as mortgage rates hit 8%. Sellers are coming back There are 499,000 single-family homes unsold on the market now. There are slightly more sellers each week. Last year, was marked by how few sellers there were. We can expect to have more sellers all year.

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Real Estate Marketing Inventory New Listings 487

Housing Wire

JANUARY 16, 2024

Home sellers are starting to ease back into the market, new listings are finally exceeding the levels of a year ago. The longer we stay with mortgage rates higher, the more inventory will build closer to where it used to be. Mortgage rates are higher than they were a year ago. Higher mortgage rates means more inventory.

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Inventory New Listings Sellers Contracts 419

Housing Wire

JANUARY 2, 2024

This implies that there are more than enough buyers at these prices and these mortgage rates to keep activity happening in housing. Maybe we get cheaper mortgage rates and that will help payment affordability, but remember that cheaper rates means more buyer competition. The defining characteristic of 2023 was how few sellers we had.

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Housing Market Marketing Inventory Contracts 524

Housing Wire

NOVEMBER 14, 2023

Last year at this time, sellers and homebuyers hit the brakes hard. Watch the weekly housing market recap video above to get the latest housing market data download from Altos Research. As long as mortgage rates don’t spike again, 2024 is set up for slight home-sales gains over 2023.

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Housing Market Marketing Inventory Contracts 421

Housing Wire

DECEMBER 4, 2023

New listings and home sales remain low this week while available inventory of unsold homes is finally falling across the country after rising with mortgage rates late into November. More sellers equals more home sales in 2024. Download the free Altos eBook: “How to Use Market Data to Build Your Real Estate Business”

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Housing Market Marketing Inventory New Listings 483

Housing Wire

DECEMBER 11, 2023

The second takeaway is the lesson I’ve been sharing lately: Consumers are more sensitive to changes in mortgage rates than to the absolute levels of rates. Last year mortgage interest rates rose by 450 basis points from 3% to 7.5%. It’s a reflection of very high mortgage rates and how quickly rates rose in September and October.

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Inventory Contracts Sellers Housing Market 436

Housing Wire

JANUARY 29, 2024

They obviously picked up in December when mortgage rates did a recent dip. However, December’s momentum slowed very quickly in January as mortgage rates jumped back up and as a deep freeze gripped the country. If mortgage rates are in the 7s this year, this growth will not hold. Assuming mortgage rates stay in the 6s.

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Contracts Inventory Housing Market Mortgage 390

Movoto

MARCH 25, 2024

5 Steps For Getting Pre Approved For A Mortgage For the majority of homeowners ( 80%, per the National Association of Realtors ), buying a home is made possible, thanks in part to a mortgage. So, knowing the steps to getting pre-approved for a mortgage is highly beneficial for those considering buying a home. you really love.

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Mortgage Real Estate Agent Sellers Real Estate 36

Assurance Financial

DECEMBER 20, 2021

There are many factors to consider when selling a home, and you may be wondering what happens to your mortgage when you move. After all, the 2018 American Community Survey found that the median length of time homeowners stayed in their homes was 13 years, a shorter length of time than most mortgage terms.

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Mortgage Sellers Buyers Finance 74

Assurance Financial

APRIL 29, 2021

Mortgage Lending Terminology . If you plan to buy a home or refinance an existing mortgage, you’ll likely encounter mortgage loan terms and definitions that may be unfamiliar — especially if you’re buying a house for the first time. Adjustable-Rate Mortgage (ARM). Amortization. Annual Percentage Rate (APR).

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Mortgage Insurance Sellers Inspection 69

Assurance Financial

APRIL 29, 2021

Important Mortgage Acronyms. When you’re in the process of shopping for a home and a mortgage, you’re likely to encounter what looks like alphabet soup. All those letters and mortgage statement abbreviations can make your head spin. Mortgage Term Abbreviations to Know. ARM (Adjustable-Rate Mortgage).

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Mortgage HOA Insurance Real Estate Agent 74

Quicken Loans

JUNE 3, 2021

You may already be aware of iBuyers and what they have to offer prospective home buyers and sellers. But for those who want to understand what all the hoopla is about and what it entails for buyers, sellers and agents alike, here’s what you should know. Offerpad will even pay for professional movers when sellers relocate locally.

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Sellers Buyers Agents Real Estate Agent 55

Will Springer Realtor

FEBRUARY 28, 2023

The home itself of course is the biggest and, fortunately, mortgage lenders can help you with financing options. Services can be charged by a range of experts – mortgage lender, home inspector, pest consultant, mold inspector, appraiser, real estate attorney and others. Here is a more complete list (downloadable PDF).

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Buyers Sellers Real Estate Mortgage 63

Assurance Financial

MAY 10, 2022

During home shopping, most homebuyers want to know whether the current housing market is a seller’s market or a buyer’s market, along with how to get a good deal in a seller’s market. Buyer’s vs. Seller’s Market. Seller’s Market. What Is a Seller’s Market?

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Marketing Real Estate Agent Sellers Buyers 69

Cornerstone

APRIL 30, 2021

Download the infographic here. It’s an ideal time for sellers to take advantage. Sellers who may have been reluctant to list in the past few years are now considering it. Increasing prices also indicate increasing home values, allowing a seller to tap into thousands of dollars in equity gains. Reading Time: 3 minutes.

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Sellers Buyers Inventory Loan Officers 66

Assurance Financial

JULY 23, 2021

How to Get a Mortgage Loan. If you’re going to finance your home purchase, one of the first things to do is figure out how to get a mortgage. You might have heard that getting a mortgage is a long and complicated process, with plenty of twists and turns along the way. 10 Steps to Get a Mortgage Loan.

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Mortgage Real Estate Agent Government Loan Officers 74

Cornerstone

JULY 1, 2021

Download the infographic here. Sellers who list may find a golden opportunity: Right now, you’re likely to sell your house quicker and at a better price. Sellers who list may find a golden opportunity: Right now, you’re likely to sell your house quicker and at a better price. Reading Time: 3 minutes.

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Sellers Buyers Real Estate Agent Inventory 61

Assurance Financial

JULY 27, 2021

Mortgage Loan for You. When shopping for a home, it’s just as important to make a list of things you’d like from your mortgage — including the length of the loan, the interest rate and the repayment terms. You have lots of options when choosing a mortgage. What Is a Mortgage? What Mortgage Do I Need?

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Mortgage Government Construction Insurance 69

Housing Wire

AUGUST 5, 2020

Over the following weeks, Todd Duncan, sales entrepreneur and New York Times best-selling author, will showcase principles for mortgage and real estate professionals to embrace for success. What most consumers don’t realize is the lowest rate with the wrong mortgage strategy could cost more than a slightly higher rate with the right strategy.

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Real Estate Buyers Finance Mortgage 224

Housing Wire

DECEMBER 7, 2023

Students chose the school for its offering of live instruction classes for salespersons, brokers, appraisers, mortgage, and home inspection courses at various locations and convenient times, including weekend classes. After the class, you will receive the certificate for each state to renew both states’ licenses. out of 5 stars Rating: 4.5

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Real Estate Real Estate Agent Law Brokerage 326

Housing Wire

NOVEMBER 30, 2023

Business Ebooks by Industry Experts, Career Resources, Downloadable Resources, Digital Flashcards, Real Estate Glossary & Study Schedule Standard: All Basic Features + Exam Prep Edge (National and Ohio) and Pass Guarantee Value: All Standard Features + Business Building Courses Premium: All Value Features + The CE Shop 20-Hr.

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Real Estate Real Estate Agent Law Inspection 367

McKissock

AUGUST 20, 2021

Homebuying demand begins to ease up a bit, with 5% of home sellers dropping their price in recent weeks. 5% of home sellers dropped their price in recent weeks. 5% of home sellers dropped their price in recent weeks. Download this free ebook to learn the ins and outs of green home appraising.

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Appraisal Sellers Housing Market Design 68

Cornerstone

MAY 21, 2021

Download the infographic here. Our free LoanFly app lets you search houses, connect with a local loan officer, prequalify for a mortgage, and manage your loan docs, all in one place. What else to know: Mortgage rates are still low — but rising. We estimate the 30-year fixed mortgage rate will average 3.4

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Real Estate Loan Officers Bracketing Sellers 57

Assurance Financial

MAY 4, 2022

In today’s economic climate, many homeowners may find it challenging to make their large monthly mortgage payments. Especially for first-time homeowners, an unwieldy mortgage payment may feel stressful and overwhelming. What Are Mortgage Refinancing Closing Costs? Downloadable Guides. Click here to download the file.

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Mortgage Insurance Legal Inspection 36

Cornerstone

FEBRUARY 2, 2021

Reading Time: 2 minutes Download the infographic here. Because of the competitive market conditions mentioned above, homebuyers have to do whatever they can to stand out — including getting prequalified for a mortgage before they start shopping. Many sellers are seeing homes “fly off the shelves.”

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Landlords Loan Officers Buyers Sellers 67

Housing Wire

APRIL 25, 2024

Here’s how it works: local mortgage brokers pay Curb Hero to display their name and contact information on your sign-in sheets as a “paired lender.” Unlike competing apps that charge $20+ per month, Curb Hero offers agents touchless QR code sign-in, customizable questions, marketing tools, lead verification, and more for free.

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Real Estate Agents Open Houses Tools 338

Assurance Financial

MAY 18, 2022

When you’re shopping for a home, you want to do as much as possible to show sellers you’re serious and make yourself stand out in a crowded field. That’s particularly true when you’re looking to buy in a seller’s market. A mortgage pre-approval is essentially a stamp of approval from a lender.

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Mortgage Sellers Real Estate Agent Buyers 74

McKissock

JANUARY 18, 2022

Dale Schaechterle, the founding partner and CEO at Realty Executives Integrity , shares with Forbes that the services of a good real estate agent are essential for a first-time home buyer given the complicated network of mortgage rates and tax laws that they will have to navigate. Download for free here. Answer Questions.

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Real Estate Agent Real Estate Agents Buyers 96

Appraisal Today

DECEMBER 22, 2023

NOTE: Please scroll down to read the other topics in this long blog post on answering your phone, appraiser censorship, bias, how to do graphs, unusual homes, mortgage origination stats, etc. Excerpts: How to use the spreadsheet to download neighborhood MLS data (40 minute video) I made a template to download data from MLS.

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Appraisal Business Contracts Real Estate 76

Assurance Financial

MAY 18, 2022

If you’re considering buying a home and don’t think you’ll qualify for a conventional mortgage, a Federal Housing Administration (FHA) loan or a United States Department of Agriculture (USDA) loan might be right for you. Like conventional mortgages, FHA loans are available with a 15- or 30-year term.

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Insurance Government Mortgage Sellers 69

Assurance Financial

NOVEMBER 9, 2021

The key to getting the best possible value for your money is understanding what’s happening in your local real estate market — whether you’re a buyer or a seller. What’s the Difference Between a Buyer’s and Seller’s Market? Buyer’s vs. seller’s markets are a matter of supply and demand.

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Marketing Sellers Buyers Real Estate 36

Assurance Financial

APRIL 18, 2022

A home renovation loan is most likely not going to be the same as your mortgage. Can You Add Renovation Costs to Your Mortgage? If you’re buying a home that needs some TLC, it can make sense to see if you can use some of your mortgage to pay for the cost of renovations. But you need to choose the right type of mortgage.

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Renovations Construction Home Improvement Mortgage 74

Cornerstone

JUNE 1, 2021

That’s the question on every homebuyer and seller’s mind. Major housing authorities like Freddie Mac , Fannie Mae , and the MBA (Mortgage Bankers Association) have all agreed that total sales (including existing and newly constructed homes) will continue this trajectory for the next two years. Show your mortgage who’s boss.

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Inventory Buyers Sellers Investing 52