Housing Wire

NOVEMBER 5, 2023

An experienced web developer can also make sure that your site employs SEO (Search Engine Optimization) strategies. SEE ALSO: 6 best real estate lead generation websites for 2023 Social media advertising Social media advertising is a powerful tool for generating real estate leads due to its wide reach and precise targeting capabilities.

Real Estate 388

Real Estate Tools Real Estate Agent Open Houses 388

Appraisal Buzz

MAY 6, 2024

Does the cost of homeowners insurance affect the price of a home? In recent years, insurance companies have pulled out of some markets altogether after sustaining massive losses due to wildfires, flooding, and other climate-related disasters. ICON, an Austin based firm, has developed a 3D printed wall system.

HOA 370

HOA Insurance Legal Fees Valuation 370

Housing Wire

JANUARY 4, 2024

Title insurance giant First American Financial reported progress on restoring its systems from a pre-Christmas cybersecurity incident. This development allows us to resume communication through our standard business channels,” the company said on its website late Wednesday afternoon.

Insurance 350

Insurance Agents Tools Clients 350

Housing Wire

JULY 17, 2023

The continuous development of loss mitigation tools and practices in the mortgage industry will play an essential part in preventing future foreclosures, but additional safety nets — particularly for those mortgage customers who belong to historically disadvantaged populations — will play a critical role in thinning the racial wealth gap.

Mortgage 330

Mortgage Tools Insurance Development 330

Housing Wire

MARCH 29, 2024

Department of Housing and Urban Development (HUD)’s Office of Policy Development and Research is seeking public comment related to application and origination documents for the Federal Housing Administration (FHA)-backed Home Equity Conversion Mortgage (HECM) program, according to a notice published this week in the Federal Register.

Mortgage 334

Mortgage Tools Design Development 334

Housing Wire

MARCH 11, 2024

Configured to give independent mortgage banks, federally insured banks and credit unions the needed tools at an accessible price point, Floify Lender Edition aims to increase lender profitability through its automated processes and efficiency tools, the company said. Founded in 2013, Floify — a subsidiary of Porch Group Inc. —

Mortgage 363

Mortgage Loan Officers Real Estate Agent Design 363

Housing Wire

APRIL 12, 2024

The impact of tax and insurance liabilities There are some growing concerns stemming from inflation and the rising costs of property taxes and insurance premiums, which may be problematic for some households, particularly older Americans with fixed incomes. creating chaos in property insurance markets.

Property Taxes 344

Property Taxes Insurance Mortgage Home Value 344

Housing Wire

MARCH 8, 2024

Biden’s plan also included a $10,000 tax credit for first-time homebuyers and people who sell their “starter home,” and a pilot program that waives the requirement for lender’s title insurance on certain refinance transactions. These costs increased by 21.8% from 2021 to 2022, reaching nearly $6,000, per the CFPB post.

Mortgage 428

Mortgage Legal Insurance Finance 428

Housing Wire

JANUARY 17, 2024

But unlike financing with a traditional mortgage, monthly principal and interest payments are not required on the loan, so long as the homeowner keeps up to date with real estate taxes, homeowners’ insurance and property maintenance. The HECM for Purchase is not a refinancing tool; it is not akin to a Home Equity Line of Credit ( HELOC ).

Finance 419

Finance Real Estate Agent Real Estate Insurance 419

Housing Wire

JANUARY 29, 2024

Meanwhile, homeowners insurance is increasingly becoming a bigger issue for consumers and servicers. In California, Texas and Louisiana, as well as portions of other states that are at risk for natural disasters , just getting homeowners insurance is getting more difficult as large insurers stop writing coverage.

Insurance 346

Insurance Real Estate Technology Clients 346

Housing Wire

FEBRUARY 29, 2024

Department of Housing and Urban Development (HUD) on Thursday unveiled a series of new policies that are designed to boost housing supply and affordability across the country, according to HUD and White House officials. HUD is using every single tool we have to ensure the families we serve can access affordable homes.

Design 406

Design Finance Insurance Tenants 406

Housing Wire

MARCH 29, 2024

Anna Frankowska As retirements become longer and there is additional pressure to find adequate retirement financing tools, Frankowska discovered the reverse mortgage product concept and found it to be a potential solution.

Mortgage 382

Mortgage Finance Insurance Tools 382

Housing Wire

APRIL 22, 2024

The article also notes that reverse mortgages are a potentially valuable tool for seniors in the current housing environment. With federally insured reverse mortgages — officially [HECMs] — the upfront costs are high […] and the paperwork substantial.

Tenants 387

Tenants Mortgage Insurance Tools 387

Housing Wire

NOVEMBER 3, 2023

The updates align FHA appraisal requirements with those of other industry participants and will improve the valuation of these homes for borrowers seeking FHA-insured mortgages,” the FHA said in its announcement. Increasing the supply of affordable homes in this country will require us to use every tool available to us.

Appraisal 380

Appraisal Valuation Insurance Tools 380

Housing Wire

JUNE 1, 2023

The agencies involved include the Federal Housing Finance Agency ; the Consumer Financial Protection Bureau ; the National Credit Union Administration ; the Federal Deposit Insurance Corporation ; the U.S. And the design and development of the models and algorithms can reflect the biases and blind spots of the developers.”

Valuation 351

Valuation Design Law Real Estate 351

Housing Wire

MAY 27, 2021

Kuterdem has more than 15 years of experience specific to the title industry, previously serving as senior vice president for strategy at Adeptive Software and former CTO for WFG National Title Insurance Co. ” In his new role at SoftPro, Kuterdem will focus on long-term research and development strategies.

Tools 355

Tools Insurance Lending Business 355

Housing Wire

MAY 23, 2024

As part of its recently launched “ Newsweek Vault ” subsite, which vets financial products and provides analysis from sources judged to be financial experts, the publication assembled a series of pros and cons about reverse mortgages by assessing things including loan terms, borrowing limits, tax and insurance requirements, and reputational issues.

Mortgage 296

Mortgage Law Insurance Tools 296

Housing Wire

MAY 23, 2022

In his new role, Hogle will manage the firm’s retail operations, overseeing growth and development of retail sales and the production network, while supporting the firm’s business channels. For example, the Mutual Mortgage Insurance Fund has a capital ratio of 8.03% as of September 2021, more than quadruple the required statutory minimum.

Mortgage 354

Mortgage Retail Insurance Development 354

Housing Wire

DECEMBER 22, 2020

The Federal Housing Finance Agency (FHFA) took another step in its quest to remove Fannie Mae and Freddie Mac from conservatorship on Tuesday, seeking public comment on a rule that would require Fannie Mae and Freddie Mac to develop plans to unwind without negatively affecting the broader financial system.

Finance 454

Finance Government Insurance Development 454

Housing Wire

NOVEMBER 15, 2021

The Department of Housing and Urban Development is taking a cautionary approach to changes to mortgage insurance premiums after a banner year for its Mutual Mortgage Insurance (MMI) fund. Marcia Fudge said there were no near-term plans to change FHA’s mortgage insurance premium pricing.). Earlier this year, HUD Sec.

Mortgage 382

Mortgage Insurance Renovations Tools 382

Housing Wire

OCTOBER 18, 2023

Department of Housing and Urban Development (HUD), Julia Gordon. Gordon said she believes the COVID-19 loss mitigation efforts were “successful,” but many tools are not as effective in today’s rate environment. The commissioner also discussed the rise in mortgage loan assumptions. 14-17 in Philadelphia.

Mortgage 362

Mortgage Government Insurance Tools 362

Housing Wire

SEPTEMBER 3, 2021

Of the 35,380 Federal Housing Administration -insured loans in New Orleans, 17.9%, or 6,600, were delinquent as of August, per an analysis of Department of Housing and Urban Development data from the American Enterprise Institute. While forbearance is an important tool to keep people from losing their homes, it comes at a cost.

Insurance 345

Insurance Mortgage Tools Development 345

Housing Wire

APRIL 18, 2023

Radian has developed titlegenius to help improve the closing process for homebuyers, sellers and lenders alike. Titlegenius offers easy-to-use tools like remote capture and online notarization. With titlegenius, the intuitive digital tools and dedicated, licensed professionals get everyone to the closing table faster.

Tools 286

Tools Sellers Technology Loan Officers 286

Housing Wire

FEBRUARY 20, 2024

In today’s rapidly changing technology landscape, businesses in the title insurance , mortgage and real estate industries must prioritize cybersecurity response planning and business continuity. Develop Backup Strategies: Implement robust backup solutions to ensure the availability and integrity of your important data.

Real Estate 308

Real Estate Mortgage Business Development 308

Housing Wire

SEPTEMBER 5, 2023

What we’re trying to do at ICE is break down the various transactions where a borrower and a lender might interface and figure out how we can deliver a set of technology tools and solutions so that the borrower can get their loan — for purchase or refinance — as fast as possible with the least amount of cost.

Technology 333

Technology Mortgage Tools Insurance 333

Housing Wire

OCTOBER 24, 2023

The Office of the Comptroller of the Currency , the Federal Reserve Board and the Federal Deposit Insurance Corporation issued on Tuesday a new rule to modernize the 1977 Community Reinvestment Act (CRA), which addresses systemic inequalities in access to credit. Barrs, Fed vice chair for supervision, said in a statement.

Retail 312

Retail Law Modernization Lending 312

Housing Wire

JULY 19, 2021

The IPO gives the cloud-based software company the ammunition to grow market share , develop new products and dive deeper into various sectors within fintech, including consumer banking and auto. Over the last two years, Blend has acquired its own mortgage insurance firm and title insurance firm (the latter in a $422 million deal).

Insurance 381

Insurance Investors Technology Real Estate Agent 381

Appraisal Today

JULY 14, 2023

What tool do you prefer to use when measuring a house? Most, including Bill Gates’ mansion is across Lake Washington from Seattle. == Three Dangerous Insurance Mistakes Appraisers Should Avoid by Isaac Peck, Senior Broker at www.OREP.org 1. Appraiser E&O insurance is written on a “Claims Made” basis. Phone app. –

Tools 77

Tools Appraisal Insurance Contracts 77

Housing Wire

JANUARY 28, 2021

The app also lists any local laws protecting renters who use veteran’s benefits or Social Security insurance payments to pay their rent. The update expands Zillow’s Local Legal Protections tool, which was created in 2018 to help LGBT home searchers identify if their rights were protected by local laws in certain jurisdictions. .

Landlords 457

Landlords Tenants Law Legal 457

Housing Wire

DECEMBER 6, 2023

As with establishing effective communication expectations early on, developing a crisis management plan before you need it will allow you to effectively deal with unexpected problems. And don’t forget the most convenient of tools: property management software. Each will provide invaluable support through difficult situations.

Real Estate 384

Real Estate Legal Tenants Clients 384

Housing Wire

MARCH 11, 2024

HW: CreditXpert has been in the industry since the early 2000s with tools like Wayfinder and What-if Simulator, why introduce a new platform now? At the time, this was a groundbreaking tool and has helped millions achieve a better outcome. Much has changed in the mortgage market over the five years since our last major product launch.

Buyers 369

Buyers Tools Mortgage Lending 369

Housing Wire

FEBRUARY 23, 2021

Among these unknowns are changes that could affect lender-placed insurance (LPI). The LPI process is governed by state and federal laws and regulations, as well as investor, guarantor and insurer guidelines. The FHA also sought public comment on its proposed rules surrounding acceptance of private flood insurance.

Insurance 253

Insurance Law Clients Development 253

Housing Wire

OCTOBER 29, 2020

Plus, we offer appraisals and field services through other Altisource’s lines of business, including insurance through CastleLine. We also offer a full suite of other products through CastleLine Risk and Insurance Services. HousingWire: How do Trelix services help users minimize risks and perform loan due diligence?

Mortgage 367

Mortgage Clients Insurance Training 367

Housing Wire

MARCH 3, 2022

According to the DOJ, Juliana Martins, who was on federal supervised release for a previous scheme, left out a key detail of her employment history, which helped her and a co-borrower qualify for an FHA-insured mortgage in the amount of $265,109. Martins is scheduled to be sentenced on August 4, 2022.

Insurance 316

Insurance Government Tools Business 316

Housing Wire

MARCH 16, 2023

“Atlas is the culmination of several years of development to provide a unified closing platform for enterprise title companies.”

Real Estate Agent 294

Real Estate Agent Tools Modernization Real Estate 294

Housing Wire

FEBRUARY 22, 2022

Acting Director David Uejio spoke in September 2021 about how special purpose credit programs “serve as an important tool” for mortgage lenders to assist underserved borrowers. If the regulators were willing to give someone a decision with a safe harbor behind it, lenders would be much more inclined to develop the programs,” said Arculin. “If

Lending 300

Lending Development Finance Law 300

Housing Wire

JULY 14, 2022

Senior officials at the Department of Housing and Urban Development , which houses the FHA, said today during a press briefing that it would focus on improving financing for manufactured homes and revamp its renovation financing. In May, more than three dozen independent mortgage banks urged the FHA to cut mortgage insurance premiums.

Renovations 310

Renovations Finance Insurance Transportation 310